cover
Contact Name
Rizal Kamsurya
Contact Email
rizal_kamsurya@stkipmnc.ac.id
Phone
+6285243611246
Journal Mail Official
ifi-jeb@indo-intellectual.id
Editorial Address
Jl. Panjang No.1, RT.1/RW.3, Kedoya Utara, Kec. Kb. Jeruk, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11520 Dusun Kotania Atas, Desa Eti Kec. Seram Barat Kabupaten Seram Bagian Barat Propinsi Maluku
Location
Kab. seram bagian barat,
Maluku
INDONESIA
Indo-Fintech Intellectuals: Journal of Economics and Business
ISSN : 28082443     EISSN : 28082222     DOI : https://doi.org/10.54373/ifijeb
Indo-Fintech Intellectuals: Journal of Economics and Business (IFI-JEB) is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IFI-JEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of economics, business, and accounting
Articles 870 Documents
THE ROLE OF TRANSFORMATIONAL LEADERSHIP AND WORK CULTURE ON HUMAN RESOURCE PERFORMANCE WITH INTRINSIC MOTIVATION AS AN INTERVENING VARIABLE: A STUDY OF SERVICE COMPANIES IN PALEMBANG Pratama, Deni; Fachrunnisa, Olivia
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3788

Abstract

This research seeks to examine how transformational leadership and organizational culture affect human resource (HR) performance, with intrinsic motivation acting as a mediating factor in service companies in Palembang City. Using a quantitative explanatory approach, data were obtained from 64 respondents through a questionnaire and analyzed using the Structural Equation Modeling–Partial Least Squares (SEM-PLS) method. The outcomes show that transformational leadership has a significant effect on intrinsic motivation, and intrinsic motivation has a significant impact on HR performance. However, work culture doesn’t have a significant impact on intrinsic motivation, and transformational leadership doesn’t directly have a significant impact on HR performance. Conversely, work culture has been shown to have a significant effect on HR performance. These findings reinforce the importance of building a strong organizational culture and maintaining intrinsic motivation as strategies to improve employee performance.
PENGARUH PENDIDIKAN KEWIRAUSAHAAN DAN GAIRAH BERWIRAUSAHA TERHADAP NIAT BERWIRAUSAHA PESERTA DIDIK DI SMA NEGERI 20 SURABAYA: PERAN SELF EFFICACY SEBAGAI VARIABEL MEDIASI Andini, Shinta Lisdya; Ghofur, Muhammad Abdul
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3791

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pendidikan kewirausahaan dan gairah berwirausaha terhadap niat berwirausaha melalui peran self efficacy sebagai variabel mediasi. Penelitian ini menggunakan jenis penelitian kuantitatif dengan pendekatan asosiatif kausal. Sampel penelitian yaitu 190 peserta didik kelas X SMA Negeri 20 Surabaya yang ditentukan melalui teknik probability sampling dan menggunakan jenis simple random sampling. Data diperoleh dari hasil penyebaran kuesioner berupa pernyataan tertulis kepada responden. Analisis data menggunakan Structural Equation Modeling (SEM) dengan software WarpPLS 5.0. Hasil dari penelitian ini menunjukkan bahwa pendidikan kewirausahaan berpengaruh positif dan signifikan terhadap niat berwirausaha, gairah berwirausaha berpengaruh positif dan signifikan terhadap niat berwirausaha, self efficacy berpengaruh positif dan signifikan terhadap niat berwirausaha, pendidikan kewirausahaan berpengaruh positif dan signifikan terhadap self efficacy, serta pendidikan kewirausahaan berpengaruh positif dan signifikan terhadap self efficacy. Temuan lain menunjukkan pendidikan kewirausahaan berpengaruh positif dan signifikan terhadap niat berwirausaha melalui self efficacy, serta gairah berwirausaha berpengaruh positif dan signifikan terhadap niat berwirausaha melalui self efficacy
PENGARUH ANTICIPATED ELATION DAN ANTICIPATED ENVY TERHADAP VISIT INTENTION DENGAN FOMO SEBAGAI VARIABEL MEDIASI PADA FESTIVAL BUDAYA TRADISIONAL (STUDI PADA MAHASISWA GEN Z KOTA PONTIANAK) Januwati, Januwati; Hardayu, Audisty Prana
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3868

Abstract

Penelitian ini mengkaji pengaruh anticipated elation, anticipated envy, dan Fear of Missing Out (FOMO) terhadap visit intention mahasiswa Gen Z pada festival budaya Pekan Gawai Dayak di Kota Pontianak. Menggunakan desain penelitian kuantitatif, data dikumpulkan dari 107 responden menggunakan kuesioner terstruktur dengan skala Likert 5 poin dan dianalisis melalui Structural Equation Modeling-Partial Least Squares (SEM-PLS) 4.0. Hasil menunjukkan bahwa anticipated elation, anticipated envy, dan FOMO berpengaruh signifikan dan positif terhadap visit intention, dengan FOMO muncul sebagai prediktor terkuat niat kunjungan. Anticipated envy berpengaruh signifikan terhadap FOMO namun tidak berpengaruh langsung pada visit intention, sementara anticipated elation berpengaruh positif terhadap FOMO dan visit intention. FOMO secara efektif memediasi hubungan antara kedua emosi antisipasi dengan visit intention. Model menunjukkan kemampuan prediktif yang kuat dalam menjelaskan perilaku wisata budaya mahasiswa Gen Z. Temuan memberikan wawasan teoritis mengenai psikologi konsumen era digital dan rekomendasi praktis bagi pengelola festival budaya untuk mengembangkan strategi pemasaran digital efektif yang memanfaatkan mekanisme psikologis sambil mempromosikan pengalaman budaya autentik dalam menargetkan audiens Gen Z
THE INFLUENCE OF ENTREPRENEURIAL GRIT, COGNITIVE FLEXIBILITY, DIGITAL PAYMENT ADOPTION, AND INFORMAL NETWORKING ON MSME GROWTH IN INDONESIA Adnan, Ahmad Zaelani; Zukfikri, Agung
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3231

Abstract

This study investigates the influence of entrepreneurial grit, cognitive flexibility, digital payment adoption, and informal networking on the growth of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Using a quantitative research design and structural equation modeling (SEM) with data collected from 312 MSME owners across Java Island, the study finds that all four variables have a positive and significant effect on MSME growth. Entrepreneurial grit and cognitive flexibility represent internal psychological capacities that enable entrepreneurs to persist and adapt amid challenges, while digital payment adoption and informal networking reflect external and relational resources that facilitate operational efficiency and market access. The results show that these combined factors explain 52.9% of the variance in MSME growth. The findings suggest that strengthening both internal capabilities and external linkages is essential for promoting MSME development. Practical implications are discussed for entrepreneurship training programs, digital transformation strategies, and community-based support mechanisms.
THE IMPACT OF REVERSE LOGISTICS, SUSTAINABLE PROCUREMENT, ETHICAL BRANDING, AND CONSUMER CONSCIOUSNESS ON MSME COMPETITIVENESS IN INDONESIA Basneldi, Basneldi; Yusniar, Yusniar; Zukfikri, Agung
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3238

Abstract

This study investigates the impact of reverse logistics, sustainable procurement, ethical branding, and consumer consciousness on the competitiveness of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Using a quantitative approach with Partial Least Squares Structural Equation Modeling (PLS-SEM) via SmartPLS, data were collected from 210 MSMEs across various sectors. The results reveal that all three independent variables—reverse logistics, sustainable procurement, and ethical branding—significantly influence MSME competitiveness. Moreover, consumer consciousness not only has a direct positive effect on competitiveness but also moderates the relationships between each sustainable practice and competitiveness, strengthening their effects. These findings underscore the strategic importance of integrating sustainability into MSME operations and highlight the role of socially and environmentally aware consumers in amplifying business outcomes. The study contributes to the growing literature on sustainable business strategies in emerging economies and offers practical insights for MSMEs seeking to remain competitive in a value-driven market environment.
THE ROLE OF FRUGAL INNOVATION, CULTURAL INTELLIGENCE, ALTERNATIVE FINANCING, AND REGULATORY AGILITY IN ENHANCING BUSINESS ADAPTABILITY IN CREATIVE INDUSTRY Judijanto, Loso; Suwandana, I Made Adi; Zukfikri, Agung
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3239

Abstract

This study investigates the influence of frugal innovation, cultural intelligence, alternative financing, and regulatory agility on business adaptability in the creative industry. Using a quantitative approach with data collected from 250 creative business actors in Indonesia, the study applies Structural Equation Modeling (PLS-SEM) to test the proposed relationships. The results reveal that all four variables significantly and positively affect business adaptability, with regulatory agility having the highest impact. Frugal innovation enables efficient resource utilization, cultural intelligence enhances cross-cultural responsiveness, alternative financing improves financial flexibility, and regulatory agility creates an enabling environment for adaptation. These findings emphasize the importance of a multidimensional strategy that combines internal capabilities and external enablers to strengthen adaptability. The study offers theoretical contributions and practical implications for entrepreneurs, policymakers, and stakeholders in the creative economy seeking resilience and long-term growth.
THE EFFECT OF NEURO-ENTREPRENEURSHIP, DECISION-MAKING HEURISTICS, SOCIAL MEDIA VIRALITY, AND COMMUNITY-BASED MARKETING ON FOOD PRODUCT BRAND EQUITY Rahman, Kristanti; Wulandjani, Harimurti; Zulfikri, Agung
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3240

Abstract

This study investigates the effect of neuro-entrepreneurship, decision-making heuristics, social media virality, and community-based marketing on the brand equity of food products. Employing a quantitative approach with 350 respondents, the study uses structural equation modeling (SEM) to analyze the relationships among variables. The results reveal that all four factors significantly and positively influence brand equity, with community-based marketing having the strongest impact. The findings emphasize the importance of integrating cognitive, behavioral, digital, and social strategies to build strong food brands. This research contributes to both academic theory and practical marketing by providing a multidimensional understanding of brand equity formation in the evolving food market. Recommendations for entrepreneurs include leveraging neurological insights, simplifying consumer decision processes, harnessing social media virality, and fostering community engagement.
THE EFFECT OF DIFFERENTIATION STRATEGY, PRODUCT QUALITY, COMPETITIVENESS, AND SOCIAL CAPITAL ON BUSINESS SUSTAINABILITY OF ONLINE BASED SMES Islam, Azmi Muhammad; Ningsih, Nikem Kurnia; Reza, Fahry; Zahran, Rifda Muthy; Yulistyono, Agus
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3241

Abstract

This study aims to examine the effects of differentiation strategy, product quality, competitiveness, and social capital on the business sustainability of online-based Small and Medium Enterprises (SMEs). Using a quantitative approach and Structural Equation Modeling (SEM) with SmartPLS, data were collected from owners and managers of online-based SMEs in Indonesia. The results show that all four variables—differentiation strategy, product quality, competitiveness, and social capital—have a significant and positive impact on business sustainability. These findings suggest that an integrated strategic, quality, and relational approach is essential for SMEs to thrive in competitive digital environments. The study contributes to the growing literature on digital entrepreneurship and provides practical insights for SME development and policymaking.
INFLUENCE OF STRATEGIC PLANNING, LEADERSHIP EFFECTIVENESS, AND ENTREPRENEURIAL NETWORKING ON BUSINESS SUCCESS Jayanto, Imam; Tresna, Indra Cahya; Sartika, Dewi; Purwoko, Bambang
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3381

Abstract

This study investigates the influence of strategic planning, leadership effectiveness, and entrepreneurial networking on business success in small and medium enterprises (SMEs). Using a quantitative approach, data were collected from 250 SME managers and analyzed through reliability tests, correlation analysis, multiple regression, and structural equation modeling. The findings reveal that all three factors significantly and positively affect business success, with leadership effectiveness having the strongest impact, followed by strategic planning and entrepreneurial networking. These results highlight the critical role of effective leadership in driving organizational performance, while strategic planning and networking provide essential support in navigating dynamic market environments. The study offers valuable theoretical and practical implications, suggesting that SMEs should integrate strong leadership development, strategic planning, and networking activities to achieve sustainable growth and competitive advantage.
THE ROLE OF TAX AMNESTY AS A MODERATION OF TAX SANCTIONS AND TAXPAYER AWARENESS TOWARDS TAXPAYER COMPLIANCE IN UMKM IN LUMAJANG REGENCY NUGROHO, FERDIAN; NASTITI, ARI SITA; SYAHFRUDIN ZULKARNNAENI, ACHMAD
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3714

Abstract

This study aims to analyze the influence of tax sanctions, taxpayer awareness, and the Tax Amnesty program on the tax compliance of MSMEs in Lumajang Regency, as well as to examine the moderating role of Tax Amnesty in these relationships. The research method used is quantitative with a moderated regression analysis (MRA) approach. Data were collected through questionnaires distributed to 99 MSME respondents. The results show that tax sanctions and taxpayer awareness have a significant effect on tax compliance. Tax Amnesty also significantly affects tax compliance and is able to moderate the relationship between tax sanctions and tax compliance. However, Tax Amnesty does not significantly moderate the relationship between taxpayer awareness and tax compliance. These findings emphasize that strict sanctions and high awareness are the main factors driving taxpayer compliance. Meanwhile, the Tax Amnesty program can strengthen the effect of sanctions but is less effective when linked to taxpayer awareness. This study provides important implications for policymakers to strengthen sanction mechanisms and improve tax education among MSME actors.