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Contact Name
Ana Billah
Contact Email
anabillah.rahman@gmail.com
Phone
+6281333900923
Journal Mail Official
jurnaljse.staimpro@gmail.com
Editorial Address
Jalan Mahakam No. 1, Kedopok, Kota Probolinggo
Location
Kota probolinggo,
Jawa timur
INDONESIA
JSE: Jurnal Sharia Economica
ISSN : 28285514     EISSN : 28284585     DOI : https://doi.org/10.46773/jse
Core Subject : Economy,
JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the writing format as listed on page manuscript writing guidelines. This journal was established in 2022 and published two times a year, on January and July. The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philosophy of Islamic Economics; 2. Islamic Economic Thought; 3. Islamic Economics and Contemporary Issues; 4. Contemporary issues in Islamic Financial Institutions; 5. Islamic Management; 6. Islamic Accounting; 7. Legal Aspects in Islamic Economics.
Articles 222 Documents
IMPLEMENTASI KONSEP BISNIS DAN SHARIA ENTREPRENEURSHIP DALAM PENGEMBANGAN EKONOMI UMAT;PERSPEKTIF EKONOMI ISLAM Nurul Fitrah Ilham; Supriadi; Mukhtar Lutfi; Nurafifah; A. Adi Putra
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/9vrm8w71

Abstract

The rapid development of the global economy, accompanied by increasing business competition and digital transformation, requires an entrepreneurial model that not only emphasizes economic profit but also upholds ethical values, social responsibility, and sustainability. In this context, sharia entrepreneurship offers an alternative business approach by integrating Islamic principles into entrepreneurial activities to achieve both economic prosperity and social welfare. This study aims to analyze the implementation of Islamic business concepts and sharia entrepreneurship in promoting community economic development from the perspective of Islamic economics. The research employed a qualitative approach using the library research method. Data were collected from the Qur'an, Hadith, books, scientific articles, national and international journals, and other relevant literature, and were analyzed using content analysis. The findings indicate that sharia entrepreneurship is founded upon the principles of tawhid, justice, trustworthiness, honesty, professionalism, and public welfare. Its implementation contributes to employment creation, income generation, economic independence, and equitable wealth distribution through Islamic economic instruments. Furthermore, from the perspective of maqashid al-shariah, sharia entrepreneurship supports the protection of religion, life, intellect, lineage, and wealth. Therefore, strengthening the sharia entrepreneurship ecosystem is essential for fostering sustainable, inclusive, and equitable community economic development based on Islamic values.
PERAN PENGEMBANGAN AGROWISATA  PANGONAN DALAM MENINGKATKAN PENDAPATAN MASYARAKAT DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Rhaina Aprilia Madhani; Nonie Afrianty; Badaruddin Nurhab
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/v3zznp14

Abstract

This study aims to analyze the role of Pangonan Agrotourism development in increasing community income from an Islamic economic perspective. The study was conducted at Pangonan Agrotourism, Agung Jaya Village, Air Manjunto District, Mukomuko Regency. The research method used was field research with a descriptive qualitative approach. Data collection techniques were carried out through observation, interviews, and documentation. Research informants consisted of agrotourism managers, community business actors, and village officials selected using a purposive sampling technique. The results of the study indicate that Pangonan Agrotourism development plays a role in increasing community income through the opening of business opportunities, creation of jobs, and increased economic activity of the community around the tourist area. Viewed from an Islamic economic perspective, business activities that have developed in the Pangonan Agrotourism area have generally implemented halal, honest, and mutually beneficial business principles so that they can support community welfare in a sustainable manner
PENGARUH PENGETAHUAN LINGKUNGAN, PERSEPSI, DAN PERILAKU UMKM TERHADAP PENERAPAN EKONOMI HIJAU SYARIAH Dewi fatimah; Herlina yustati; Anwar junaidi
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/e2p5tk08

Abstract

This study aims to determine how the environmental knowledge, perceptions, and actions of MSME actors impact the implementation of Sharia green economy. This study employs an associative approach using a quantitative research design. The data used in this study are primary data. The data collection technique involved distributing questionnaires to respondents. The population of this study consists of 50 MSMEs. This study employed total sampling. The results of this study indicate that environmental knowledge and perceptions do not have a significant effect on the implementation of Sharia green economy practices among MSMEs in Sidodadi Village. Meanwhile, behavior has a positive and significant effect on the implementation of Sharia green economy practices among MSMEs in Sidodadi Village. However, environmental knowledge, perceptions, and behavior simultaneously have a significant effect on the implementation of Sharia green economy among MSMEs in Sidodadi Village. This is evidenced by the results of the F-test, which show a calculated F-value of 26.694 > the table F-value of 2.807, with a significance level of 0.000 < 0.05. In addition, the results of the coefficient of determination test showed an (R) Square value of 0.635, which means that the variables of environmental knowledge, perception, and behavior account for 63.5% of the variation in the adoption of Sharia green economy, while the remaining 36.5% is influenced by other variables outside the scope of this study.  
FENOMENOLOGI WISATA KULINER HALAL DI ZONA KHAS BERENDO MERAH PUTIH KOTA BENGKULU : INTEGRASI GREEN ECONOMY DAN EKONOMI ISLAM Lili Utami; Supardi Mursalin; Nurrahmah Putry
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/q46ttt07

Abstract

This study aims to analyze tourists' experiences of halal culinary tourism at the Zona KHAS Berendo Merah Putih in Bengkulu City, examine the implementation of the green economy concept, and identify the integration of Islamic economic values in managing the area. A qualitative approach with a phenomenological method was employed. The participants consisted of six halal culinary business owners and ten tourists selected through purposive and convenience sampling techniques. Data were collected through observation, in-depth interviews, and documentation and analyzed using the interactive model of Miles and Huberman. The findings show that tourists had positive experiences because of the variety of halal food, the religious atmosphere, the comfort of the area, and the hospitality of business owners. The implementation of the green economy concept is reflected in the use of reusable dining utensils and efforts to maintain environmental cleanliness. However, waste management and environmentally friendly packaging have not been fully implemented because most businesses still use single-use plastics and do not consistently separate waste. Business practices also reflect halal principles, trustworthiness, honesty, and good customer service. The study concludes that the integration of the green economy and Islamic economics has been implemented but requires stronger environmental sustainability efforts to achieve more effective and sustainable tourism management.
PENGARUH PERSONALISASI ALGORITMA TERHADAP ISLAMIC HUMAN CAPITAL MAHASISWA MUSLIM DI LAMONGAN DENGAN SELF-CONTROL SEBAGAI MEDIASI DALAM PERSPEKTIF UMER CHAPRA Miko Tri Afandi; Syuhada&#039;; Intan Ayu
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/qbmxc603

Abstract

The transformation of algorithmic personalization technology on e-commerce platforms has an impact on the behavior and quality of Islamic human resources. This study aims to examine the effect of algorithmic personalization on the Islamic human capital of Muslim students in Lamongan, with self-control as a mediator, from Umer Chapra's perspective. The method used was quantitative, causal research. The study sample consisted of 102 people, determined using proportionate stratified sampling techniques with data analysis using PLS-SEM. The results of the study consist of: 1) algorithmic personalization has no significant effect on Islamic human capital. 2) algorithmic personalization has a significant effect on self-control. 3) self-control has a significant effect on Islamic human capital. 3) self-control is proven to significantly mediate the effect of algorithmic personalization on the Islamic human capital of Muslim students in Lamongan. These findings indicate that algorithmic personalization does not directly influence Islamic human capital, but rather through the role of self-control as a mediating variable. From Umer Chapra's perspective, strengthening self-control is a crucial factor in shaping the quality of an individual's Islamic human capital, ensuring that the use of digital technology remains aligned with Islamic values ​​and the goals of public welfare.
KEARIFAN LOKAL DALAM PRAKTIK JUAL BELI KOPI PERSPEKTIF EKONOMI SYARIAH DI DESA TAPAK GEDUNG KABUPATEN KEPAHIANG Firda Iksan; Nilda Susilawati; Makmur
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/b7r3nc57

Abstract

This study aims to analyze the implementation of local wisdom in the practice of coffee trading and examine its conformity with Islamic economic principles in Tapak Gedung Village, Kepahiang Regency. Coffee is the primary commodity supporting the community's economy, where trading practices have been carried out traditionally from generation to generation. The research employed a qualitative field research approach using observation, interviews, and documentation techniques. Informants consisted of coffee farmers, collectors, religious leaders, and village officials who understood the coffee trading mechanism. Data were analyzed using the interactive model of Miles and Huberman, including data reduction, data display, and conclusion drawing. The findings indicate that coffee trading practices are strongly influenced by local wisdom values such as trust, kinship, and long-term social relationships. However, several practices still indicate elements of uncertainty in determining quality, prices, and payment systems that have not fully complied with Islamic economic principles, particularly regarding transparency and fairness. Nevertheless, the local wisdom maintained by the community also contributes positively to sustaining harmonious social relations among market participants. Therefore, strengthening public understanding of Islamic business ethics is necessary so that local wisdom can continue to develop without contradicting Islamic legal principles.
PERILAKU TENGKULAK TERHADAP PETANI SAYUR DITINJAU DARI ETIKA BISNIS ISLAM(Studi di Kecamatan Ratu Agung Kota Bengkulu) Luqman Hakim; Desi Isnaini; Esti Alfiah
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/3pbxpt22

Abstract

This study discusses the application of Islamic business ethics to middleman behavior in buying and selling vegetables with farmers in Kebun Tebeng Village, Ratu Agung District, Bengkulu City. This research aims to find out the behavior of middlemen, the form of transparency in transactions, and a review of Islamic business ethics on these practices. The method used is field research with a descriptive qualitative approach. Data were collected through observation, interviews, and documentation with 8 informants consisting of 4 middlemen and 4 vegetable farmers who were selected purposively. The results of the study show that the practice of buying and selling between middlemen and vegetable farmers in general has reflected the values of honesty, justice, transparency, and responsibility, although there are still some shortcomings in its implementation. Middlemen are considered to help farmers in marketing their crops, while farmers also feel benefits in the form of ease of distribution and certainty of sales. However, there are still obstacles such as late payments and price adjustments that depend on market conditions. This research contributes to enriching the study of Islamic business ethics, especially on the economic relationship between middlemen and vegetable farmers. The results of the study emphasized the importance of applying Islamic business ethics principles so that transactions take place fairly, transparently, and mutually beneficial.
EFEKTIVITAS TIKTOK DAN INSTAGRAM SEBAGAI SUMBER LITERASI KEUANGAN BAGI CALON INVESTOR MUDA DI KOTA BENGKULU Meibie; Evan Setiawan; Yetti Afrida Indra
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/92jbw595

Abstract

The development of digital technology has changed the way people obtain financial information through social media, particularly TikTok and Instagram. This study aims to analyze the effectiveness of both platforms as sources of financial literacy for prospective young investors in Bengkulu City. The study used a descriptive qualitative approach involving 20 purposively selected informants. Data were collected through an open-ended questionnaire using Google Forms and analyzed using the Miles and Huberman interactive model, which includes data reduction, data presentation, and conclusion drawing. The results show that TikTok and Instagram are effective in improving financial literacy by providing information that is easily accessible and understandable. TikTok excels through engaging short videos, while Instagram is more effective in presenting material systematically through infographics and carousel features. Both platforms increase financial knowledge and investment awareness. However, users still need to verify information through credible sources before using it as the basis for investment decisions
DAMPAK PEMANFAATAN PLATFORM MEDIA SOSIAL TIKTOK SHOP TERHADAP VOLUME PENJUALAN DAN EKSPANSI PASAR SEKTOR (UMKM) DALAM PERSPEKTIF EKONOMI SYARIAH Adika Desi Setyani
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/ff5k8n62

Abstract

This study aims to analyze the impact of using TikTok Shop on increasing sales volume and market expansion for MSMEs, drawing on findings from previous research. A literature review methodology was employed, examining scholarly articles and national journals published between 2024 and 2025. The results indicate that social media usage positively impacts sales growth by expanding consumer reach, enhancing customer interaction, and improving promotional cost efficiency. Furthermore, social media enables MSMEs to expand their markets without requiring substantial investment. However, the effectiveness of social media utilization is influenced by factors such as the digital competence of MSME owners, the quality of digital marketing content, the business owners' digital literacy, consistent account management, and the ability to leverage available digital features. Consequently, optimizing digital marketing strategies is crucial for enhancing MSME competitiveness in the digital economy. Improving digital literacy and implementing social media-based marketing strategies are vital for supporting competitiveness and sustainability. This study is expected to serve as a reference for MSME owners, academics, and policymakers in developing effective digital transformation strategies.
PERJANJIAN ASURANSI BERDASARKAN ASPEK HUKUM Maulid Khilmaturangga Adnan Syarif
JSE: Jurnal Sharia Economica Vol. 1 No. 1 (2022): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/.v1i1.230

Abstract

Our lives will never be separated from a risk, whether related to the soul or property. Therefore, the emergence of some risk to the form and when a risk arises will arise that we can not guess before. Regarding a risk that arises suddenly a person can distance themselves, face, ignore, or use other institutions. With the concept of risk transfer and risk sharing that creates an insurance institution. There is a lot of uncertainty that we often experience in our lives. This uncertainty that we often experience has to do with fate and destiny as a human being that has been determined by God. Based on the science of law, all of this is called an event that can lead to the existence of applicable laws. In the event that can cause the existence of this law has a potential risk that may arise. For example, in the event of the death of a person who may have something to do with a husband or wife or also with their children who have a long future to go through, which can be a less pleasant consequence if there is no preparation to meet various needs to come. In this insurance agreement can serve for the transfer and distribution of risks that have positive functions, both to the community, state development, and also the company. The benefits of this insurance agreement also create a sense of peace, because it can get protection from a possibility of a bad event. For example, if there is a company that uses insurance agreements for risk transfer then the company will be able to develop its business broadly without fear of experiencing risk.