Jurnal Informatika Ekonomi Bisnis
The Jurnal Informatika Ekonomi Bisnis (INFEB) is an interdisciplinary journal. It publishes scientific papers describing original research work or novel product/process development. The objectives are to promote an exchange of information and knowledge in research work, and new inventions/developments on the use of Informatics in Economics and Business. This journal is useful to researchers, engineers, scientists, teachers, managers, and students who are interested in keeping a track of original research and development work being carried out in the broad area of informatics in economics and business through a scholarly publication.
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625 Documents
<![CDATA[Pengaruh Keuangan Daerah terhadap Tingkat Kemiskinan di Aceh ]]>
<![CDATA[Ricardo, Rico]]>;
<![CDATA[Muchlisah, Ayu]]>;
<![CDATA[Feriansyah]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 4 (December 2023) ]]>
Publisher : <![CDATA[SAFE-Network ]]>
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DOI: 10.37034/infeb.v5i4.687
<![CDATA[Poverty is one of the problems faced by Indonesia from the past until now. Various ways have been done to overcome the problem of poverty. One of the efforts that have been made by the Government of Indonesia is to issue a regional autonomy policy. The existence of this policy gives authority to local governments to regulate their own regions. This policy is given to all provinces in Indonesia, including Aceh. Aceh is the province with the highest poverty rate on the island of Sumatra, although it has a higher original regional income (PAD) than the province with the lowest poverty rate on the island of Sumatra. Aceh also has a greater natural resources revenue-sharing fund (DBH SDA) than the province of West Sumatra. In addition, Aceh also received special autonomy funds (DOK), which were only given to the provinces of Aceh, Papua, and West Papua. This study aims to analyze the effect of PAD, DBH SDA and DOK on the poverty rate of Aceh Province for the 2008-2020 period. This research uses panel data regression involving 23 districts/cities of Aceh Province. The results of the study show that only local real revenue has a significant and negative effect on poverty levels.]]>
<![CDATA[Analisis Strategi Bisnis PT. Asuransi Jiwa Inhealth Indonesia ]]>
<![CDATA[Chaira, Retnofia]]>;
<![CDATA[Lukman, Syukri]]>;
<![CDATA[Lukito, Hendra]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.689
<![CDATA[The purpose of this research is to analyze the business strategy of PT. Asuransi Jiwa Inhealth Indonesia. The research was carried out in an effort to identify the company's external and internal factors, and then determine a strategy using SWOT Analysis, Space Matrix and QSPM Matrix. The scope of research includes the external environment with PESTEL and the internal environment which consists of aspects that exist within the company. The population in this study are L3 and L2 managers at the service office level throughout Indonesia. The sample in this study used a purposive sample so that a sample of 5 managers and 2 people from external parties was obtained. data collection techniques by conducting interviews. The method used in this research is to use a comprehensive strategic management model. The results of the research based on the TOWS analysis obtained 16 alternative strategies that could be implemented by Mandiri Inhealth. The results of the IE analysis show that the point of intersection between the EFE and IFE analysis scores is in cell V which indicates the right alternative strategy implemented by the company, namely market penetration and product development. The results of the QSPM analysis on it can be concluded that the best strategy implemented by the company is a product development strategy with the highest total QSPM score (6.465). The limitations of this study are that it is based on corporate strategy regulations, uses SWOT analysis, IE Matrix and QSPM, only discusses Health Insurance products and does not use Business Model Canvas (BMC) analysis and also Focus Group Discussion (FGD). Suggestions for future researchers to add analysis using BMC and FGD between divisions so that planning and execution can run well according to the targets set.]]>
<![CDATA[Pengaruh Financial Literacy, Religiusitas, Investment Knowledge terhadap Pengambilan Keputusan Investasi melalui Investment Intention sebagai Variabel Intervening ]]>
<![CDATA[Besri, Almaidah Ana Oktavia]]>;
<![CDATA[Husni, Tafdil]]>;
<![CDATA[Rahim, Rida]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 4 (December 2023) ]]>
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DOI: 10.37034/infeb.v5i4.690
<![CDATA[Investment decisions are a person's actions to determine and allocate capital to certain assets or companies with the aim of obtaining profits in the future. In making investment decisions one must have financial knowledge to plan investments properly. This is important so that the investment decisions taken have clear and directed objectives. This research aims to find out how financial literacy, religiosity and investment knowledge influence investment decision making through investment intention as an intervening variable. This study uses a quantitative approach, namely by distributing questionnaires as a means of collecting data. The number of respondents was 160 people who were investors in Padang City, and the selection of respondents was carried out using a saturated sampling method (census). Structural Equation Modeling (SEM) was chosen as the data analysis method using the SmartPLS 4 application as an analysis tool. In the research, the results showed that financial literacy, religiosity, investment knowledge and investment intention had a positive effect on investment decisions. Likewise, financial literacy and investment knowledge have a positive effect on investment decisions through investment intention. However, religiosity does not have a positive effect on investment decisions through investment intention.]]>
<![CDATA[Analisis Pengaruh World Commodity Price terhadap Harga Bitcoin dengan Indeks Dolar sebagai Variabel Moderasi ]]>
<![CDATA[Milando, Dehan Ocdi]]>;
<![CDATA[Rahim, Rida]]>;
<![CDATA[Adrianto, Fajri]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 4 (December 2023) ]]>
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DOI: 10.37034/infeb.v5i4.691
<![CDATA[Bitcoin merupakan salah satu instrumen investasi yang dapat memberikan keuntungan dan telah mendapatkan izin untuk diperdagangkan oleh Badan Pengawas Perdagangan Berjangka Komoditi Indonesia. Keberadaan investasi mata uang digital kini semakin populer di berbagai belahan dunia, termasuk di Indonesia, yang didorong oleh lonjakan harga yang signifikan. Tujuan utama penelitian ini adalah untuk mengetahui pengaruh World Comodity Price terhadap harga Bitcoin. Penelitian ini merupakan penelitian kuantitatif. Jenis data dalam penelitian ini adalah data time series yang diambil dari laporan transaksi bulanan Bitcoin Januari 2016 sampai dengan Desember 2022, sehingga didapatkan target populasi sebanyak 84 data bulanan untuk yang menjadi sampel penelitian. Metode analisis data dalam penelitian ini menggunakan model regresi Moderate Regression Analysis (MRA) dan analisis data menggunakan software statistik STATA. Hasil analisis data menunjukkan variabel harga emas dunia berpengaruh positif signifikan terhadap harga Bitcoin, sedangkan variabel harga minyak dunia (WTI) dan harga batu bara tidak memiliki pengaruh yang signifikan terhadap harga Bitcoin. Indeks dolar (dxy) memperkuat pengaruh positif kenaikan harga emas terhadap harga Bitcoin.]]>
<![CDATA[Efektivitas Penetapan Harga Jual Produk dalam Meningkatkan Volume Penjualan Pada UMKM Pabrik Tahu Barokah ]]>
<![CDATA[Dai, Mawar Masita]]>;
<![CDATA[Mattoasi]]>;
<![CDATA[Husain, Siti Pratiwi]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.692
<![CDATA[This study discusses the effectiveness of product selling price determination in increasing sales volume in Micro, Small and Medium Enterprises (UMKM) Barokah Tofu Factory in Bube Baru Village. The main objective of this study was to determine the level of effectiveness of setting the selling price on sales volume at the UMKM Barokah Tofu Factory in Bube Baru Village. The research method used is descriptive quantitative. Data is collected through observation and documentation. The results of this research show that setting effective selling prices can increase sales volume at the Barokah Tofu Factory UMKM. The analysis results show that raw material costs, labor costs and factory overhead costs play an important role in determining selling prices. In addition, the determination of gross profit must be effective so that it does not have an impact on setting selling prices that can be reached by consumers. In the context of the Barokah Tofu Factory UMKM, this research concludes that effective pricing can increase sales volume. The implications of this research provide guidance for similar UMKM in optimizing their selling price setting to achieve an increase in sales volume in achieving the organization's vision.]]>
<![CDATA[Analysis of Factors Affecting Income Smoothing of Sharia and Non-Sharia Stock Companies ]]>
<![CDATA[Mardiani, Sari]]>;
<![CDATA[Husni, Tafdil]]>;
<![CDATA[Adrianto, Fajri]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.693
<![CDATA[This study examines the factors impacting income smoothing practices in both Sharia-compliant stock companies and non-Sharia stock companies. The study utilizes the Eckel index to calculate income smoothing. Among the findings, 116 Islamic stock companies and 43 non-Sharia stock companies were identified as engaging in income smoothing. The independent variables considered in this study include family ownership and tax avoidance, while firm size and leverage are used as control variables. The research employs panel data regression for data analysis. The study results reveal that the factors influencing income smoothing in Islamic stock companies are similar to those in non-Sharia stock companies, though they have differing effects. Family ownership exhibits a positive and significant impact on income smoothing in both Sharia and non-Sharia stock companies. However, tax avoidance has a positive and significant effect on income smoothing in Sharia stock companies, while it has the opposite effect on non-Sharia stock companies. As for the control variables, firm size does not significantly influence income smoothing in either type of company, and neither does leverage.]]>
<![CDATA[The Influence of Live Streaming, Customer Trust and Pro-Domestic Ethnocentrism on Purchase Intention with Customer Attitude as a Mediation Variable on Local Fashion Brand Products Through Tiktok ]]>
<![CDATA[Sari, Rahmi Putri]]>;
<![CDATA[Syafrizal]]>;
<![CDATA[Lenggogeni, Sari]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.695
<![CDATA[The presence of e-commerce and online trading platforms has enabled and directed people to buy goods online anywhere and anytime. Sellers can choose various online trading methods that best suit the business model, one of which is live streaming through the Tiktok social media platform. This study aims to investigate the effect of Prodomestic Etnocentrism, Customer Trust and Live Streaming on Purchase Intention wich are mediated by customer trust. Online survey was applied to 160 respondents. Research instruments were adapted from previous studies. Structural equation modelling was applied to analyzed the data of this research by using Smart PLS 4.0 software. The results showed that live streaming and customer trust have an important and meaningful impact on customer attitudes. The impact of live streaming, customer trust, and customer attitude on purchase intention is significant. This study also found the significant role of attitude in mediating relationship between live streaming and customer trust towards purchase intention. But, pro-domestic ethnocentrism didn’t have significant effect to both of customer attitude and purchase intention in Tiktok.]]>
<![CDATA[Pengawasan sebagai Upaya dalam Pencegahan Pembiayaan Murabahah Bermasalah ]]>
<![CDATA[Siregar, Anri Akta Perdana]]>;
<![CDATA[Rokan, Mustapa Khamal]]>;
<![CDATA[Harianto, Budi]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.697
<![CDATA[This study aims to analyze the dominant factor of Monitoring (Monitoring) as an Effort in Preventing Problematic Cheap-Based Financing KCP BSI Medan Marelan. The method used is the quantitative method, using a sample of 10 employees, the X variable is 7B and 1S and the Y variable is the supervision of cheap financing, the data collection technique used is the Likert Scale angle with data analysis techniques using factor analysis Barlett's sphericity test and Kiser-Mayer-Olkin (KMO) and the test by interpreting factors (minimum factor loading 0.4) was carried out with IBM SPSS 27 for windows. The results obtained are 2 factors are formed for monitoring (monitoring) including primary factors and factor 2 is given the name of secondary factors; the most dominant factor is the primary factor which includes character; capital, capacity and economic conditions. It can be interpreted that in carrying out protection efforts in preventing low-cost problem financing at the BSI Marelan KCP prioritizing personal and social customer relationships, business economics and conditions or business trips carried out by clients.]]>
<![CDATA[Penerapan Metode System of Rice Intensification (SRI) dalam Upaya Peningkatan Produksi dan Peningkatan Kesejahteraan Petani Kecamatan Sakti ]]>
<![CDATA[Iqbal, Muhammad]]>;
<![CDATA[Qarni, Waizul]]>;
<![CDATA[Harahap, Muhammad Ihksan]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.698
<![CDATA[The System of Rice Intensification (SRI) method has become a popular approach in rice cultivation aimed at increasing rice crop productivity and farmers' welfare. This study aims to analyse the implementation of the SRI method in efforts to increase rice production and improve the welfare of the farmer in Subdistrict Sakti. The study employs a qualitative method. Data collection is conducted through in-depth interviews with rice farmers who apply the SRI method in Subdistrict Sakti. The results of the study show that the implementation of the SRI method in Subdistrict Sakti has a positive impact on rice production. The average rice production of farmers who apply the SRI method significantly increased compared to those using conventional methods. The SRI method is able to enhance crop productivity by utilizing efficient management related to the use of quality seeds, appropriate fertilization, effective water management, and good weed control. The income of farmers applying the SRI method has increased, directly contributing to their improved welfare. Furthermore, the SRI method also helps reduce farmers' dependency on external inputs such as chemical fertilizers, reducing production costs and positively impacting environmental sustainability. Therefore, it is recommended that local governments and relevant institutions provide policy support and technical assistance to farmers in widely implementing the SRI method.]]>
<![CDATA[Willingness to Pay Rumah Tangga di Kota Padang terhadap Produk Ramah Lingkungan ]]>
<![CDATA[Adita, Afifah Putri]]>;
<![CDATA[Nazer, M.]]>;
<![CDATA[Sari, Delfia Tanjung]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 4 (December 2023) ]]>
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DOI: 10.37034/infeb.v5i4.701
<![CDATA[The growing number of people moving up to the consumptive class and the urbanization of rural communities to cities also increase the demand for products with plastic packaging which. The problem of plastic waste has become the government's priority in realizing the goal of sustainable development through circular economic practices. Encouraging the creation of environmentally friendly products in the industry has been done but the number of product innovations is still low. Another obstacle is that product sales are strongly linked to the general welfare of individuals and society. Therefore, exploring consumer desires towards environmentally friendly products becomes important because this new knowledge can be used by governments and manufacturers to promote environmentally friendly products in the long run consumption. This study attempts to investigate the WTP of households in Padang City against environmentally friendly products and found factors that affect the WTP value. Using the contingent valuation method (CVM), the findings showed that willingness to pay (WTP) for eco-friendly products was significantly associated with gender, education, household income and price of alternative products. The results also showed that the average household is willing to pay about Rp 34,472.- for one product. These micro-level investigations can be a useful framework in organizing information and strategies on how households value eco-friendly products.]]>
