Jurnal Informatika Ekonomi Bisnis
The Jurnal Informatika Ekonomi Bisnis (INFEB) is an interdisciplinary journal. It publishes scientific papers describing original research work or novel product/process development. The objectives are to promote an exchange of information and knowledge in research work, and new inventions/developments on the use of Informatics in Economics and Business. This journal is useful to researchers, engineers, scientists, teachers, managers, and students who are interested in keeping a track of original research and development work being carried out in the broad area of informatics in economics and business through a scholarly publication.
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<![CDATA[Pengaruh Service Quality, Company Image dan Product Quality terhadap Customer Loyalty yang Dimediasi Customer Satisfaction Pada Pelanggan Indihome ]]>
<![CDATA[Aslam, Zaura Muthia]]>;
<![CDATA[Engriani, Yunita]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
Publisher : <![CDATA[SAFE-Network ]]>
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DOI: 10.37034/infeb.v7i2.1099
<![CDATA[This study aims to determine the effect of Service Quality, Company Image and Product Quality on Customer Loyalty Mediated by Customer Satisfaction on Indihome Customers in Padang City using the Structural Equation Modeling (SEM) method. This research is an explanatory study that uses quantitative data with the sample selection technique used, namely purposive sampling. The sample in this study were 90 respondents who were Indihome customers in Padang City. Data collection using questionnaires distributed to Indihome customers. The results showed a positive and significant influence between Service Quality, Company Image and Product Quality on Customer Satisfaction. In addition, Customer Satisfaction also has a positive and significant effect on Customer Loyalty. Furthermore, Customer Satisfaction is proven to significantly mediate the relationship between Service Quality, Company Image, and Product Quality on Customer Loyalty. The implications of these findings can be a reference for Indihome in improving service strategies, strengthening company image, and improving product quality to maintain and increase customer loyalty.]]>
<![CDATA[Pengaruh TPAK, Pendidikan, dan Inflasi terhadap Pertumbuhan Ekonomi di Provinsi Termiskin Se-Indonesia ]]>
<![CDATA[Todi, Dhiya' Salsabila]]>;
<![CDATA[Anggraeni, Erike]]>;
<![CDATA[Susanto, Is]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1108
<![CDATA[This study aims to analyze the influence of TPAK, education, and inflation on economic growth in the poorest provinces in Indonesia using a sample of 10 provinces during the period 2015 to 2023 and is analyzed from an Islamic economic perspective. The purpose of this study is to examine how economic factors that affect the rate of economic growth based on Islamic values can be applied to achieve fairer and more equitable economic growth in the 10 poorest provinces in Indonesia. The research method used is quantitative, with a panel data regression analysis approach to test hypotheses about the relationship between the variables mentioned. The data was obtained from official sources such as Indonesia's Central Statistics Agency (BPS), covering the level of labor force participation, education level, regional inflation, and GDP. The results of the analysis show that the level of labor force participation and education level have a negative effect on the rate of economic growth in the 10 poorest provinces in Indonesia. Meanwhile, the inflation rate has a positive influence on the rate of economic growth in the 10 poorest provinces in Indonesia. Simultaneously, labor force participation rates, education levels, and regional inflation together have a positive effect on the rate of economic growth in the 10 poorest provinces in Indonesia. This study highlights to consider the factors that have been analyzed as a design to increase the rate of economic growth in Indonesia. With a deeper understanding of these factors, it is hoped that it can provide a better picture for the future economic growth rate.]]>
<![CDATA[Analisis Karakteristik Rumah Tangga Miskin Penerima Program Keluarga Harapan dan Penerima Keluarga Harapan Sekaligus Bantuan Pangan Non-Tunai di Indonesia ]]>
<![CDATA[Wahyuni, Widya Sri]]>;
<![CDATA[Putra, Febriandi Prima]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1112
<![CDATA[This study analyzes the characteristics of poor households receiving the Family Hope Program (PKH) and those receiving both PKH and Non-Cash Food Assistance (PKHBPNT) in Indonesia in 2023. Data were obtained from the raw data of the March 2023 National Socio-Economic Survey (Susenas), focusing on 27,747 poor households. Descriptive analysis and binary logistic regression were used to identify factors influencing the receipt of assistance. The results show that the presence of school-age children, elderly members, and persons with disabilities significantly increases the likelihood of poor households receiving PKH and PKHBPNT. Additionally, poor households in rural areas are more likely to receive assistance compared to those in urban areas. However, several indicators, such as the presence of toddlers, the occupation of the household head, and per capita floor area, do not have a significant influence. These findings indicate biases in the distribution of assistance, where poor households with more complex living conditions tend to receive assistance more frequently. This study recommends improving the selection mechanisms and data updating to enhance the targeting accuracy of social assistance programs, thereby increasing their effectiveness in reducing poverty and improving community welfare.]]>
<![CDATA[Institusi Ekonomi dan Penyaluran Kredit: Pengaruh Suku Bunga, Pajak, dan Investasi di ASEAN-5 ]]>
<![CDATA[Prestianawati, Silvi Asna]]>;
<![CDATA[Aprilia, Yuyun Fahira]]>;
<![CDATA[Rasli, Amran]]>;
<![CDATA[Chanu, Ibemcha]]>;
<![CDATA[Fawwaz, Muhammad]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1113
<![CDATA[This research analyzes the role of economic institutions—reflected through interest rates, tax policies, and investment climate—in influencing domestic credit distribution in ASEAN-5 countries. Employing a descriptive quantitative approach, the study uses secondary data from the World Bank covering the period 2013–2022, focusing on Indonesia, Singapore, Malaysia, the Philippines, and Thailand. Panel data regression is used to estimate the effects of institutional variables. The findings reveal that interest rates and the number of new business registrations—an indicator of investment climate—positively and significantly impact domestic credit distribution. Conversely, tax levels show a significant negative effect, indicating that lower tax burdens are associated with greater credit distribution. These results underscore the importance of institutional quality in shaping financial intermediation within ASEAN-5 economies and provide insights for policymaking to strengthen credit markets.]]>
<![CDATA[Pengaruh Literasi Digital terhadap Employability dengan Efikasi diri sebagai Mediasi pada Alumni Peserta Pelatihan Kompetensi Kerja ]]>
<![CDATA[Diana, Rezi Delvia]]>;
<![CDATA[Fahmy, Rahmi]]>;
<![CDATA[Rivai, Harif Amali]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1116
<![CDATA[Employability is a person's work readiness in entering the job market and the world of work. In work readiness, skills needed by the world of work are needed, these skills will support job seekers and those who are new to work to be ready in the world of work. This study is to analyze the influence of digital literacy which includes the ability to use information and communication technology effectively. Self-efficacy or individual confidence in their ability to achieve goals is expected to mediate the relationship between these variables and employability, namely the ability to get and maintain jobs. Through a survey conducted on 175 respondents from alumni of BPVP Padang training participants in 2023, research data processing was carried out using the SEM (Structural Equation Modeling) method, with the type of Structure Equation Modeling (SEM) used, namely Smart PLS. The results of the study showed that digital literacy has a direct effect on employability, but is not mediated by self-efficacy. This finding indicates the importance of digital literacy to increase employability.]]>
<![CDATA[Faktor Determinan Pengangguran di Indonesia: Apakah Program Kartu Prakerja Menjadi Katalisator Penurunan Pengangguran? ]]>
<![CDATA[Adam, Asep Muhammad]]>;
<![CDATA[Nugraha, Galih]]>;
<![CDATA[Hanapia, Asep Yusup]]>;
<![CDATA[Noven, Sarah Annisa]]>;
<![CDATA[Rusliana, Nanang]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1119
<![CDATA[Unemployment remains a major issue in Indonesia's development, especially among vocational education graduates. This study examines the effect of the Pre-Employment Card Program in reducing the unemployment rate. This study uses data from the 2023 National Labor Force Survey (Sakernas) with logistic regression model analysis. The number of samples used was 1,481, consisting of 201 unemployed groups and 1,280 employed groups. Results show that apprenticeship experience and vocational education background significantly reduce the risk of unemployment, while the Pre-Employment card program and certified training show no significant impact. Higher education and income are negatively correlated with unemployment, while women are more at risk of unemployment. The findings emphasize the importance of practical experience and vocational education strategies that match labor market needs. This study provides insights for labor policies in developing countries.]]>
<![CDATA[Pengaruh Servant Leadership, Motivasi, dan Komitmen terhadap Kinerja Majelis Jemaat Gki Kota Wisata ]]>
<![CDATA[Roestandi, David]]>;
<![CDATA[Winarto, Jacinta]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1122
<![CDATA[This study aims to analyze the influence of servant leadership, motivation, and commitment on the performance of the GKI Kota Wisata Church Council. A quantitative approach was employed through a survey of 30 respondents comprising elders and pastors. Data were collected using a Likert-scale questionnaire and analyzed using the Structural Equation Model-Partial Least Square (SEM-PLS) method. This study seeks to provide insights into the importance of implementing servant leadership, work motivation, and organizational commitment to enhance the effectiveness of church services. The findings of this study indicate that servant leadership, motivation, and commitment significantly influence the performance of the Church Council at GKI Kota Wisata.]]>
<![CDATA[Interaction Between Dimensions Forming the Human Development Index ]]>
<![CDATA[Sangur, Korneles]]>;
<![CDATA[Leiwakabessy, Erly]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1124
<![CDATA[This study covers the three dimensions that make up the HDI to know the mutual influence between the dimensions of decent living standards, health, and education. The research method used is the Panel Vector Auto Regression method. The data used is panel data consisting of 11 districts/cities in Maluku Province during 2010-2022. The decent standard of living dimension and the Health dimension have a two-way effect, the same condition occurs in the Health and Education dimensions. The decent standard of living dimension only has a unidirectional influence on the Education dimension. The results of the Implus Response Function show that all dimensions in the model have a permanent response due to a shock from another dimension. Variance decomposition results show that only the Health dimension has a smaller proportion of series movement due to the shock of the dimension itself compared to the shock of the decent standard of living dimension. The application of this research is to provide a point of view for policymakers, that to improve the welfare of the community as measured by HDI, the policies designed need to stimulate all dimensions of HDI externally and also build harmonization between dimensions so that they influence each other and encourage an increase in HDI internally.]]>
<![CDATA[Financial Literacy, Financial Technology, and Business Performance: Does Financial Inclusion Mediate? ]]>
<![CDATA[Asgara, Yelli Fitri]]>;
<![CDATA[Tasman, Abel]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1125
<![CDATA[This study aims to examine the influence of Financial Inclusion in mediating the impact of Financial Literacy and Financial Technology on the Business Performance of Micro, Small, and Medium Enterprises (MSMEs) in Padang City. This study uses a quantitative research method with a non-probability sampling technique. The study was conducted by distributing questionnaires to 115 respondents who were micro, small, and medium enterprises in Padang City. Data processing was carried out using Smart PLS (Partial Least Squares) software. The results of the study indicate that, Financial Literacy has a positive and significant effect on Business Performance of MSMEs in Padang City Financial Technology has a negative but insignificant effect on Business Performance of MSMEs in Padang City Financial Inclusion has a positive and significant effect on Business Performance of MSMEs in Padang City Financial Literacy has a positive effect on Financial Inclusion of MSMEs in Padang City. Financial Technology positively and significantly affects Financial Inclusion. Financial Inclusion does not mediate the effect of Financial Literacy on Business Performance of MSMEs in Padang City. Financial Inclusion mediates the influence of Financial Technology on the Business Performance of MSMEs in Padang City.]]>
<![CDATA[Developing English Reading Materials for Eight Grade of Islamic Junior High School Jambi ]]>
<![CDATA[Anggraini, Roza]]>;
<![CDATA[Saharudin]]>;
<![CDATA[Wachyunni, Sri]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025) ]]>
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DOI: 10.37034/infeb.v7i2.1126
<![CDATA[This research aimed to develop English reading materials as supplementary resources for eighth-grade students at an Islamic junior high school in Jambi. Utilizing the ADDIE model comprising Analysis, Design, Development, Implementation, and Evaluation stages the study followed a research and development approach. Data were gathered through expert validations, teacher evaluations, and student try-outs using both qualitative and quantitative methods. The material expert scored the product at 75%, suggesting content restructuring, while the media expert rated it at 94.44%, recommending visual improvements. The one-to-one teacher trial resulted in a 94.64% score, emphasizing pedagogical clarity and linguistic accuracy. Finally, student responses during the small group trial indicated a 90.8% satisfaction level, reflecting positive user engagement. The results confirm the worksheet's validity and effectiveness in enhancing reading skills, making it a relevant and implementable instructional tool in English language learning contexts.]]>
