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Dhita Febyanti
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INDONESIA
Journal of Ekonomics, Finance, and Management Studies
Published by Universitas Muhammadiyah Gresik
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,498 Documents
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Partisipasi Masyarakat dalam Program Bsps Melalui Upaya Keswadayaan Demi Mewujudkan Rumah Layak Huni di Desa Pucangombo Dian Nur Aini; Syamsul Huda; Anisa Fitria
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i2.610

Abstract

This research was conducted to determine community participation in the BSPS program through self-help efforts to create livable houses in Pucangombo Village. The research in this journal article applies a qualitative descriptive method because it is considered that it is easy to find information that can be accessed starting from time constraints, as well as the place to conduct research. Population growth tends to increase every year, conditions like this will result in various problems such as increasing housing needs, poverty rates, and slum areas. The Directorate General of the Ministry of Public Works and Public Housing as the organizer of government affairs issued a breakthrough program in the form of Self-Help Housing Stimulant Assistance which aims to improve decent housing that is healthy, safe, harmonious, orderly and sustainable for people with low incomes supported also by community participation through self-help forms . In this activity, community participation is categorized as enthusiastic, which can be seen from the optimal source of funds by looking at the form of self-help they have. So that the gains from the BSPS program are reducing inadequate housing and increasing the quality of community housing. Keywords: BSPS, Livable Houses, Nongovernmental
Pengaruh Free Cash Flow dan Trading Volume Activity terhadap Return Saham pada Perusahaan Farmasi (Bursa Efek Indonesia Periode 2018 – 2022) Septia Putri Maharani; Tiar Lina Situngkir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i2.611

Abstract

The research aims to see how trading volume activity and free cash flow have an impact on stock returns for pharmaceutical companies (Indonesia Stock Exchange Period 2018–2022). This research utilizes a quantitative approach that uses a descriptive and verification approach. The research samples were eight pharmaceutical companies listed on the Indonesia Stock Exchange from 2018 to 2022. A total of 40 data were collected using a purposive sampling technique for 5 years of observation. Descriptive and verification analyzes were performed, including classical assumptions (normality, heteroscedasticity, autocorrelation and multicollinearity), multiple linear regression analysis, t-test and f-test. Data processing was carried out using SPSS 26. The results of testing the data showed that free cash flow and trading volume activity partially affected stock returns. then simultaneously stock returns are influenced by free cash flow and trading volume activity. Keywords: Free Cash Flow, Trading Volume Activity, Stock Returns.
The Influence of Village Apparatus Competence, Community Participation, Organizational Commitment, Implementation of Village Financial Information Systems on Village Fund Management Accountability Rahbila Ando; Rusman Soleman; Kasim Sinen
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i2.613

Abstract

The influence of village apparatus competence, community participation, organizational commitment and implementation of village financial information systems on village fund management accountability (Case Study in Galela District, North Halmahera Regency, 2023). The purpose of this study was to analyze the influence of village apparatus competence, community participation, organizational commitment and implementation of financial information systems on village fund management accountability. Methods of data collection using a questionnaire. The total sample for the study was 116 respondents in Galela sub-district, North Halmahera district in 2023. The analytical tool used was multiple linear regression using SPSS. The results showed that the competence of village apparatus, community participation did not affect the accountability of managing village funds, while organizational commitment, application of village financial information systems had an effect on accountability in managing village funds. Keywords: competence of village apparatus, community participation, organizational commitment, application of village financial information systems, accountability of village fund management.
Pengaruh Dewan Komisaris, Firm Size, dan Rasio Modal terhadap Profitabilitas Asuransi Jiwa Syariah di Indonesia Syifaul Uyun; Zubaidah Nasution; Surya Setiawan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.619

Abstract

The purpose of this study was to analyze the effect of the Board of Commissioners, Firm Size, and Capital Ratio on the Profitability of Sharia Life Insurance in Indonesia for the 2016-2021 period. The method of determining the sample in this study was purposive sampling method and the results obtained were 10 sharia life insurance companies in Indonesia. The data analysis in this study is descriptive analysis and multiple linear regression analysis using SPSS 17. This research results that simultaneously the board of commissioners, firm size, and capital ratios have a significant effect on profitability. While partially the board of commissioners has no significant effect, firm size and capital ratios have a significant effect on profitability. Keywords: Board of Commissioners, Firm Size, Capital Ratio, Profitability
Dampak Penerapan Fuel Surcharge pada Maskapai Wing Air Layanan No Frills terhadap Load Factor Rute Surabaya – Yogyakarta Dani Eka Kinarya; Nur Makkie Perdana Kusuma
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.620

Abstract

There was an increase in world oil due to geopolitical conflicts, this increase in fuel prices had an impact on the aviation industry, namely an increase in the price of avtur or aircraft fuel. One of them is Wing Airlines with a propeller-engined aircraft, namely ATR-72, expressed a complaint in the conditions experienced to ask for an adjustment in the price of airplane tickets for assistance from the government due to the avtur cost component which eats up operational costs. This study aims to determine the impact factors of the increase in aircraft fuel prices in the application of a new component called Fuel Surcharge. In addition, this study also aims to find solutions to overcome the impact of rising fuel prices by Wing Airlines on the Surabaya - Yogyakarta route. This research is descriptive using qualitative methods with data collection methods in the form of interviews, observation, and documentation. The data obtained is in the form of interviews with Wing Air Airline officers at Juanda International Airport as well as documents used to carry out daily activities. The results of this study indicate that the factors that increase passenger ticket fares in fuel operational costs are due to rising world oil prices, so that government regulations are imposed, namely applying a fuel surcharge component of 25% of the base price rate charged to service passengers. air freight. In the results the data obtained does not show a drastic change in the number of passengers (Load Factor) so that the increase in ticket prices does not have an effect on the number of passengers (Load Factor) to adjust fuel operational costs but additional costs (Fuel Surcharge) have been determined and determined by the government to parties airline to apply to the specified route. Keywords: Avtur increase, Fuel Surcharge, Load Factor
Pengaruh Pengetahuan Perbankan Syariah dan Religiusitas terhadap Minat Mahasiswa Perbankan Syariah untuk Memilih Bekerja di Perbankan Syariah: Studi Pada Mahasiswa Perbankan Syariah UINSU Angkatan 2018 Wika Nurfuadi; Kamilah K; Muhammad Ikhsan Harahap
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.621

Abstract

This study aims to determine the effect of religiosity and Islamic banking knowledge on the interest of Islamic banking students class of 2018 to choose to work in Islamic banking at UIN-SU faculties of economics and business. The data collection method in this study was the questionnaire method, namely distributing a list of statements (questionnaires) that would be filled out or answered by respondents to Islamic banking students class of 2018. To manage and analyze the data obtained and make research conclusions, quantitative analysis was used with multiple linear regression analysis techniques. which aims to obtain a comprehensive picture of the relationship between variables with the help of the SPSS (Statistical Package For Social Sciences) Version 2.9 program. The test results show that knowledge of Islamic banking has a significant effect on the interest of Islamic banking students to choose to work in Islamic banking, and religiosity has a significant effect on the interest of Islamic banking students to choose to work in Islamic banking. The predictive ability of these two variables on the interest of students to have careers in Islamic financial institutions is 46.7% while the rest is influenced by other external factors. Keywords: Knowledge of Islamic Banking, Religiosity and Interest in Working in Islamic Banking
Analisis Kinerja Personel Inspektur Angkutan Udara Otoritas Bandar Udara Wilayah III pada Optimalisasi Pengawasan Standart Pelayanan Minimal PT. Lion Mentari Airlines Inayah Ari Santi; Raden Fatchul  Hilal
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.622

Abstract

In order to realize aviation safety, security and services, it is necessary to carry out control, supervision and investigation activities by air transport inspectors. Flight services provided by the Air Transport Business Entity for economy-class passenger services, Scheduled Commercial Air Transportation and domestic flight routes. The intended passenger service standards include several things, including pre-flight service standards, in-flight service standards, and post-flight service standards. Pre-flight service standards consist of: flight information, reservation, ticketing, check-in, boarding process, handling of flight delays, flight cancellations and enied boarding passes. Because the number of inspectors in carrying out supervision can also be an influential aspect of the results of the Minimum Standard Inspection of the service. This study aims to determine the factors that get the results of optimizing Air Transport Inspectors on Lion Air airlines. This research is descriptive using qualitative methods with data collection methods in the form of observation, interviews, and documentation. The data obtained is in the form of interviews with the Air Transport Inspector at the Surabaya Region III Airport Authority Office as well as documents used to carry out daily activities. The results of this study show the factors that constrain the control team of the Air Transport Inspector for Lion Air airlines on the Supervision Result Sheet instruments. Namely the unsupervised air transport inspector of airline officers directly at each airline service sub-unit due to a shortage of air transport inspector personnel. Keywords : supervision, performance, air transport inspector.
Peran Petugas Aviation Security dalam Pelayanan Penerbangan di Bandar Udara Tjilik Riwut Palangkarya Evalia Dwi Lestari; Febriansyah Ignas Pradana
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.623

Abstract

In maintaining airport security, each airport has a security officer, namely Aviation Security (AVSEC). AVSEC are airport security personnel who are required to have responsibility for ensuring flight security who are required to have a license, the role of Aviation Security (AVSEC) officers is very important in security and safety. This study aims to determine whether the role of Aviation Security (AVSEC) officers in carrying out their responsibilities for security is in accordance with the SOP, and what problems occur when Aviation Security (AVSEC) officers are carrying out their duties. This study uses qualitative methods, data collection techniques in this study are interviews, observation, and documentation. Data analysis techniques using data reduction, data presentation, and data conclusions/verification. The results of this study indicate that the role of Aviation Security (AVSEC) officers has carried out their duties properly in accordance with applicable SOPs and always prioritizes 3S + 1C for passenger comfort. Obstacles during passenger inspection caused an error in the engine so that the inspection was not optimal and inspection of passenger luggage was carried out manually by Aviation Security (AVSEC) officers. Keywords: Aviation Security, The Role of AVSEC, Security, Safety, Flight Convenience.
Sistem Informasi Sebagai Peluang dan Tantangan Dakwah Dwi Larasati; Erwan Efendi; Sapriyani Hasibuan; Rizky Padli Harahap; Randy Gumala
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.624

Abstract

Application of a management information system to the Da'wah Organization Management Organization, which entails knowledge of the management information system, its goals, benefits, and features, as well as the Da'wah Organization Organization's management information system, from which we can learn how to apply this In missionary organizations, there is management, which starts with data processing and ends with data programming. Information systems need to be capable of offering useful information to managers, especially for users, in order to support operations and management within an organization in an integrated manner. Today's organizations need the involvement of many more internal parties than they did in the past when it came to their role and involvement in the development and management of information systems. Keywords : Information System, Opportunities, Dawah
Pengaruh Profesionalisme Sumber Daya Manusia terhadap Kinerja Karyawan di Kantor Samsat Wilayah II Kota Palembang Diajeng Woro Ambiko; M. Ichsan Hadjri; Parama Santati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.625

Abstract

This study aims to determine the effect of human resource professionalism on employee performance in the SAMSAT office regional II, Palembang City. The population in this study is all employees of the SAMSAT office regional II, Palembang City which amounts 72 employees. This study used saturated sampling technique. Data used in this study is primary data that collected by quisioner technique. The data analysis technique used is simple linear regression analysis. Based on the result of the study showed that the human resource professionalism had a positive and significant effect on employee performance of the SAMSAT office regional II, Palembang City. Keywords: Human Resource Professionalism, Employee Performance

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