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Dedi Junaedi
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
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El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
Core Subject : Economy, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,721 Documents
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Faktor-Faktor yang Mempengaruhi Keputusan dalam Memilih Universitas Negeri di Indonesia: Studi pada Siswa-Siswi SMA Kelas XII Sumatera Utara Wike Vivi; Rulianda P. Wibowo; Fadli
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3321

Abstract

The objective of the research is to find out the main priority which highly influenced students to continue their study to the universities, especially public universities in Indonesia. Various facilities and services provided by the universities become the consideration in choosing the universities according their talent, interest, and selection. These alternatives are presented in 5 (five) criteria and sub-criteria which will be analyzed, and which factor that will become their main priority in choosing the universities according to their willingness and expectation. The research uses AHP method by calculating the weight of priority based on the response to the questionnaires in 111 Grade XII Senior Hight School students as the respondents from high ranking (A) schools in North Sumatera. The result of the research shows that of the five criteria, the criterion of University Image has the highest position with the weight of 0.33. In the highest priority of sub-criterion of University Image is International Accreditation with the weight of 0.24, and in sub-criterion of Tuition is cost of living, in sub-criterion of Tuition is cost of living, in sub-criterion of Location is the university which is located in urban area with the weight of 0.13, the sub-criterion of Facility and Infrastructure provided by the university is IT facility for Learning Media with the weight of 0.16. Therefore, based on the main priority of the criteria and each criterion which have been obtained, it is expected that the management of the public universities in Indonesia know what has to be heeded and improved in the interest of the prospective students.
Pengaruh Literasi keuangan dan Bias Perilaku terhadap Keputusan Investasi Rizki Muhammad Andika; Hatta, Madani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3340

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui dampak bias perilaku dan literasi keuangan terhadap keputusan investasi pada pengusaha perempuan di Provinsi Bengkulu. Metode penelitian ini bersifat kuantitatif asosiatif dengan penyebaran kuesioner melalui google form atau langsung. Populasi dalam penelitian ini adalah UKM dengan sampel penelitian pengusaha Perempuan dengan kriteria usaha yang telah berjalan selama satu tahun. Serta metode analisis data dalam penelitian ini menggunakan bantuan software SmartPLS. Hasil penelitian ini menunjukkan bahwa bias terlalu percaya diri dan literasi keuangan mempengaruhi keputusan investasi, sedangkan bias representasi dan bias ketersediaan tidak mempengaruhi keputusan investasi pengusaha perempuan. Penelitian ini diharapkan dapat memberikan pengetahuan kepada pengusaha perempuan tentang kemungkinan bias yang terjadi dalam pengambilan keputusan investasi dan pentingnya literasi keuangan, sehingga mampu membuat pengambilan keputusan yang rasional
Analisis Tingkat Pemahaman dan Psikologi Nazhir dalam Penerapan PSAK Syariah 112 Tentang Wakaf Noviyanti, Noni; Ainulyaqin, MH; Achmad, Listian Indriyani; Mamun, Sukron
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3349

Abstract

Waqf assets in Indonesia have increased significantly, but the potential of waqf has not been optimized. In Bekasi Regency, the majority of land waqf is focused on places of worship, not yet combined with other functions such as education or the people's economy. Increasing the contribution of waqf requires literacy, regulation, and capacity building of nazir. PSAK 112 is present for good waqf governance, regulating recognition, measurement, presentation, and disclosure of transactions, accountability, and public trust. This study aims to analyze the level of understanding and psychology of nazir in the application of PSAK 112 in Bekasi Regency, especially in the Cikarang area. This research is important because previous research focused on waqf reporting practices, while the current research focuses on the reasons for the low implementation of PSAK 112 by nazir.
Pengaruh Profitabilitas, Leverage, dan Likuiditas terhadap Nilai Perusahaan dengan Struktur Modal sebagai Variabel Intervening pada Perusahaan Manufaktur yang terdaftar di BEI Shoffia Anis Shantika; Imron Rosyadi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.3359

Abstract

The main goal of the company is to maximize the value of the company. Increasing the value of the company can also increase investment opportunities by investors, so the company can get a source of funds. This study aims to see and examine the effect of profitability, leverage, and liquidity on firm value with capital structure as an intervening variable. The research method used in this research is quantitative research method. The results of this study are (1) Profitability has a positive and significant effect on firm value. (2) Leverage and Liquidity have no significant effect on firm value. (3) Profitability and Leverage on firm value through capital structure have no significant effect. (4) Liquidity on firm value through capital structure has a significant influence.
Analisis Manajemen Risiko Keamanan Self-Service Technology Perbankan Syariah Nurzaqiah, Neli; Ainulyaqin, MH; Achmad, LI; Edy, Sarwo
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3379

Abstract

Self Service Technology (SST) is a technology that allows customers to make transactions or carry out services independently without depending on employees. In the banking world, the Self-Service Technology services that customers can use are Automatic Teller Machine (ATM), Mobile Banking and Internet banking services to make things easier customers. However, you must be aware of various risks or potential incidents that could occur when customers use SST services. This research aims to analyze the security risk management of Sharia Banking Self-Service Technology. This research method uses a qualitative approach with field study methods through interviews and documentation. The results of this research are that Bank BJB Syariah has implemented Self-Service Technology security risk management with various strategies to minimize the security risks of Sharia Banking Self-Service Technology.  
Kebijakan Dividen Terhadap Nilai Perusahaan Listed BEI 2018-2022: Peran Moderasi Struktur Modal, Size, Profitabilitas Indro Purnomo; Hwihanus
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3384

Abstract

This research aims to examine the effect of dividend policy on company value and examine the effect of dividend policy on company value which is moderated by capital structure, company size and profitability. The population of this research is hotels, restaurants and tourism sub-sector companies listed on the IDX with a research period of 2018-2022. The number of samples is 4 companies with total data of 20 observations. The data source uses secondary data, namely in the form of company annual reports which can be accessed via the website www.idx.co.id. The data analysis technique uses SEM PLS analysis, with the help of Smart-PLS version 3. Conclusions from this research (1) Dividend policy has a positive and significant effect on company value in hotel, restaurant and tourism sub-sector companies listed on the BEI for the 2018-2022 period. (2) Capital structure cannot moderate the influence of dividend policy on company value. (3) Company size cannot moderate the influence of dividend policy on company value (4) Profitability cannot moderate the influence of dividend policy on company value.
Analisis Perilaku Konsumen Pembeli Thrifting dalam Perspektif Ekonomi Syariah: Studi Kasus di Pasar 3-4 Ulu Palembang Msy. Aziza Septiani; Cholidi; Deky Anwar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.3421

Abstract

 Understanding consumer behavior is very important. By understanding consumer behavior, marketers can provide and offer offers that can attract consumers' interest in purchasing Thrifting. The means used to carry out thrifting transactions are quite varied, namely they can be done online or offline. The type of research in this research is qualitative research. This research uses data collection techniques as follows: documentation, observation, interviews and literature study. The type of data used is primary data obtained from interviews with informants regarding consumer behavior of thrifting buyers from a Sharia Economics perspective, while secondary data obtained comes from books, journals and articles. The results of the analysis show that the consumer behavior of thrifting buyers is due to the good quality of the goods, the price is cheap, consumer behavior occurs due to the influence of friends, family or people around them, while the factors that influence the decision to purchase thrifting are the choice of branded products, brand, place of distribution, time of purchase. , purchase amount, and payment method
Pengaruh Efisiensi dan Keamanan Terhadap Minat Nasabah Menggunakan Mobile Banking pada Bank Sumut Syariah Kantor Cabang Syariah Katamso Medan Amanda Nabila; Pani Akhiruddin Siregar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i8.2265

Abstract

This research aims to test whether there is an influence of efficiency and security on customer interest in using mobile banking at Bank Sumut Syariah Medan Syariah. The population used in this research were customers of Bank Sumut Syariah Medan Syariah. The research results show that there is an influence between Efficiency and Security on the use of Mobile Banking at Bank Sumut Syariah Medan Syariah Branch.
Pengaruh Kepercayaan Konsumen, Kualitas Informasi Kemudahan Penggunaan, dan Persepsi Resiko Terhadap Minat Beli Konsumen Online: Studi pada Pengguna Aplikasi Shopee di Wilayah Sidoarjo Naurah Zulfa Salsabila; R. Yuniardi Rusdianto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i8.2281

Abstract

This research aims to determine the influence of consumer trust, information quality, ease of use, and risk perception on online consumer buying interest among Shopee application users in the Sidoarjo area. This type of research is quantitative research. The population in this research is shopee application users in the Sidoarjo area. With a sample of 60 respondents taken using a data sampling approach, using the slovin formula by distributing questionnaires. The results of this research show that the F test simultaneously states that Consumer Trust, Quality of Information, Ease of Use, and Risk Perception have a significant influence on Online Consumer Purchase Interest (F-count > F-table). Meanwhile, the t test shows that partially Consumer Trust, Information Quality, Ease of Use, and Risk Perception have a significant influence on Online Consumer Purchase Interest (X1 t-value > t-table; and X2 t-count > t-table).
Pengaruh Customer Experience Dan Customer Satisfaction Terhadap Pembelian Ulang Produk Hanasui Mattedorable Lip Cream (Boba Edition) Nahdila Trisna Dwi Saryono; Ety Dwi Susanti
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i8.2282

Abstract

The purpose of this research is to determine the influence of Customer Experience, Customer Satisfaction, and the influence of Customer Experience and Customer Satisfaction simultaneously on repeat purchases of Hanasui Mattedorable Lip Cream (Boba Edition) products. The method used in this research is explanatory research with a quantitative approach. With the results, Customer Experience partially has a positive and significant effect on repeat purchases of Hanasui Mattedorable Lip Cream (Boba Edition) products, Customer Satisfaction partially has a positive and significant effect on Repurchases of Hanasui Mattedorable Lip Cream (Boba Edition) products, and Customer Experience, and Customer Satisfaction simultaneously influence repeat purchases of Hanasui Mattedorable Lip Cream (Boba Edition) products.

Page 42 of 173 | Total Record : 1721

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