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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,520 Documents
 91   92   93   94   95 
The Effect of Sharia People's Business Credit (KUR) Financing on the Development of Micro, Small, and Medium Enterprises (MSMEs): A Case Study of PT. Pawnshop CPS Ar Hakim Medan Yoga Prananda; Alfi Amalia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8023

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the main pillars of the national economy. Its significant contribution to national GDP, job creation, and economic equity make it a very strategic sector. In addition to contributing to economic growth. This study aims to examine the influence of Sharia People's Business Credit (KUR) financing on the development of Micro, Small, and Medium Enterprises (MSMEs) in PT. CPS AR Hakim Medan Pawnshop. The method applied in this study is a quantitative approach through a survey using a questionnaire distributed to 51 respondents involved in MSMEs. The results of the research that have been carried out show that Sharia KUR financing has a significant impact on increasing revenue, the number of customers, product quality, and the quality of human resources in MSMEs. These findings reinforce the important role of Islamic financial institutions in supporting the sustainable growth of the small business sector.
A Comparative Analysis of the Performance of Sharia and Conventional Equity Mutual Funds in Indonesia: A Review of Reputation, Stock Selection, and Market Timing Kavi Sulaiman; R. Melda Maesarach
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8151

Abstract

This study examines the comparative performance of Sharia and conventional equity mutual funds in Indonesia by assessing the influence of reputation, stock selection ability, and market timing on risk-adjusted returns as measured by the Sharpe Ratio. The research is motivated by the increasing demand for Sharia-compliant investment alternatives and the growing competition with conventional financial products. The core problem addressed in this study is whether managerial strategies and reputation significantly differentiate the performance of Sharia-based funds from their conventional counterparts. The primary objectives are to analyze the effects of fund reputation, stock selection skills, and market timing on mutual fund performance and to identify whether significant differences exist between Sharia and conventional funds. This quantitative study employs a comparative and causal associative approach using secondary data from 18 mutual funds (9 Sharia and 9 conventional) over the period 2020–2024. The Sharpe Ratio was calculated to measure performance, while stock selection and market timing abilities were evaluated using the Treynor-Mazuy model. The findings reveal that conventional mutual funds outperform Sharia mutual funds in terms of risk-adjusted return. However, no statistically significant differences were observed in stock selection and market timing abilities between the two fund types. Moreover, fund reputation did not significantly influence performance in either category. These results suggest that external market factors and strategic alignment may have a greater impact than past ratings or technical timing. The study contributes to both academic and practical investment discourse, offering insights for investors and fund managers seeking to optimize performance within ethical and financial constraints.
The Impact of Tebas on the Economy of Ngawi Farmers Reviewed from the Ethics of Sharia Business Yusron Hanafi; Agus Sriyanto; Tri Wahyu Widodo
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8174

Abstract

The total area of Ngawi Regency is 1,298.58 km2, of which 506.6 km2, or about 40% is made up of rice fields. According to the data, farmers employ the bulk of Ngawi's people. Mango fruit is the second most abundant good after rice, as most Ngawi people grow mango trees in front or behind their homes. When harvest season rolls around, farmers have trouble finding buyers who will purchase their crops in an honest and profitable manner. This is because buyers, also known as penebas, use the Tebas system to complete the purchase process for these two commodities, which means that the system cannot fulfill the wishes of both parties involved in the transaction if It also goes by the name "profit" in economics. According to the Tijaroh principle, the goal of a trading contract is to find and make money when all requirements have been met. Ijarah, Salam, Murabahah, Istishna', Musyarakah, Muzara'ah, and Mukharabah, musaqah are among the contracts that fall under this category. Or, according to a different editorial, any kind of arrangement involving for-profit transactions is referred to as a tijarah contract (compensational contract). The goal of this research is to stop Maysir and Gharar practices in the trade of rice and mango commodities in the Ngawi district and to make rice trading activities ethical and advantageous for all stakeholder’s issue. The present study employed the Inductive analysis method in a Normative approach to examine the data. This entails evaluating the research.
The Influence of Job Satisfaction and Self-Efficacy on Employee Performance Through Organizational Commitment as an Intervening Variable Ike Meilisa Putri; Abdul Rohman; Rochmawati Daud
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8274

Abstract

This study aims to test the effect of HR competence, utilization of accounting information technology, good governance, and internal supervision on the quality of financial reports. The object of this study is the Employees of the Regional Apparatus Organizations of South Sumatra Province. By using the purposive sampling method, the number of samples in this study was 25 regional apparatus organizations with a total of 100 respondents. The independent variables are HR competence, utilization of accounting information technology, good governance, and internal supervision. Meanwhile, the dependent variable used is the quality of financial reports. This study uses a quantitative approach with the type of data in the form of primary data. The testing of this study uses the t-test (Partial) and F Test (Simultaneous) with the SmartPLS Version 4 analysis tool. The results of the study indicate that HR competence, utilization of accounting Information Technology, good governance, and internal supervision have a significant positive effect on the quality of financial reports.
Innovative Approach to Women's Economic Empowerment Through MSMEs: A Case Study of Preneurlamongan Megilan in Maduran District Ahmad Munir Hamid
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.5927

Abstract

This research aims to analyze women's economic empowerment strategies through a community-based MSME program known as Thug (Preneur Lamongan Megilan) in Maduran District, Lamongan. This program is designed to improve women's skills, competitiveness, and economic independence through micro, small, and medium enterprises (MSMEs). This research will highlight the role of women in the local economy, the challenges faced, and the socio-economic impact of this empowerment on the well-being of families and communities. This study uses a qualitative method with a case study approach to explore the dynamics in the field. The results of this study are expected to provide deeper insight into women's contribution to local economic development and provide appropriate policy recommendations to support women's economic empowerment in Lamongan. Thus, it is hoped that the Thug program can continue to develop and provide real benefits for the local community. The success of this program is also expected to be an inspiring example for other regions in an effort to improve community welfare through community-based MSMEs.
The Effect of Competency and Work Motivation on Employee Satisfaction and Its Implications on Employee Performance in Community Health Centers in Bandung City Arif Rachman; Uce Karna Suganda
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.6210

Abstract

This study aims to determine the effect of competence and motivation on job satisfaction and employee performance at the Bandung City Community Health Center. The results show that the competency variable criteria are in the poor to very good range, while the work motivation and job satisfaction variables are in the adequate to very good range. Meanwhile, the overall employee performance variable is in the very good category. Further analysis revealed that competence and motivation have a significant influence on job satisfaction, and job satisfaction has a significant influence on employee performance. Overall, competence, motivation, and job satisfaction account for 59.1% of the influence on employee performance, while the remainder is attributed to other variables not examined in this study.
Application of FMECA and Fuzzy TOPSIS Methods for Occupational Safety and Health Risk Analysis in the Production Process of Steel Fabrication Melanida Agustin; Tranggono Tranggono; Mega Cattleya Prameswari A.I.
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.6381

Abstract

Every activity in the steel fabrication workshop has potential risks that can cause losses. During 19 months, PT SW recorded 48 workplace accidents. This study aims to identify, evaluate, and analyze occupational safety and health risks, as well as determine alternative solutions to mitigate these risks. Based on the identification results, 88 risks were identified in the steel fabrication workshop. The FMECA method found five main risks: exposure to metal particles, exposure as fast cutting, exposure to sparks, exposure to cutting rays, and noise exposure. Conducted risk cause analysis through fishbone diagrams, resulting in several alternative solutions. The solutions were then prioritized using the fuzzy-TOPSIS method to determine the most effective solution.
CATABOLISM OF ECONOMIC SPACES OF SABILILLAH MOSQUE MALANG AND ITS ROLE IN COMMUNITY ECONOMIC EMPOWERMENT Rahma Sandhi Prahara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.6502

Abstract

The catabolism that exists in the mosque's economic space is also caused by the reaction of complex compounds (mosques) into simpler compounds (the economic and even social spaces that are formed show more specific functions) with the help of developments over time and existing needs. The research methodology used is qualitative with a case study approach. The results of this research are that the catabolism process of mosque economic spaces experiences 5 phases. Starting from phase 1 to 4 then the fifth phase is that the social fund institution space creates another new space after the cooperative, namely lazis so that it becomes 1) mosque room, 2) REMAS room, 4) mosque cooperation, 5) Lazis. The catabolism process of economic spaces in mosques gives rise to empowerment which can be classified in the social and economic fields. Of course, there are also supporters and obstacles to this process, including human resources. Keywords: Catabolism, Mosque Economy, Community Empowerment
Analysis of Service Quality on the Starbucks Indonesia Application Using E-SERVQUAL and Importance Performance Analysis (IPA) Palmarosa Ardianti Putri Hardhika; Minto Waluyo
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.6570

Abstract

The advancement of technology has had a significant impact on various aspects of life, especially in terms of people’s dependence on digital services. This trend has driven e-commerce growth, especially in the food and beverage sector, including Starbucks Indonesia which offers a mobile application for enhanced customer experiences. Despites its popularity, the application has received a low rating of 2,4/5 on Google Play Store. This study aims to evaluate the app’s service quality using E-ServQual method, which assesses seven dimensions: efficiency, reliability, fulfillment, privacy, responsiveness, compensation, and contact. Additionally, Importance Performance Analysis is applied to identify critical performance factors requiring improvement. Data is collected through online surveys targeting users who have transacted via the app at least once. The result indicated that, 10 out of 19 service quality attributes exhibited negative gap values, indicating that user perceptions fell short of expectations in key areas such as responsiveness and privacy. These attributes were concentrated in Quadrant I of the IPA diagram. The study calculated an overall service quality level of 88% which, while relatively high, remains below the ideal 100% benchmark. This suggests notable gaps in meeting user needs, particularly when compared to industry standards for similar apps. Highlighting the need to prioritize service quality improvements across these 10 attributes to enhance the App’s service quality and meet user expectations. The study provides actionable recommendations for Starbucks Indonesia to prioritize service quality enhancements based on user feedback and performance analysis.
Factors Influencing Labor Absorption in the Agricultural Sector in Central Kalimantan Province Ririanti Ririanti; Muhammad Fauzi; Sadik Ikhsan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.6643

Abstract

The research objectives are 1) to describe the development of the agricultural sector workforce, regional minimum wage (UMR), gross regional domestic product (GRDP) and agricultural land area in Central Kalimantan Province by district/city in 2017-2022; 2) to analyze the influence of regional minimum wage (UMR), gross regional domestic product (GRDP) and agricultural land area on the absorption of agricultural sector workforce in Central Kalimantan Province in 2017-2022. This research method employs panel data regression analysis and secondary data collected by the Central Kalimantan Central Statistics Agency from 2017 to 2022. The analysis tool used is EViews 12. The results of the study show that the development of the workforce, UMR, GRDP, and agricultural land area in Central Kalimantan Province from 2017 to 2022 exhibited various dynamics, with each indicator displaying trends and fluctuations that reflect socio-economic conditions and policies at both the district/city level and the provincial level. Factors that influence the absorption of labor in the agricultural sector in Central Kalimantan Province based on the results of panel data regression analysis using the Fixed Effect Model are UMR which has a negative coefficient value of -0.000914, GRDP has a positive coefficient value of 3.477186 and agricultural land area which also has a positive coefficient value of 0.001264 with an R-square value obtained of 97.25% which shows that variations in labor absorption in the agricultural sector can be explained by the independent variables included in the model.

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