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Jurnal Ekonomi Dan Bisnis Digital CV.ITTC INDONESIA Jl. Veteran dalam no.24d, Kota Padang, Sumatera Barat 25112
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INDONESIA
JEBD
Published by CV ITTC Indonesia
ISSN : -     EISSN : 30256429     DOI : doi.org/10.47233/jebd
Jurnal Ekonomi dan Bisnis Digital (JEBD) E-ISSN : 3025-6429 is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Economic, finance, management, information technology and related fields. JEBD provides an outlet for the increasing flow of interdisciplinary research cutting across business, management, finance, information system, accounting, Entrepreneurship, Business ethics, Sustainability, Knowledge Management, Learning Organization and economics disciplines. It is an essential reading for academics, graduate students, policy makers and business practitioners.
Articles 565 Documents
Analisis Tantangan Dan Peluang Kebijakan Non Tunai Melalui Aplikasi Quick Response Code Indonesian Standard (QRIS) Risma Nur Kholifah; Rini Puji Astuti; Moh Lukman; Nurholis Mudioretno; Fitratul Amaliyah
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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Bank Indonesia also requires efficient, fast, secure and reliable payment system support. That is the target of its implementation, the task of organizing and maintaining a smooth payment system. In implementing such tasks, Bank Indonesia must play an active role in payment system development. This study aims to determine the challenges and opportunities of non-cash policy through the QRIS application. In this study, the author used the research method of literature study. The results of this study show that some of the challenges and opportunities faced in the cashless policy through QRIS application in Indonesia are unstable technology infrastructure and instability of technology infrastructure can hinder the adoption and use of QRIS, especially in rural areas.
Pengaruh Motivasi Kerja Dan Pengembangan Sumber Daya Insani Terhadap Produktivitas Kerja (Studi Kasus Pada Karyawan Bank Syariah Indonesia Area Palembang) Widian Anggraeni; Lemiyana; Yusiresita Pajaria
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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This research aims to test and analyze empirically the influence of work motivation and human resource development on work productivity among employees of Bank Syariah Indonesia in the Palembang Area. The data collection technique was carried out using a questionnaire data collection method using a Likert scale. The population in this study were employees of Bank Syariah Indonesia Palembang Area. The sample was 57 respondents using a saturated sampling technique. The data obtained was analyzed using the PLS (Partial Least Square) analysis technique via SmartPLS Software and the SPSS 25 application. Where it was partially processed using the PLS analysis technique while simultaneously it was processed using the SPSS 25 application. Based on the research results, it can be concluded that: (1) Work motivation does not have a positive and significant effect on work productivity, (2) Human resource development has a positive and significant effect on work productivity, (3) Simultaneously (overall) work motivation and resource development humans have a positive and significant effect on work productivity.
Cross Culture Organizational International: Literature Review Muhammad Ajye Saputra; Madziatul Churiyah; Arief Noviarakhman Zagladi
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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In the era of globalization with increasing connectivity and interdependence between countries, managing cultural diversity is the key to organizations doing business efficiently. The purpose of this article is to find out the importance of cross-cultural organizations in multinational companies. This research method uses literature review, with sources obtained from books and journals. The results of this study indicate that in the era of globalization there are company activities that involve individual employees who come from various countries with different cultures. This condition causes cross-cultural communication which can be beneficial for achieving the goals of multinational companies, and the importance of cross- culture is also very influential on the growth of companies in utilizing cultural diversity as a force to increase collaboration, innovation, and creative problem solving. Translated with DeepL.com (free version).
Analisis Manajemen Risiko Pada CV XYZ Dengan Menerapkan ISO 31000:2018 Andreas Alessandro; Bima Aprianto S; Sri Andayani
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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CV XYZ is a trading company that supplies mineral water with a marketing focus in Sumatra, especially Palembang. Even though operations are optimal, companies face business risks such as employee negligence, failure to achieve goals, and potential bankruptcy. This research aims to analyze risk management at CV XYZ using a qualitative case study approach. Data was collected through interviews and observations, with a focus on employee negligence, goal achievement, and bankruptcy risk. Based on ISO 31000:2018, risks are identified, assessed and addressed. High risks such as product defects and labor strikes require strong preventative measures, while low risks such as supply delays can be managed with light mitigation strategies. The research conclusions show that effective risk management through structured mitigation strategies and ongoing evaluation is critical to maintaining business continuity and increasing customer satisfaction. Recommendations include a comprehensive risk management program, improved quality control, supply chain optimization, employee development, insurance policy review, and environmental risk planning to ensure long-term business sustainability
Peran Zakat Dalam Upaya Pemerataan Kesejahteraan Di Indonesia Cinta Rahmi; Syarifah Hudhriah; Firly Adibha; Muhammad Khairul Luthfi; Qila Husnul Qolbi Al-Um
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
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The purpose of this research is to find out how the role of zakat in efforts to equalize welfare in Indonesia. This research uses qualitative research methods with a descriptive approach. income inequality is a condition where the level of income between individuals is uneven. Indonesia is one of the countries with the most severe inequality in the world, where the wealth of the four richest people in Indonesia is equal to the wealth owned by 100 million poor people in the country. Thus, income distribution inequality is a major problem that should not be ignored. One of the important teachings of Islam is the guidance that humans strive to live a balanced life, paying attention to the welfare of life in the world and the safety of life in the hereafter. As a prerequisite for the welfare of life in the world is how economic resources can be utilized maximally and correctly within the Islamic framework. From the research conducted, researchers found that zakat can help in terms of reducing income inequality and providing benefits to groups in need. With zakat, the income earned by well-off individuals is distributed to those who are financially underprivileged which is then used to fulfill their needs.
Peluang Dan Ancaman Perdagangan Bebas Indonesia Dengan Filipina Komuditas Pertanian Komala Sari; Muhammad Hafiedz Arrahman; Arifani Zakiah Aulianti; Nova Fahdijah Ramadani; Daspar
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
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Free trade between Indonesia and the Philippines in the agricultural sector opens up great opportunities for both countries to encourage economic growth and increase market access. This analysis aims to evaluate the potential and challenges associated with free trade between the two countries in the agricultural sector. Opportunities opened up by free trade between Indonesia and the Philippines include increased market access for agricultural products, increased investment in trade infrastructure, and exchange of technology and knowledge in the agricultural sector. Both countries can benefit from each other by increasing production and diversifying agricultural products, as well as expanding export markets. However, free trade also carries a number of threats. The imbalance in infrastructure and production capacity between the two countries is one of the main risks. The Philippines may face difficulties in competing with cheaper Indonesian agricultural products due to differences in production efficiency and labor costs. Other threats include the risk of commodity price volatility, trade policy conflicts, and the environmental impact of intensified agricultural production. By paying attention to existing opportunities and threats, free trade between Indonesia and the Philippines in agricultural commodities can be an effective instrument to support equitable and sustainable economic growth in both countries.
Analisis Kesehatan Bank Pada PT. Bank Mandiri (Persero) Tbk.Dengan Menggunakan Metode RBBR Periode 2019-2023 Anggita Nurhayati; Fahreza Febianti Kartikasari
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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Tujuan dari penelitian ini adalah untuk menganalisis bagaimana tingkat kesehatan perbankan dengan melakukan tinjauan menggunakan pendekatan Risk Based Bank Rating (RBBR) terhadap Laporan keuangan PT Bank Mandiri yang resmi dirilis (diterbitkan) oleh Bursa Efek Indonesia (BEI) pada tahun 2021-2023 yang digunakan sebagai data sekunder dalam penelitian ini. Adapun aspek penilaian RBBR dilihat dari faktor risk profile (NPL) dan (LDR) Good Corporate Governance (GCG), earning (ROA), dan capital (CAR). Dengan memilih beberapa sample populasi perusahaan perbankan yang terdaftar di Bursa Efek Indonesia periode tahun 2021-2023. Hasil dari penelitian ini menunjukkan bahwa indikator NPL, GCG, ROA, CAR dan secara keseluruhan bank umum yang terdaftar di Bursa Efek Indonesia tergolong dalam kategori yang “Sangat Sehat“. Hasil penelitian menunjukkan bahwa NPL menurun dari 2.39% pada 2019 menjadi 1.02% pada 2023. LDR sebagian besar berada dalam kategori "Sangat Sehat", kecuali pada 2019 dan 2023. Penerapan GCG konsisten menduduki peringkat pertama. ROA meningkat dari 3.03% pada 2019 menjadi 4.03% pada 2023. CAR selalu di atas 19%. Penilaian komposit kesehatan Bank Mandiri selalu berada dalam kategori "Sangat Sehat" dengan nilai 88% hingga 100%
Pengembangan Jiwa Entrepreneur Santri Di Pondok Pesantren Mu’inul Islam Dina Amaliah Maulida; Candra Eka Jaya; Ichsan Iqbal
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
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Entrepreneurship education is an effort to build and develop an entrepreneurial spirit. Efforts to improve the quality of human resources in Islamic boarding schools must be carried out in accordance with the vision, mission, culture and identity of Islamic boarding schools as institutions for education, da'wah and empowerment of the people based on the Al-Quran and Hadith. Growing and forming an interest in entrepreneurship in students at Islamic boarding schools requires motivation and recognition of one's potential. This research aims to try to develop the spirit of students to manage the results of the facilities and infrastructure provided by the boarding school. Type and Approach This research is field research using a qualitative approach. The results of the research show that basically the students at the Mu'inul Islam Islamic Boarding School are indeed educated and directed to learn entrepreneurship. This is of course supported by the facilities owned by the Islamic boarding school. Santri have a better business spirit, but they don't really understand the concept of selling online and putting logos on processed products.
Karakteristik Dan Tujuan Pendidikan Berbasis Entrepreneurship Farihatul Hasanah; Lumanatul Latifah; Holilur Rahman
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
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Abstract Entrepreneurship education is given to students as early as possible considering the economic problems faced in this country. Entrepreneurship education is basically a process of internalizing entrepreneurship values to students so that they have the character of an entrepreneur. The value of entrepreneurship is important for students to face the problems of life, the purpose of this study is to determine the objectives and characteristics of entrepreneurship education. The research method used is library research with a descriptive approach. Data analysis techniques use data reduction, data presentation and conclusions. The results of this study state that entrepreneurship education aims to develop the attitude, spirit and ability to create something of value for oneself and others. there are five main values in entrepreneurship education, including the courage to take risks, be creative in facing problems and opportunities, have a leadership spirit, be task and result oriented and have strong motivation and drive to succeed.
Peluang Dan Ancaman Perdagangan Produk Kerajinan Dan Kebijakan Untuk Mengatasinya : Studi Kasus Indonesia dengan Singapura Fitriyani; Daspar; Devi Yulia Sartika; Amellia Manda Putri; Nur Halimah
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
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Indonesian craft trade with Singapore has great potential to strengthen economic cooperation between the two countries. Indonesian handicrafts have a rich cultural heritage and craftsmanship, offering a variety of unique and high-quality products. As a dynamic global trade center, Singapore offers a wide and varied market for these handicrafts. Factors that influence handicraft trade between Indonesia and Singapore, such as trade policies, consumer preferences, and effective marketing strategies. Analyzing trade data and market trends makes it possible to consider the opportunities and challenges that arise in the development of handicraft trade between the two countries. Close cooperation between the government, economic actors and other stakeholders is the key to expanding Indonesia's craft trade with Singapore. Success in the competitive Singapore market also requires developing innovative marketing strategies, improving product quality and implementing high standards.

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