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Dhita Febyanti
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Journal of Ekonomics, Finance, and Management Studies
Published by Universitas Muhammadiyah Gresik
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,633 Documents
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Analisis Nilai Tambah untuk Meningkatkan Keberlanjutan Rantai Pasok Agroindustri Kopi di Kabupaten Kerinci Heppi Syofya
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5216

Abstract

The purpose of the research is to analyze the amount of added value obtained by the actors and design a proposed strategy to increase the sustainability index in the coffee agro-industry supply chain. The analysis of added value was carried out using Hayami. The stages carried out were conversion analysis, identification of actors involved in the supply chain and calculating the profits of each actor. The amount of profit obtained by the actors in the existing supply chain is quite diverse, where the largest profit is obtained by KUB (80.42%), while the smallest profit is obtained by farmers, namely 56.96%.
Strategi Pengelolaan Danau Anggi Berbasis Kelembagaan Dengan Metode Interpretative Structural Modeling (ISM) Rachmawati Umaruddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5217

Abstract

Danau Anggi Gida dan anggi Gidji di Kabupaten Pegunungan Arfak merupakan salah satu sumber penyedia utama kebutuhan air bagi Masyarakat Pegunungan Arfak. Selain potensi sumberdaya air, kedua danau ini juga meiliki peran dalam pemanfaatan usaha tani nelayan serta destinasi wisata bagi Masyarakat setempat. Pemerintah kabupaten Pegunungan Arfak telah mencananggkan diri sebagai Kabupaten Konservasi dengan menndorong kedua objek danau ini sebagai destinasi wisata andalan berbasis ekologi dan konservasi di Pegunungan Arfak. Namun hingga saat ini, focus pengelolaan Kawasan tersebut masih belum jelas dan tumpeng tindih antara pemilik ulayat, pemerintah kabupaten dan provinsi serta balai konservasi sumberdaya alam, dan balai wilayah Sungai Papua Barat. Kondisi ini diperparah dengan terjadinya alih fungsi lahan dan kekeringan ekstrim yang mengakibatkan kebakaran hutan di wilayah tersebut beberapa waktu lalu sehingga menimbulkan penyusutan debit air dan rusaknya lingkungan sekitar. Keberhasilan pengelolaan sumberdaya air termasuk danau di dalamnya antara lain ditentukan oleh faktor kelembagaan. Penelitian ini bertujuan mengembangkan peran kelembagaan pengelolaan danau anggi berdasarkan kebutuhan dan karakteristik danau. Metode yang digunakakan adalah Interpretative Structural Modeling (ISM) yang diterapkan pada kasus danau Anggi Gida dan Anggi Gidji. Pengelolaan danau ini ditujukan untuk menjaga fungsi hirdrologi berupa fungsi pengendalian banjir dan cadangan air permukaan, pemanfaatan budidaya perikanan, serta destinasi wisata. Persoalan-persoalan yang terkait dengan batas yuridis kawasan, koordinasi dan komunikasi antar pihak, serta aturan/kebijakan yang belum memadai menjadi kendala utama dalam pengelolaan danau. Hal ini menjadi latar belakang diperlukannya kajian pengelolaan danau anggi berbasis kelembagaan.
Pengembangan Moocs Sukses Berbisnis di Marketplace Sebagai Peluang Bisnis Online Rahmaddian; Stefani Made Ayu Artharini Koesanto; Gunawan Wiradharma; Mario Aditya Prasetyo; Arina Rubyasih
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5221

Abstract

Marketplace is a digital platform that is familiar to use when buying and selling online. Marketplaces are crucial in enhancing the quality, marketing, and competitiveness of MSME services and products. There are so many MSMEs in the form of online stores in the marketplace. The existence of a marketplace is beneficial for business owners who are just starting their business on a particular marketplace platform. However, the existence of these online stores is considered not optimal in reaching a very broad market due to the lack of experience and knowledge to make business innovations. Therefore, a training through MOOCs is needed for MSMEs that have online stores incorporated in a marketplace. using the ADDIE Model to acquire prevalent knowledge regarding business strategies in the marketplace, xMOOCs are developed. The developed MOOCs consist of seven materials, namely (1) Basic Concepts of Marketplace, (2) Marketplace Business Models, (3) Preparation for Starting an Online Business in the Marketplace, (4) Selling in the Marketplace, (5) Strategies for Increasing Traffic in the Marketplace, (6) Managing and Developing Stores, and (7) Success Stories of Online Sellers in the Marketplace. The development of MOOCs through research obtains complete information from the design, development, to evaluation stages. These MOOCs can be used massively and effectively in providing useful knowledge for participants to increase sales in the marketplace.
Religiusitas sebagai Moderasi Pengaruh Pendidikan, Pendapatan dan Kesadaran Terhadap Minat Masyarakat Membayar Zakat Shulhah Nurullaily; Intan Qurratul Aini; Ahmad Nahidl Silmy
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5222

Abstract

                Zakat has a very large potential to improve the economy of Muslims. The economic potential of Muslims cannot be separated from zakat, because zakat is one of the pillars (rukun) in Islam which is closely related to economic factors. This study aims to determine religiosity as a moderation of the influence of education, income and awareness on people's interest in paying zakat. The current analysis uses a quantitative approach. The population of this study is muzakki who have paid zakat. The sample was taken from the population, and the selection of this study sample was determined by random sampling to produce a sample of 150 respondents. The results of this study found that education, income and awareness influence people's interest in paying zakat. Religiosity as a moderation is able to moderate the influence of income and awareness of people's interest in paying zakat. However, religiosity is unable to moderate the influence of education on interest in paying zakat.
Moderasi Pertumbuhan Ekonomi Terhadap Pengaruh Dana Perimbangan Daerah dalam Pengalokasian Belanja Modal pada Pemerintah Provinsi di Indonesia Melasari; Fitriasuri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.5226

Abstract

This study examines the impact of regional equalization funds on provincial government capital expenditure in Indonesia, with economic growth as a moderating variable. The analysis was conducted using secondary data from the APBD realization reports and the Central Statistics Agency for the period 2018-2022. The results show that general allocation funds, special allocation funds, and revenue sharing funds have a significant impact on capital expenditure. Economic growth was found to moderate the relationship between revenue sharing funds and capital expenditure, but not for general allocation funds and special allocation funds. These findings provide important insights for optimizing regional fiscal policies to increase revenue and capital expenditure, as well as supporting the equitable distribution of infrastructure development.
Determinan Kepuasan Wajib Pajak UMKM Terhadap Penggunaan Jasa Konsultan Pajak Hardi Juliawan; Dekar Urumsah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.5228

Abstract

This research aims to examine the influence of reliability, responsiveness, guarantee, empathy, physical evidence, flexibility and price factors on satisfaction with tax consultant services. This research uses a quantitative approach with survey methods and questionnaire techniques distributed to MSME taxpayers in Indonesia who have used tax consultants. Data were collected using convenience sampling techniques, the sample obtained was 330 respondents who were analyzed using SEM-PLS with SmartPLS 3. Based on hypothesis testing, the research results showed that reliability, responsiveness, guarantee, empathy, physical evidence, flexibility and price had a positive and significant effect on satisfaction with tax consultant services. This research uniquely combines both the SERVQUAL model framework and the marketing mix to evaluate and provide a comprehensive analysis of the dimensions of service quality and marketing strategies on MSME taxpayer satisfaction in using tax consultants.
Faktor Penentu Tingkat Pengangguran Provinsi Kepulauan Riau Erlangga Rajid; Fafurida
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5233

Abstract

               The dynamics of the region's labour market are called into question by the continually higher open unemployment rate in the province of Riau Islands compared to the national average. Using the years 2017–2023, this study looks into the causes of open unemployment in the province of Riau Islands. With an emphasis on the function of public spending, ease of access to technology, and GDP expansion. Using Eviews 12 software's FEM specification test and a quantitative method, this study evaluates secondary data provided from Statistics Indonesia (BPS) of the Riau Islands Province using panel data regression analysis. Government spending significantly lowers the open jobless rate, whereas technological advancement and economic progress significantly raise it. Based on these results, the Riau Islands Province needs effective policies to lower the open unemployment rate, maximise the use of government funds, and tap into the possibilities of technological access and economic growth.
Analisis Intesi Muzakki dalam Membayar Zakat Profesi Kota Medan Khairul Abdi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5253

Abstract

This study aims to analyze the intentions of muzaki in paying professional zakat in Medan City. The research explores various factors influencing muzaki's intentions, including awareness of professional zakat obligations, understanding of zakat concepts, religious beliefs, as well as the influence of the social environment and the role of zakat institutions in encouraging compliance. Data were collected through a survey of muzaki in Medan City and analyzed using a quantitative approach with multiple linear regression methods. The results indicate that high awareness and understanding of professional zakat, social support, and trust in zakat institutions significantly influence muzaki's intention to pay professional zakat. Furthermore, the study finds that the active role of zakat institutions in education and outreach positively impacts the compliance of muzaki. These findings have important implications for the development of more effective zakat policy strategies and for strengthening the role of zakat institutions in enhancing compliance with professional zakat in society.
Pengaruh Kualitas Pelayanan dan Kemampuan Sumber Daya Manusia Terhadap Kesejahteraan Anggota Koperasi Wahidiyah Kecamatan Kedungwaringin Ririn Uke Saraswati; Suripto Moh. Zulkifli; Satim Hamid
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.5256

Abstract

This study aims to determine the effect of service quality and human resource capabilities on the welfare of Wahidiyah Cooperative members of Kedungwaringin District, both partially and simultaneously. Quantitative research method with descriptive approach. The population in this study were all cooperative members. The sampling technique used Non Probability Sampling technique with a sample size of 120 people. Data collection using a questionnaire. The data analysis technique used is multiple linear regression analysis, classical assumptions and hypotheses. The results of data quality show all valid and reliable. Partial test results for service quality variables show tcount (7.571)> from ttable (1.980) and sig value 0.00 <0.05 then Ho is rejected and Ha is accepted which means there is a positive and significant influence on member welfare. Partial test results for the human resource capability variable show tcount (15.269)> from ttable (1.980) with a sig value of 0.00 <0.05, so Ho is rejected and Ha is accepted, which means there is a positive and significant influence on member welfare.  The test results simultaneously obtained the value of fcount (117.840)> from ftable (3.07) with a sig value of 0.00 <0.05 it can be concluded that H0 is rejected and Ha is accepted, meaning that service quality (X1) and human resource capabilities (X2) together have a significant effect on the welfare of members.
Pengaruh Pengembangan Karir, Pengalaman Kerja dan Motivasi terhadap Kualitas Kerja Karyawan Septa Intiar; Eliagus Telaumbanua; Kudsi Holil; Pretty Failasufa Aziza; Mohammad Gifari Sono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5259

Abstract

Superior and quality human resources must always be managed and supported by the company to achieve the expected performance. Achieving goals based on human resource management will show how the company should obtain, develop, foster, and prosper employees. This study aims to determine the effect of career development, work experience and motivation on employee work quality. The current analysis uses a quantitative approach. The results of the study found that career development, work experience, and motivation are interrelated and have a significant influence on employee work quality.

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