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International Conference on Islamic Economic
Published by Sekolah Tinggi Ilmu Bahasa Arab Darul Ulum Banyuanyar
ISSN : 28295102     EISSN : 2829663X     DOI : https://doi.org/10.58223/icie.v1i1
Core Subject : Economy,
Economics, Econometrics & Finance
International Conference on Islamic Economics is a journals economic studies published every April and October by Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan. The scope and focus of this journal is about business ethics, capital markets, financial institutions, sharia accounting, sharia finance, micro, banking and rural finance, monetary and fiscal policy, economic thought, zakat, waqf and Islamic Philanthropy, maqashid Syariah and economic welfare. Globalization of the Halal Industry and other Islamic economic studies
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 163 Documents
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Purchasing Decision Mediates Halal Awareness and Brand Image on Viva Cosmetics Customer Satisfaction Berliana May; Khusnul Fikriyah
International Conference on Islamic Economic (ICIE) Vol. 5 No. 2 (2026): Article In Press
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i2.497

Abstract

This study aims to examine the mediating role of purchase decisions in the relationship between halal awareness, brand image, and customer satisfaction of Viva Cosmetics. A quantitative approach was employed using primary data collected through online questionnaires from 151 Muslim consumers of Viva Cosmetics in Surabaya selected through purposive sampling. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that halal awareness positively affects purchase decisions (β = 0.275, t = 3.446, p = 0.001), while brand image has a stronger positive effect on purchase decisions (β = 0.584, t = 7.151, p < 0.001). Purchase decisions significantly influence customer satisfaction (β = 0.254, t = 2.448, p = 0.014). Direct effects also show that halal awareness (β = 0.375, t = 2.825, p = 0.005) and brand image (β = 0.255, t = 2.247, p = 0.025) positively influence customer satisfaction. Mediation analysis reveals that purchase decisions do not significantly mediate the relationship between halal awareness and customer satisfaction (β = 0.070, t = 1.657, p = 0.098), whereas they significantly mediate the relationship between brand image and customer satisfaction (β = 0.148, t = 2.320, p = 0.020). The structural model explains 62.4% of the variance in purchase decisions (R² = 0.624) and 61.6% of the variance in customer satisfaction (R² = 0.616). These findings highlight the more substantial role of brand image than halal awareness in enhancing customer satisfaction through purchase decisions.
The Influence of QRIS and Cash Payment Usage on Halal Food MSME Purchasing Decisions among Muslim Generation Z in Surabaya Nadzifa Ahya Nurdiana; Fira Nurafini
International Conference on Islamic Economic (ICIE) Vol. 5 No. 2 (2026): Article In Press
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i2.511

Abstract

The rapid growth of the halal food industry and the increasing adoption of digital payment systems have transformed consumer purchasing behavior, particularly among Generation Z. This study aims to examine the effects of QRIS usage and cash payment on purchasing decisions for halal food MSMEs among Muslim Generation Z in Surabaya. A quantitative approach with a causal associative research design was employed. Data were collected through questionnaires from 169 respondents selected using purposive sampling and analyzed using the Structural Equation Modeling–Partial Least Squares (SEM-PLS) method with SmartPLS. The results indicate that QRIS usage has a positive and significant effect on purchasing decisions (β = 0.720; t = 9.510; p < .001). Meanwhile, cash payment also has a positive and significant effect (β = 0.139; t = 2.084; p = .037), although its influence is considerably weaker than that of QRIS. These findings suggest that QRIS is the dominant payment method influencing purchasing decisions among Muslim Generation Z consumers in halal food MSMEs, while cash payment remains a relevant alternative transaction method. This study provides empirical evidence comparing the influence of digital and conventional payment methods on purchasing decisions and offers practical implications for halal food MSMEs in developing payment strategies that better align with consumer preferences. 
The Implementation of Cash Waqf as a Social Financial Instrument in Indonesia R Suhaimi; Sri Fatimah Rahmatillah; Baidawi Arrohman; Mutia Pamikatsih; Jodang Setia Adi Anista R
International Conference on Islamic Economic (ICIE) Vol. 5 No. 2 (2026): Article In Press
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i2.465

Abstract

Waqf is one of the important instruments of Islamic social finance that contributes to social welfare, economic development, and sustainable community empowerment. Along with the development of financial technology and the increasing demand for innovative Islamic financial products, the implementation of waqf in Indonesia has expanded beyond traditional forms of land and property to include cash-based instruments. This research aims to identify the implementation of waqf as one of the Islamic social finance instruments in Indonesia. The study employs a qualitative literature review method by analyzing relevant books, journal articles, regulations, and institutional reports related to waqf practices in Indonesia. The findings reveal that cash waqf represents a contemporary form of waqf implementation that has significantly developed within the Indonesian Islamic finance ecosystem. In the Indonesian context, the Indonesian Ulema Council (MUI) officially authorized cash waqf through its fatwa issued on May 11, 2002, providing a legal and religious foundation for its implementation. Cash waqf is currently practiced through several mechanisms, including direct cash donations, stock or securities waqf, and digital waqf platforms. Its implementation involves collaboration among Islamic Financial Institutions (LKS), halal marketplaces, waqf management institutions, and other social organizations. These developments demonstrate that cash waqf has become an innovative and accessible instrument with significant potential to strengthen Islamic social finance and promote inclusive socio-economic development in Indonesia.

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