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Jurnal Ekonomi Dan Bisnis Digital CV.ITTC INDONESIA Jl. Veteran dalam no.24d, Kota Padang, Sumatera Barat 25112
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JEBD
Published by CV ITTC Indonesia
ISSN : -     EISSN : 30256429     DOI : doi.org/10.47233/jebd
Core Subject : Economy, Engineering,
Economics, Econometrics & Finance Engineering
Jurnal Ekonomi dan Bisnis Digital (JEBD) E-ISSN : 3025-6429 is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Economic, finance, management, information technology and related fields. JEBD provides an outlet for the increasing flow of interdisciplinary research cutting across business, management, finance, information system, accounting, Entrepreneurship, Business ethics, Sustainability, Knowledge Management, Learning Organization and economics disciplines. It is an essential reading for academics, graduate students, policy makers and business practitioners.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 945 Documents
 83   84   85   86   87 
Strategi Perlindungan Hak Digital Konsumen Dalam Ekosistem E-Commerce Indonesia Fida Amalia Shofia; Romi Faslah
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Digital transformation has revolutionized commercial interactions through e-commerce platforms, simultaneously creating unprecedented challenges in consumer data governance. This research examines strategic frameworks for protecting consumer digital rights, focusing on comprehensive data governance mechanisms within Indonesia's e-commerce ecosystem. Employing mixed-method research combining quantitative analysis of data breach incidents and qualitative assessment of regulatory frameworks, this study analyzes 156 reported data security incidents from 2019-2024. Findings reveal that inadequate data governance structures, insufficient consumer awareness, and weak enforcement mechanisms constitute primary vulnerabilities. The research proposes a multi-tiered protection strategy encompassing regulatory harmonization, technological safeguards, and consumer empowerment initiatives. Key recommendations include establishing a unified data protection authority, implementing mandatory privacy impact assessments, and developing consumer-centric data rights frameworks.
Etika Bisnis Islam dalam Pencegahan Praktik Monopoli UMKM Fashion Muslim David Abdul Azis Al Hamid; Romi Faslah
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Monopolistic practices in business pose significant challenges to creating fair and healthy markets. This study examines monopolyfrom Indonesian positive law and Islamic law perspectives, exploring how Islamic business ethics can serve as alternative solutions for fostering just business environments. Using descriptive qualitative approach, this research presents a case study of Muslim fashion MSMEs in Pulau Mentaro Village, Muaro Jambi. Findings indicate that applying justice, honesty, and collaboration values among small-scale entrepreneurs promotes healthy competition and prevents monopolistic behavior. Islamic business ethics principles prove relevant for broader application, including national business levels. The case study reveals 18 MSMEs in Pulau Mentaro successfully prevented monopolistic practices through Islamic principles implementation: justice ('adl) in fair pricing, honesty (amanah) in transparency, cooperation (ta'awun) in mutual support, and social responsibility in community empowerment. All MSMEs experienced stable revenue growth, demonstrating Islamic business ethics can encourage inclusive and sustainable economic development.
Content Marketing : Sinergi Copywriting Dan Marketing Ads Design Dalam Meningkatkan Efektivitas Pemasaran Digital Prisilia Putirulan; Lshaday Lamanaga; Miracle Tumbelaka; Natasya J Kalumata; Raymundus Rambing
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Content marketing is a marketing strategy that focuses on creating quality content to attract and retain audiences. In practice, copywriting and marketing ads design are the two main elements that complement each other to create effective and engaging marketing messages. This article discusses the role of copywriting as the art of writing persuasive messages and ad design as a visual element that reinforces these messages in content marketing. The research method uses literature study and content analysis to examine the synergy between copywriting and ad design in improving the effectiveness of digital marketing. The results show that collaboration between copywriting and ad design can increase consumer engagement and conversion. Suggestions are given for companies to optimally integrate these two aspects in their marketing strategies.
Peran Lembaga Istinbath Hukum di Indonesia dalam Menjawab Tantangan Kontemporer Muhlis Wijaya; Romi Faslah
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

This study examines the role of istinbath hukum (legal derivation) institutions in Indonesia in addressing contemporary challenges. It explores how these institutions adapt traditional methodologies to interpret Islamic law in response to evolving societal, technological, and global issues. The research aims to identify the challenges faced by these institutions and propose strategies for enhancing their relevance and effectiveness in a rapidly changing legal landscape. Utilizing a qualitative approach, the study analyzes the processes of legal derivation and the impact of their fatwas or rulings on public life. Findings indicate that while these institutions possess a rich heritage of legal scholarship, they often struggle with the pace of modern developments, leading to a need for more dynamic and interdisciplinary approaches to legal interpretation.
Perlindungan Merek Dagang Dalam Persaingan Bisnis Digital Aidhan Muhammad Al Faruq; Romi Faslah
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Dalam era bisnis digital, perlindungan merek dagang memiliki peran penting dalam menjaga identitas dan daya saing perusahaan. Seiring berkembangnya platform digital seperti e-commerce dan media sosial, pelanggaran merek dagang semakin marak, termasuk pemalsuan, pencatutan, dan pencurian identitas. Makalah ini menganalisis urgensi perlindungan merek, jenis-jenis pelanggaran yang terjadi di platform digital, serta efektivitas regulasi yang berlaku, khususnya Undang-Undang No. 20 Tahun 2016. Studi ini menyoroti berbagai tantangan yang dihadapi pelaku UMKM, seperti rendahnya literasi hukum dan keterbatasan akses dalam proses pendaftaran merek. Berbagai strategi ditawarkan, antara lain pemanfaatan teknologi kecerdasan buatan dan blockchain, peningkatan edukasi publik, reformasi hukum, serta kolaborasi multipihak. Penguatan perlindungan merek sangat penting untuk membangun kepercayaan konsumen dan menciptakan persaingan yang adil dalam ekonomi digital Indonesia.
Pengaruh Green Banking,Capital Adequacy Ratio,dan Bopo Terhadap Profitabilitas Bank Umum Syariah Di Indonesia (2022-2024) Naja Shakira
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to analyze the influence of Green Banking (GB), Capital Adequacy Ratio (CAR), and Biaya Operasional Pendapatan Operasional (BOPO) on the profitability of Islamic Commercial Banks in Indonesia during the 2022-2024 period. Employing a quantitative approach and associative research type, the study utilizes secondary data from annual reports of 7 selected Islamic banks, analyzed using STATA 15. The Common Effect Model was identified as the best model. Classical assumption tests indicated normally distributed residuals, no multicollinearity (VIFs < 10), and no heteroskedasticity (Prob > F = 0.5569). The F-test revealed that GB, CAR, and BOPO do not simultaneously influence profitability (Prob > F = 0.0918). However, the t-test showed that Green Banking partially affects profitability (P > |t| = 0.038), while CAR (P > |t| = 0.477) and BOPO (P > |t| = 0.059) do not. The R-squared value of 0.3085 indicates that 30.85% of profitability variation is explained by the independent variables.
Perlindungan Konsumen Atas Transaksi Di E-Commerce Dian Kharisma Aulia; Romi Faslah
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Perkembangan teknologi informasi telah mendorong lahirnya e-commerce sebagai bentuk modern dari transaksi jual beli yang menawarkan kemudahan dan efisiensi. Namun, model perdagangan ini juga menimbulkan berbagai permasalahan hukum, terutama terkait perlindungan konsumen. Artikel ini membahas perlindungan konsumen dalam transaksi e-commerce dari perspektif hukum positif Indonesia, pandangan para ahli, serta perspektif ajaran Islam. Dengan menggunakan pendekatan yuridis normatif dan studi kasus, penulis menemukan bahwa perlindungan konsumen di e-commerce masih belum maksimal, ditandai dengan lemahnya pengawasan, ketidakseimbangan posisi antara pelaku usaha dan konsumen, serta belum sinkronnya peraturan perundang-undangan terkait. Selain itu, perspektif Islam menekankan pentingnya keadilan, transparansi, dan perlindungan dari unsur gharar dan riba dalam transaksi daring. Kajian ini merekomendasikan peningkatan literasi hukum, penguatan regulasi, serta penerapan prinsip syariah dalam e-commerce guna menjamin hak-hak konsumen secara menyeluruh.
Pengaruh Current Ratio, Firm Size, dan Net Profit Margin terhadap Cash Turn Over pada Perusahaan sektor Apparel & Luxury Goods yang Terdaftar di BEI Evalia Safitri; Liza Zakiyah Nur Jannah
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to analyze the influence of Current Ratio (CR), Firm Size, and Net Profit Margin (NPM) on Cash Turn Over (CTO) in Apparel & Luxury Goods sector companies listed on the Indonesia Stock Exchange (BEI) during the 2020-2024 period. Employing a quantitative approach and associative research type, the study utilizes secondary data from annual reports of 7 selected Apparel & Luxury Goods companies. The Random Effect Model was identified as the best model3. Classical assumption tests indicated normally distributed residuals (Prob > chi2 = 0.0904), no multicollinearity (VIFs < 10), and no autocorrelation (Prob > F = 0.0612). The F-test revealed that CR, Firm Size, and NPM simultaneously influence CTO (Prob > chi2 = 0.0000)7777. However, the t-test showed that NPM partially affects CTO (P > |t| = 0.000), while CR (P > |t| = 0.962) and Firm Size (P > |t| = 0.139) do not. The R-squared value of 0.3332 indicates that 33.32% of CTO variation is explained by the independent variables, with the remaining 66.68% influenced by other variables outside the model.
Pengertian dan Manfaat Produk Halal bagi Konsumen Muhammad Hisyam Fathoni; Romi Faslah
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Halal products have become a global phenomenon that attracts not only Muslim consumers but also non-Muslim consumers worldwide. This study comprehensively discusses the definition of halal products and analyzes various benefits obtained by consumers from choosing halal-certified products. The research aims to explore the fundamental reasons why consumers are increasingly interested in halal products, ranging from food safety aspects, product quality, to ethical and spiritual values. Using a descriptive analytical approach through literature review methodology, this study examines the comprehensive understanding of halal products including raw material criteria, production processes, and certification systems. The findings reveal that consumers choose halal products due to religious motivations, quality assurance, healthy lifestyle trends, and social-environmental concerns. The benefits obtained include health and food safety assurance, spiritual and psychological satisfaction, social and ethical values, and economic advantages. The halal industry faces challenges in international standard harmonization and supply chain complexity, yet offers significant opportunities for development through digitalization and market expansion.
Pengaruh Qr & Dar Terhadap NPL Pada Bank Central Asia (BCA) Periode 2013 – 2023 Sabyla Chandra Juniar; Uchi Octavia; Suparjono
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to analyze the effect of Quick Ratio (QR) and Debt to Asset Ratio (DAR) on the level of Non-Performing Loan (NPL) at Bank Central Asia (BCA). Quick Ratio is used to measure bank liquidity in meeting short-term obligations, while Debt to Asset Ratio indicates the structure of capital and the risk of bank solvency. The data used is the financial statements of BCA Bank during a certain period which is analyzed using quantitative methods with multiple linear regression techniques. The results showed that Quick Ratio has no significant effect on NPL, while Debt to Asset Ratio has a negative and significant effect on NPL. This indicates that the better the management of the bank's capital structure, the lower the risk of non-performing loans. These findings provide important implications for risk management and liquidity management in the banking sector, especially at BCA Bank.

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