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Anggi Setya Prayoga
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+6281313254403
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redaksi@globalmulia.ac.id
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INDONESIA
Jurnal Al-Fatih Global Mulia
ISSN : 25808036     EISSN : 27467058     DOI : 10.59729/alfatih
Core Subject : Economy,
Jurnal Al fatih Global Mulia P-ISSN 2580-8036, E-ISSN 2746-7058 published by STEBI Global Mulia Cikarang, is a peer-reviewed open access international journal published twice in a year. Jurnal Al-fatih Global Mulia welcomes high-quality manuscripts resulted from a research project in the scope of Islamic Economics, Islamic Finance, and Islamic Banking, which includes, but is not limited to the following topics: Islamic economics, Islamic finance, Islamic Banking, Islamic microfinance, Islamic insurance, Islamic Agricultural fields, Halal industry, Zakah, waqf, Islamic social finance, and poverty alleviation, Islamic law and sharia issues in economics and finance, Securitization and sukuk, Islamic capital markets, Macroprudential Regulation, and Other topics related to this area. The manuscript must be original research, written in English or Indonesian, and not be simultaneously submitted to another journal or conference.
Articles 70 Documents
Peranan Sertifikasi Halal terhadap Keputusan Membeli Produk DARZ Food (Studi Kasus Siswa SMAN 2, SMAN 3, dan SMK PGRI 4 Pasuruan Jawa Timur) Andjani Sulistyaningrum Kinasih; Dewi Rachmawati Kurniawan; Nanda Eka Amilia; Firza Agung Prakoso
Jurnal Al-fatih Global Mulia Vol. 6 No. 1 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i1.110

Abstract

Revolusi dalam industri makanan menyatakan bahwa halal menjadi nilai penting terhadap pemilihan produk pangan. Hal ini juga merupakan gambaran jenis makanan yang memenuhi tingkat kualitas tertinggi serta standar keamanannya. Sertifikasi halal dibutuhkan untuk meningkatkan kualitas dan juga berperan penting dalam memberikan kenyamanan dan keamanan terhadap konsumen Muslim. Tujuan penelitian untuk mengetahui peran serifikasi halal terhadap keputusan membeli produk DARZ Food pada siswa SMAN 2, SMAN 3, dan SMK PGRI 4 Pasuruan. Metode pengumpulan data penelitian ini adalah kuesioner sertifikasi halal yang memuat dimensi syariah, idiologi, ilmu, pengalaman, dan pengamalan. Penelitian ini dilakukan dengan menyebarkan kuesioner kepada 60 responden. Sumber data dalam penelitian ini adalah data primer dan sekunder. Metode analisis data yang digunakan dalam penelitian ini adalah uji normalitas data, uji linearitas data, uji heteroskedastisitas, uji regresi sederhana dan uji t dengan menggunakan IBM SPSS 25. Hasil penelitian ini menunjukkan bahwa Sertifikasi Halal (X) berpengaruh terhadap Keputusan Membeli (Y). Hasil dalam pengujian dapat dilihat dari hasil uji regresi linier sederhana. Hasil signifikansi t sebesar 0,000 < 0,05 sehingga Ho ditolak dan Ha diterima. Hal ini menunjukkan bahwa variabel Sertifikasi Halal (X) berpengaruh signifikan terhadap Keputusan Membeli (Y). Dan juga dapat dilihat dari t hitung sebesar 10,971 yang berarti t hitung lebih besar dari t tabel sebesar 2,002.
Rasio Solvabilitas Intan Alfiyani; Elsya Ainun Nafa Ulfita; Finda Findiana
Jurnal Al-fatih Global Mulia Vol. 6 No. 1 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i1.111

Abstract

This research aims to analyze the company’s solvency ratio. Studies on solvency ratios showthat this ratiohas a crucial role in assessing whether a company can pay its long – term costs. The solvency ratio provides insight into the company’s cash flow management and its potential to avoid bankruptcy or face financial challenges. The company's financial statements serve as indicators of future growth and offer a glimpse into its potential for successful performance. Additionally, these statements aid in decision-making processes within the company. Beyond just financial statements, a company’s financial performance is vital, representing its achievements as measured by various ratios that act as benchmarks in financial reports. Evaluating financial performance is essential for companies as it allows for an assessment of their operational effectiveness and efficiency.
Analisis Rasio Profitabilitas pada Laporan Keuangan Perusahaan Rifky Septianda Wijaya; Erni Intan Permata Sari; Finda Findiana
Jurnal Al-fatih Global Mulia Vol. 6 No. 2 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i2.117

Abstract

The assessment of a company's financial level can be done by analyzing the company's financial statements. To find out whether the company's financial condition is in good condition, various analyses can be carried out, one of which is a ratio analysis. One of the tools to assess financial performance is the Profitability Ratio analysis which aims to measure the effectiveness of overall management aimed at the size of the level of profit obtained. The better the profitability ratio, the better the profitability of a company. The purpose of calculating financial ratios is needed for a company to be able to find out the good and bad financial conditions in the processing of a company. Financial statements prepared by a company can be used as an internal managerial decision-making tool as well as for external parties of the company. With the analysis of the financial statements, it can be known the state and development of the company that has been achieved by the company in the past and in the current time, both private enterprises and state-owned enterprises. In this study, the researcher used a case study method where the researcher read and summarized the profitability ratio that had been carried out by previous researchers.
Shopee SPayLater Syari’ah Business Management in the Perspective of the Qur'an Siti Rifqiyatul M; Sariah Nailla Q; Hidayatul Maulidia; Ayunda Hanum F; Churin In
Jurnal Al-fatih Global Mulia Vol. 6 No. 2 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i2.118

Abstract

As time goes by and technology advances, purchases can not only be made offline but can also be made online. Currently, many shops are starting to join and adapt to the digital world because of the increasingly diverse consumer behavior in making purchases. Shops are currently collaborating with the marketplace world that helps the online buying and selling process. One of the marketplaces that is widely visited by Indonesian consumers is Shopee. Shopee provides a variety of community needs in various choices. The payment system on Shopee also has many choices, including the COD system (pay on the spot), Shopeepay, via Bank and there is also a shop now pay later or later week system known as the SPayLater system. This study analyzes Sharia Business Management on the SPayLater service on the Shopee platform through the perspective of the Qur'an, with a focus on the application of Islamic principles in financial practices. This service that allows users to shop with deferred payments poses challenges related to compliance with the prohibition of usury and the principle of fairness in transactions. Through a qualitative approach, this study explores how Shopee seeks to integrate Sharia values, such as transparency and responsibility, into its operations. The research findings show that although SPayLater offers easy access for consumers, there is a risk of public misunderstanding regarding Sharia compliance in this system. This research is expected to provide insights for the development of Sharia financial products and strengthen the understanding of the application of the teachings of the Qur'an in modern business.
Quo Vades Ekonomi Islam? Muhammad Anzar Manic; Salsabila Putri; Muhammad Zaini El Wahyu
Jurnal Al-fatih Global Mulia Vol. 6 No. 2 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i2.119

Abstract

Islamic economics is developing as an alternative to the conventional economic system that is often unable to address the challenges of economic inequality and environmental crisis. This article reviews the development of the Islamic economy in Indonesia, identifies key challenges and opportunities, and analyzes the role of government and digital technology in enhancing the inclusiveness of the Islamic economy. Through a literature review, this research finds that regulatory support and the integration of digital innovation can strengthen the sustainability of the Islamic economy in Indonesia. These results emphasize the importance of a maqashid sharia-based approach to create an equitable and sustainable economic system
Implementasi Nilai-Nilai Ekonomi Syariah pada Pondok Pesantren Terpadu Daarul Ilmi Mutiara Pertiwi; Sabrina Ramadhani; Kanaya Oktaviani; Muhammad Zaini El Wahyu
Jurnal Al-fatih Global Mulia Vol. 6 No. 2 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i2.120

Abstract

This research aims to explain the influence of the cooperative or canteen of the Daarul Ilmi Integrated Islamic Boarding School on Sharia Economic values ​​and the influence of entrepreneurship based on Islam in accordance with Maqosyid Syariah and economic goals according to Adam Smith. The method used in this research is a qualitative descriptive method. The results of the analysis of the research data show that there is a positive or negative influence between the attitudes of the market community and the boarding school students, and this cooperative has helped a lot with the economy of the Islamic boarding school and the surrounding community, and the students at the Daarul Ilmi Integrated Islamic Boarding School.
Unlocking Success: How Work-Life Balance and Physical Environment Shape Employee Performance and Job Satisfaction at PT. Pos Indonesia (Persero) Hemmy Fauzan; Nayla Nur Fatimah Syarif; Suhendra Suhendra; Bahrul Yaman; Supriyono Supriyono
Jurnal Al-fatih Global Mulia Vol. 7 No. 2 (2025): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v7i1.128

Abstract

His study analyses the effect of work-life balance and physical work environment on employee performance, with job satisfaction as an intervening variable at PT POS Indonesia. This study uses primary and secondary data and is analysed by path analysis using IBM SPSS 26. The sampling technique used is non-probability sampling with the saturation method, where 42 statements were distributed via Google Forms to 148 respondents. The results showed that work-life balance has a direct effect on job satisfaction, as well as the physical work environment which also has a significant impact on job satisfaction. In addition, work-life balance and physical work environment simultaneously affect job satisfaction. Work-life balance and physical work environment each have a direct impact on employee performance. Job satisfaction also plays a role in improving employee performance. Overall, work-life balance, physical work environment, and job satisfaction simultaneously affect employee performance. Sobel test results confirm that job satisfaction can moderate the relationship between work-life balance and physical work environment on employee performance.  
Pengaruh Risiko Likuiditas terhadap Stabilitas Bank di Indonesia Feby Fadila; Finda Findiana; Yusminar Jasri
Jurnal Al-fatih Global Mulia Vol. 6 No. 2 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/g5vfx034

Abstract

Studi ini menyelidiki dampak risiko likuiditas terhadap stabilitas bank di Indonesia dari tahun 2010 hingga 2023. Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor utama yang memengaruhi risiko likuiditas dan menilai stabilitas komparatif antara bank dengan tingkat likuiditas tinggi dan rendah. Pendekatan kualitatif digunakan, dengan memanfaatkan data dari laporan keuangan dan pedoman regulasi yang disediakan oleh Otoritas Jasa Keuangan (OJK). Temuan penelitian mengungkapkan peningkatan yang konsisten dalam Rasio Kecukupan Modal (CAR), yang mencerminkan peningkatan kesehatan keuangan di antara bank-bank, sementara rasio Pinjaman Bermasalah (NPL) menunjukkan tantangan yang berkelanjutan dalam pengelolaan kredit. Meskipun Rasio Likuiditas (LDR) tetap stabil, penurunan menjadi 87% pada tahun 2023 menunjukkan potensi kerentanan. Secara keseluruhan, penelitian ini menyoroti pentingnya manajemen likuiditas yang efektif dan kepatuhan terhadap peraturan dalam menjaga stabilitas sistemik dan mendorong pertumbuhan ekonomi di sektor perbankan Indonesia.
Pengaruh Kualitas Pelayanan dan Nilai Konsumen terhadap Loyalitas Pelanggan pada Jasa Pencucian Pakaian Laundry Syariah di MJ Laundry Cikarang Yeni Masruri
Jurnal Al-fatih Global Mulia Vol. 7 No. 1 (2025): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v7i1.124

Abstract

The laundry business is a business engaged in the service sector. Human needs for the existence of laundry. Laundry business is a business that follows the changing lifestyle. This study aims to analyze and partially determine the effect of Service Quality on Customer Loyalty and Consumer Value. Customers and Consumer Value have an effect on Customer Loyalty and analyze and know simultaneously Service Quality and Consumer Value have an effect on Customer Loyalty at Sharia Laundry. Analysis using multiple linear regression tests and hypothesis testing using the t-test and f-test with hypothesis testing using the t-test and f-test with the help of the spss version 2.0 program. Based on hypothesis testing it can be concluded that Service Quality Service has t-count>t-table, namely 1.851> 1.701 with a significance level of 0.001 <0.05. significance level 0.001 <0.05. Likewise with Consumer Value, Consumer Value has t-count> t-table namely 2.557> 1.701 with a significance value of 0.002 <0.05. significance of 0.002 <0.05 means that each variable partially has a significant effect on Customer Loyalty.  Likewise with the results of the f test state that in multiple linear regression testing shows the results of f count> f table, namely 5.697> 3.354 with a significance level of 0.000 <0.05, meaning that each variable partially has a significant effect on Customer Loyalty. significance level of 0.000 <0.05, so it is proven that the two variables of Service Quality and Consumer Value simultaneously have a significant effect on Customer Loyalty.
Pengaruh Labelisasi Halal, E-Marketplace, dan Gratis Ongkos Kirim terhadap Keputusan Pembelian Produk Muhammad Zaini El Wahyu; Yoyo Hambali; Aditia Yuski Fahlevi
Jurnal Al-fatih Global Mulia Vol. 7 No. 1 (2025): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v7i1.141

Abstract

This study aims to determine the effect of halal labeling, e-marketplace and free shipping on purchasing decisions for Go-Milku SR12 milk at the Qasrina Store, Sekumpul Complex, Bukit Pinang Village, Samarinda Ulu District, Samarinda City. This type of research is quantitative research conducted in April - May 2025. The sample used was 80 respondents from the Sekumpul Complex, Samarinda City with a purposive sampling technique. Data collection was carried out by distributing questionnaires online (google form). Data analysis in this study used the IMB SPSS 30 software application. The results of the study found that: (1) Halal labeling has a positive and significant influence on purchasing decisions. (2) Free shipping has a positive and significant influence on purchasing decisions. However (3) E-marketplaces do not show any influence which is positive and significant towards purchasing decisions. Further research is suggested to explore other variables and expand the scope of the area to see whether similar results apply outside the Sekumpul Complex, Bukit Pinang Village, Samarinda Ulu District, Samarinda City.