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Contact Name
Ana Billah
Contact Email
anabillah.rahman@gmail.com
Phone
+6281333900923
Journal Mail Official
jurnaljse.staimpro@gmail.com
Editorial Address
Jalan Mahakam No. 1, Kedopok, Kota Probolinggo
Location
Kota probolinggo,
Jawa timur
INDONESIA
JSE: Jurnal Sharia Economica
ISSN : 28285514     EISSN : 28284585     DOI : https://doi.org/10.46773/jse
Core Subject : Economy,
JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the writing format as listed on page manuscript writing guidelines. This journal was established in 2022 and published two times a year, on January and July. The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philosophy of Islamic Economics; 2. Islamic Economic Thought; 3. Islamic Economics and Contemporary Issues; 4. Contemporary issues in Islamic Financial Institutions; 5. Islamic Management; 6. Islamic Accounting; 7. Legal Aspects in Islamic Economics.
Articles 105 Documents
MAXIMIZING FINANCIAL POTENTIAL: THE SHARIAH ECONOMICS APPROACH TO TIME VALUE IN FINANCIAL MANAGEMENT Nur, Fatiha; Miftah, Surur
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1831

Abstract

The concept of Time Value of Money (TVM) in conventional economics assumes that money has a higher value today compared to the future due to the potential earnings through interest. However, this principle contradicts the values in Islamic economics, which prohibit the practice of riba (interest). This article aims to explore the Islamic economic approach to TVM and analyze how Islamic principles can be applied in modern financial management. This study uses a qualitative descriptive approach with a literature review, examining the Qur'an, Hadith, and relevant fatwas, as well as academic literature on Islamic economics and financial instruments such as mudharabah, musyarakah, and murabahah. The findings show that Islam views money as a medium of exchange that should not be traded for profit without real productive activity. Islam encourages the use of financial instruments based on real assets and fair risk-sharing, with principles such as al-kharaj bi al-dhaman and al-ghunmu bi al-ghurmi. This approach emphasizes the value of benefits and contributions to the real economy, rather than interest calculations or speculation. The study concludes that applying Islamic principles in modern financial management can create a more just, sustainable financial system oriented towards the welfare of the community, while also reducing social and economic inequality.
OPTIMALISASI PARIWISATA HALAL DI INDONESIA: PERAN KEPUASAN WISATAWAN DALAM PENGEMBANGAN PARIWISATA SYARIAH YANG MAJU Asytia Haninah
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1858

Abstract

This study explores the development of halal tourism in Indonesia by analyzing the impact of service quality and infrastructure, with tourist satisfaction as a moderating variable. Rooted in the sharia economics discipline, the research responds to Indonesia’s untapped potential in halal tourism despite being home to the largest Muslim population. Employing a quantitative survey method, data were collected from 100 Muslim tourists who had visited halal destinations in Yogyakarta, Lombok, and Bali. Statistical analysis using SPSS and PLS-SEM confirms that infrastructure (path coefficient = 0.605) has the strongest influence on halal tourism development, followed by service quality (0.278), while tourist satisfaction has a moderate role (0.103). The findings indicate that infrastructure and service quality must be developed simultaneously to ensure sustainable growth in the halal tourism sector. The study contributes to the literature by emphasizing infrastructure’s dominant role, while acknowledging satisfaction as an important performance indicator. The results underscore the need for integrated policies focusing on sharia-compliant facilities, human resource training, and inter-sectoral collaboration. In conclusion, strengthening both physical and service infrastructure is critical to position Indonesia as a leading global halal tourism destination.
PANDANGAN IBNU TAIMIYAH TENTANG PERAN NEGARA DALAM MENSTABILKAN EKONOMI Anggun Khairunnissa Agustin; Cici El Dirrah Syafitri S; Haura Afnani Zanjabila; Syahla Nabila; Fitri Hayati
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1869

Abstract

This paper examines Ibn Taymiyyah’s views on the role of the state in stabilizing the economy. Ibn Taymiyyah, although advocating free market mechanisms, acknowledged the need for state intervention in certain conditions, such as the presence of injustice (monopoly, fraud), or emergencies. This intervention focused on market supervision and regulation, not forced pricing. The state also played an important role in preventing hoarding (ihtikar), ensuring the availability and distribution of goods through supervisory institutions such as hisbah, and upholding economic justice by encouraging zakat, sadaqah, and prohibiting usury. Ibn Taymiyyah’s thoughts are relevant to the modern economic context, especially in the context of contemporary Islamic economics, providing a basis for fiscal policy, price control, and the application of the hisbah principle in the digital era.
Analisis Dampak Digitalisasi UMKM terhadap Pertumbuhan Ekonomi Lokal di Indonesia mutiarani; Gustina Masitoh; novi royani; Dewi Mitasari; Thamara idil fitri
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1879

Abstract

This study aims to analyze the impact of digitalization on regional economic growth through strengthening Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. The approach used is a systematic literature review that examines how digitalization can expand market reach, improve operational effectiveness, and encourage innovation among MSMEs. The findings show that digitalization plays an important role in increasing local productivity and competitiveness of MSMEs, thus contributing to the acceleration of economic growth at the local level. However, there are still obstacles such as inequality in digital infrastructure, low technological literacy, and suboptimal regulations that hinder the maximum utilization of digitalization. The findings of this study provide recommendations to policy makers and MSME players in order to strengthen the digital ecosystem to support inclusive and sustainable economic growth in Indonesia.
Halal Sertification, Logistics, and HR on Halal Supply Chain Performance in the Food Industry In Indonesia Rita
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1880

Abstract

This study aims to analyze the influence of halal certification, logistics infrastructure, and human resource competencies on the performance of the halal supply chain in the Indonesian food industry. The research is motivated by the increasing awareness of Muslim consumers regarding halal products and the importance of applying Islamic principles throughout the supply chain. A quantitative approach with a causal research design was employed. Data were collected through questionnaires distributed to food industry players whose products have been halal certified, across five major cities. Data analysis was conducted using SmartPLS to assess validity, reliability, and inter-variable relationships. The results indicate that halal certification and logistics significantly and positively affect the performance of the halal supply chain, while human resource competency does not show a significant impact. These findings highlight that compliance with halal standards and efficient logistics systems are key to maintaining the integrity of the halal supply chain, whereas the quality of human resources remains a challenge. This research provides important contributions to the development of sustainable and competitive strategies for the halal food industry in both domestic and global markets.
PERAN LEMBAGA FILANTROPI BAZNAS DALAM MENINGKATKAN SUMBER DAYA MANUSIA DI INDONESIA Nurismalatri; Gustiana, Restia; Bayu, Yunus
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1881

Abstract

Quality human resources (HR) are crucial assets for the progress of the nation. Islamic philanthropic institutions, such as the National Zakat Agency (BAZNAS), have great potential in contributing to improving the quality of HR. This study aims to analyze the role of BAZNAS Banten Province in efforts to improve HR in Indonesia through the programs it runs. The research method used is a case study with a qualitative approach, involving in-depth interviews with BAZNAS Banten Province administrators, program beneficiaries, and documentation studies related to HR empowerment programs. The results of the study indicate that BAZNAS Banten Province is active in implementing various programs oriented towards improving HR, including education, skills training, and economic empowerment. These programs have a positive impact on improving the knowledge, skills, and standard of living of mustahik, which in turn contributes to improving the quality of HR at the regional and national levels. This study recommends strengthening the synergy between BAZNAS, the government, and other civil society organizations to optimize the role of Islamic philanthropic institutions in HR development in Indonesia
Keadilan Distributif dan Peran Negara Menurut M. Umer Chapra: Analisis Terhadap Konsep dan Implementasinya Rachma Febriyanti; Bin Sapa, Nasrullah
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1883

Abstract

The post-1980 dominance of neoliberal economics has exacerbated structural inequalities, while socialism failed to address efficiency challenges. In this context, M. Umer Chapra’s ideas on distributive justice and the state’s role offer a value-based Islamic alternative. This article critically examines Chapra’s framework through qualitative library research, employing content analysis of his seminal works (Islam and the Economic Challenge, The Future of Economics). The study reveals that Chapra rejects the capitalism-socialism dichotomy and proposes an Islamic economic system anchored in: (1) preventive-curative justice (via zakat, equitable taxation, and prohibition of riba); (2) the state as an ethical facilitator in market regulation and wealth redistribution; and (3) the integration of maqasid al-shariah (higher objectives of Islamic law) as a policy blueprint. These ideas remain relevant to contemporary crises, including global inequality and ecological degradation, yet their implementation requires bold institutional reforms. By elucidating the practical dimensions of Chapra’s thought, this article advances Islamic economics literature beyond theoritical discourse toward actionable policy design.
in Analisis Akuntabilitas Pengelolaan Keuangan Masjid Paripurna di Kecamatan Payung Sekaki Kota Pekanbaru Rahma, Rahmatika Ritonga
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1889

Abstract

In Payung Sekaki District there are five plenary mosques, namely the Al-Mujahidin Plenary Mosque which is a plenary mosque for the District level and the Baitussalam Plenary Mosque, Al-Fajar Plenary Mosque, Al-Ikhlas Plenary Mosque, Al-Hidayah Plenary Mosque which is a Plenary Mosque for the village level. With the increasing number of plenary mosques in Pekanbaru City as a center for religious activities and as an example for other mosques, and in line with the vision of the Pekanbaru city government to make Pekanbaru a civil metropolitan city so that in accounting practices and accountability instruments should have been implemented properly. The purpose of this study is to determine the form of Accountability and Transparency and the Application of Accounting as a form of accountability for financial management. This study uses a qualitative research method as the basis for descriptive writing. Data collection techniques use field research, namely interviews, observation and documentation. The results of the study revealed that the Paripurna Mosque in Payung Sekaki District has not been optimal in implementing Accountability and Transparency efforts in financial management, and overall the implementation of accounting at the Paripurna Mosque in Payung Sekaki District has not referred to the applicable financial reporting standards, namely PSAK No. 45.
PERAN AKUNTANSI SYARIAH DALAM MENINGKATKAN KINERJA KEUANGAN DAN KEPATUHAN TERHADAP PRINSIP ISLAM 089669130070 Rina; Fadly Yashari Soumena
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1900

Abstract

Sharia accounting is an accounting system that operates according to Islamic law principles, integrating ethical and moral values in financial transactions. This study uses a qualitative method with a descriptive approach to explain the role of sharia accounting in improving the finances of Islamic financial institutions. The findings show that transparency and accountability are the main pillars, increasing stakeholder trust and reducing the risk of non-compliance. In addition, sharia-based financial planning helps institutions avoid prohibited practices such as usury, while encouraging investment in productive sectors. Sharia supervision and audits ensure compliance with Islamic principles, enhancing the integrity and reputation of the institution. Thus, sharia accounting not only functions as a performance measurement tool, but also strengthens the legitimacy of the institution in the eyes of the public.
IMPLEMENTASI SERTIFIKASI HALAL OLEH LPPOM MUI SUMATERA UTARA TAHUN 2024 Sulidar, Sulidar; Hafiz Fahrurrozi Tanjung; M. Aldi; Saputra Ramadhan; Syaripa Hanum Ritonga; Jihan tuffahati Nasution
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.1907

Abstract

This study aims to examine the implementation of halal certification by the Assessment Institute for Foods, Drugs and Cosmetics of the Indonesian Ulema Council (LPPOM MUI) in North Sumatra in 2024. A descriptive qualitative method with a case study approach was employed, utilizing in-depth interviews, participatory observation, and document analysis. The findings reveal that the certification process follows national regulations through the SIHALAL platform, encompassing stages of registration, document verification, field audit, and fatwa deliberation. The primary challenges identified include incomplete documentation from business actors, limited digital literacy among MSMEs, and dynamic regulatory changes. LPPOM MUI addresses these issues through on-site outreach, personalized assistance, and collaboration with universities and local governments. The study also found a significant increase in public trust toward halal labels after the formal legal mandate and the implementation of criminal sanctions for violations. LPPOM MUI demonstrates institutional commitment through document validation, adherence to auditor ethics, and transparent certification costs. These findings contribute to strengthening the national halal assurance system and suggest the need to enhance MSME capacity in utilizing halal certification as an economic value proposition.

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