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Borneo Islamic Finance and Economics Journal (BIFEJ)

bifej
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Published by Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

ISSN : 27983161 EISSN : 27979318 DOI : https://doi.org/10.21093/bifej

Core Subject : Religion, Economy, Social,

Religion Economics, Econometrics & Finance Social Sciences

Borneo Islamic Finance and Economics Journal encompasses research articles, original research report, reviews, and scientific commentaries in the field of Islamic Finance and Economics, including: Islamic Economics, Islamic Business, Islamic banking, Islamic capital markets, Islamic wealth management, Issues on shariah implementation/practices of Islamic banking, Zakat and awqaf, Takaful, Islamic Corporate Finance, Shariah-compliant risk management, Islamic derivatives, Issues of Shari`ah Supervisory Boards, Islamic business ethics, Islamic Accounting, Islamic Auditing, Halal Lifestyle, Islamic Fintech.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 62 Documents

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Analisis Faktor Makro Ekonomi Yang Mempengaruhi Penerimaan Zakat, Infak, dan Shadaqah di Indonesia Tahun 2005-2019 Dharma Yanti; Tika Parlina
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.1, JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

This study aims to determine the macroeconomic factors that affect the acceptance of Zakat, Infaq and Sadaqah in Indonesia. This study uses quantitative research methods with path analysis. The independent variables in this study are the rate of economic growth, number of working population, GDP/capita, provincial minimum wage. While the dependent variable is the amount of zakat, infaq and shadaqah receipts. The results showed that all variables had a significant effect on the acceptance of zakat, infaq, and shadaqah. However, after going through path analysis, it is known that the rate of economic growth (X1) and GDP/capita (X3) has a negative and significant effect on zakat, infaq, and shadaqah receipts, while the number of working population (X2) and the provincial minimum wage (X4) have an influence. positive and significant to the acceptance of Zakat, Infaq, and Sadaqah. Keywords : Zakat, Infaq, Shadaqah, Economic Growth, GDP.

Analisis Strategi Penghimpunan Dana Bantuan Sosial Yayasan Damai Aqsha Samarinda Pada Masa Sebelum dan Saat Pandemi Syahrul Ramadhan; Alfitri Alfitri; Nur Rahmatullah
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.2, Desember 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

The condition of the Aqsa Damai Foundation, whose purpose is to contribute to outside Indonesia, is still able to exist despite the Covid-19 pandemic. The study aims to understand the strategy of the Aqha Samarinda Damai Foundation in conessllecting social assistance funds before and during the pandemic, as well as knowing the influencing factors in implementing strategies for collecting social assistance funds during the pandemic.In this study, the research used qualitative research method using descriptive research. This is because the data collected is in the form of words, pictures and not numbers. Data collection techniques using observation, interviews and documentation. And the data analysis techniques used are data reduction, data presentation and conclusion drawing.The results of this study indicate that the strategy for collecting social assistance funds is in the form of Direct fundraising and Indirect fundraising. The Direct Fundraising methods implemented include Daulah Sheikh/Sheikho, Cheerful Fairy Tales, Charity Concerts, Watch Together, Boar Tunas Collection, Commitment Cards, Establishment of Outlets, work partners, and account transfers, while the Indirect Fundraising method is through WhatsApp, Instagram , facebook, tiktok and twitter. Supporting factors for the implementation of the various prepared strategies are Indonesia's attitude of always helping Palestine, achieving feedback from the activities carried out, quality services and appreciation for donors, educated people, professional human resources, quality amil quality, strategic location of institutions and innovation. from the institution. Meanwhile, the inhibiting factors that affect the fundraising strategy are the COVID-19 pandemic, the difficulty of obtaining activity permits and innovations that must always be prepared. Keywords: Strategy, Collection, Social Assistance Fund, Pandemi.

Pengaruh Daya Tarik Iklan, Persepsi Harga dan Kualitas Produk Terhadap Minat Beli E-Commerce Tokopedia (Studi Kasus Generasi Muslim Millenial di Samarinda) Febri Wulan Sari; Akhmad Nurzaroni; Nurul Fadhilah
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.2, Desember 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Abstrack This research is motivated by the development of E-Commerce in Indonesia is very high because of the tendency of today's people who want easy, fast and practical so that it triggers the growth of the E-Commerce business. To attract consumer buying interest requires a strategy, namely the attractiveness of advertisements to provide complete information. Perception of price to decide consumers to buy in terms of the price of the product that will be received. Product quality is a deep factor that can indicate whether a product has value or not in a consumer's view. This study aims to determine whether the attractiveness of advertising, price perception and product quality affect the purchase intention of Tokopedia e-commerce in Samarinda. The type of research used in this research is quantitative research with an associative approach. This study uses primary data from a questionnaire or questionnaire. The number of samples in this study were 100 respondents from the millennial Muslim generation with a sampling technique, namely the non-probability sampling technique with the purposive sampling method. The analysis technique used is multiple linear regression test consisting of T test, F test, coefficient of determination with SPSS 21 management tool. The results of this study indicate that partially the advertising attractiveness variable has no significant effect on buying interest, besides the price perception variable (X2) has a significant effect on buying interest (Y), and the product quality variable (X3) has a significant effect on buying interest (Y). Then from the calculation results of the simultaneous test of advertising attractiveness, price perception and product quality have a simultaneous effect on the interest in buying e-commerce Tokopedia in Samarinda. Keywords: Advertising Attractiveness, Price Perception, Product Quality, Purchase Interest.

Pengaruh Strategi Pemasaran (Bauran Pemasaran 7P) Terhadap Kinerja Pemasaran Pada Badan Usaha Milik Desa (BUMDES) Kecamatan Muara Badak Reni Maesaroh; Moh. Mahrus; Irma Yuliani
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.2, Desember 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Abstrak Penelitian ini dilatarbelakangi oleh semakin berkembangnya dunia industri yang sangat pesat seiring dengan kemajuan ilmu pengetahuan dan teknologi dan tantangan perusahaan, maka perusahaan harus dikelola dengan baik dan mampu memahami apa yang dibutuhkan oleh pasar dengan menciptakan produk yang berkualitas, kemudian mampu menuangkan ide-ide baru dalam strategi pemasaran guna mendapatkan kinerja perusahaan yang diinginkan. Penelitian ini bertujuan untuk mengetahui pengaruh strategi pemasaran (bauran pemasaran 7P) terhadap kinerja pemasaran pada Badan Usaha Milik Desa (BUMDES) kecamatan muara badak.Jenis penelitian yang peneliti gunakan adalah Kuantitatif dengan menggunakan pendekatan deskriptif, populasi dalam penelitian ini adalah anggota dari Badan Usaha Milik Desa (BUMDES) Kecamatan Muara Badak. Teknik pengambilan sampel menggunakan teknik purposive sampling dengan 32 responden. Teknik pengumpulan data yang digunakan yaitu observasi, kuesioner dan dokumentasi. Analisis data yang digunakan dalam penelitian ini adalah uji validitas, uji reliabilitas, uji asumsi klasik, analisis regresi linier berganda, analisis koefisien determinasi, uji t dan uji f dengan alat analisis data menggunakan SPSS 25.Berdasarkan hasil penelitian yang dilakukan, menunjukan bahwa variabel Product (X1) secara parsial berpengaruh terhadap kinerja pemasaran dengan nilai signifikansi 0,000 < 0,05. Kemudian variabel Price (X2) secara parsial tidak berpengaruh terhadap kinerja pemasaran dengan nilai signifikansi 0,209 > 0,05. Kemudian variabel Place (X3) secara parsial berpengaruh terhadap kinerja pemasaran dengan nilai signifikansi 0,034 < 0,05. Selanjutnya variabel Promotion (X4) secara parsial tidak berpengaruh terhadap kinerja pemasaran dengan nilai signifikansi 0,232 > 0,05. Selanjutnya variabel People (X5) secara parsial tidak berpengaruh terhadap kinerja pemasaran dengan nilai signifikansi 0,671 > 0,05. Variabel Proces (X6) secara parsial tidak berpengaruh terhadap kinerja pemasaran dengan nilai signifikansi 0,368 > 0,05. Dan yang terakir Physical Evidence (7) secara parsial berpengaruh terhadap kinerja pemasaran dengan nilai signifikansi 0,043 < 0,05. Kata kunci: Strategi Pemasaran, BUMDES, dan Kinerja Pemasaran.

Strategi Promosi Periklanan Di Media Sosial Dalam Meningkatkan Pendapatan Client PT. Borneo Digital Marketing Ditinjau Dari Perspektif Ekonomi Islam Nur Fitriyah; Darmawati Darmawati; Tika Parlina
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.2, Desember 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Abstract The background discusses in the current digital era, many business people are competing to market their products or services online through social media networks by advertising. Therefore, promotion strategies through social media are indispensable, both for large and small businesses. The purpose of this study was to determine the advertising promotion strategy on social media carried out by PT. Borneo Digital Marketing in increasing client income of PT. Borneo Digital Marketing and knowing the picture of the sharia economy about advertising promotion strategies on social media in increasing the income of PT. Kalimantan Digital Marketing. This study uses field research to explore data sourced from the research location and is descriptive qualitative, namely research that aims to obtain a complete picture of something being researched. Sources of data are 38 sources from interviews conducted with the CEO, 7 employees and 30 clients of PT. Kalimantan Digital Marketing. Data collection techniques are interviews, observation and documentation. The data analysis technique uses the method according to Miles And Huberman, namely data collection, data reduction, data presentation and data verification. The results of the research are advertising promotion strategies on social media used by PT. Borneo Digital Marketing, namely four specific advertising promotion strategies such as paid media vs organic media strategies, performance strategies, intent strategies, and marketing channel strategies. Judging from the tables and graphs of client income, the four special promotion strategies have been able to increase client income of PT. Borneo Digital Marketing. Islamic economics review of advertising promotion strategies on social media used by PT. Borneo Digital Marketing applies Islamic economic principles such as Tawhid, Morals: Shidiq (true and honest), Tablig (speaking truth), Amanah (trustworthy) and Fathanah (intelligent), Balance, individual freedom and justice. Keywords: Promotion Strategy, Advertising, Social Media, Income, Islamic Economic Perspective

Implementasi Etika Bisnis Islam Pada E-Commerce Bebaya Mart Kota Samarinda Kalimantan Timur Nurhikmatul Karham; Tikawati Tikawati; Ahmad Syarif
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.2, Desember 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

The background of this research is to find out how the implementation of e-commerce at Bebaya Mart and how to review Islamic business ethics on the implementation or implementation of e-commerce at Bebaya Mart is appropriate or not. Bebaya Mart is a Samarinda City Government marketplace application that sells various kinds of Samarinda City MSME products. The purpose of this study is to find out how the implementation of e-commerce at Bebaya Mart and how to review Islamic business ethics on the implementation or implementation at Bebaya Mart. This research method is a qualitative research with the type of field research (field research) which produces descriptive data. The data collection techniques used were interviews, observations and documentation to 10 informants, namely the admin of the Bebaya Mart application, the seller who joined the Bebaya Mart, and the user of the Bebaya Mart application. Data analysis techniques used are data reduction, data exposure, and drawing conclusions. To check the validity of the data using the triangulation method. Based on the results of research in the field, it is known that the implementation of e-commerce at Bebaya Mart is in accordance with the four components needed in online transactions. A review of Islamic business ethics on the application or implementation of e-commerce at Bebaya Mart shows that the ethical values of Islamic business in tauhid are mostly implemented because two out of four sellers still make a profit solely on the grounds of survival alone. However, products are sold halal, sellers never commit fraudulent acts to consumers. Bebaya Mart admins do not get any profit from sellers and buyers. The equilibrium has implemented it starting in terms of price, product quality, until sellers treat consumers equally. Free will has implemented it, namely the admin of Bebaya Mart pays attention to the rights of sellers and buyers, sellers give consumer freedom rights. The responsibility is mostly implemented because there is no rating system in the Bebaya Mart application. The seller is responsible for all the information he provides such as product quality to delivery of goods. The seller is also responsible if the buyer or consumer submits a compound. And truth, honesty has not implemented the value of truth, honesty because there are several image posts displayed are still being edited, there is one seller who has not displayed product specifications, and the Bebaya Mart application has not socialized the scales or dosages. Keywords: Implementation, E-commerce, and Islamic Business Ethics

Pengaruh Bauran Pemasaran Islami Terhadap Keputusan Pembelian Hijab Di Big Mall Samarinda Sarnining Sarnining; Muhammad Iswadi; Yusran Yusran
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.2, Desember 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Abstract The purpose of this study is to determine the product, price, place, and promotion partially and simultaneously have a significant effect on purchasing decisions for hijab at Big Mall Samarinda. This study uses quantitative methods because it emphasizes testing theories through measuring research variables by analyzing data with statistical procedures. In this study, four variables X and Y variables were used, namely the product variable (X1), price (X2), place (X3), promotion (X3), and purchase decision (Y). The types of data used in this study are primary and secondary data. The sampling method used is by using the Cochran formula with a sample of 100 respondents. The method of data collection in this study used observation, questionnaires/questionnaires and documentation. The data analysis technique in this study uses a validity test, reliability test, classical assumption test consisting of (normality test, multicollinearity, heteroscedasticity, linearity, and autocorrelation), and multiple linear regression analysis test consisting of (t test, F test, and test R). The results of this study indicate that the product variable partially has a significant effect on purchasing decisions with a significant value of 0.043 ≤ 0.05, the price variable partially has no significant effect on purchasing decisions with a significant value of 0.733 ≥ 0.05, the place variable partially has a significant effect on decisions. purchases with a significant value of 0.000 ≤ 0.05, the promotion variable partially has a significant effect on purchasing decisions with a significant value of 0.000 ≤ 0.05. The results of this study indicate that the product, price, place, and promotion variables simultaneously have a significant effect on purchasing decisions with a significant value of 0.000 ≤ 0.05. The effect of all variables in this study was 73.4% while 26.6% was influenced by other variables. Keywords: Islamic Marketing Mix on Purchase Decision

Pengaruh Motivisi dan Kualitas Pelayanan Terhadap Minat Mahasiswa UINSI Menjadi Nasabah Bank Sampah Syariah di UINSI Samarinda Akhmad Shabirin; Parno Parno; Kokom Komariah
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.2, Desember 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Abstract The increasing population makes the volume of waste production also increase and varies. The amount of waste generated will have a negative impact on the environment and the economy. Therefore, the waste must be managed properly so that is becomes useful goods and has economic value. An organization that plays a role in waste management is a sharia waste bank, but in reality someone’s interest in becoming a waste bank customer does not just appear. One of them is influenced by motivation, the more motivated a person is, the greather his interest in something. Next is the quality or service, the better the service provided, the more interested someone is in something. This type of research is quantitative with a causal associative approach. The population this study were active students of UINSI Samarinda from 2018 to 2022. The sampling technique used was simple random sampling. Data collection techniques using questionnaires and documentation. The data analysis techniques are ordinal to interval data transformation (MSI), instrument test, classical assumption test, multiple linear regression analysis, coefficient of determination and hypothesis testing. Based on the results of the results of the t test it is known that motivation (X1) does not affect the interest, while the quality of service (X2) affects the interest. Simultaneously, motivation (X1) and service quality (X2) affect the interest. The coefficient of determination shows that 58.3% of the interest variables are influenced by motivation and quality, while the influence by other variables. Keywords: Motivation, Service Quality, Interest

Strategi Bauran Pemasaran Syariah (Studi Kasus Sayuran Hidroponik Hani Farm Samarinda) Muhammad Irfan Zainal Efendi; Darmawati Darmawati; Alias Chandra
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 3, NO.1, JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

The 7P marketing mix strategy is a combination of product, price, promotion, place, people, physical evidence, and process. In each mix has a role to succeed in marketing achievements. In every important marketing mix strategy implemented based on sharia marketing. Hani Farm was founded in 2019 and is a producer of hydroponic vegetables that are cultivated and managed by Islamic boarding schools where students play an active role. Hani Farm was also identified as using a marketing mix strategy, with increased turnover even though there was a decrease when PPKM occurred so it is important to study the marketing mix strategy of Hani Farm Samarinda from a sharia marketing perspective. The research method is qualitative research. Data collection techniques through observation, interviews, and documentation. Data analysis techniques are data reduction, data presentation, then drawing conclusions. Based on the results of Hani Farm Samarinda's marketing mix research from a sharia marketing perspective; Hani Farm's products are vegetables and vegetable delivery services. The price of vegetable products is determined based on market prices and service product tariffs using the average rate in one area of Samarinda City. Promotion is done by sales promotion, publicity, and personal selling. The place is located at the KH Harun Nafsi Islamic boarding school which has easy access to consumers. Human resources are equipped with knowledge and coaching and are supervised by field coordinators at work. The process is carried out following standard rules and the ordering process is made easy to understand and work on. In the marketing mix strategy, Hani Farm has carried it out with sharia marketing values, namely shiddiq, amanah, fathanahtabligh and. As well as the principles of sharia marketing, namely strategy, needs, halal, welfare, and mutual agreement. And the characteristics of sharia marketing are theistic, ethical, realistic, and humanistic.

Analisis Penerapan Manajemen Sumber Daya Insani Di Koperasi Firdaus Berkah Bersama Kota Samarinda Winarsih Winarsih; Bambang Iswanto; Angrum Pratiwi
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 3, NO.1, JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Abstract The background of this research is that success in achieving company goals is a management achievement. Therefore in organizational activities, human resources have a major role. With the support of adequate infrastructure and facilities without the support of the role of human resources, the objectives of the Company's Vision and Mission will not be achieved properly. The term individual in human resources in Islam is known as Insani. For this reason, Human Resources in Islam are based on the concept that every employee is a human (not a machine) and not just a business resource. This research was conducted in order to find out how it is applied to human resource management in the Firdaus Berkah Bersama Cooperative, Samarinda City. and to find out how to implement the characteristics of the Prophet SAW in human resource management at the Firdaus Berkah Cooperative with the City of Samarinda. The type of research used in this research is descriptive research with a qualitative approach. This study uses primary data and secondary data by taking the data obtained in the form of interviews, observations and documentation, as well as obtaining data through journals or books that are used as reference materials. Data analysis techniques used include data reduction, data display (data presentation) and conclusions. The results of this study indicate that the Firdaus Berkah Bersama Cooperative of Samarinda City has implemented and practiced the function of Human Resource Management properly, honestly and trustworthy starting from the type of selection and recruitment with predetermined conditions and took several tests, one of which was the Koran. The training that is followed is in the form of seminars or webinars which are attended by the employees of the cooperative. The training aims to increase knowledge and expertise in their respective fields. The assessment is seen from the way of working, absenteeism, speed when completing work, providing financial compensation in the form of basic salary, bonuses, holiday allowances, BPJS fees, recreation costs and even Umrah costs, and the evaluation is carried out from daily, monthly then recaps to a year. Keywords: Management, Human Resources, Sharia Cooperative Abstrak Penelitian ini dilatar belakangi oleh Keberhasilan dalam mencapai tujuan perusahaan merupakan prestasi manajemen. Oleh sebab itu dalam kegiatan organisasi, sumber daya manusia mempunyai peranan utama. Dengan ditunjang prasarana dan sarana yang memadai tanpa didukung oleh peran sumber daya manusia maka tujuan Visi dan Misi Perusahaan tidak akan tercapai dengan baik. Istilah individu dalam sumber daya manusia dalam Islam dikenal dengan istilah Insani. Untuk itu Sumber Daya Insani dalam Islam yang didasarkan pada konsep bahwa setiap karyawan adalah manusia (bukan mesin) dan bukan hanya sumber daya bisnis. Penelitian ini dilakukan guna untuk Mengetahui Bagaimana Penerapan pada Manajemen Sumber Daya Insani di Koperasi Firdaus Berkah Bersama Kota Samarinda. dan untuk Mengetahui Bagaimana Implementasi Sifat-sifat Nabi SAW pada Manajemen Sumber Daya Insani di Koperasi Firdaus Berkah Bersama Kota Samarinda. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian deskriptif dengan pendekatan kualitatif. Penelitian ini menggunakan data primer dan data skunder dengan cara pengambilan data yang didapat berupa wawancara, observasi dan dokumentasi, serta memperoleh data melalui jurnal atau buku yang dijadikan sebagai bahan referensi. Teknik analisis data yang digunakan meliputi redukasi data, display data (penyajian data) dan kesimpulan. Hasil penelitian ini menunjukkan bahwa Koperasi Firdaus Berkah Bersama Kota Samarinda telah menerapkan dan mempraktikkan fungsi Manajemen Sumber daya insani dengan baik, jujur dan amanah mulai dari jenis seleksi dan perekrutan dengan syarat-syarat yang telah ditentukan dan mengikuti beberapa tes salah satunya mengaji. Pelatihan yang diikuti berupa seminar atau webinar yang diikuti oleh para karyawan koperasi tersebut. dilakukan pelatihan bertujuan untuk menambah pengetahuan dan keahlian dibidangnya masing-masing. Penilaian dilihat dari cara bekerja, absensi, kecepatan saat menyelesaikan kerja, pemberian kompensasi finansial berupa gaji pokok, bonus, tunjangan hari raya, biaya BPJS, biaya rekreasi bahkan biaya Umroh, dan Evaluasi dilakukan dari harian, bulanan kemudian direkap menjadi setahun. Kata Kunci : Manajemen, Sumber Daya Insani, Koperasi Syariah

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
Muhammad Hasbi

Contact Email
muhammadhasbibpp@gmail.com

Phone
+6285246904878

Journal Mail Official
redaksi.bifej@gmail.com

Editorial Address
Fakultas Bisnis dan Ekonomi Islam UINSI Samarinda Kampus II. Jl. HAM. Rifaddin, Kecamatan Loajanan Ilir, Samarinda, Kalimantan Timur

Location
Kota samarinda,

Kalimantan timur

INDONESIA

Abstract

Abstract

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Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Muhammad Hasbi

Contact Email muhammadhasbibpp@gmail.com

Phone +6285246904878

Journal Mail Official redaksi.bifej@gmail.com

Editorial Address Fakultas Bisnis dan Ekonomi Islam UINSI Samarinda Kampus II. Jl. HAM. Rifaddin, Kecamatan Loajanan Ilir, Samarinda, Kalimantan Timur

Location Kota samarinda, Kalimantan timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Muhammad Hasbi

Contact Email
muhammadhasbibpp@gmail.com

Phone
+6285246904878

Journal Mail Official
redaksi.bifej@gmail.com

Editorial Address
Fakultas Bisnis dan Ekonomi Islam UINSI Samarinda Kampus II. Jl. HAM. Rifaddin, Kecamatan Loajanan Ilir, Samarinda, Kalimantan Timur

Location
Kota samarinda,

Kalimantan timur

INDONESIA