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Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Published by Universitas Islam Negeri Ar-Raniry Banda Aceh
ISSN : 26550555     EISSN : 2829193X     DOI : https://doi.org/10.22373/iqtishadiah
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
FOCUS Al-Iqtishadiah : Jurnal Hukum Ekonomi Syariah This journal focused on Islamic Economic law and present developments through the publication of articles, research reports, and book reviews. SCOPE Al-Iqtishadiah : Jurnal Hukum Ekonomi Syariah specializes on Islamic Economic law , and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 98 Documents
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UTILIZATION OF THE KRUENG ACEH RIVER BEDROOM POST SETUP ACCORDING TO AD-DAULAH MILK PERSPECTIVE: Case Study In Krueng Barona Jaya District Muslem, Muslem
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 1 (2022): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v3i1.1778

Abstract

The Krueng Aceh Watershed (DAS) is one of the state assets managed by the Sumatra-I River Basin, so it is widely used by the surrounding community to meet the needs of life on the banks of the Krueng Aceh river. Management of land along the river is the main goal to anticipate in reducing the potential for flooding. Therefore, the author wants to examine in detail the process of riverbank land use carried out by the Krueng Barona Jaya community, forms of riverbank land use and their use according to the perspective of milk al-daulah. The method used in this study is a qualitative method through primary data obtained by direct field research using interview, observation, and documentation techniques. The results of this study indicate that the process of using land along the Krueng Aceh river by the Krueng Baroena Jaya community after the Krueng Aceh river arrangement refers to the past law, namely customary law, so there is no administrative data recorded as evidence that they have permission to use the riverbanks. The forms of land use along the Krueng Aceh river that are carried out by the Krueng Barona Jaya community on riverbank land are by constructing buildings, opening culinary stalls, plantation land and livestock land. In terms of utilization carried out by the people of Krueng Barona Jaya in terms of buildings, the licensing process, and the forms of utilization, it is a violation that is contrary to the Regulation of the Minister of PUPR of the Republic of Indonesia Number 28/PRT/M/2015 Article 22 concerning Determination of River Border Lines and the concept of milk al-daula. Therefore, the government must immediately bring back the land along the Krueng Aceh banks so that its utilization is in accordance with the applicable provisions.
SETTLEMENT OF DEFAULT UNDER THE ISTIṢNĀ‘ AGREEMENT IN PRINTING BUSINESS IN SHIAH KUALA DISTRICT: According to the Islamic Economic Perspective Nurdin, Ridwan
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 1 (2022): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v3i1.1844

Abstract

Istiṣnā' contract is an agreement or sale and purchase agreement by order, between the buyer (mustaṣni') and the maker (ṣāni') for an item that does not yet exist with certain specifications, and payment can be made in advance, through installments, or deferred until the time of collection of the goods. . Printing in Syiah Kuala District is a place for the production of unfinished printed goods, which are generally carried out by order (istiṣnā‘). As long as the istiṣnā' contract is running, it is possible for the parties to be negligent or not fulfill their obligations which lead to default. The problem in this research is what are the forms of default in the printing business in Syiah Kuala District and how the default is resolved in the istiṣnā contract in the printing business that occurs in Syiah Kuala District from an Islamic economic perspective. The purpose of this research is to find out the forms of default in the printing business in Syiah Kuala District and to find out the mechanism for the settlement of default in the istiṣnā contract in the printing business that occurred in Syiah Kuala District according to an Islamic economic perspective. To answer this question, the writer uses descriptive analysis research method with the type of field research (field research), where the data obtained comes from the results of primary, secondary and tertiary data as well as from observations and interviews compiled by the author. From the results of this study, it can be seen the forms of default by the parties. Forms of default committed by the printer include being late in completing the ordered goods and the negligence of the printing party so that the customer does not receive the ordered goods, while the default by the customer is not taking the ordered goods. The default is resolved through a path that is in accordance with the Islamic economic perspective, namely through the ulḥu (peace) route.
ANALYSIS OF THE LEGIBILITY OF MURABAḤAH WAKALAH FINANCING PRACTICES AT PT. ACEH SHARIA BANK KCP DIPONEGORO: A Case Study Based on Fiqh Muamalah and DSN MUI Fatwa Amri, Aulil; Linda, Linda
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2022): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v3i2.2354

Abstract

Murabaḥah financing is one of the most popular products in Islamic banking. Murabaḥah is defined as the activity of selling an item by confirming the purchase price to the buyer, the buyer pays a higher price than the previous price to make a profit. It can be seen that the essence of murabaḥah is that the bank provides non-money goods, where the bank should buy the goods needed by the customer and then sell them back to the customer at the selling price plus a profit. However, in practice the bank cannot do its own work, that is, it cannot provide the goods required by the customer; rather, the bank only provides funds for the purchase of the goods required through a wakalah contract with the customer in question. This study aims to find answers to the main issues, namely: how is the Fiqh Muamalah review of the practice of murabaḥah wakalah at PT. Bank Aceh Syariah KCP Diponegoro, what is the legitimacy of the practice of murabaḥah wakalah financing according to the DSN MUI fatwa and what is the mechanism for murabaḥah wakalah financing at PT. Bank Aceh Syariah KCP Diponegoro. The type that the author uses in this study is a descriptive analysis method. The data collection method in this study was data obtained from field research through interviews with the parties involved and taking references from a literature review. The results of this study show that there are still sharia principles, the pillars of murabaḥah which are not in accordance with fiqh muamalah and DSN MUI fatwa rules, where in the application of murabaḥah bil wakalah contracts at Bank Aceh Syariah KCP Diponegoro more often use murabaḥah and wakalah contracts in one contract. whereas in theory, the implementation of the wakalah contract must be carried out before the murabaḥah contract is carried out.
REVIEW OF ISLAMIC LAW OF THE WAGE SYSTEM LABOR : Study At The Adee Kak Nah Cake Production House Of Meuraksa Gampong, Meureudu District Abdullah, Arifin; Akbar, Hajarul; Husna, Asmaul
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2022): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v3i2.2363

Abstract

The amount of wages should be known clearly by the workforce, but at the cake production house Adee kak Nah Gampong Meuraksa, Meureudu District, in practice there is no agreement regarding the amount of wages that will be received by the workers at the beginning of the contract between the employer and the workforce does not state how much the amount is the wages that will be given for the Adee cake pan that is produced, the pillars of ijarah in the wage system at the Adee cake production house have not been fulfilled, one of which is because it does not mention and explain the amount of wages that will be received. not infrequently there are differences in wages between one worker and another worker. Therefore, the author is interested in further researching the wage system that exists at Adee kak Nah's cake production house. The purpose of this study is to find out how the labor wage system is at the Adee kak Nah cake production house in the village of Meuraksa, and to find out how Islamic law reviews the labor wage system at the Adee kak Nah cake production house. This research is a qualitative research using a descriptive analysis research approach through interviews, observation, and documentation techniques. From the results of the research, the authors found that the wage system that existed at the Adee kak Nah cake production house was a piece wage system in which the wage system could be assigned to jobs that could be measured such as the amount of weight, number and area. If viewed from the point of view of the legal pillars of ijarah, the contract is canceled because there is one pillar that is not fulfilled. However, the practice of wage labor at the Adee kak Nah cake production house has become a custom and habit of the local community and contains benefits. Therefore, the practice of remuneration for labor at the Adee cake production house, sis. Well, this is permissible.
THE USE OF SCALES IN THE KOTA FAJAR’S VILLAGE FISH MARKET ACEH SELATAN FROM THE PERSPECTIVE OF FIQH MUAMALAH : The Analysis of the Tadlis Elements’s Existence Eriyanti, Nahara
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2022): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v3i2.2364

Abstract

Market is one of the means used to carry out buying and selling transactions. Buying and selling that took place at the village of Kota Fajar fish market involved traders using scales that were not suitable for use, causing the fish to be weighed not according to their proper weight. Scales are important equipment that must be owned by traders who aim to find out the exact size of the fish being traded. Traders in the fish market generally use spring scales in buying and selling because they are very easy to use. This study aims to find out how the practice of buying and selling fish and the mechanism of traders in the fish market in using scales and how to use scales in the village of Kota Fajar fish market in the perspective of fiqh muamalah in terms of the tadlis elements’s existence. In this study, the authors used a descriptive analysis method with primary data obtained from field research and secondary data obtained from library research. The results of the study showed that the practice of buying and selling at the village of Kota Fajar fish market is that traders sell fish by using a spring scale as a weighing device, but there are also some traders selling fish by stacking it. The use of scales by fish traders is not fully follow fiqh muamalah and there is an element of tadlis in quantity which causes trading to be invalid, where fish traders still use spring scales which are rusty and the springs are weak which causes the measurements to be inaccurate, and there is the intentional element is carried out by the fish trader even though he knows that the scales used are not suitable for use, resulting in the buyer experiencing a loss.
KEHUJJAHAN HADĪṠ I’MAL LIDUNYĀ KAANNAKA TA’ISḤU ABADAN WA’MAL LIAKHIROTIKA KAANNAKA TAMŪTU : Godan Sebagai Dalil Etos Kerja Nasrun, Mahdalena
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2022): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v3i2.2369

Abstract

I’mal liddunyā kaannaka ta’īsyu abadan, wa’mal liākhirotika kaannaka tamūtu godan very famous often quoted in various scientific articles. Whereas in fact, after reviewed furthermore this hadīṡ contradicts with the texts of the al-quran. The question in this research is whether this is a hadīṡ? how is the hujjah hadīṡ i'mal liddunyaa kaannaka?. This research including a research library with approach a critical theory of matan hadīṡ. The results of the research show that this is not a hadīṡ, it is not found in the hadīṡ mu'tabar book; kutub al-tis'ah.Therefore this is just an expression (aṡar), in terms of sanad it is not marfu', not hadīṡ la ashla lahu. The source of this aṡar is thought to be from Ibn 'Umar, from Ali bin Abi Talib ra, from the words of 'Umar bin al-As. Matan criticism theory is used to evaluate aṡar, including its in not applicable (gair ma'mul bih). Contrary to a higher dalil, namely the al-quran. QS aż-Żāriāt verse 56 explains the essence of the purpose of human creation, namely to worship Allah SWT. In rhythm with QS al-Jumuah (62): 10) the order after praying is to seek sustenance. Likewise the same command to be balanced between the affairs of the hereafter and the world in QS al-Qaṣaṣ (28): 77. These verses are rules, guidelines, the spirit of motivation in carrying out every activity of human life in the world.
OBJECT CONTROL OF GOLD INSTALLMENT SALE AND PURCHASE TRANSACTIONS IN BUKALAPAK IN THE PERSPECTIVE OF LIL AMRI BISY SYIRA’ MURABAHAH CONTRACT: Study of Buka Emas Features in the Bukalapak Application Sabil, Jabbar; Munira, Wirda
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2022): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v3i2.2373

Abstract

Bukalapak presents gold buying and selling transactions online through the Buka Emas feature. The author is interested in studying the control of the object of sale and purchase from the perspective of a murabahah lil amr lisy syira’ cotntract. The formulation of the problem: 1) how is the control over the object in buying and selling gold in installments at Bukalapak? 2) what is the perspective of the murabahah lil amr bisy syira’ contract on the non-cash buying and selling of gold at Bukalapak? The research method used is a case study, data obtained through field research. It was found that the object of sale and purchase was not given to users who bought gold, on the grounds of avoiding potential losses between the two parties. However, users can monitor the details of the installments submitted from the installment info page. This has the potential to cause fraud and default, so it is recommended that related parties and Bukalapak can guarantee that the item is available and can be owned.
FEE SYSTEM ANALYSIS AND ITS DISPARITY UNDER BSI SMART AGENT SERVICES : In The Samsarah Perspective Khalidin, Bismi; Zahara, Alfi
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2022): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v3i2.2393

Abstract

The agreement of the two parties in entering into an agreement is part of the legal requirements for the validity of the agreement. The purpose of this study is to determine the fee rate determined by BSI management, the fee disparity set by BSI Smart Agent management with similar services, and the perspective of the samsarah contract on fee levels and their disparities with similar services. This research explores a descriptive method and the data was collected through interviews and documentation. The study found that, based on data analysis in the agreement, BSI management has arranged systematically and clearly regarding the level of fees in which the agent will receive. In the agreement, it is stated that the agent must comply with all the conditions set. The fee disparity occurs because BSI management has set rules for fee rates but the agent does not understand the rules that have been approved and ratified by both parties, in which this action causes the contract requirements not to be fulfilled. This study concludes that in reality there is a problem in the implementation of the samsarah contract carried out by the agent, namely applying a different fee system from the contents of the agreement without the consent of both parties
PERHITUNGAN KLAIM JAMINAN HARI TUA PADA BPJS DALAM PERSPEKTIF AKAD KAFALAH: Studi Nilai Manfaat Pada Karyawan PT Ima Meukat Raya Kota Lhokseumawe Amri, Aulil; Yunita, Nurma
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 4 No. 1 (2023): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v4i1.2875

Abstract

The Old Age Guarantee Program (JHT) is one of the BPJS programs. JHT has a benefit value that can be claimed by former employees. In practice, the calculation of JHT claims must be in accordance with the BPJS policy. When viewed from Islamic law, the guarantee is called kafalah. However, in the kafalah contract, the calculation of JHT claims and the value of the benefits has gaps that are not in accordance with Islamic law. This thesis is focused on answering three important things, 1) How is the calculation on the BPJS policy regarding JHT for PT IMARA employees. 2) What are the benefits received by former employees of PT IMARA on JHT claims. 3) What is the perspective of the kafalah contract on the calculation of claims and the value of JHT benefits for employees at BPJS PT IMARA. This research is a qualitative research that is descriptive analysis with a sociological normative approach, where the data obtained comes from observations and interviews. The results of the study show that, first, the calculation of old age security claims is a combination of the basic salary and fixed allowances reported by PT IMARA to BPJS Ketenagakerjaan. The amount of JHT contributions for participants receiving wages is 5.7% of income, with details of 3.7% being borne by the company and 2% being borne by the employee himself which is deducted from the salary. Second, the benefits of JHT are in the form of cash, the amount of which is the accumulated value of the contributions plus the results of the development. Third, the calculation of JHT claims and JHT benefits in the perspective of the kafalah contract that is applied to PT IMARA when viewed from the pillars of kafalah is in accordance with the Shari'a. However, under the terms of the kafalah contract, this is contrary to the Shari'a because the contributions of BPJS participants are developed by placing them in several portfolios, including conventional bank deposits or bonds based on interest loans. In the development of claims there is also a 5% interest where the interest follows the BI Rate system.
MAQASID SYARIAH REVIEW OF KOTA BANDA ACEH QANUN NUMBER 3 OF 2021 CONCERNING PARKING SERVICE FEES ON THE EDGE OF PUBLIC ROADS: Maqasid Syariah Review Yudi Akbar, Muhammad; Sabil, Jabbar
Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Vol. 4 No. 1 (2023): Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah
Publisher : Program Studi Hukum Ekonomi Syariah Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/iqtishadiah.v4i1.2926

Abstract

Based on Qanun Number 3 of 2021, The Kota Banda Aceh Government set new tariffs at several locations to increase local revenue. This qanun inspired the writer to examine the policy based on the maqāṣid al-syarī'ah review. This study is a normative legal research that uses maqāṣid as its approach. The author performs tarjih maslahat through four steps to test the validity of maqāṣid al-khalq. This study found that the Kota Banda Aceh Government has not improved the management of parking fees, so local revenue is not optimal. From the perspective of maqāṣid al-syarī‘ah, if optimizing parking management is not carried out first, then the rate increase is tertiary (al-maqāṣid al-taḥsīniyyāt). Based on the analysis of tarjih maslahat, the tertiary benefits should not undermine secondary benefits. In addition, the new parking rate policy has more dominant mafsadat effects than maslahat because management has not optimally prevented fraud. This study concluded that resisting damage is more important than realizing benefits. Thus, in this policy, there is a conflict between maqāṣid al-khalq and maqāṣid al-syarī'ah.

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