cover
Contact Name
Prima Dwi Priyatno
Contact Email
primadpriyatno@upnvj.ac.id
Phone
+6282182006202
Journal Mail Official
iesbir@upnvj.ac.id
Editorial Address
Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta MH Thamrin Building 1st Floor Jl. RS Fatmawati No. 1, Pondok Labu, South Jakarta, Indonesia 12450
Location
Kota depok,
Jawa barat
INDONESIA
Islamic Economics and Business Review (IESBIR)
ISSN : 29649609     EISSN : 29635659     DOI : -
This journal encompasses research articles and conceptual papers in the areas: Islamic economics Islamic banking and finance Islamic microfinance Islamic philanthropy (zakat and waqf) Halal economy
Articles 101 Documents
Dinamika Digitalisasi Filantropi Islam Di Indonesia: Analisis Perubahan Pola Penyaluran Sedekah Dan Implikasinya Terhadap Kesejahteraan Sosial Sri Mulyaningsih; Dini Amaliah; Suryani Suryani
Islamic Economics and Business Review Vol 5 No 1 (2026): IESBIR, June 2026
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v5i1.12771

Abstract

Abstract The purpose to analyse Islamic philanthropy practices in the digital context of online charity from a Sharia perspective and its implications for the social economy. The method used is qualitative with a literature study approach sourced from books, articles, research reports and primary references in Islam. The results of the study show that digital almsgiving is permissible under Islamic law as long as it complies with the principles of Sharia as stipulated in Fatwa DSN-MUI No. 117/DSN-MUI/IX/2018 The digitisation of almsgiving has changed the way people give alms in society, making it more efficient and faster. It increases public trust due to the transparent distribution process and expands the reach of both givers and recipients of alms. This has a positive impact on zakat and alms institutions, as evidenced by the continuous increase in the amount of funds collected, supporting operational efficiency and good governance. Therefore, the shift towards digital distribution in charity can have positive implications for social welfare, thereby achieving the objectives of Islamic law (maqashid syariah) in terms of preserving wealth (hifzul maal). Keywords: Digitalisation of Islamic Philanthropy; Online Charity; Distribution Patterns; Social Welfare. Abstrak Artikel ini bertujuan untuk menganalisis praktik filantropi Islam dalam konteks digital pada fenomena sedekah online ditinjau dari perspektif syariah serta implikasi terhadap ekonomi sosial. Metode yang digunakan adalah kualitatif dengan pendekatan studi literatur yang bersumber pada buku, artikel, laporan penelitian serta rujukan utama dalam Islam. Hasil penelitian menunjukkan bahwa praktik sedekah digital diperbolehkan menurut hukum Islam selama memenuhi prinsip-prinsip syariah sebagaimana diatur dalam Fatwa DSN-MUI No. 117/DSN-MUI/IX/. Digitalisasi sedekah telah mengubah cara bersedekah di masyarakat yang lebih efisien, cepat dan menambah tingkat kepercayaan masyarakat karena proses distribusi yang transparan serta memperluas jangkauan pemberi dan penerima manfaat sedekah. Hal tersebut berdampak positif bagi lembaga amil zakat dan sedekah, peningkatan terus dibuktikan pada jumlah pengumpulan dana, mendukung efisiensi operasional dan juga sebagai wujud tata kelola yang baik. Oleh karena itu perubahan pola penyaluran dalam sedekah kearah digital dapat berimplikasi baik bagi kesejahteraan sosial sehingga dapat mencapai tujuan maqashid syariah dalam hal hifzul maal. Kata kunci: Digitalisasi Filantropi Islam; Sedekah online; Pola Penyaluran; Kesejahteraan Sosial.
Efektivitas Pengelolaan Zakat Petani Sawit oleh Lembaga Amil Zakat di Kabupaten Padang Lawas hafni juniyanti; Erizal Candra Efendi; Ruri Mustika; Wildan Hadi
Islamic Economics and Business Review Vol 4 No 2 (2025): IESBIR, December 2025
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v4i1.12906

Abstract

This research is motivated by the imbalance between the potential zakat from oil palm plantations in Padang Lawas Regency and the low realization of collection by zakat institutions. Low zakat literacy among farmers and limited institutional capacity mean that zakat has not played an optimal role in improving community welfare. This study aims to assess the effectiveness of zakat management for oil palm farmers, describe distribution patterns, and analyze the forms of mustahik empowerment implemented by zakat institutions. The method used is descriptive qualitative based on literature studies, with analysis by Miles & Huberman. The results show that management effectiveness is still at a moderate level, zakat distribution is dominated by consumptive assistance, and empowerment programs are not yet sustainable. In conclusion, the management of oil palm zakat needs to be strengthened by increasing muzakki literacy, digitalizing zakat institutions, and developing productive empowerment models to have a more significant impact on farmer welfare. Keywords: plantation zakat; palm oil farmers; empowerment of mustahik; zakat management
Literasi Keuangan Syariah dan Minat Investasi Reksadana Syariah kharistma_2025 fitriyani; Afiffatunnada; Dini Selasi
Islamic Economics and Business Review Vol 4 No 2 (2025): IESBIR, December 2025
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v4i1.12910

Abstract

This study aims to analyze the relationship between Islamic financial literacy and the interest in Islamic mutual fund investment among university students. Islamic financial literacy plays a significant role in increasing public awareness and participation in financial products that comply with Islamic principles. This research uses a qualitative descriptive approach with data collected through online interviews of 10 respondents using Google Forms. The questions focused on respondents’ understanding of Islamic financial concepts, their perceptions of Islamic mutual funds, and the factors influencing their investment interests. The findings reveal that a high level of Islamic financial literacy positively influences the interest in Islamic mutual fund investments. Respondents with a strong understanding of halal principles, prohibition of riba, and profit-sharing systems tend to have a greater desire to invest in Sharia-compliant instruments. Moreover, trust in fund managers, ease of digital access, and educational support from universities significantly contribute to students’ investment interest. This study emphasizes the importance of strengthening Islamic financial literacy through formal education and digital media to enhance public participation in the Islamic financial sector. Keywords: Islamic financial literacy, Islamic Mutual Funds, Investment Interest
Analisis Dampak Sertifikasi Halal terhadap Kepercayaan Konsumen dan Pertumbuhan Ekonomi UMKM Erizal Candra Efendi; Ruri Mustika; Wildan Hadi
Islamic Economics and Business Review Vol 4 No 2 (2025): IESBIR, December 2025
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v4i1.12918

Abstract

This study examines the impact of halal certification on consumer trust and the economic growth of Micro, Small, and Medium Enterprises (MSMEs) in Padang, Pekanbaru, Medan, and Bengkulu. The research aims to identify how halal certification influences consumer perceptions, loyalty, and the expansion of MSME markets. A qualitative approach was employed, using in-depth interviews and documentation from 32 MSMEs across the four cities. The findings reveal that halal certification significantly enhances consumer trust in product quality, hygiene, and compliance with Islamic principles. Increased trust leads to higher customer loyalty, repeated purchases, and recommendations, which in turn boost MSME revenues and market share. Additionally, MSMEs that actively utilize halal certification in marketing strategies experience greater visibility and opportunities for domestic and international market expansion. Halal certification thus serves not only as a religious compliance requirement but also as a strategic instrument for sustainable economic development of MSMEs. The study contributes to the field of economics and business by demonstrating the practical benefits of certification in enhancing consumer confidence and supporting MSME growth. Keywords: Halal Certification; MSME Growth; Market Expansion; Economic Development
Leveraging Digital Platforms for Effective Zakat and Waqf Governance Ahmad Dani Ihsan; Waliyana Dwi Lisnaya
Islamic Economics and Business Review Vol 4 No 2 (2025): IESBIR, December 2025
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v4i1.13032

Abstract

The digitalization process is considered to boost efficiency, distribution precision, and expand access to zakat and waqf services, although challenges remain such as low digital literacy rates and organizational capacity. This research aims to deeply analyze how digital technology can improve the management of zakat and waqf, including in terms of transparency, accountability, and social and economic impact, while identifying obstacles and opportunities for optimization in Indonesia. The research method was conducted using a qualitative approach, including case studies and literature analysis, where information was gathered thru in-depth interviews, documents from institutions, and academic reviews on digitalization in Islamic philanthropy. The research findings indicate that digital platforms have successfully improved efficiency in fundraising and distribution, enhanced transparency thru real-time updated reports, and supported social and economic empowerment thru productive zakat and waqf initiatives. Nevertheless, this success is still influenced by digital literacy, the capabilities of the managers, and supportive regulations. Overall, digitalization has the potential to be an effective and sustainable management strategy for improving the quality of zakat and waqf management, as well as strengthening their role in poverty alleviation and community economic development. Keywords: Leveraging; Digital Paltform; Governance
Peran Keuangan Islam Dalam Mendukung Pembangunan Ekonomi Berkelanjutan di Indonesia ika nurrohmah
Islamic Economics and Business Review Vol 5 No 1 (2026): IESBIR, June 2026
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v5i1.13607

Abstract

Abstract This study aims to analyze the role of Islamic finance in supporting sustainable economic development in Indonesia through the instruments of productive zakat, productive waqf, and green sukuk. The research employs a library research method by reviewing academic literature, official institutional reports, and government policy documents related to Islamic finance and the Sustainable Development Goals (SDGs). The synthesis indicates that productive zakat plays a role in empowering low-income communities through the strengthening of productive enterprises and the enhancement of economic self-reliance. Productive waqf functions as a long-term social investment that supports the education and health sectors as well as sustainable community economic empowerment. Meanwhile, green sukuk serves as an effective alternative financing instrument for supporting environmentally friendly infrastructure development. However, the optimization of the role of Islamic finance still faces challenges, including low levels of Islamic financial literacy, limited technical regulations, and weak inter-institutional synergy. Therefore, policy strengthening, literacy enhancement, and institutional coordination are necessary to increase the contribution of Islamic finance to sustainable economic development in Indonesia. Keywords: Islamic Finance; Sustainable Economic Development; Productive Zakat; Productive Waqf; Green Sukuk   Abstrak Penelitian ini bertujuan menganalisis peran keuangan Islam dalam mendukung pembangunan ekonomi berkelanjutan di Indonesia melalui instrumen zakat produktif, wakaf produktif, dan green sukuk. Metode yang digunakan adalah penelitian kepustakaan dengan menelaah literatur akademik, laporan lembaga resmi, serta dokumen kebijakan pemerintah yang berkaitan dengan keuangan syariah dan Sustainable Development Goals (SDGs). Hasil sintesis menunjukkan bahwa zakat produktif berperan dalam pemberdayaan ekonomi masyarakat miskin melalui penguatan usaha produktif dan peningkatan kemandirian ekonomi. Wakaf produktif berfungsi sebagai investasi sosial jangka panjang yang mendukung sektor pendidikan, kesehatan, dan pemberdayaan ekonomi masyarakat secara berkelanjutan. Sementara itu, green sukuk menjadi instrumen pembiayaan alternatif yang efektif untuk mendukung pembangunan infrastruktur ramah lingkungan. Namun, optimalisasi peran keuangan Islam masih menghadapi tantangan berupa rendahnya literasi keuangan syariah, keterbatasan regulasi teknis, serta lemahnya sinergi antarlembaga. Oleh karena itu, diperlukan penguatan kebijakan, peningkatan literasi, dan koordinasi kelembagaan guna meningkatkan kontribusi keuangan Islam terhadap pembangunan ekonomi berkelanjutan di Indonesia. Kata kunci: Keuangan Islam; Pembangunan Ekonomi Berkelanjutan; Zakat Produktif; Wakaf Produktif; Green Sukuk
Pengaruh E-wom, Amenitas, dan Kualitas Pelayanan Terhadap Minat Berwisata Halal DKI Jakarta Feyta Najla Khairunisa; Sasmita Nurvinda Laili
Islamic Economics and Business Review Vol 5 No 1 (2026): IESBIR, June 2026
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v5i1.13648

Abstract

Abstract Indonesia's decline in the 2025 Global Muslim Travel Index (GMTI) underscores the need to strengthen the competitiveness of its halal tourism destinations, particularly in the Special Capital Region of Jakarta (DKI Jakarta). One strategic approach is to identify the key determinants influencing tourists' intention to visit halal tourism destinations. This study aims to examine the effects of electronic word-of-mouth (e-WOM), amenities, and service quality on tourists' intention to visit halal tourism destinations in DKI Jakarta. A quantitative research design was employed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) to analyze data collected from 140 respondents through a structured questionnaire distributed using a purposive sampling technique. The findings reveal that e-WOM and service quality have positive and significant effects on halal tourism intention, whereas amenities do not significantly influence tourists' intention to visit. These results suggest that tourists' behavioral intentions are driven more by digital information and perceived service quality than by the availability of supporting facilities. Therefore, halal tourism destination managers should prioritize strengthening digital marketing strategies through effective e-WOM management while continuously enhancing service quality to improve the competitiveness of halal tourism destinations in DKI Jakarta. Keywords: amenities, e-WOM, interest in halal tourism, service quality   Abstrak Penurunan peringkat Indonesia dalam Global Muslim Travel Index (GMTI) 2025 menunjukkan perlunya upaya untuk meningkatkan daya saing destinasi pariwisata halal, termasuk di DKI Jakarta. Salah satu strategi yang dapat dilakukan adalah mengidentifikasi faktor-faktor yang memengaruhi minat wisatawan untuk berkunjung. Penelitian ini bertujuan menganalisis pengaruh electronic word of mouth (e-WOM), amenitas, dan kualitas pelayanan terhadap minat berwisata halal di DKI Jakarta. Penelitian menggunakan pendekatan kuantitatif dengan analisis Partial Least Squares-Structural Equation Modeling (PLS-SEM) terhadap data yang diperoleh melalui penyebaran kuesioner kepada 140 responden menggunakan teknik purposive sampling. Hasil penelitian menunjukkan bahwa e-WOM dan kualitas pelayanan berpengaruh positif dan signifikan terhadap minat berwisata halal, sedangkan amenitas tidak berpengaruh signifikan. Temuan ini mengindikasikan bahwa keputusan wisatawan untuk berkunjung lebih dipengaruhi oleh informasi yang diperoleh melalui media digital serta pengalaman terhadap kualitas layanan dibandingkan dengan ketersediaan fasilitas pendukung. Oleh karena itu, pengelola destinasi wisata halal perlu memperkuat strategi pemasaran digital melalui pengelolaan e-WOM serta meningkatkan kualitas pelayanan secara berkelanjutan guna meningkatkan daya saing pariwisata halal di DKI Jakarta. Kata kunci: amenitas, e-WOM, kualitas pelayanan, minat berwisata halal
Optimalisasi Fundraising Ramadhan Melalui Pendekatan Komunikasi Dakwah di Baznas Kabupaten Cilacap: Model Komunikasi Dakwah sebagai Upaya Peningkatan Fundraising di BAZNAS Kabupaten Cilacap alkhiqnii
Islamic Economics and Business Review Vol 5 No 1 (2026): IESBIR, June 2026
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract This study aims to analyze the optimization of Ramadan fundraising through a da'wah communication approach at BAZNAS Cilacap Regency. The method used in this study is a qualitative approach with a descriptive research type, which focuses on an in-depth understanding of zakat collection strategies and the effectiveness of da'wah communication in increasing community participation. Data collection techniques were carried out through interviews, observations, and documentation with informants consisting of BAZNAS managers, volunteers, and muzakki. The results of the study indicate that the implementation of Ramadan fundraising is carried out through a combination of direct and indirect fundraising strategies, including the use of digital media and direct da'wah activities. The main supporting factors include high public religious awareness during Ramadan, trust in institutions, and the use of digital technology. Meanwhile, inhibiting factors include low digital literacy, limited human resources, and the persistence of direct zakat distribution patterns by the community. The persuasive and educational da'wah communication approach has proven effective in increasing public awareness and participation in zakat, infaq, and sadaqah. Keywords: Zakat Fundraising, Ramadhan, Da'wah Communication, BAZNAS, Community Participation   Abstrak Penelitian ini bertujuan untuk menganalisis optimalisasi fundraising Ramadhan melalui pendekatan komunikasi dakwah di BAZNAS Kabupaten Cilacap. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan jenis penelitian deskriptif, yang berfokus pada pemahaman mendalam terkait strategi penghimpunan zakat serta efektivitas komunikasi dakwah dalam meningkatkan partisipasi masyarakat. Teknik pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi dengan informan yang terdiri dari pengelola BAZNAS, relawan, dan muzakki. Hasil penelitian menunjukkan bahwa pelaksanaan fundraising Ramadhan dilakukan melalui kombinasi strategi direct dan indirect fundraising, termasuk pemanfaatan media digital dan kegiatan dakwah secara langsung. Faktor pendukung utama meliputi tingginya kesadaran religius masyarakat selama Ramadhan, kepercayaan terhadap lembaga, serta penggunaan teknologi digital. Sementara itu, faktor penghambat meliputi rendahnya literasi digital, keterbatasan sumber daya manusia, serta masih adanya pola penyaluran zakat secara langsung oleh masyarakat. Pendekatan komunikasi dakwah yang bersifat persuasif dan edukatif terbukti efektif dalam meningkatkan kesadaran dan partisipasi masyarakat dalam berzakat, infak, dan sedekah. Kata kunci: Fundraising Zakat; Ramadhan; Komunikasi Dakwah; BAZNAS; Partisipasi Masyarakat
Generation Z's Consumptive Crisis and Maqashid Sharia-Based Solutions to the Doom Spending Phenomenon Misi Anggraini; Duhriah; Hulwati
Islamic Economics and Business Review Vol 5 No 1 (2026): IESBIR, June 2026
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v5i1.14296

Abstract

Abstract This study explores the consumptive crisis among Generation Z and offers solutions based on Maqashid Syariah principles to address doom spending phenomena. Using a qualitative approach, data were collected through literature review and netnographic observation of Generation Z consumption behaviors. Results indicate that excessive consumption driven by emotional triggers and social influences leads to financial instability and psychological stress. The application of Maqashid Syariah emphasizing protection of faith, intellect, progeny, wealth, and life provides a holistic framework for promoting mindful consumption. This research discusses how integrating Islamic ethical values can mitigate impulsive spending and foster sustainable financial habits among youth. The findings contribute to developing culturally relevant strategies for addressing consumer issues in contemporary Muslim societies. Keywords: Generation Z, Doom Spending, Consumptive Crisis, Maqashid Syariah. Islamic Ethics & Mindful Consumption   Abstrak Penelitian ini membahas krisis konsumtif pada Generasi Z serta solusi berbasis prinsip Maqashid Syariah untuk mengatasi fenomena doom spending. Dengan pendekatan kualitatif, data dikumpulkan melalui studi pustaka dan observasi netnografi perilaku konsumsi Generasi Z. Hasil menunjukkan bahwa konsumsi berlebihan yang dipicu oleh faktor emosional dan pengaruh sosial menyebabkan ketidakstabilan keuangan dan stres psikologis. Penerapan Maqashid Syariah yang menitikberatkan perlindungan agama, akal, keturunan, harta, dan jiwa memberikan kerangka holistik untuk mendorong konsumsi yang sadar. Penelitian ini mendiskusikan bagaimana integrasi nilai-nilai etika Islam dapat meredam pengeluaran impulsif dan membangun kebiasaan keuangan berkelanjutan di kalangan generasi muda. Temuan ini berkontribusi pada pengembangan strategi yang relevan secara budaya untuk menangani masalah konsumsi dalam masyarakat Muslim modern. Kata kunci: Generasi Z, Doom Spending, Krisis Konsumtif, Maqashid Syariah, Etika Islam & Konsumsi Sadar
Green Financing Bank Syariah Indonesia dalam Kerangka ESG dan Keberlanjutan Keuangan Islam Muhammad Zainur Rahman Afandi; Ridan Muhtadi; Fahrurrozi Fahrurrozi
Islamic Economics and Business Review Vol 5 No 1 (2026): IESBIR, June 2026
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v5i1.14413

Abstract

Abstract This study aims to analyze the optimization of Ramadan fundraising through a da'wah communication approach at BAZNAS Cilacap Regency. The method used in this study is a qualitative approach with a descriptive research type, which focuses on an in-depth understanding of zakat collection strategies and the effectiveness of da'wah communication in increasing community participation. Data collection techniques were carried out through interviews, observations, and documentation with informants consisting of BAZNAS managers, volunteers, and muzakki. The results of the study indicate that the implementation of Ramadan fundraising is carried out through a combination of direct and indirect fundraising strategies, including the use of digital media and direct da'wah activities. The main supporting factors include high public religious awareness during Ramadan, trust in institutions, and the use of digital technology. Meanwhile, inhibiting factors include low digital literacy, limited human resources, and the persistence of direct zakat distribution patterns by the community. The persuasive and educational da'wah communication approach has proven effective in increasing public awareness and participation in zakat, infaq, and sadaqah. Keywords: Zakat Fundraising, Ramadhan, Da'wah Communication, BAZNAS, Community Participation   Abstrak Penelitian ini bertujuan untuk menganalisis optimalisasi fundraising Ramadhan melalui pendekatan komunikasi dakwah di BAZNAS Kabupaten Cilacap. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan jenis penelitian deskriptif, yang berfokus pada pemahaman mendalam terkait strategi penghimpunan zakat serta efektivitas komunikasi dakwah dalam meningkatkan partisipasi masyarakat. Teknik pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi dengan informan yang terdiri dari pengelola BAZNAS, relawan, dan muzakki. Hasil penelitian menunjukkan bahwa pelaksanaan fundraising Ramadhan dilakukan melalui kombinasi strategi direct dan indirect fundraising, termasuk pemanfaatan media digital dan kegiatan dakwah secara langsung. Faktor pendukung utama meliputi tingginya kesadaran religius masyarakat selama Ramadhan, kepercayaan terhadap lembaga, serta penggunaan teknologi digital. Sementara itu, faktor penghambat meliputi rendahnya literasi digital, keterbatasan sumber daya manusia, serta masih adanya pola penyaluran zakat secara langsung oleh masyarakat. Pendekatan komunikasi dakwah yang bersifat persuasif dan edukatif terbukti efektif dalam meningkatkan kesadaran dan partisipasi masyarakat dalam berzakat, infak, dan sedekah. Kata kunci: Fundraising Zakat; Ramadhan; Komunikasi Dakwah; BAZNAS; Partisipasi Masyarakat  

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