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Ahmad Rayhan
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INDONESIA
Journal of Economics and Tourism
Published by Yayasan Penelitian dan Pengabdian Masyarakat Sisi Indonesia
ISSN : -     EISSN : 30481619     DOI : https://doi.org/10.69836/benefits-jet
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Benefits: Journal of Economics and Tourism e-ISSN: 3048-1619 (online) is a journal published by Research and Community Service Foundation Sisi Indonesia with the aim of developing research that focuses on economics and tourism. The journal is published in May and November. Focus and Scope: Economics, Islamic Economics, Management, Accounting, and Tourism
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 24 Documents
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The Implikasi dan Strategi Teori Elastisitas Permintaan dalam Ekonomi Manajerial Ayi Nurpadilah, Ayi Nurpadilah; Hasan, Dina Nurmala; Fauziah, Hesti; Octaviani, Lidiyana Tasya; amelia, Fannisya; Suriyanti
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 1 No 2 (2024): Economic, Social, and Managerial Development in the Context of Finance, Tourism,
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v1i2.120

Abstract

This article will discuss the factors influencing demand elasticity, the methods of measuring it, and the implications and strategies companies can apply based on this concept. The main factors affecting demand elasticity include the availability of substitute goods, the proportion of income spent on the good, and the time frame given to respond to price changes. The more alternatives available to consumers, the more elastic the demand for a good becomes. A deep understanding of demand elasticity enables companies to make smarter pricing decisions. Companies can maximize revenue and market share by considering the factors influencing elasticity and analyzing market conditions. This elasticity analysis helps identify market segments responsive to price changes to develop effective marketing strategies. Besides price, product quality, brand image, and customer service also affect demand. Integrating these factors into pricing decisions helps companies remain competitive and adaptive.
Evaluasi Dampak Corporate Social Innovation Menggunakan Metode Qualitative Impact Assesment Protocol pada Kelompok Batik Seloka Margono, Arbi Nur Syafi; Supriyanto, Akuat
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 1 No 2 (2024): Economic, Social, and Managerial Development in the Context of Finance, Tourism,
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v1i2.136

Abstract

This study evaluates the Batik Seloka Group Program's impact on the community using the Qualitative Impact Assessment Protocol (QUIP) method and identifies ways to strengthen the company's Social Innovation and Social Return on Investment (SROI) report for PROPER Emas. The main issues are high unemployment rates among the productive age group in Adipala Sub-district, the obstruction of batik sales due to Covid-19, and the need to improve batik skills. Using the QuIP approach, the impact of the Corporate Social Innovation program on the Batik Seloka group in Adipala Village, Cilacap Regency, was assessed. Eight semi-structured interviews and two Focus Group Discussions (FGDs) were conducted. Thematic analysis was used for data processing. Findings show a positive impact but highlight the need for improvements in environmental awareness and digitalization support. SROI and Social Innovation reports have potential bias and lack qualitative exploration. QuIP and SROI methods can complement each other, with SROI providing a framework for monetization and financial analysis, while QuIP offers a holistic approach to identify broader impacts. QuIP can reduce pro-project bias, providing a more accurate picture of program success in social innovation reports.
Prospek Pendirian Baitul Maal Wat Tamwil (Bmt) Di Kecamatan Cina Kabupaten Bone ASMIN, ASRIYUNI
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 1 (2025): Inovasi dalam Ekonomi Kreatif: Mendorong Pertumbuhan Ekonomi melalui Kewirausahaa
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i1.138

Abstract

  The existence of BMT as a sharia microfinance institution has an important role for the community, especially small community business actors, in efforts to empower the economy. So researchers are interested in examining the prospects for establishing Baitul Maal Wat Tamwil (BMT) by looking at the various potentials in China District and the level of community need, especially for small businesses, for business capital financing. The aim of establishing BMT in Cina District is to empower the people's economy, eradicate poverty, social poverty can be reduced so that economic justice, prosperity and welfare of the community can be achieved and what is more important is the importance of poverty free from the bondage of loan sharks. This problem is seen using a qualitative approach using descriptive data, namely research in which data is extracted through observation and interviews with informants based on criteria determined by researchers which are considered to support the prospects for establishing BMT in Cina District. The final conclusion is that there are quite good prospects for building BMT in the Cina District in the future because there is potential that supports the establishment of BMT (Strengths and Opportunities) but there are also obstacles (weaknesses and threats) in establishing BMT in the Cina District. So the author created the SO strategy (using strengths to take advantage of opportunities), the WO strategy (minimizing weaknesses to take advantage of opportunities), the ST strategy (using strengths to overcome threats) and the WT strategy (minimizing weaknesses and avoiding weaknesses).
How Essential Are Social Goals for Islamic Banks in Indonesia? Azhar, Neng Zulfa
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 1 (2025): Inovasi dalam Ekonomi Kreatif: Mendorong Pertumbuhan Ekonomi melalui Kewirausahaa
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i1.146

Abstract

Islamic banking in Indonesia is expected to play a significant role in addressing social welfare, as envisioned by the principles of Maqasid Sharia. However, there remains an ongoing disparity between its financial achievements and societal contributions. While the industry has shown considerable progress in profitability, its broader societal objectives, such as promoting falah—a holistic state of community well-being—remain insufficiently realized. This study examines the extent to which Islamic banking organizations in Indonesia have achieved their societal objectives, focusing on their alignment with the principles of Maqasid Sharia and the pursuit of falah. Despite its financial success, previous research highlights the persistent challenges Islamic banks face in fully realizing their intended societal impact. The adoption of the Islamic Social Banking (ISB) framework is proposed as a viable solution to bridge this gap. This framework provides a targeted strategy for aligning financial operations with social welfare goals. By adopting ISB, Islamic banks can balance profitability with delivering tangible benefits to society, ensuring alignment with Islamic values. This study further underscores the policy implications for regulators of Sharia banking in Indonesia, emphasizing the need for updated legislation and incentives to promote socially responsible practices. These measures can enhance customer trust, support industry initiatives, and foster sustainable development. By adopting the ISB framework, Islamic banks in Indonesia have the potential to redefine their role in the financial sector, shifting from a profit-centric approach to one that emphasizes societal well-being, ensuring that social welfare remains a central focus of the industry’s growth.
Analysis Of Public Relations Strategy In Maintaining Customer Trust: Study at PT. Bumiputera Sharia Life Insurance Kediri Branch Cahya Intanesia, Indah; Andriani; Hariyanti, Sri
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 1 (2025): Inovasi dalam Ekonomi Kreatif: Mendorong Pertumbuhan Ekonomi melalui Kewirausahaa
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i1.147

Abstract

A state-owned insurance company owned by a State-Owned Enterprise (BUMN) with indications of losses of 13.7 trillion which had a systemic impact on the Indonesian economy. The negative stigma regarding insurance is so difficult to eliminate that it has an impact on public trust in the sharia insuranceindustry. PT. Bumiputera Sharia Life Insurance Kediri was affected by the national crisis-trust, the result in claims debt costs arised. The purpose of this research is to analyze the public relations strategy of PT. Bumiputera Sharia Life Insurance Kediri in maintaining customer trust. This research is qualitative type using descriptive analysis. The data taken is primary data and secondary data. This research uses case studies that obtain observation data on an object and from various sources such as books, scientific articles, official websites, and data reports on the objects studied. The results of this research explain that strategy public relations used by PT. Bumiputera Sharia Life Insurance, Kediri branch, namely making an apology, stopping marketing until the problem is resolved, encouraging a positive track record, and appointing an unofficial spoke person. The role of strategy public relations PT. Bumiputera Sharia Life Insurance, Kediri branch, still has customers who persist and regularly pay premiums, amounting to 96% of the total number of customers or 2,014 surviving customers.
Implementasi Corporate Social Responsibility (CSR) pada UMKM Kerajinan Perak di Desa Celuk Setiasih, Ni Putu Eka; Dewi, A.A. Istri Erlika Trisna
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 1 (2025): Inovasi dalam Ekonomi Kreatif: Mendorong Pertumbuhan Ekonomi melalui Kewirausahaa
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i1.321

Abstract

Celuk Village in Gianyar Regency, Bali is the centre of a high-quality silver craft industry that combines artisan skills and local wisdom. Silver craft production involves a metal plating process that generates solid waste, gas emissions and electrolyte solutions that have the potential to pollute the environment. Both MSMEs strive to be active in business sustainability, which has not been reflected in accounting practices. This shows the urgency of a more effective implementation of corporate social responsibility to support the sustainability of MSMEs. This study aims to analyse the implementation of CSR in two silver craft MSMEs in Celuk Village, namely Yan Yan Silver and Sari Dewi. A qualitative approach was used by collecting data through direct observation and semi-structured interviews. Data was analysed using reduction and triangulation techniques to ensure the validity of the findings. The results showed that Yan Yan Silver implemented good waste management through collecting electrolyte waste in a special place, selling production dust to collectors, and recycling silver scraps. Stable turnover encourages MSMEs to empower the surrounding community by recruiting local labour, contributing to traditional activities, improving public facilities, and collaborating with local artisans. Meanwhile, Sari Dewi emphasises environmental conservation in its production process through the use of pure water and recycling of silver scraps. However, its involvement in social aspects is more limited, reflected in its competency-focused recruitment system and minimal participation in social activities outside the company. The findings suggest that Yan Yan Silver prioritises community-based social responsibility, while Sari Dewi focuses on environmental sustainability
Jejak Spasial Pembangunan: Pendekatan Ekonometrika Spasial dalam Menentukan Pengaruh Kualitas Iklim di Indonesia Mangara, Togi Haidat; Maulana, Bagas Fakhri
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 1 (2025): Inovasi dalam Ekonomi Kreatif: Mendorong Pertumbuhan Ekonomi melalui Kewirausahaa
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i1.328

Abstract

This study aims to identify the socio-economic and infrastructure effects on environmental quality across 34 provinces of Indonesia from 2019 – 2023. The analysis is conducted by using panel data and a Fixed Effects Model to analyze how population density, industrial activity, education level, sanitation access, road length, and electricity coverage influence the Environmental Quality Index (IKLH). The results show that education has a strong positive effect on environmental quality, highligting the essence of human capital in promoting sustainability. Sanitation, electricity, and road length also show moderate associations. However, population density and industrial share do not have any significant effect on environmental quality. A Moran’s I test on the residuals indicates no significant spatial autocorrelation, suggesting limited spatial dependence in environmental quality outcomes at the provincial level. The study emphasizes the need for investments in education and basic infrastructure to support environmental improvements, while also acknowledging limitations related to spatial resolution and model specification.
Literasi Keuangan Sebagai Keputusan Investasi: Studi Literature Review: Literasi Keuangan Sebagai Keputusan Investasi: Studi Literature Review Budiarti, Rindu Reza; Trisnaningsih, Sri
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 2 (2025): Inovasi dan Pengembangan Strategis: Meningkatkan Ekosistem Kewirausahaan dan Pemb
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i2.324

Abstract

Indonesians' interest in investing has increased significantly in recent years. However, the lack of a national financial literacy level that has not yet reached 50% raises concerns about the quality of investment decisions, especially among teenagers. This research examines the relationship between financial literacy and investment decisions based on previous studies. The authors used a literature study approach, analyzing 17 relevant scientific articles published from 2020 to 2024. The results showed that most studies found a positive and significant relationship between financial literacy and the quality of investment decisions. Individuals who are highly financially literate tend to make investment decisions that are rational varied, and in line with their long-term financial goals
Dynamics of Islamic Pesantren: Digital Marketing Strategy Model on the Existence of Santripreneur Roles: Dinamika Pesantren: Model Strategi Digital Marketing Pada Eksistensi Peran Santripreneur Retnowati, May Shinta; Qoharuddin, Moch. Azis; Yusuf, M. Asror; Humaidi, Anis
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 2 (2025): Inovasi dan Pengembangan Strategis: Meningkatkan Ekosistem Kewirausahaan dan Pemb
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i2.363

Abstract

Pesantren today not only serve as institutions for Islamic education, but also play a role in the aspects of community life. Santripreneur has become one of the roles of santri in the economic independence of pesantren, with digital marketing being one of the distinguishing features of the typical muamalah of santri with society in general.The purpose of this research is to explore the role of Santris in addressing the challenges of the digital world, particularly in the aspect of digital marketing which has become one of the sources of income for the Santris with the pesantren strategy model. This research method uses a qualitative approach with descriptive analysis. Data obtained from interviews with religious leaders, instructors, and students. The results of this study show the efforts of pesantren in shaping santripreneurs who carry out digital marketing, activities that embody the spirit of the pesantren. The spirit of the pesantren is the identity of the santri who continue to uphold the values of the pesantren, indicating a significant dynamic within the pesantren regarding the existence of santri who are capable of engaging in digital business aspects, particularly in marketing. The marketing strategy of the santri optimizes the digital competencies possessed by the santri that are inherent to the pesantren, focusing on optimizing marketing content on social media and e-commerce.
Efektivitas Penggunaan Aplikasi Kasda Online Dalam Pelayanan Non Tunai Pada PT Bank Sulutgo Wilayah Provinsi Gorontalo Stevani Priatno, Ilvana; Gobel, Lisda Van; Nggilu , Rukiah
Benefits : Jurnal Ekonomi dan Pariwisata Internasional Vol 2 No 2 (2025): Inovasi dan Pengembangan Strategis: Meningkatkan Ekosistem Kewirausahaan dan Pemb
Publisher : Yayasan Penelitian dan Pengabdian Masyarakat Sisi indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69836/benefits-jeti.v2i2.477

Abstract

This study aims to analyze the effectiveness of the Kasda Online application in supporting non-cash services for regional financial management within the operational area of PT Bank SulutGo in Gorontalo Province. The research is grounded in national policies on the electronification of regional government transactions, which demand efficiency, transparency, and accountability in public financial governance. Using a descriptive qualitative approach, data were collected through in-depth interviews, direct observation, and documentation, and analyzed with the Miles and Huberman interactive model consisting of data reduction, data display, and conclusion drawing with triangulation. The results show that the application has a positive impact on accelerating transaction processes, improving time and cost efficiency, and enhancing budget disbursement transparency. However, several obstacles were identified, including technical disruptions, limited internet access, and low digital literacy in certain regencies. Users’ perceptions of the application are generally positive, though there remains a need for technical training and improvements to the system’s interface. The study concludes that Approximately 70–80% of users perceive Kasda Online as effective in supporting non-cash services, while around 20–30% still experience barriers related to infrastructure and technical skills.

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