Influence: International Journal of Science Review
INFLUENCE: International Journal of Science Review (Influence Journal) is a double-blind, Indexed peer-reviewed, open-access international journal dedicated to the promotion of research in multidisciplinary areas. We define open-access journals as journals that use a funding model that does not charge readers or their institutions for access. From the BOAI definition of "Open Access," users shall have the right to "read, download, copy, distribute, print, search, or link" to the full texts of articles. The journal publishes original research articles from broad areas like Accountancy, Agriculture, Anthropology, Anatomy, Architecture, Arts, Biochemistry, Bioinformatics, Biology, Bioscience, Biostatistics, Biotechnology, Botany, Chemistry, Commerce, Computer Science, Dairy Technology, Dentistry, Ecology, Economics, Education, Engineering, Environmental Science, Food & Nutrition, Forensic Science, Forestry, Geology, Geography, Health Sciences, History, Home Science, Journalism & Mass Communication, Language, Law, Life Science, Literature, Management, Marine Science, Mathematics, Medical Science, Microbiology, Pathology, Paramedical Science, Pharmacy, Philosophy, Physical Education, Physiotherapy, Physics, Political Science, Public Health, Psychology, Science, Social Science, Sociology, Sports Medicine, Statistics, Tourism, Veterinary Science & Animal Husbandry, Yoga, Zoology, etc. Published by: Global Writing Academica Researching & Publishing
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264 Documents
<![CDATA[Legal Protection for Consumers in Non-Bank Sharia Mortgage Schemes: A Maqāṣid al-Sharī‘ah and National Regulatory Approach ]]>
<![CDATA[Zulfikar, Riza]]>
<![CDATA[ INFLUENCE: INTERNATIONAL JOURNAL OF SCIENCE REVIEW Vol. 7 No. 3 (2025): INFLUENCE: International Journal of Science Review ]]>
Publisher : <![CDATA[Global Writing Academica Researching and Publishing ]]>
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DOI: 10.54783/influencejournal.v7i3.313
<![CDATA[The development of the Sharia-based property industry in Indonesia has increased public interest in non-bank sharia mortgage schemes as an alternative for home financing that complies with Islamic principles. However, the implementation of these schemes lacks adequate specific regulations, resulting in suboptimal legal protection for consumers. Many face issues such as non-transparent contracts, unilateral actions by developers, and difficulties in dispute resolution due to the absence of sharia-based settlement mechanisms. This research aims to analyse consumer protection in non-bank Sharia mortgage schemes from the perspectives of positive law and maqāṣid al-sharī‘ah, and to formulate regulatory recommendations that are just, transparent, and aligned with Sharia values. This research adopts a normative juridical method through a formal literature study of applicable regulations, fatwas, and legal doctrines, combined with maqāṣid al-sharī‘ah analysis as a moral and ethical foundation. The findings reveal that the current level of protection falls short of ideal standards due to the lack of standardized contract models and sharia-based dispute resolution mechanisms. It is recommended that a collaborative regulatory framework be developed, prioritizing justice, transparency, and sustainability, to substantively safeguard consumer rights and enhance public trust in non-bank Sharia property financing systems.]]>
<![CDATA[Legal Principles of the Process of Transferring Land Rights Using a Notarial Deed ]]>
<![CDATA[Wahyuni, Fitri]]>;
<![CDATA[Yusdiansyah, Efik]]>;
<![CDATA[Sundary, Riny Irianti]]>
<![CDATA[ INFLUENCE: INTERNATIONAL JOURNAL OF SCIENCE REVIEW Vol. 8 No. 1 (2026): INFLUENCE: International Journal of Science Review ]]>
Publisher : <![CDATA[Global Writing Academica Researching and Publishing ]]>
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DOI: 10.54783/influencejournal.v8i1.316
<![CDATA[A notarial deed, particularly the Sale and Purchase Binding Agreement (PPJB), remains a controversial instrument in the process of transferring land ownership rights. This phenomenon is commonly found in society, where many laypeople assume that a PPJB is sufficient to process the transfer of title (balik nama) of purchased land. In practice, however, issues may arise when the PPJB, especially those executed before a Notary, does not clearly stipulate the rights and obligations of the parties involved. This condition may lead to disputes, considering that the PPJB serves as a preliminary agreement and a reference for the Deed of Sale and Purchase (AJB) prepared by the Land Deed Official (PPAT), which is a formal requirement for the legal transfer of land rights. This research employs a descriptive-analytical approach using a normative legal method based on literature review. The objective of this study is to examine and demonstrate the legal principles concerning binding force and legal protection for parties engaged in a notarial PPJB, as part of the broader philosophy of legal order within the state.]]>
<![CDATA[Government Public Communication Management Strategy in Socializing the People's School Policy in Indonesia ]]>
<![CDATA[Ayuna, Novianty Elizabeth]]>
<![CDATA[ INFLUENCE: INTERNATIONAL JOURNAL OF SCIENCE REVIEW Vol. 7 No. 1 (2025): INFLUENCE: International Journal of Science Review ]]>
Publisher : <![CDATA[Global Writing Academica Researching and Publishing ]]>
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DOI: 10.54783/influencejournal.v7i1.314
<![CDATA[The People's School Policy—a free, boarding-based education program for low-income families. The success of this policy depends heavily on the effectiveness of information delivery, public acceptance, and community participation. This study aims to analyze the public communication management strategies implemented by the government in its outreach. This research uses a descriptive qualitative approach with a case study method. The results indicate that the government implemented a mixed-method communication strategy, combining direct face-to-face outreach (a community approach) and the use of digital media (social media/websites) for information transparency. The results indicate that the government implemented a single narrative strategy of "Education for All" to maintain information consistency across ministries (Ministry of Social Affairs, Ministry of Primary and Secondary Education, and Ministry of State Secretariat). The implementation strategy was carried out through multi-platform channels that combined social media for the wider public with face-to-face communication and the use of regional languages for communities in remote areas. In addition, issue management through rapid responses through official complaint channels and strategic collaboration with universities were key factors in building public trust. This study concludes that the integration of digital channels and a local humanist approach is effective in expanding the reach of policies, although synchronizing technical data between the central and regional governments remains a managerial challenge that needs to be optimized to achieve the target of 500 schools by 2029.]]>
<![CDATA[Analysis of the Effect of Self-Control and Financial Attitude on Students’ Financial Management Behavior ]]>
<![CDATA[Adhytama, Mochammad Teddy]]>;
<![CDATA[Septiani, Tika]]>
<![CDATA[ INFLUENCE: INTERNATIONAL JOURNAL OF SCIENCE REVIEW Vol. 8 No. 1 (2026): INFLUENCE: International Journal of Science Review ]]>
Publisher : <![CDATA[Global Writing Academica Researching and Publishing ]]>
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DOI: 10.54783/influencejournal.v8i1.318
<![CDATA[This study aimed to analyze the effect of self-control and financial attitude on students’ financial management behavior in the digital era. The research applied a quantitative approach using a survey method with 120 undergraduate students in Indonesia as respondents. Data were collected through structured questionnaires and analyzed using multiple linear regression. The findings indicated that self-control and financial attitude had a positive and significant effect on financial management behavior, both partially and simultaneously. Self-control emerged as the more dominant factor in influencing students’ ability to manage their finances, particularly in controlling impulsive spending behavior. The model explained 45.2% of the variance in financial management behavior, while the remaining 54.8% was influenced by other variables not examined in this study. These results highlighted the importance of psychological factors in shaping responsible financial behavior among students. The study suggested that improving self-control and fostering a positive financial attitude were essential in promoting better financial management practices, especially in an environment with easy access to digital financial services.]]>
