cover
Contact Name
Muhammad Fikri Alan
Contact Email
redaksi.qawanin@iainkediri.ac.id
Phone
+62354-689282
Journal Mail Official
redaksi.qawanin@iainkediri.ac.id
Editorial Address
Jalan Sunan Ampel Nomor 7 Ngronggo Kota Kediri, 64127
Location
Kota kediri,
Jawa timur
INDONESIA
Qawanin: Journal of Economic Syaria Law
ISSN : 25983156     EISSN : 26228661     DOI : https://doi.org/10.30762/qawanin.v6i1
Qawanin (Journal of Economic Syaria Law) is a media publication of the results of scientific research, in the field of Economic Syaria Law which includes: - Economic Syaria Law - Islamic strategy for economic development - Critical issues and challenges in Islamic economics and finance development - other topics that are still in line with law and economic developments
Arjuna Subject : Ilmu Sosial - Hukum
Articles 131 Documents
PENENTUAN KADAR ZAKAT PERTANIANDAN RELEVANSINYA TERHADAP PERTANIAN MASYARAKAT INDUSTRI DI INDONESIA Saifuddin; Dewi Fatimah
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 1 (2023): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i1.207

Abstract

Ratio of agriculture zakat is 1.400 kg grain or 653 kg rice, whereas the quantity of zakat is 5 % if the irrigation needs cost and 10 % if not. If we compare with trade zakat, the ratio of it is higher than  of agriculture, but the quantity of trade zakat is only 2,5%. The reason is because Madinah, city of Messanger, is an agrarian city where the main profession is farmer. The trader is the secondary one. It is different with Macca, the main profession of its people is trading. The problem arises now is when it is contextualized with Indonesian agriculture which is eliminated. Absolutely, it is not fair. This article will discuss that problem. From the results of the analysis it can be concluded that agriculture in Indonesia has a different variety. It is already irrelevant the level of agricultural zakat when compared to the beginning of the lowering of the agricultural zakat order. Because in Indonesia itself agriculture is not like the old days. If the harvest does not reach the nisab, then no zakat is required. As for industrial-based agriculture, it depends on the type. If it is included in agribusiness, the zakat issued is trade zakat, which is 2.5% with haul according to trade zakat
JUAL BELI DENGAN NON-MUSLIM DALAM KONTEKS FIKIH MUAMALAH DAN NILAI KEMASLAHATAN: (Studi Kasus Kabupaten Bengkalis) Andrian Saputra; Muhamad Aji Purwanto
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 1 (2023): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i1.223

Abstract

Jual beli yang sebaiknya dilakukan dengan kejujuran, benar, dan, tidak melanggar syari’at agama Islam (Al - Qur’an & Sunnah). Agar mencapai itu semua jual beli yang dilakukan haruslah memenuhi syarat dan rukun jual beli serta ketentuan yang mengatur didalamnya. Dalam hal bermuamalah, Islam memakai prinsip yang telah dirumuskan sebelumnya, yaitu pada dasarnya segala macam jenis muamalah itu status dari kedudukannya itu mubah kecuali jika ada mengandung unsur paksaan. Transaksi juga diterapkan atas sesuatu yang mengandung manfaat sehingga menghindari mudhorot dalam praktek kehidupan. Agama Islam pada hal ini menganut kebebasan dalam melakukan transaksi kepada siapa saja termasuk kepada nonmuslim selagi tidak ada pihak yang saling dirugikan berdasarkan kesepakatan dalam melakukan transaksi jual beli. Oleh karena itu, analisis dari perspektif Islam mengenai melakukan transaksi jual beli kepada nonmuslim, Islam tidak melarang apalagi mengharamkan. Akan tetapi, Islam mengatur perkara itu semua dengan bertransaksi atas barang atau sesuatu yang halal bagi kita dan bukan kepada nonmuslim yang memusuhi agama kita. Maka selain dari itu, maka bertransaksi kepada nonmuslim dalam hal jual beli perbolehkan, hal itu semua merupakan bagian dari bermuamalah bagian dari kemanusiaan. Jual beli termasuk bagian dari muamalah karena Islam agama yang membawa keindahan bagi umat manusia untuk mencapai keharmonisan dalam menjalankan hidup dimuka bumi.
PEER TO PEER LENDING ANALYSIS OF SHARIA MAQASHID PERSPECTIVE Abdulloh Munir
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 1 (2023): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i1.231

Abstract

The implementation of fintech peer to peer lending (P2P lending) has benefits that are in accordance with maqashid sharia and problems to date, so it is necessary to explore the extent to which lenders are implementing it to determine the eligibility of borrowers. However, it is growing and becoming the concern of the government to create benefits and common goals. The research method is in the form of literature research with data reduction analysis techniques, displays and drawing conclusions. The results prove that P2P lending analysis uses 4P (personality, purpose, prospect, payment), 5C (character, capacity, capital, collateral, condition of economy), credit scoring, regional and demographic surveys and others. Referring to maslahat in the form of economic fulfillment and domination of benefit rather than harm in P2P lending, while maqashid sharia in the form of: protecting religion can be seen from the fulfillment of P2P lending contracts and agreements; take care of the soul because it is used for the survival of the community; keep common sense because the P2P lending practice process must go through careful consideration, complete information and knowledge; taking care of offspring because it is used to fulfill family survival; and guarding property because it demands the best possible financial management. This benefit must be prioritized because technology cannot be separated from economic activity, urgent needs of the community and a solution to difficult access for borrowers or MSMEs.
Jual Beli Buah Campuran Dalam Peti di Pasar Grosir Buah dan Sayur Ngronggo Kota Kediri Perspektif Sosiologi Hukum Islam Arifatulfajrin; Nurhayati, Siti; Kamil, Hutrin
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 2 (2023): December
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i2.248

Abstract

Buying and selling is an agreement to exchange goods or money for goods between both parties willingly and mutually. A sale and purchase transaction is considered valid if it meets the pillars and conditions of the sale and purchase. However, society often engages in practices that contradict Islamic law. This is evident in the practice of buying and selling mixed fruits in crates at the Pasar Grosir Buah dan Sayur Ngronggo Kota Kediri. In this practice, fruits of different qualities are mixed together in crates, and the buyer is unaware of the overall quality of the fruits, resulting in a disadvantage for one party. This research aims to explain the practice of buying and selling mixed fruits in crates and clarify the factors that underlie this practice at the Pasar Grosir Buah dan Sayur Ngronggo Kota Kediri. This research is a field study that utilizes a qualitative and empirical approach. The data sources utilized include primary data and secondary data. The data collection methods used are observation, interviews, and documentation. The data obtained are analyzed through an examination of Islamic legal sociology, and systematic conclusions are drawn. The research results indicate that firstly, the practice of buying and selling mixed fruits in crates at the Pasar Grosir Buah dan Sayur Ngronggo Kota Kediri involves the mixing of fruit qualities by the crate sellers. Buyers can only see the fruits from the outside of the crates. The mixing of fruit qualities is not permissible under Islamic law and contains an element of gharar (uncertainty). The behavior of the sellers contradicts the principles of honesty and trustworthiness in Islamic transactions. Secondly, the factors that underlie the persistence of this practice, despite the prohibition of mixing fruit qualities in Islamic law due to the presence of gharar, are economic factors and convenience. Sellers seek to obtain profits by including rejected fruits of lower quality during the packaging process. Economic factors and convenience play a role in facilitating this practice. Additionally, buyers are enticed by the low prices to sell the fruits in retail or per kilo, and middlemen are also attracted to this practice. However, upon opening the crates, they still find rotten or defective fruits inside. Based on M. Atho Mudzhar's theory, it can be concluded that the level of adherence to Islamic law by sellers and buyers is very low. They are aware that the mixing of fruit qualities in crates is prohibited in Islam, yet they continue to engage in buying and selling activities that clearly involve elements of gharar (uncertainty).
Transaksi Game Slot Berupa Chip ditinjau Atas Dimensi Fiqh dan Hukum Islam Saputra, Andrian; Sandi, Sandi Andika
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 2 (2023): December
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i2.290

Abstract

This article examines the practice of buying and selling slot games where chips are included in the gambling buying and selling transactions. This practice is called Maysir in Islamic economics. This kind of buying and selling occurs considering that the level of public interest, from young people to adults, they switch activities by playing this kind of game. Even though a fatwa has been issued from the MUI regarding such games being haram. However, people in Bengkalis consider this game to be just a normal game. The purpose of this research is to find out about forms of buying and selling that are haram carried out with the status of online games. The research carried out is classified as field study type research. Where it uses primary and secondary data sources. The analysis used in this research is to present qualitative analysis to describe and describe slot game transactions in Bengkalis Regency which are studied based on Islamic jurisprudence and law. The current practice of Game Chip trading transactions can be Web-based, starting from advertising on internet-based virtual entertainment, be it Facebook, Instagram, WA and other virtual applications. Thus, the practice of buying and selling slot games is that the object/goods traded contain a maysir component. According to the terms and conditions, buying and selling chips in online games violates Islamic law in buying and selling because it contains elements of gambling (maysir).
Tinjauan Akad dalam Sistem Bainduk Samang di Huler Beras Rolis, Robbi Etman; Arianti, Farida; Rahmi, Zikra
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 2 (2023): December
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i2.300

Abstract

This study examined the bainduk samang system in rice huler. The relationship between farmers and rice huler owners in accommodating rice/grain harvesting objects as trade objects. The purpose of how to bainduk samang that provides benefits in economic transactions such as capital, accounts receivable and accompanied by buying and selling between rice huller owners and farmers. Types of field research with descriptive qualitative methods. This research approach is with a phenomenological approach in the cold water community of Koto Tangah Padang. The results of this study show that the motives of farmers to do bainduk samang as a form of farmers' efforts for the sustainability of being able to grow crops. With the cooperation of Bainduk Samang to the owner of Huler. As a result, the contract is carried out with accounts receivable and buying and selling. The form of buying and selling is conditional, that is, it is to be sold to the lender at a price below the market. Conditional buying and selling in fiqh in order to reduce the price of the fasid buying and selling category
Mudharabah Dalam Perspektif Kompilasi Hukum Ekonomi Syariah dan Aplikasinya Sebagai Produk Perbankan Syariah Novriza, Naia
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 2 (2023): December
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i2.304

Abstract

Penelitian ini membahas tentang bagaimana pelaksanaan akad mudharabah dalam perspektif Kompilasi Hukum ekonomi syariah serta aplikasinya sebagai produk perbankan syariah. Tujuan dari penelitian ini adalah untuk mengetahui akad mudharabah dalam perspektif kompilasi hukum ekonomi syariah. Metode penelitian yang digunakan dalam penelitian ini dengan menggunakan metode kualitatif. Jenis penelitian ini menggunakan pendekatan deskriptif kualitatif dengan metode pengumpulan data menggunakan metode penelitian data kepustakaan dimana peneliti mengumpulkan penelitian terdahulu yang bertujuan untuk menggali data masa lalu secara sistematis dan objektif. Hasil penelitian ini mengungkapkan bahwa akad mudharabah merupakan suatu akad kerjasama antara pemilik modal atau investor (shobibul  maal) dengan pengelola modal (mudharib) untuk melakukan suatu usaha atas dengan menerapkan system bagi hasil. Akad mudharabah walaupun tidak memiliki dasar hukum Al-Qur'an atau sunnah yang tersirat, tetapi akad ini sudah sering digunakan untuk melakukan suatu praktik perdagangan oleh beberapa generasi muslim pada zaman sekarang ini. akad mudharabah dikembangkan oleh beberapa Fuqaha dengan merujuk pada ketentuan berdasarkan prinsip-prinsip umum syariah tentang keadilan. Pada praktek Perbankan Syariah dalam melaksanakan akad mudharabah sebagai suatu akad pembiyaan dalam hal kemitraan dengan nasabah, akad ini merupakan salah satu produk perbankan syariah yaitu berupa Giro mudharabah, Tabungan Mudharabah, Deposito Mudharabah, dan Penyaluran Dana lainnya.
Tinjauan Fikih dan Akad Wadiah Terhadap Praktik Arisan sebagai Sarana Menabung di Masyarakat Bancar Tuban PRILASA, WAHYU ARSA; IMRON MUSTOFA
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 2 (2023): December
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i2.305

Abstract

Di masyarakat Bancar Tuban, arisan sebagai metode menabung telah menjadi komponen penting dalam kehidupan ekonomi dan sosial masyarakat. Dalam tradisi arisan, anggota komunitas berkumpul secara teratur untuk menyumbangkan sejumlah uang, dan pada akhirnya, satu anggota akan menerima seluruh dana. Praktik arisan memiliki dua peran dalam kehidupan masyarakat Bancar Tuban: sebagai alat ekonomi untuk memenuhi kebutuhan pribadi dan sebagai alat sosial untuk mempererat hubungan sosial antara anggota masyarakat. Dalam fikih, arisan adalah bentuk qardh, atau pinjaman, karena anggota masyarakat memberikan uang dengan harapan untuk mengingatnya kembali di kemudian hari. Namun, untuk memastikan bahwa uang yang dikumpulkan oleh para peserta arisan aman dan dapat dikembalikan kepada mereka pada akhir setiap pertemuan, akad wadiah juga dapat digunakan dalam praktik arisan.
Analisis Pelaksanaan Akad pada Lembaga Keuangan Syariah Samudra, Lintang Akbar; Haq, Sava Waroha Sasikirana; Firdaus, Anaqonita Uzlah Eka; Pratama, Frizal Aditya Bintang; Ardhanisa, Wenny; Dewi, Khoirunnisa’ Mustika; Izza, Aulia Syafikra Nur
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 2 (2023): December
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i2.352

Abstract

Indonesia sebagai negara hukum mempunyai segala ketentuan yang harus ditaati oleh seluruh rakyatnya sebagaimana tertuang dalam peraturan perundang-undangan. Bank Jateng Syariah Kantor Cabang Surakarta menggunakan Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah dalam sistem transaksinya. Jenis-jenis akad dan landasan hukum yang dijadikan landasan pelaksanaan transaksi syariah dalam peraturan yang telah diatur oleh negara. Penelitian ini menggunakan metode kualitatif melalui wawancara yang bertujuan untuk memperoleh informasi melalui tanya jawab antara peneliti dan narasumber. Dalam pendekatan kualitatif ini, tim penulis mengumpulkan informasi dari sumber-sumber. Informasi yang telah dikumpulkan dapat diuraikan dan dibandingkan dengan prinsip muamalah dalam Islam. Beberapa jenis akad seperti akad wadiah, mudharabah, musyarakah, dan murabahah telah dilaksanakan oleh Bank Jateng Syariah Kantor Cabang Surakarta, dari akad yang telah disebutkan terdapat beberapa kendala atau kesalahan pada saat bertransaksi. Upaya penanganan kendala atau kesalahan telah diatur jika terdapat risiko terjadinya hal-hal yang tidak diinginkan dalam transaksi syariah di Bank Jateng Syariah Kantor Cabang Surakarta. Adapun risiko atau kendala yang ditemukan, pihak bank mempunyai pilihan penyelesaian seperti musyawarah atau negosiasi antara nasabah dengan pihak bank itu sendiri.
Perspektif Maslahah Mursalah Penggunaan Fintech Syariah Dalam Investasi Ryan Yusuf Pradana
Qawanin: Jurnal of Economic Syaria Law Vol 7 No 2 (2023): December
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v7i2.367

Abstract

This study aims to analyze the use of Sharia Fintech in investment from the perspective of Maslahah Mursalah on the Shafiq Website and Application. The research method used is a literature study, where data is collected through understanding and reading the literature related to the problem that is the focus of the research. This research is a review conducted to solve a problem, with a focus on critical and in-depth analysis of relevant and analytical library materials. The analysis method involves descriptive analysis and content analysis to draw conclusions. The results show that Shafiq's use of sharia fintech, particularly the crowdfunding system, has been formalized and is under the supervision of the National Supervisory Board, and is in accordance with regulations from OJK and DSN MUI. Shafiq has implemented sharia principles, including the prohibition of usury, gharar, and dzalim, with the aim of providing security and convenience in investing in accordance with sharia principles, as well as avoiding harm in accordance with the concept of Maslahah Mursalah.

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