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Contact Name
Dedi Sufriadi
Contact Email
dedisufriadi@serambimekkah.ac.id
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+6285260082672
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jurnalpeng@gmail.com
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CV. Teewan Solutions Jl. Syiah Kuala, Kp. Mulia, Kuta Alam, Banda Aceh
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INDONESIA
PENG: Jurnal Ekonomi dan Manajemen
ISSN : -     EISSN : 30483573     DOI : https://doi.org/10.62710/
Core Subject : Economy,
Mengusung moto "Sinergi Pengetahuan untuk Kemajuan Ekonomi" adalah jurnal peer-review yang fokus di bidang Ekonomi Murni, Kependidikan Ekonomi, Manajemen, Kewirausahaan, Akuntansi, Ekonomi Islam dan bidang lainnya yang relevan dengan ekonomi yang belum pernah dipublikasikan dalam jurnal lainnya.
Articles 602 Documents
Analisis Kausalitas Intention to Use Seabank: Perceived Usefulness, Perceived Risk, dan Trust Aldrian; Umi Widyastuti; Terrylina Arvinta Monoarfa
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/d1gx9c80

Abstract

This study aims to provide an explanation of the influence of perceived usefulness, perceived risk, and trust on intention to use the Seabank digital banking application, with trust serving as a mediating variable. The research adopts an associative method with a quantitative approach. Data were collected through the distribution of questionnaires to individuals residing in the Greater Jakarta area (Jabodetabek), aged 17 and above, who are interested in using the Seabank application. The sampling technique used is Non-Probability Sampling with a Purposive Sampling approach. A total of 110 respondents were analyzed. Data processing was conducted using SmartPLS version 4.1.0.9. The analytical techniques employed include outer model testing, inner model testing, path analysis, t-tests, and mediation analysis using the bootstrapping method. The results of the study indicate that: (1) Perceived Usefulness has a significant positive direct effect on Intention to Use; (2) Perceived Risk has a significant negative direct effect on Intention to Use; (3) Trust has a significant positive direct effect on Intention to Use; (4) Perceived Usefulness has a significant positive direct effect on Trust; (5) Perceived Risk has a significant negative direct effect on Trust; (6) There is a significant indirect positive effect of Perceived Usefulness on Intention to Use through Trust; and (7) There is a significant indirect negative effect of Perceived Risk on Intention to Use through Trust
Pengaruh Financial Literacy dan Hedonic Shopping Motivation Terhadap Impulsive Buying Melalui Spending Self Control Sebagai Mediasi pada Pengguna Shopee Paylater Syifa Andarliana Putri; Umi Widyastuti; Terrylina Arvinta Monoarfa
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/6gye4d36

Abstract

This study aims to analyze the effect of financial literacy and hedonic shopping motivation on impulsive buying through spending self-control as a mediator among Shopee Paylater users in DKI Jakarta. Financial literacy and hedonic shopping motivation in this study are also examined for their influence on impulsive consumption behavior that can affect purchasing decisions in e-commerce applications. This research uses a descriptive quantitative method with a survey approach via Google Form for respondent data collection. The data analysis technique used is Structural Equation Modeling (SEM) based on PLS-SEM. The results of this study reveal that financial literacy has a positive effect on spending self-control, which in turn reduces impulsive buying behavior. Additionally, hedonic shopping motivation is found to significantly influence the increase in impulsive buying, although spending self-control acts as a mediator that strengthens this impact.
Efektivitas Perceived Ease of Use, Perceived Value, dan Brand Credibility dalam Menciptakan User Experience dan Purchase Intention di Aplikasi Investasi Bryant Hans Channing Panjaitan; Usep Suhud; Meta Bara Berutu
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/16s38v11

Abstract

The primary objective of this study is to analyze the effectiveness of perceived ease of use, perceived value, and brand credibility in creating user experience and purchase intention in investment applications. Data collection was conducted through questionnaires distributed online via social media platforms such as WhatsApp and Instagram. The research subjects consist of respondents who are users or potential users of the Bibit investment application, domiciled in DKI Jakarta, and aged between 18–35 years. The sample size used was 290 respondents. For the analysis process, this study utilized SPSS version 26 and Structural Equation Modeling (SEM) using AMOS version 29 for validation and data processing. Validity and reliability tests were conducted using Exploratory Factor Analysis (EFA) and Confirmatory Factor Analysis (CFA). Subsequently, hypothesis testing was carried out on the verified variables to identify relationships between them. The findings from the analysis indicate that perceived ease of use has a significant influence on perceived value, user experience, and purchase intention. Furthermore, brand credibility was found to have a direct influence on perceived value but no direct influence on purchase intention. Meanwhile, perceived value influences user experience but does not have a direct effect on purchase intention. These findings make an important contribution to the development of academic studies related to user behavior toward digital investment applications and offer practical recommendations for system developers to enhance the overall quality of user experience in digital investment applications.
Pengaruh Pendapatan, Lifestyle Hedonis, dan Kebiasaan Belanja Online Terhadap Pengelolaan Keuangan Pribadi: Studi Kasus pada Masyarakat Kampung Kabayan, Cileles, Lebak, Banten Ridwan Fauzi; Lutfi Alhazami
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/asz6pe02

Abstract

This study aims to examine the influence of income, hedonic lifestyle, and online shopping habits on the personal financial management of the people of Kabayan Village, Cileles, Lebak, Banten, with a focus on how these three factors affect an individual's ability to manage finances effectively. Using a quantitative approach and survey method, a population of 133, using the Slovin formula with a margin of error of 5% and a non-probability sampling technique, a sample of 100 people was obtained, data were collected through questionnaires. The analysis was carried out using multiple linear regression with the help of SPSS 26 software. The results showed that income (X1) had a significant effect on financial management, with a calculated t value of 2.587> t table 1.985 and a sig. value of 0.011 <0.05; Hedonic lifestyle (X2) also had a significant effect on personal financial management with a calculated t value of 2.241> t table 1.985 and a sig. value of 0.027 <0.05; Online shopping habits (X3) have the most dominant influence with a calculated t value of 5.176 > t table 1.985 and a sig. value of 0.000 < 0.05; Simultaneously, the three variables show a significant influence on personal financial management with a calculated F value of 62.191 > F table 2.70 and a sig. value of 0.000 < 0.05, with a coefficient of determination (R²) of 0.660, meaning that 66% of the variation in financial management is explained by these three factors, while 34% is influenced by other variables outside the model.     
Pengaruh Modal Kerja, Skala Usaha dan Akses Pembiayaan Terhadap Profitabilitas UMKM di BUMDesa Pesona Klumprit, Mojolaban Sukoharjo Ummu Kaltsum; Setyaningsih SU
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/gwb5kj21

Abstract

This study aims to analyze the effect of working capital, business scale, and access to financing on the profitability of MSMEs in BUMDesa Pesona Klumprit, Mojolaban, Sukoharjo. Using a quantitative approach, this study took a sample from the entire population, namely 34 MSME actors, through a census or saturated sampling technique. Data were collected using questionnaires and analyzed using descriptive analysis, multiple linear regression, t-test, F-test, and coefficient of determination (R2). The results show that access to financing has a positive and significant effect on MSME profitability. However, working capital and business scale were found to have a positive but insignificant effect. These findings indicate that simply having large capital and business size does not guarantee increased profitability without efficient management. Conversely, ease of access to financing sources proved to be a crucial factor that directly improved the financial performance of MSMEs. Thus, this study suggests that MSME empowerment programs should not only focus on capital distribution, but also on managerial assistance and expansion of targeted access to financing to ensure sustainable growth.
Peran Digital Marketing dan Diskon Terhadap Keputusan Pembelian Produk Fashion pada Pengguna Aplikasi Tiktok Gustar, Gustar; sy, Arniwita; Syafaat, Arman
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/zgxa6s67

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Digital Marketing dan diskon terhadap keputusan pembelian produk fashion pada pengguna aplikasi TikTok. Latar belakang penelitian didasarkan pada fenomena meningkatnya aktivitas belanja online melalui TikTok Shop yang menggabungkan hiburan, konten kreatif, serta strategi pemasaran digital. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik survei melalui kuesioner online kepada responden yang merupakan pengguna aktif TikTok dan pernah melakukan pembelian produk fashion. Analisis data dilakukan melalui uji validitas, reliabilitas, asumsi klasik, serta regresi linear berganda. Hasil penelitian menunjukkan bahwa Digital Marketing berpengaruh positif dan signifikan terhadap keputusan pembelian. Demikian pula, diskon terbukti memiliki pengaruh yang lebih dominan terhadap keputusan pembelian produk fashion di TikTok Shop. Secara simultan, kedua variabel ini berkontribusi signifikan dalam mendorong perilaku konsumen untuk melakukan pembelian. Temuan ini menegaskan bahwa strategi pemasaran berbasis Digital Marketing yang interaktif dan pemberian diskon yang menarik mampu meningkatkan minat serta keputusan pembelian, khususnya pada generasi muda yang aktif menggunakan TikTok.
The Influence of Brand Awareness on Consumer Loyalty and the Visualization of a Business Analyst Dashboard for Product X in Malang Regency Kurnia, Ananda Salwaa; Sri Indriani; Reni Rupianti
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/de50v221

Abstract

Competition in Indonesia’s herbal medicine industry is becoming increasingly intense, requiring companies to maintain consumer loyalty through strengthening brand awareness. Product X from PT XYZ is one of the leading products dominating the market; however, market dynamics remain a challenge in sustaining consumer loyalty. This study aims to analyze the effect of brand awareness on consumer loyalty in Malang Regency. The research employed a quantitative approach with a survey of 100 respondents who had consumed Product X at least twice. Data were analyzed using simple linear regression with SPSS and further visualized through a business analyst dashboard in Microsoft Power BI to map consumer behavior and preferences. The findings reveal that brand awareness has a positive and significant effect on consumer loyalty. Brand recognition emerged as the most dominant dimension, while repurchase intention was the strongest indicator of consumer loyalty. The dashboard visualization provides strategic insights into their relationship.
Pengaruh Good Corporate Governance dan Corporate Social Responsibility Terhadap Nilai Perusahaan dengan Kinerja Keuangan Sebagai Variabel Intervening(Studi Empiris pada Perusahaan Pertambangan yang Terdaftar di BEI Periode 2021-2023) Nandita Septiana; Rina Susanti
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/4py8ct81

Abstract

This study focuses on analysing the significance of the influence of Good Corporate Governance (GCG) and Corporate Social Responsibility (CSR) on company value, using financial performance as a mediating variable. This quantitative study uses secondary data from 63 mining companies listed on the Indonesia Stock Exchange (IDX) for the period 2021-2023, selected through purposive sampling. The data collected through literature studies and documentation were then analysed using a series of statistical tests, including classical assumption tests, path analysis, t-tests, F-tests, R² tests, and Sobel tests. The results showed that all variables passed the classical assumption test, meaning that the regression model was valid. Furthermore, path analysis revealed that GCG had a significant effect on financial performance but no significant effect on company value. Conversely, CSR had no significant effect on financial performance but a significant effect on company value, with financial performance also having a significant effect on company value. However, the Sobel test confirmed that financial performance did not successfully mediate the effect of GCG and CSR on company value. On the other hand, the F test confirms that the regression model used is appropriate, although the R² test shows that the independent variables can only explain 10.8% and 23.1% of the variation in company value, while the rest is influenced by factors outside the model.
Pengaruh Literasi Keuangan, Sikap Keuangan, dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan pada UMKM di Waduk Cengklik Boyolali Novita Eka Putri Hapsari; Setyaningsih SU
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/87feqb07

Abstract

Cengklik Reservoir in Boyolali Regency plays a dual role as a source of irrigation and a stunning water tourism destination, especially at sunset. However, this place faces the challenge of fluctuating income caused by spikes in tourist visits at certain times. This research was conducted to examine the extent to which financial literacy, financial attitudes, and income influence the financial management behaviour of MSME actors operating around the reservoir. The results of this study are expected to provide an in-depth understanding of the importance of effective financial management for MSME actors. The hypothesis proposed in this study is that there is a significant influence, both individually, of these three variables on the financial management behaviour of MSMEs at Cengklik Reservoir.This study adopts a quantitative approach using a survey method. Data was collected from 154 respondents, consisting of MSME actors at Cengklik Reservoir, through questionnaires. The data used is primary data. The sampling technique was conducted randomly using the cluster random sampling method. Data analysis utilised multiple linear regression, T-test, F-test, and coefficient of determination. Partially, the analysis results showed that financial literacy, financial attitude, and income had a significant effect on financial management behaviour. Based on the coefficient of determination (R2) value of 0.524, it can be concluded that 52.4% of the variation in financial management behaviour is influenced by these three factors. These findings underline the urgency of improving financial literacy, forming positive financial attitudes, and effective income management to achieve MSME financial success
Pengaruh Pengelolaan Aset Desa, Alokasi Dana Desa, Badan Usaha Milik Desa Terhadap  Pendapatan Asli Desa(Studi Kasus Desa Cangkol Kecamatan Mojolaban Kabupaten Sukoharjo) Leny Putri Melati; Setyaningsih Sri Utami
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/tn0rr280

Abstract

This study was conducted in Cangkol Village, Mojolaban Subdistrict, Sukoharjo Regency, with the main objective of analysing the significance of the influence of various sources of funds and village enterprises on Village Original Income (PADes). This study used a quantitative approach relying on secondary data. The analysis methods applied included descriptive analysis, classical assumption testing, multiple linear regression analysis, T-test, F-test, and coefficient of determination (R2). The results showed that Village Asset Management (PADes) had a significant effect on village revenue, proving the first hypothesis. However, Village Fund Allocation (ADD) and Village-Owned Enterprises (BUMDesa) partially did not show a significant effect, so the second and third hypotheses were not proven. Nevertheless, collectively, the three variables of Village Asset Management, Village Fund Allocation, and Village-Owned Enterprises together had a significant effect on Cangkol Village Expenditure, which strengthened the fourth hypothesis.