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KONTRIBUSI AKAD ISTISHNA’ BERBASIS TA’AWUN DALAM MEMENUHI KEBUTUHAN PERUMAHAN MASYARAKAT PADA PT. EDY MITRA KARYA MAKASSAR Irfan Ibnu Ramis
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 01 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Pokok masalah penelitian ini adalah terkait kontribusi akad Istishna’ berbasis Ta’awun untuk Kebutuhan Perumahan Masyarakat di Makassar Pada Perusahaan Edy Mitra Karya. Penelitian ini bertujuan untuk mengindentifikasi hakikat, implementasi, dan kontribusi akad istishna’ berbasis ta’awun pada Perusahaan Edy Mitra Karya untuk kebutuhan perumahan masyarakat kota Makassar. Jenis penelitian yang digunakan adalah jenis field research yang bersifat deskriptif dengan menggunakan analisis kualitatif. Sedangkan model yang digunakan adalah penelitian studi kasus diolah dengan mengklasifikasikan`data-data yang diperoleh sesuai rumusan masalah dan dianalisis dengan teknik Induktif. Hasil penelitian menunjukkan bahwa istishna` dalam Pembiayaan Pemilikan Rumah dengan skema syariah di dalamnya terdapat unsur unsur ta`awun. Kontribusi akad istishna’ berbasis ta’awun pada Perusahaan Eddy Mitra Karya dalam memenuhi kebutuhan perumahan masyarakat kota Makassar dalam perjanjiannya dengan kemudahan bertransaksi, keringanan bagi yang belum memiliki rumah, tanpa ada denda jika telat dari jadwal angsurannya, tanpa ada proses penyitaan. Jika gagal kredit, selama proses jual beli, dilakukan musyawarah oleh kedua belah pihak untuk mencari solusi bersama.

Business Model Canvas for local salt business in Bangkala District, Jeneponto Regency (Case Study of Bangkala Ramah Local Salt Business Group) Muhammad Adam Asgar; Irfan Ramis; Andi Ummung; Andi Nur Apung Massiseng
Akuatikisle: Jurnal Akuakultur, Pesisir dan Pulau-Pulau Kecil Vol 6, No 2 (2022)
Publisher : Sekolah Tinggi Ilmu Pertanian Wuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29239/j.akuatikisle.6.2.109-117

This study aimed to identify the potential of local salt in the Bangkala Ramah salt business group and to analyze the Business Model Canvas of the local salt business in the Bangkala Ramah salt business group, Bangkala District, Jeneponto Regency. Data collection techniques through observation, interviews and documentation. This research was carried out in Minasatene Subdistrict, Pangkep Regency, South Sulawesi Province, from March - June 2022. The results of this study are the potential for people's salt business in the Bangkala Ramah salt business group is Rp. 698,000,000/year, with a total production of 13,960 Kg/year, produced on an area of 9,095 MÂ² with an entire production plot of 107 plots. The results of the Business Model Canvas analysis on the Bangkala Ramah salt business group need improvements to the BMC elements: (1) Customer Segments: added dried fish processors, restaurants, supermarkets, minimarkets, stalls, and traditional markets. (2) Value Propositions: making smaller packaging of coarse salt with its brand and refined iodized salt with its brand. (3) Channels: adding emails as email transactions and data storage. (4) Customer Relationship: forming a salt producer community group. (5) Revenue Streams: income streams from business diversification and invoice generation for marketing administration needs. (6) Key Resources: capital/financial, production machinery and storage warehouse. (7) Key Activities: use production technology and build partner alliances. (8) Key Partnership: Government agencies managing PUGAR and KUGAR throughout Jeneponto Regency. (9) Cost Structure: Transportation rental costs and product storage warehouse rentals.

Business Model Canvas for local salt business in Bangkala District, Jeneponto Regency (Case Study of Bangkala Ramah Local Salt Business Group) Muhammad Adam Asgar; Irfan Ramis; Andi Ummung; Andi Nur Apung Massiseng
Akuatikisle: Jurnal Akuakultur, Pesisir dan Pulau-Pulau Kecil Vol 6, No 2 (2022)
Publisher : Sekolah Tinggi Ilmu Pertanian Wuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29239/j.akuatikisle.6.2.109-117

This study aimed to identify the potential of local salt in the Bangkala Ramah salt business group and to analyze the Business Model Canvas of the local salt business in the Bangkala Ramah salt business group, Bangkala District, Jeneponto Regency. Data collection techniques through observation, interviews and documentation. This research was carried out in Minasatene Subdistrict, Pangkep Regency, South Sulawesi Province, from March - June 2022. The results of this study are the potential for people's salt business in the Bangkala Ramah salt business group is Rp. 698,000,000/year, with a total production of 13,960 Kg/year, produced on an area of 9,095 MÂ² with an entire production plot of 107 plots. The results of the Business Model Canvas analysis on the Bangkala Ramah salt business group need improvements to the BMC elements: (1) Customer Segments: added dried fish processors, restaurants, supermarkets, minimarkets, stalls, and traditional markets. (2) Value Propositions: making smaller packaging of coarse salt with its brand and refined iodized salt with its brand. (3) Channels: adding emails as email transactions and data storage. (4) Customer Relationship: forming a salt producer community group. (5) Revenue Streams: income streams from business diversification and invoice generation for marketing administration needs. (6) Key Resources: capital/financial, production machinery and storage warehouse. (7) Key Activities: use production technology and build partner alliances. (8) Key Partnership: Government agencies managing PUGAR and KUGAR throughout Jeneponto Regency. (9) Cost Structure: Transportation rental costs and product storage warehouse rentals.

Dynamics and Development of MSMEs Halal Products in the Covid-19 Pandemic: A Case Study in the Tourism Area of Pacitan Regency Aminudin Ma'ruf; Nurdana Malik Fajar; Irfan Ramis
Jurnal Manajemen Stratejik dan Simulasi Bisnis Vol 4 No 2 (2023): Jurnal Manajemen Stratejik dan Simulasi Bisnis
Publisher : Fakultas Ekonomi Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/mssb.4.2.55-68.2023

MSMEs play a pivotal role in the community and sustainability of the Indonesian economy. This study explores and analyzes the developments and survival strategies of MSME actors in the Pacitan Regency. This study employs a qualitative method by taking data from interviews with 15 MSME actors in the Pacitan Regency. Due to the COVID-19 pandemic, MSME players in Pacitan Regency have experienced decreased sales and a lack of capital. The responses of MSME players in Pacitan Regency are decreasing sales turnover and increasing selling prices. One of the strategies MSME players in Pacitan Regency carry out to deal with COVID-19 is to sell online, reduce trade stock, make selling promos, and collaborate with other MSMEs. It is hoped that with this research, the government can pay attention to the good input these MSME actors give. In addition, MSME players are expected to be consistent with the strategy carried out by following government policies to continue to comply with health protocols in selling.

IMPLEMENTASI PAKET TEKNOLOGI PENGOLAH KEDELAI BAHAN BAKU TEMPE DAN PENATAAN MANAJEMEN BERBASIS DIGITAL PADA KOPTTI SUMBER REJEKI SIDOARJO Yunus, Yunus; Ridlwan, Ahmad Ajib; Ramis, Irfan; Azizah, Wafiq; Fathoni , Rizki Dwi; Amin, Gempar Yanuar Al
Jurnal Abdimas Bina Bangsa Vol. 6 No. 1 (2025): Jurnal Abdimas Bina Bangsa
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jabb.v6i1.1542

Soybeans are a type of legume that is usually used in Indonesian culture and cuisine, especially as a base for tempe. Tempe is fermented soybeans made traditionally. The manufacturing process includes peeling the soybeans, soaking, steaming and fermenting the soybeans with the fungus Rhizopus oligosporus. Tempe is also a popular food in Indonesia, so many businesses produce tempeh. One of them is the Indonesian Tofu and Tempe Producers Cooperative (KOPTTI Sumber Rejeki) with the Cooperative Chairman Mr. Suyanto, a cooperative that oversees 33 MSMEs that produce tempeh in Kedungcangkring, Sidoarjo. This cooperative, which houses 33 tempe producing UMKM, is experiencing problems ranging from management that is not well organized, limited production capacity, and unhygienic production processes. The aim of the activity is to resolve production process problems, namely low hygiene and production results in washing, and synchronization of soybean epidermis as well as resolving problems in management, namely weak financial management and productivity. The methods applied in this service activity start from finding and determining priority problems, designing soybean machines, carrying out manufacturing processes, implementing washing machines and soybean epidermis separating machines, mentoring and monitoring. The results obtained from this service activity were through the implementation of the soybean processing technology package for tempeh raw materials, namely increasing production capacity when the soybean washing process started from 100kg to 180kg and then when the breaking process started from 80kg to 300kg. Production quality has also increased due to machines made from food grade 304 stainless steel so that the quality and quantity of productivity at partners has increased. The implementation management team provides assistance and training starting from structuring production, structuring workers and structuring finances.

Dynamics and Development of MSMEs Halal Products in the Covid-19 Pandemic: A Case Study in the Tourism Area of Pacitan Regency Ma'ruf, Aminudin; Fajar, Nurdana Malik; Ramis, Irfan
Jurnal Manajemen Stratejik dan Simulasi Bisnis Vol. 4 No. 2 (2023): Jurnal Manajemen Stratejik dan Simulasi Bisnis
Publisher : Fakultas Ekonomi Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/mssb.4.2.55-68.2023

MSMEs play a pivotal role in the community and sustainability of the Indonesian economy. This study explores and analyzes the developments and survival strategies of MSME actors in the Pacitan Regency. This study employs a qualitative method by taking data from interviews with 15 MSME actors in the Pacitan Regency. Due to the COVID-19 pandemic, MSME players in Pacitan Regency have experienced decreased sales and a lack of capital. The responses of MSME players in Pacitan Regency are decreasing sales turnover and increasing selling prices. One of the strategies MSME players in Pacitan Regency carry out to deal with COVID-19 is to sell online, reduce trade stock, make selling promos, and collaborate with other MSMEs. It is hoped that with this research, the government can pay attention to the good input these MSME actors give. In addition, MSME players are expected to be consistent with the strategy carried out by following government policies to continue to comply with health protocols in selling.

Blockchain-Based Waqf and Maslahah Mursalah: A Sharia Analysis in Light of MUI Fatwas Widyarta Wijaya, Muhammad; Ramis, Irfan; Rohmaningtyas, Nurwinsyah; Ghozali, M. Lathoif
El-kahfi | Jurnal Ekonomi Islam Vol 6 No 02 (2025): Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v6i02.573

Despite Indonesia’s vast waqf potential, asset management remains inefficient due to persistent issues of transparency, accountability, and public trust. This study examines the integration of blockchain technology within waqf management and its legitimacy under Islamic law, analyzed through the lens of maslahah mursalah and Majelis Ulama Indonesia (MUI) fatwas. Previous studies on blockchain waqf have largely focused on technical feasibility and governance frameworks, yet have not sufficiently addressed its shariah legitimacy through usul fiqh reasoning. Employing a qualitative-descriptive method, the research integrates four analytical stages: (1) textual analysis of Qur’anic and Prophetic principles on transparency and trust (amanah), (2) review of MUI fatwas to identify legal boundaries for digital financial instruments, (3) comparative analysis of blockchain-based waqf models from Malaysia, Turkey, and the UAE, and (4) conceptual synthesis aligning technological transparency with the objectives of maslahah mursalah. Findings suggest that blockchain, when implemented within a shariah-governed framework, fulfills the criteria of public benefit and does not contravene existing fiqh principles, thus qualifying as a legitimate ijtihadi innovation (tathbiq al-maslahah). The study concludes that blockchain-based waqf has the potential to strengthen institutional credibility, enhance transparency, and optimize social welfare distribution. This research contributes to the development of sharia-compliant digital philanthropy frameworks in Indonesia and offers policy insights for the digital transformation of Islamic social finance institutions

PENGUATAN KAPASITAS BUMDES SAMBIMADU MELALUI HILIRISASI PRODUK JAMBU BIJI MERAH Hasanah, Nurul; Sari, Fitri Komala; Ramis, Irfan; Olivia, Delnabila Dwi; Fitria, Arina Eliana
Jurnal Abdi Insani Vol 12 No 10 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i10.3132

Desa Sambibulu, Kecamatan Taman, Kabupaten Sidoarjo memiliki potensi jambu biji merah yang cukup besar, namun pemanfaatannya masih terbatas sehingga belum memberikan nilai tambah yang optimal. Pemerintah Desa Sambibulu berkomitmen mewujudkan desa yang mandiri berwirausaha dengan membentuk BUMDes Sambimadu yang bergerak dalam bidang mengelola agrowisata petik jambu biji merah. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas BUMDes Sambimadu dalam melakukan hilirisasi produk jambu biji merah untuk ketahanan pangan, perekonomian, dan kesehatan masyarakat Desa Sambibulu. Metode pelaksanaan kegiatan dilakukan secara partisipatif selama enam kali pertemuan, meliputi sosialisasi, pelatihan, pendampingan, serta evaluasi. Kegiatan pelatihan ini dilakukan dengan menggunakan pendekatan Business Model Canvas (BMC). Hasil dari kegiatan ini adalah pengelola BUMDes dapat memahami dan mendemonstrasikan strategi bisnis BMC, diversifikasi produk olahan jambu biji merah, dan informasi manfaat jambu biji merah untuk kesehatan. Peserta memiliki peningkatan kapasitas manajemen usaha serta perluasan pemasaran melalui media sosial dan platform daring untuk mempromosikan produk olahan jambu biji merah. Selain itu, diversifikasi produk olahan jambu biji merah menghasilkan beberapa produk baru berupa jus jambu biji merah, smoothie, teh daun jambu biji merah, dan serbuk instan jambu biji merah. Produk hasil diversifikasi tersebut dikemas dan diberi label hingga menjadi produk layak jual. Sosialisasi kesehatan mengenai manfaat jambu biji merah diterapkan untuk memotivasi pengelola BUMDes dan masyarakat Desa Sambibulu tertarik mengkonsumsi jambu biji merah. Kegiatan pengabdian ini dapat memberikan implikasi pada peningkatan kapasitas BUMDes dalam hal peningkatan pendapatan, diversifikasi produk olahan yang dapat dijual, serta mendukung pencapaian SDGs, khususnya dalam aspek pengentasan kemiskinan, kesehatan, pekerjaan layak, dan konsumsi berkelanjutan.

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