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Dedi Junaedi
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
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El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
Core Subject : Economy, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,772 Documents
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Analisis Tingkat Kepercayaan Nasabah pada Bank Syariah Indonesia dan Bank Rakyat Indonesia di Sungai Penuh Nurafni Okta Safitri; Zull ihsan mu’arrif
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.5145

Abstract

Indonesian people's bank (BRI) and Indonesian sharia bank (BSI), both have different implementations. Indonesian people's banks operate based on conventional financial principles which generally use interest as the main mechanism for making profits. However, in achieving this, many factors influence it, starting from customer trust in Bsi and Bri banks, so the aim of this research is to find out the level of customer trust in sharia banks. This research uses a qualitative approach with descriptive research type. This method was chosen to gain an in-depth understanding of the factors that influence customer trust in BSI and BRI in Sungai Banyak City. The research data consists of primary data, which is obtained directly through in-depth interviews with customers. The results of this research are that customer trust is formed from how the service is performed, from communication to behavior control, because it is a key or factor in customer trust.
Dampak Kepemimpinan Transformasional Terhadap Kepuasan Kerja dan Kinerja Karyawan Generasi Z: Studi Peran Intervening Kepercayaan pada Pemimpin Sadewa, Robby Rahadyan; Siti Nurlaela
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7496

Abstract

This study aims to analyze the influence of transformational leadership on job satisfaction and job performance, considering trust in the leader as a mediating variable. The sample was selected using a purposive sampling technique, with a total of 268 Generation Z employees working in the Jakarta, Bogor, Depok, Tangerang, and Bekasi (Jabodetabek) areas. The data were analyzed using the Structural Equation Modeling (SEM) method through Smart PLS 3.0 software.  The findings indicate that transformational leadership has a significant and positive impact on trust in the leader, job satisfaction, and job performance. Furthermore, trust in the leader was proven to mediate the relationship between transformational leadership and both job satisfaction and job performance.  The implications of this study highlight the crucial role of leaders in building trust to enhance employee productivity and job satisfaction, particularly among the younger workforce. This research provides both practical and theoretical insights into leadership strategies that support organizational success.
Dampak Zakat Produktif dalam Pengembangan UMKM Masyarakat Kota Bima: Studi Kasus BAZNAS Kota Bima Ardillah, Wulan Rekah; Muh. Yunan Putra; Muhammad Rasyad Al Fajar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7625

Abstract

This study aims to determine the impact of productive zakat on the development of MSMEs in the Bima City Community. The MSME actors referred to in this study are members of independent business groups in the National Zakat Agency (BAZNAS) of Bima City. This study is a field research using a qualitative approach with a case study strategy. Data collection techniques use observation techniques, interviews and direct documentation to the objects concerned. The data validity technique uses triangulation. The results of this study indicate that the productive zakat program provided by the National Zakat Agency (BAZNAS) of Bima City empowers mustahik by providing business capital, training skills, and providing assistance. So that mustahik (MSME actors) achieve financial independence and improve their standard of living in a sustainable manner. The positive impact of productive zakat is very broad, mustahik who were previously trapped in poverty, slowly rose with their growing businesses. Their income increased, new jobs were created, and the family's standard of living was raised. Then the productive zakat of BAZNAS Bima City has a great impact on MSMEs in the Bima City community, including opening up business opportunities for MSME actors, reactivating MSMEs whose businesses previously experienced a decline in Bima City and increasing the creativity of MSME actors in Bima City.
Performance of SMK Dian Kirana 1 Sragen Teachers Reviewed from Commitment, Integrity, Supervision and Work Experience Sugito; Istiatin; Sudarwati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7635

Abstract

This research aims to determine the influence simultaneously (simultaneously) and partially of the variables of commitment, integrity, supervision and work experience on the performance of teachers at SMK Dian Kirana 1 Sragen. This research method uses a quantitative research design. The population in this study were all teachers who worked at Vocational School Dian Kirana 1 Sragen, totaling 40 people. The sampling technique used in this research was a census sampling technique with a sample size of 40 respondents. Data collection using questionnaires. The data analysis techniques used for statistical analysis are multiple linear regression test, F test, t test, and coefficient of determination. The research results show that commitment, integrity, supervision and work experience simultaneously and significantly influence the performance of teachers at Dian Kirana 1 Sragen Vocational School. Suggestions from this research, Dian Kirana 1 Vocational School Sragen continues to improve existing commitment, integrity, supervision and work experience, so that teacher performance will increase and be better than before.
Performance of Tawangsari Health Center, Sukoharjo Regency Reviewed from Motivation, Workload, Environment and Occupational Safety and Health (K3) Andriyansyah, Nova; Istiatin, Istiatin; Sudarwati, Sudarwati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7636

Abstract

This study aims to analyze the influence of work motivation, workload, work environment, and occupational safety and health (K3) on the performance of employees of the Tawangsari Health Center, Sukoharjo Regency, both simultaneously and partially. This research method uses a quantitative approach with a descriptive research design. The population of the study was all employees working at the Tawangsari Health Center, Sukoharjo Regency, with a sampling technique using the census method, so that the number of research samples was 89 employees. Data collection was carried out through questionnaires. Data analysis techniques used include multiple linear regression tests, F tests, t tests, and coefficients of determination. The results of the study showed that partially and simultaneously, the variables of work motivation, workload, work environment, and occupational safety and health (K3) had a significant effect on the performance of employees of the Tawangsari Health Center, Sukoharjo Regency. Therefore, the management of the Health Center is advised to increase employee work motivation through awards and training, adjust the workload to be more proportional, create a comfortable and conducive work environment, and strengthen the implementation of occupational safety and health programs in order to improve employee performance optimally.
Hubungan Antara Strategi Konten, Desain Kreatif, Pemilihan Caption, dan Hashtag Terhadap Minat Berdonasi di BAZNAS Kalimantan Timur Ahmad Fahrurozy; Aminah Nuriyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7641

Abstract

Instagram has emerged as a vital platform for non-profit organizations, including the National Zakat Agency (BAZNAS) of East Kalimantan, facilitating communication and fundraising efforts for Zakat, Infaq, and Sedekah (ZIS). However, there is limited understanding of the specific factors influencing audience donation interest on this platform. This study aims to analyze the relationship between content strategy, creative design, caption selection, hashtag usage, and the donation interest among followers of the BAZNAS East Kalimantan Instagram account (@baznaskaltim). Employing a quantitative approach with a survey method, data were collected via questionnaires from 116 respondents. These respondents were active followers who had interacted (liked or commented) within the past 90 days, selected through purposive sampling. Data analysis was conducted using Partial Least Squares-Structural Equation Modeling (PLS-SEM). The findings indicate that content strategy, creative design, caption selection, and hashtag usage significantly positively influence donation interest. Creative design was identified as the factor with the strongest influence. In conclusion, digital communication elements on Instagram play a crucial role in enhancing donation interest. Optimizing these elements, particularly visual aspects, is recommended to improve the effectiveness of BAZNAS East Kalimantan's donation campaigns.
Performance of Health Service Employees of Sukoharjo Regency Reviewed from Competence, Integrity, Work Experience and Job Placement Sri Haryanti; Sudarwati; Istiatin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7646

Abstract

Performance of Sukoharjo Regency Health Office Employees Reviewed from Competence, Integrity, Work Experience and Job Placement. This study aims to determine and explain the influence of competence, integrity, work experience and job placement on the performance of Sukoharjo Health Office employees. The population of this study was 112 Sukoharjo Health Office employees and saturated samples. Data collection using questionnaires. Data analysis techniques using the Multiple Linear Analysis method. The results of the study showed that competence, integrity, work experience and job placement had a positive and significant effect by contributing to Performance by 87.5% while the remaining 12.5% was explained by other variables not submitted in this study. Suggestions from this study, Sukoharjo Health Office Employees can improve their competence and integrity along with increasing work experience wherever employees are placed so that they can improve performance in the office.
Pengaruh Diskon, Ongkir, dan Ontime Delivery Terhadap Keputusan Pembelian: Survei Konsumen Gofood di Jabodetabek Muhammad Ahzami Amin; Aminah Nuriyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7656

Abstract

This study aims to determine the influence of Discount, Shipping Cost, and Ontime Delivery on the Purchase Decision of GoFood consumers in the Jabodetabek area.The research adopts a descriptive quantitative approach involving 428 GoFood users. Data were collected through questionnaires and analyzed using SPSS with multiple linear regression tests, t-tests, F-tests, and the coefficient of determination (R²). Discount, Shipping Cost, and Ontime Delivery each have a positive and significant effect on purchase decisions. Simultaneously, the three variables also have a significant effect (F = 460.492), contributing 76.5% to purchase decisions, while the remaining 23.5% is influenced by other factors beyond this study. These findings indicate that the three variables are dominant factors influencing GoFood consumer purchase decisions in Jabodetabek.
Analysis of Factors Affecting Profit Growth of Sharia Commercial Banks in Indonesia Period 2014-2023 Muhammad Fakhrul Al-Rasyid; Yaser Taufik Syamlan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7675

Abstract

This study explores the factors influencing profit growth in Islamic commercial banks in Indonesia, focusing on Return on Assets (ROA) as the dependent variable. The independent variables analyzed include one-month deposits, Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF) Murabahah, Financing to Deposit Ratio (FDR), Operational Costs to Operational Income (BOPO), and Mismatch. Secondary data from the Sharia Banking Statistics (SPS) of the Financial Services Authority (OJK) for 2014–2023 is utilized. Using the Vector Error Correction Model (VECM), findings indicate that CAR negatively affects ROA in the long term, while NPF Murabahah has a significant positive impact. However, one-month deposits, FDR, BOPO, and Mismatch do not exhibit a significant long-term effect. In the short run, ROA is primarily influenced by its past values, with no notable impact from other variables. The impulse response function analysis shows that ROA reacts positively to shocks in NPF Murabahah and Mismatch, stabilizing over time, while negative responses are observed for shocks in 1-month deposits, CAR, FDR, and BOPO. Variance Decomposition Analysis further reveals that, apart from ROA itself, Mismatch contributes the most to ROA fluctuations, whereas BOPO has the least effect.
Pengaruh Penilaian Kinerja, Keterampilan Kerja, dan Kualitas Kehidupan Kerja Terhadap Kinerja Karyawan Woro Sulistyorini; Sutianingsih
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7685

Abstract

This research explores the effects of performance appraisals, job competencies, and work-life quality on employee output. The author adopts an associative research methodology, drawing upon primary data. Questionnaires were distributed to 203 staff members at Pandan Arang Hospital in Boyolali to collect data. This study utilizes saturated sampling; consequently, the entire population was included. Data analysis proceeded in three key stages: outer model assessment, inner model evaluation, and hypothesis testing performed with PLS version 3 software. This study indicates: 1) a strong link between performance evaluation and employee performance. 2) a strong link between job skills and employee performance, 3) a strong link between performance quality of work life and employee performance.

Page 121 of 178 | Total Record : 1772

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