Jurnal Ekonomi dan Bisnis
Jurnal Ekonomi dan Bisnis covers the fields of economics, including Islamic Economics, Development Economics, Public Economics, International Economics, Regional Economics, Human Resource Economics, Natural Resources and Environmental Economics, Industrial Economics, Health Economics, Mathematical Economics (Econometrics), Monetary Economics, Accounting, Banking, Taxation, and Commercial Insurance (Loss).
Articles
257 Documents
STUDI KELAYAKAN FINANSIAL USAHA PUDING LAMOTA: PENDEKATAN NET PRESENT VALUE DAN INTERNAL RATE OF RETURN
Elsa Rahmawati;
Elliza Rizki Wandani;
Hasdita Elies Ramadani;
Elisa Juniarti;
Mia Maelani
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi
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Business or business feasibility studies are very suitable for various business categories including UMKM. Business or business feasibility studies have a very large role for the success and sustainability of micro, small and medium enterprises (UMKM). The profitable business scale resulting from business feasibility will have an impact on making the necessary policies or business strategies so that it will have an impact on the sustainability of the UMKM business. The Lamota Pudding Business is one of the UMKM that is engaged in by students of the Faculty of Economics and Management, Samawa University, Sumbawa Besar. As a new business, it is important to carry out a feasibility analysis of the business so that there is an overview of the sustainability of the business in the future. One aspect of feasibility in an economic perspective includes Net Present Value (NPV) and Internal Rate of Return (IRR). The results of the analysis show that the NPV of the Lamota Pudding business is Rp.41,916,566, - is positive or greater than zero so that it can be concluded that the Lamota Pudding business is feasible to continue. Meanwhile, the results of the IRR calculation for the Lamota Pudding business obtained an IRR of 200.45% greater than the generally accepted bank interest rate (12%) so that it can be concluded that the Lamota Pudding business is feasible to continue.
PENGARUH KREDIT CEPAT AMAN (KCA) TERHADAP PENDAPATAN NASABAH (Studi Pada Nasabah KCA PT. Pegadaian Cabang Moyo Hilir)
Nining Sudiyarti;
Bagas Irwansyah;
Rosyidah Rachman
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
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This study aims to determine the effect of fast and secure credit (KCA) on the income of customers of PT. Moyo Hilir Service Unit Pegadaian. This type of research is associative research to determine the influence or relationship between two or more variables. The variables that will be studied in this study are fast and secure credit Loans (KCA) as the independent variable (free), and Customer Income as the dependent variable (tied). This study uses quantitative data types obtained from primary sources, namely all fast and secure credit (KCA) customers at PT. Pegadaian Service Unit Moyo Hilir January-June 2022 totaling 51 people. Data collection was carried out using a questionnaire distributed to respondents. The data that has been collected is processed with the help of the SPSS program and studied using simple linear regression analysis techniques, partial parameter hypothesis testing (t test), and determination coefficient test (R2). The results of this study indicate that the granting of fast and secure credit (KCA) has a positive and significant effect on the income of PT. Moyo Hilir Service Unit Pegadaian. The variable ability of granting fast safe credit (KCA) in explaining variations in changes in customer income variables of PT. Pegadaian Service Unit of Moyo Hilir is 80.7%, while the remaining 19.3% is influenced by other variables outside this research model.
ANALISIS DETERMINAN YANG MEMPENGARUHI INDEKS PEMBANGUNAN MANUSIA (IPM) KABUPATEN SUMBAWA
Binar Dwiyanto Pamungkas;
Novi Triana Dewi
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
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The purpose of this study was to examine the determinants that influence the human development index (HDI) of Sumbawa Regency which consists of economic growth and poverty on the HDI of Sumbawa Regency. This research is an associative research that aims to determine the relationship between two or more variables. The variables that will be studied in this study are economic growth and poverty as independent variables, and the IPM as the dependent variable. The type of data used is quantitative data obtained from documents and records that have been published by the Central Bureau of Statistics (BPS) of Sumbawa Regency. Researchers used documentation techniques to collect secondary data by finding and recording data related to research problems from documents and archives that have been published by the BPS of Sumbawa Regency. All data that has been collected will be processed using the SPSS program to be studied using techniques which include multiple linear regression analysis, individual hypothesis testing (t test), simultaneous hypothesis testing (F test), and determinant coefficient test (R2). The results of this study indicate that economic growth and poverty have a positive and significant effect on the HDI of Sumbawa Regency, both partially and simultaneously. The ability of the determinant variable that affects the HDI of Sumbawa Regency which consists of economic growth and poverty to variations in changes in the HDI of Sumbawa Regency is 95.9%, while the remaining 4.1% is influenced by other variables outside this research model, such as investment, employment, and politics.
PENGARUH PENDAPATAN MASYARAKAT TERHADAP PERMINTAAN PELAYANAN KESEHATAN DI KABUPATEN SUMBAWA (Studi Pada RSUD Kabupaten Sumbawa)
Abdul Rahim;
Indah Pasari;
Marisha Sutanty
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
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This study aims to analyze the influence of people's income on the demand for health services at the Sumbawa District Hospital. This type of research is associative research, which aims to determine the relationship between two or more variables. The variables to be examined are people's income as the independent variable (X) and the demand for health services as the dependent variable (Y). The type of data used is quantitative data in the form of respondents' responses in answering the questionnaire given related to the problems studied which were obtained directly from the research respondents. The population in this study were all visitors who requested health services at the Sumbawa City Hospital, totaling 100 people and were taken using the accidental sampling method. Data were collected through questionnaires distributed to respondents to be processed using the SPSS application. Data analysis was performed using simple linear regression analysis techniques, partial hypothesis testing (t test), and determination coefficient test (R2). The results of this study indicate that people's income has a positive and significant effect on the demand for health services at the Sumbawa Regency Hospital. the ability of the community's income variable to influence variations in changes in the variable demand for health services at the Sumbawa District Hospital is 83.4%, while the remaining 16.6% is influenced by other variables outside the scope of this study.
PENGARUH BANTUAN PROGRAM STIMULUS EKONOMI TERHADAP PENDAPATAN USAHA (Studi Pada Pelaku UMKM di Kabupaten Sumbawa)
Elly Karmeli;
Andi Saputra;
Roos Nana Sucihati
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
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This study aims to determine the effect of economic stimulus program funding on the income of micro, small and medium enterprises (UMKM) in Sumbawa Regency. This type of research is associative research which is used to determine the relationship between variables and how the level of dependence between the independent variables and the dependent variable. The variables that will be studied in this study are the economic stimulus program assistance funds as the independent variable, and the income of UMKM entrepreneurs in Sumbawa Regency as the dependent variable. The type of data used is quantitative data collected directly from the source through questionnaires distributed to research respondents. Respondents used as data sources amounted to 60 people. Researchers use a questionnaire or questionnaire to collect data. The data that has been collected will then be processed using the SPSS program to be studied using techniques that include simple linear regression analysis, individual parameter hypothesis testing (t test), and determinant coefficient test (R2). The results of this study indicate that the economic stimulus program has a positive and significant effect on the income of UMKM business actors in Sumbawa Regency. The ability of the economic stimulus program to influence variations in changes in the income of UMKM business actors in Sumbawa Regency is 96.2%, while the remaining 3.8% is influenced by other variables beyond the scope of this research, such as the level of education of business actors, type of business, consumer demand, and others.
ANALISIS EFEKTIVITAS DAN EFISIENSI PEMUNGUTAN RETRIBUSI PASAR DI KABUPATEN SUMBAWA
S Suprianto;
Indah Mayasari
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
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This study aims to analyze the effectiveness and efficiency of collecting market retribution in Sumbawa Regency. This research is a descriptive research that aims to study descriptively the effectiveness and efficiency of collecting market retribution in Sumbawa Regency in 2015-2021. The type of data used is quantitative data in the form of revenue target data, revenue realization, and market retribution collection costs in Sumbawa Regency for 2015-2021 obtained from documents and archives available at the Sumbawa Regency Revenue and Financial Management Service. To measure the performance of local governments in mobilizing PAD revenues originating from market levies, it is carried out by using the effectiveness and efficiency ratios of market retribution receipts. Based on the results of the research that has been done, it can be concluded that the ratio of the effectiveness of collecting market retribution for Sumbawa Regency in 2015-2021 is in the very effective category. This level of performance effectiveness shows the success of the local government in achieving the goals that have been set. Meanwhile, the efficiency ratio for collecting market levies for Sumbawa Regency in 2015-2021 is in the fairly efficient category. The local government of Sumbawa Regency spends relatively low costs to realize the revenue target it receives so that it can be said that the performance of the local government in mobilizing PAD revenues originating from market retribution collection is quite efficient.
PENGARUH KOMPENSASI FINANSIAL TERHADAP KINERJA TENAGA MEDIS DAN NON MEDIS (Studi Pada Puskesmas Kecamatan Brang Ene)
Vivin Fitryani;
Ira Febrianty;
Wahyu Haryadi
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
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This study aims to determine the effect of financial compensation on the performance of medical and non-medical personnel at the Brang Ene District Health Center, West Sumbawa Regency. This research is an associative study to examine the effect of financial compensation on the performance of medical and non-medical personnel at the Brang Ene District Health Center, West Sumbawa Regency. The type of data used is quantitative data in the form of respondents' responses in answering the questions given which were obtained directly from the research subject through a questionnaire. The population in this study were all medical and non-medical personnel at the Brang Ene District Health Center, West Sumbawa Regency, totaling 53 people and the entire population would be taken as the research sample. The data that has been collected is processed using the SPSS program to be studied using simple linear regression analysis techniques, individual hypothesis testing (t test), and determining coefficient test (R2). The results of this study indicate that financial compensation has a positive and significant effect on the performance of medical and non-medical personnel at the Brang Ene District Health Center, West Sumbawa Regency. the ability of the financial compensation variable to influence variations in the performance variables of medical and non-medical personnel at the Brang Ene District Health Center, West Sumbawa Regency, was 57.9%, while the remaining 42.1% was influenced by other variables outside the scope of this study.
PENGARUH BELANJA DAERAH TERHADAP PERTUMBUHAN EKONOMI DAERAH KABUPATEN SUMBAWA BARAT
Mutiatul Jannah;
K Kurniawansyah;
I Ismawati
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi
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This study aims to determine the effect of regional spending on economic growth in West Sumbawa Regency. This type of research is explanatory research conducted to examine the relationship or influence of the variables studied, namely regional spending on regional economic growth in West Sumbawa Regency. The type of data used is quantitative data in the form of capital expenditure data and economic growth for West Sumbawa Regency for 2012-2021 obtained from documents and archives that have been published by the West Sumbawa Regency Central Bureau of Statistics (BPS). All data that has been collected was processed using the SPSS application to be analyzed using simple linear regression analysis techniques, partial hypothesis testing (t test), and determination coefficient test (R2). The conclusion drawn from this study is that regional spending has a positive and significant effect on regional economic growth in West Sumbawa Regency. the ability of regional expenditure variables to influence variations in changes in regional economic growth variables in West Sumbawa Regency is 25.9%, while the remaining 74.1% is influenced by other variables beyond the scope of this study.
ANALISIS DERAJAT DESENTRALISASI FISKAL KABUPATEN SUMBAWA BARAT
Subhan Purwadinata;
Deli Susmawati;
Novi Kadewi Sumbawati
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi
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The purpose of this study was to determine the degree of fiscal decentralization in West Sumbawa Regency. This research is a descriptive research that aims to examine descriptively the degree of decentralization fiscal (DDF) of West Sumbawa Regency in 2015-2021. The type of data used is quantitative data in the form of regional original income (PAD), tax and non-tax profit sharing (BHPBP), and total regional income (TPD) of the West Sumbawa Regency for 2020-2021 obtained from documents and archives of the West Sumbawa Regency Regional Government Financial Statements which has been published online by the Central Bureau of Statistics (BPS) of West Sumbawa Regency. To find out the degree of fiscal decentralization of West Sumbawa Regency, it is calculated by the administrative independence ratio, namely the ratio of PAD to TPD ratio and the ratio of BHPBP to TPD ratio. The results of this study indicate that the average value of the DDF of West Sumbawa Regency in 2015-2021 based on the ratio of PAD to TPD ratio is in the very less category. The very low degree of fiscal decentralization of the PAD component shows that the ability of West Sumbawa Regency to implement fiscal decentralization is still very low. Meanwhile, the average value of the DDF for West Sumbawa Regency in 2015-2021 based on the ratio of BHPBP to TPD ratio is in the sufficient category. The sufficient DDF from the BHPBP component shows that West Sumbawa Regency has sufficient capacity to carry out fiscal decentralization.
ANALISIS KONTRIBUSI PAJAK BUMI DAN BANGUNAN TERHADAP PENDAPATAN DAERAH KABUPATEN SUMBAWA
Indah Lestari;
S Syafruddin
Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis
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This study aims to analyze the contribution of land and building tax (PBB) to the regional income (PAD) of Sumbawa Regency. This research is a descriptive study that aims to examine descriptively the contribution of PBB to the regional income of Sumbawa Regency in 2017-2021. The type of data used is quantitative data in the form of data on realization of land and building tax revenue, and or realization of total regional revenue for the Sumbawa Regency for 2017-2021 obtained from the Central Statistics Agency (BPS) for the Regency of Sumbawa in the form of documents and archives of the Financial Report of the Regional Government of the Sumbawa Regency for the year 2017-2021 which has been online published. The analysis technique used is percentage analysis as a comparison material between the target of PBB revenues and regional revenues with their realization so that the magnitude of the contribution of PBB to total Regional Revenue can be known. Based on the results of the research that has been conducted, it is known that the contribution of PBB to the regional income of Sumbawa Regency in 2017-2021 has fluctuated. The average contribution of PBB to the regional income of Sumbawa Regency for 2017-2021 is in the very low category. The level of contribution, which is always unstable every year, is due to the realization of PBB and the realization of PAD which are still fluctuating or fluctuating every year so that the criterion value for interpretation is always lacking.