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Journal of Management, Economic, and Financial
Published by Politeknik Siber Cerdika Internasional
ISSN : -     EISSN : 29866863     DOI : https://doi.org/10.46799/jmef.v2i3
Core Subject : Economy, Humanities, Science, Education, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences
The Journal of Management, Economic, and Financial is a double-blind peer review and open access academic journal. This journal is a scientific magazine published six issues per year has published its first issue in 2022 with e-ISSN 2986-6863. The journal publishes research papers, technical papers, conceptual papers, and case study reports in the Management, Economics, and Finance families. The Journal of Management, Economic, and Financial facilitates researchers and academics to publish their scientific manuscripts and support the development of research culture in Indonesia. The journal publishes research articles covering economics and business, which include: Finance and Banking, Econometric Applications, Time Series Econometrics, Cross-sectional Data Econometrics, Panel Data Econometrics, Financial Econometrics, International Trade and Development, Tourism Economics, Business Economics, Microfinance, International Finance, Economics, Finance, and Education Management, Management, Marketing, Human Resources, Organizations, Maznagement Information Systems.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 165 Documents
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The Role of Indonesian Local Wisdom in Shaping Male Students’ Academic Honesty in the Age of AI Tools Bangkara, B.M.A.S. Anaconda
Journal of Management Economic and Financial Vol. 3 No. 6 (2025): Special Issue
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v3i6.182

Abstract

This study investigates why Indonesian male university students choose to remain honest in their academic work despite the growing availability of AI-based tools that can be misused for cheating. Drawing on the Theory of Planned Behavior (TPB), the research examines how attitude toward honest behavior (ATB), subjective norms (SN), perceived behavioral control (PBC), behavioral intention (BI), and actual honest behavior (AB) are interrelated. Data were collected through an online survey of 350 male undergraduate students across Indonesia who had experience using generative AI tools such as ChatGPT, QuillBot, or Perplexity. The measurement and structural models were analyzed using Structural Equation Modeling (SEM) with AMOS. Results show that all TPB paths are statistically significant: positive attitudes, supportive social expectations, and strong perceived behavioral control each contribute meaningfully to students’ intentions to act honestly, and these intentions, in turn, strongly predict actual honest behavior. The model demonstrated excellent fit (CFI = .992, RMSEA = .017, CMIN/DF = 1.095), indicating that the proposed framework robustly explains honest academic conduct in this context. Beyond psychological determinants, the findings suggest that Indonesian cultural values—such as jujur (honesty), amanah (trustworthiness), tanggung jawab (responsibility), and malu (sense of shame)—reinforce students’ motivation to uphold integrity, even when AI-enabled shortcuts are convenient and difficult to detect. The study extends TPB applications by shifting the focus from explaining cheating to understanding the drivers of honesty and offers practical implications for designing integrity policies, educational programs, and AI-related guidelines that are both ethically grounded and culturally responsive.
The Implementation of Digital Leadership and Its Impact on Employee Performance: A Qualitative Approach in Private Companies Rahayu, Riska; Salsabila, Irma Nuraeni; Yuningrat, Nova; Fathiya, Dina Nurul; Lestari, Ayu
Journal of Management Economic and Financial Vol. 3 No. 3 (2025): Special Issue
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v3i3.187

Abstract

Digital transformation has driven significant changes in leadership practices within private companies, requiring leaders to adopt adaptive and innovative digital leadership approaches. This study aims to analyze the implementation of digital leadership and to understand its influence on employee performance in private companies. The study employs a descriptive qualitative research method, with data collected through in-depth interviews, observations, and document analysis involving leaders and employees as informants. Data analysis was conducted through data reduction, data display, and thematic conclusion drawing. The findings indicate that digital leadership implementation is manifested through the utilization of information technology in organizational communication, decision-making processes, performance monitoring, and the development of a flexible and collaborative work culture. Digital leadership has a positive influence on employee performance, particularly in improving work efficiency, task quality, motivation, and work commitment. From a qualitative perspective, employees perceive digital leadership as a more open, responsive, and participative leadership style, supported by transparent and accessible digital systems. However, the study also identifies challenges such as digital competency gaps and resistance to change. Overall, this research highlights that digital leadership plays a strategic role in enhancing employee performance and supporting organizational sustainability in the digital era.
The Meaning of Psychological Calm for Gold Investors in the Midst of Global Uncertainty: A Phenomenological Study of Safe Haven Assets Asikin, Muhamad Zaenal; Sulistiawati, Lina
Journal of Management Economic and Financial Vol. 4 No. 1 (2026): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v4i1.189

Abstract

This research aims to understand the meaning of psychological calm felt by gold investors in the midst of global uncertainty through a phenomenological approach. World economic instability triggered by global inflation, geopolitical conflicts, and international trade tariff policies are increasing financial anxiety and market volatility. In such situations, gold is known as a safe haven asset, but most previous research has focused on quantitative aspects such as price correlation and volatility. This study uses a phenomenological qualitative approach with in-depth interview techniques with 10 experienced gold investors and an exploratory questionnaire with 35 novice investors. The analysis was carried out using Interpretative Phenomenological Analysis (IPA). The results of the study show that gold is interpreted as a symbol of stability, a reduction of financial anxiety, and a means of building a sense of control over the future. Gold ownership provides psychological peace that is not only based on price stability, but also on historical beliefs and the symbolic value of security. Case studies show that consistency in saving gold can be an effective strategy in achieving long-term goals without financial pressure. This study concludes that gold functions as a psychological safe haven that integrates economic stability and emotional regulation in the face of global uncertainty.
Determination of Consumer Purchase Decisions In The E-Commerce Ecosystem Wijaya, Abi Surya; viani, Adelia marta
Journal of Management Economic and Financial Vol. 4 No. 1 (2026): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v4i1.190

Abstract

This study aims to analyze the determination of consumer purchase decisions in the e-commerce ecosystem in Indonesia, by examining the influence of price variables, product quality, consumer trust, online reviews, and ease of use of the platform simultaneously or partially. Indonesia's rapid e-commerce development with a transaction value of USD 59 billion in 2023 creates an urgent need to understand the factors that determine digital consumer purchasing decisions. The study used a quantitative approach with a cross-sectional survey design. The population is active e-commerce consumers aged 17–45 years in the West Java region, with a sample of 360 respondents determined using purposive sampling techniques. Data were collected through a 5-point Likert scale structured questionnaire and analyzed using multiple regression with the help of SPSS 26. The results showed that the five independent variables simultaneously had a significant effect on purchasing decisions (F = 152.47; p < 0.001) with a determination coefficient of R² = 0.681, meaning that 68.1% of the variation in purchasing decisions was explained by the five variables. Partially, consumer confidence had the greatest influence (B = 0.341; p < 0.001), followed by price (B = 0.312), ease of use (B = 0.289), product quality (B = 0.278), and online reviews (B = 0.256). The novelty of the research lies in the integration of the five determinant factors in one analytical model tested in the context of Indonesian e-commerce multi-platform. These findings provide strategic implications for e-commerce businesses to prioritize building trust and optimizing user experience in designing digital marketing strategies.
The Effect Of Digital Transformation On The Performance Of Msmes In The Economic Era 5.0 viani, Adelia marta; Wijaya, Abi Surya
Journal of Management Economic and Financial Vol. 4 No. 1 (2026): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v4i1.192

Abstract

This study aims to analyze the influence of digital transformation on the performance of Micro, Small, and Medium Enterprises (MSMEs) in the Economy 5.0 era, as well as examine the mediating role of digital literacy in this relationship. Economics 5.0 marks a paradigm shift from technology-based automation to the integration of human intelligence and artificial intelligence centered on human values. In this context, MSMEs are required to transform digitally to increase business competitiveness and sustainability. The study used a quantitative approach with a cross-sectional survey design. The research population is all MSME actors registered at the Indramayu Regency Cooperatives and SMEs Office which totals 4,872 units. The sample was determined as many as 360 respondents using stratified random sampling technique. The research instrument is in the form of a questionnaire with a 5-point Likert scale that has gone through validity and reliability tests. The data was analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with the help of SmartPLS 4.0 software. The results showed that digital transformation had a positive and significant effect on the performance of MSMEs (B= 0.487; p < 0.001). Digital literacy has been shown to partially mediate the relationship between digital transformation and MSME performance (indirect effect = 0.163; LLCI = 0.089; ULCI = 0.251). In addition, there is a positive moderation effect of human resource capabilities in strengthening the relationship between digital transformation and MSME performance. The findings of the research make a theoretical contribution to the development of Resource-Based View (RBV) in the digital context and practical implications for policymakers to design programs to increase MSME digital literacy that are integrated with the Economy 5.0 ecosystem.

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