cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
p3h@unupasuruan.ac.id
Phone
+6282245549135
Journal Mail Official
p3h@unupasuruan.ac.id
Editorial Address
Jl. Warungdowo, Pohjentrek, Komplek PCNU, Pasuruan
Location
Kab. pasuruan,
Jawa timur
INDONESIA
Tasharruf : Journal of Islamic Economics and Business
Published by Universitas Nahdlatul Ulama Pasuruan
ISSN : 29621836     EISSN : 29628407     DOI : https://doi.org/10.55757/tasharruf
Core Subject : Economy,
Economics, Econometrics & Finance
Tasharruf : Jurnal Ekonomi dan Bisnis Islam , (P-ISSN : 2962-1836 , E-ISSN : 2962-8407 ) diterbitkan dua kali setahun (Mei dan November) oleh Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan. Jurnal ini berfungsi sebagai media untuk mengeksplorasi pemikiran kritis tentang isu-isu Ekonomi dan Bisnis Islam. Terbuka untuk semua akademisi, praktisi, intelektual, dan mahasiswa dengan spesifikasi studi Ekonomi Islam. ide-ide yang meliputi artikel penelitian, ide konseptual, tinjauan literatur, dan pengalaman praktis. Ruang lingkup Tasharruf : Jurnal Ekonomi dan Bisnis Islam terbatas pada ekonomi Islam, perbankan dan keuangan Islam, manajemen ekonomi Islam, hukum ekonomi Islam, manajemen Zakat , Infaq , Shodaqoh, dan Wakaf, kewirausahaan dan bisnis Islam, pemikiran ekonomi Islam, asuransi Islam, akuntansi Islam.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 46 Documents
 1   2   3   4   5 
Perilaku Masyarakat dalam Mengambil Keputusan Memperoleh Pinjaman Uang pada Rentenir Ditinjauan dari Ekonomi Islam : di Desa Bajangan Kecamatan Gondang Wetan Pasuruan C, Nailatul Khoiriyah; Labibi, silda
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.87

Abstract

This study shows people's behavior in making decisions to get money loans to moneylenders, to increase economic income, because not all people have sufficient capital to build their businesses. This condition makes it difficult for people, including small traders, to build their businesses. So that most people turn to borrow from moneylenders. This type of research uses qualitative research, while the research location is carried out in Bajangan Village, Gondangwetan District, Pasuruan. The approach used in this study uses a phenomenological approach model, in this study using two data sources, namely primary data and secondary data. Data analysis is done by working with data, organizing data, sorting it into units so that it can be managed. The results of the study show that people's behavior knows the law about the prohibition of usury carried out by moneylenders. However, there are many needs that force people to use the services of loan sharks. There are also many people who feel helped by the existence of the moneylender market because their presence can help the community's needs which sometimes suddenly become urgent. Furthermore, the ease of the loan process and without making agreements on paper only uses the basis of trust between the community and moneylenders, besides that there are no guarantees and there are no restrictions on borrowing.
Peran Lembaga Keuangan Syariah dalam Industri Halal sudut Pandang Maqosid Syariah Bakhri, Saiful; Saiban, Kasuwi; Munir, Misbahul
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.88

Abstract

This paper explores the contribution of Islamic financial institutions in the halal industry from the point of view of maqashid sharia. Financial transaction activities are aimed at achieving mashlahah or economic prosperity for each person and citizen. However, the implementation of this mashlahah as the conceptual framework of sharia maqashid requires criticism that can contribute instantly to sharia business activities. The formulation of each Islamic banking and financial product is inseparable from the study of ushul fiqh and sharia maqashid. Linked to Islamic banking products, ushul fiqh with a maqashid sharia perspective shares philosophical perspectives and rational thoughts about contracts in each Islamic banking product. With the Maqashid Syariah approach, Islamic banking and financial products can grow well and can respond to rapidly changing business progress. This research uses content analysis by conducting a literature review on the theme. This paper formulates that Islamic financial institutions are driven by spirituality and ethical values ​​derived from maqashid al-syari'ah
Keberadaan Ekosistem Ekonomi dan Keuangan Terhadap Pertumbuhan Pasar Modal Syariah di Indonesia Yusuf, Yusuf; Hidayatullah, Syarif
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.90

Abstract

The existence of a good Islamic economic and financial ecosystem will grow the performance of Islamic financial institutions. Islamic capital market institutions that manage investment products are expected to be able to manage these assets in order to provide benefits in the form of a greater rate of return to investors. This study aims to analyze the existence of the Islamic economic and financial ecosystem in increasing the growth of the Islamic capital market in Indonesia. This qualitative descriptive study was written based on literacy studies. The conclusion of the study is that a good Islamic economic and financial ecosystem can grow the performance of capital market institutions in Indonesia in improving the welfare of investors
Analisa Produk Tabungan BSI dalam Menarik Minat Nasabah Firman, Rachmad Nor; Ilfiah, Siti
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.91

Abstract

Bank Syariah Indonesia Pasuruan Branch is one of the banks operating based on sharia principles that offers products for raising funds and distributing funds, one of which is BSI savings. This BSI savings account is based on sharia principles with a mudharabah muthlaqah contract. This study uses primary data and secondary data. The results showed that the marketing strategy of BSI's savings products was to attract customers' interest. Bank Syariah Indonesia Pasuruan Branch has been running well, from promoting, socializing, distributing brochures and participating in certain events. In addition, the existence of Bank Syariah Indonesia Pasuruan Branch is very helpful for customers to open various kinds of savings provided by Bank Syariah Indonesia Pasuruan Sub-Branch Office.
Teori Aset dalam Perspektif Fiqih Islam dan Pengembangan Industri Halal Habibi, M. Luthfillah; Saiban, Kasuwi; Munir, Misbahul
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.112

Abstract

An understanding of assets from a sharia perspective is very important in relation to the halal industry. This is because assets are the object of the transaction as well as one of the pillars of ta'aqud which is the majority of the Intiqolul Milkiyah method. By looking at the urgency of understanding assets from a sharia perspective, this study attempts to conduct a study of assets to produce a systematic asset description. The method used is a literature study. Excavation of this asset description refers to the Qur'an, Al Hadith and books of fiqh to obtain depth of analysis. Finally, this research formulates that haram products are divided into four, namely from the aspect of its essence, how to get it, where to get it and when to get it. In addition, this study also formulates that only assets that have sharia value can be transacted with syar'iyah contracts. And understanding fiqh in relation to the development of the halal industry will greatly help the growth and development of the halal industry in a massive, comprehensive and integrative manner.
Implementasi Bank Wakaf Mikro Digital Terhadap Peningkatan Produk Pembiayaan Usaha Mikro Kecil Menengah di Indonesia Yusuf, Yusuf; Pertiwi, Novi Dian; Azizah, Ismatul
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i2.187

Abstract

Digital micro Bank communal financial institution expected can manage the the asset to be giving the benefit in the form of prosperity to people. This research aim to to analyse management of digital micro communal ownership bank which done by the Moslem law financial institution get trust from Kementerian Agama as organizer of money communal ownership in Indonesia so in this time. This Descriptive qualitative research written pursuant to study literasi Conclusion of research is digital micro communal ownership bank financial institution require to optimal of application implementation BWM digital to deliver prosperity and trust of client
Dampak Rasio Keuangan terhadap Bagi Hasil Tabungan Mudharabah pada Bank Syariah Indonesia (2015-2020) Imbi Dewandari; Fuad Hasyim; Dian Rachmawati
Tasharruf : Journal of Islamic Economics and Business Vol. 4 No. 1 (2023): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v4i1.219

Abstract

Tingkat bagi hasil tabungan mudharabah sangat penting dalam kinerja perbankan Islam, namun faktor-faktor penentunya masih belum banyak dieksplorasi. Penelitian ini mengkaji dampak rasio keuangan—Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Operating Expenses to Operating Income (BOPO), dan Financing to Deposit Ratio (FDR)—terhadap tingkat bagi hasil tabungan mudharabah di Bank Umum Islam di Indonesia dari tahun 2015 hingga 2020. Dengan menggunakan pendekatan penelitian kuantitatif, data dikumpulkan dari 11 Bank Umum Islam yang dipilih melalui purposive sampling dari bank-bank yang terdaftar di Otoritas Jasa Keuangan (OJK). Analisis regresi linier dilakukan untuk menilai hubungan antara rasio keuangan dan tingkat bagi hasil. Temuan penelitian ini mengungkapkan bahwa CAR, BOPO, dan FDR tidak berdampak signifikan terhadap tingkat bagi hasil tabungan mudharabah. Sebaliknya, NPF berdampak signifikan terhadap tingkat bagi hasil, yang menunjukkan bahwa pengelolaan pembiayaan bermasalah yang efektif sangat penting untuk meningkatkan hasil tabungan mudharabah. Hasil ini menyoroti pentingnya praktik pengelolaan keuangan yang baik di bank-bank Islam. Penelitian di masa mendatang harus mengeksplorasi faktor-faktor tambahan yang memengaruhi tabungan mudharabah dan memperluas analisis ke instrumen keuangan Islam lainnya untuk memajukan pengembangan perbankan Islam di pasar negara berkembang.
Pengaruh Kemudahan, Manfaat Dan Pengetahuan Terhadap Minat Penggunaan E-Commerce Pada Generasi Z Mahfiyah, Mahfiyah; Muthmainnah, Muthmainnah
Tasharruf : Journal of Islamic Economics and Business Vol. 4 No. 1 (2023): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v4i1.221

Abstract

Abstract This study aims to determine the effect of convenience, benefits and knowledge on the interest in using e-commerce in generation Z. The method in this study uses descriptive quantitative methods. Data was taken by distributing the questionnaire link to Generation Z in Jember Regency as many as 138 people. Data were analyzed using the SPSS 2019 application with multiple linear regression analysis. The results of the analysis show that partially: Ease of Use has a significant positive effect on interest in using e-commerce in Generation Z. Usefulness/Benefits have a significant positive effect on interest in using e-commerce in Generation Z. Knowledge has a significant positive effect on interest in using e-commerce commerce in Generation Z. Simultaneously convenience, benefits and knowledge have a significant effect on the interest in using e-commerce in generation Z.
Implementasi Akad Qard sebagai Akad Tabarru’ dalam Perbankan Syariah: Indonesia Azlina, Nur; Nafis, Cholil
Tasharruf : Journal of Islamic Economics and Business Vol. 4 No. 1 (2023): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v4i1.246

Abstract

Artikel ini bertujuan untuk mengetahui bagaimana implementasi akad qardh sebagai akad tabarru’ dalam perbankan syariah. Tujuan penelitian ini adalah untuk menganalisis pelaksanaan akad Qard di bank syariah. Metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif. Metode kualitatif ini muncul karena terjadi perubahan paradigma dalam memandang suatu realitas. Dalam penelitian kualitatif, peneliti menggunakan pendekatan library research yakni penelitian yang obyek kajiannya menggunakan data pustaka berupa buku-buku sebagai sumber datanya, membaca, menelaah, dan menganalisis berbagai literatur yang ada, berupa alquran, hadits, kitab, maupun hasil penelitian. Hasil penelitian menunjukan bahwa akad tabarru’ adalah segala macam perjanjian yang menyangkut non profit transaction (transaksi nirlaba) dan akad qardh merupakan salah satu dari akad tabbaru, dimana karakteristiknya pada akad qardh tersebut adalah mengenai pinjam meminjam yang menitikberatkan pada sikap tolong menolong dan jenis akad qardh dimana ia tidak mencari keuntungan. Dalam praktiknya pada perbankan syariah ada dikenal namanya biaya, jadi tambahan untuk biaya seperti biaya administrasi, biaya materai, ini diperbolehkan.
Pengembangan Wakaf Produktif untuk Memperkuat Kemandirian Ekonomi Pesantren: Studi Kasus L-kaf Sidogiri Haanurat, A. Ifayani; Johari, Fuadah; Rahim, Hainnuraqma Binti
Tasharruf : Journal of Islamic Economics and Business Vol. 4 No. 1 (2023): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v4i1.250

Abstract

Kemandirian ekonomi pesantren masih menjadi tantangan yang signifikan, terutama di pasar negara berkembang. Penelitian ini mengkaji peran dan implementasi wakaf produktif sebagai solusi untuk memberdayakan pesantren secara ekonomi. Fokus penelitian ini adalah L-kaf Sidogiri, yang telah secara efektif memanfaatkan wakaf uang sebagai instrumen untuk menghimpun dan mengelola dana wakaf. Metode penelitian kualitatif digunakan dalam penelitian ini, dengan data yang dikumpulkan melalui wawancara, dokumentasi, dan observasi langsung. Data dianalisis menggunakan teknik analisis deskriptif dalam pendekatan studi kasus.Hasil penelitian menunjukkan bahwa dana wakaf yang terkumpul diinvestasikan secara strategis pada berbagai unit usaha di dalam dan di luar lingkungan pesantren Sidogiri. Khususnya, 60% dari hasil wakaf dialokasikan untuk kegiatan berbasis pesantren, sementara 40% dialokasikan untuk inisiatif eksternal, yang memastikan pertumbuhan ekonomi berkelanjutan. Model ini tidak hanya meningkatkan kemandirian finansial pesantren, tetapi juga berkontribusi pada pengembangan masyarakat.Penelitian ini menyimpulkan bahwa wakaf produktif merupakan alat penting untuk memungkinkan kemandirian dan mendorong dampak sosial ekonomi yang lebih luas. Disarankan agar lembaga Islam lainnya mengadopsi model serupa untuk mencapai keberlanjutan finansial dan selaras dengan prinsip ekonomi Islam.

Page 3 of 5 | Total Record : 46

 1   2   3   4   5 

Filter by Year

2020 2024


Reset
Filter By Issues
All Issue Vol. 5 No. 2 (2024): Tasharruf : Journal of Islamic Economics and Business (November) Vol. 5 No. 1 (2024): Tasharruf : Journal of Islamic Economics and Business (Mei) Vol. 4 No. 2 (2023): Tasharruf : Journal of Islamic Economics and Business (November) Vol. 4 No. 1 (2023): Tasharruf : Journal of Islamic Economics and Business (Mei) Vol. 3 No. 2 (2022): Tasharruf : Journal of Islamic Economics and Business (November) Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei) Vol. 2 No. 2 (2021): Tasharruf : Journal of Islamic Economics and Business (November) Vol. 2 No. 1 (2021): Tasharruf : Journal of Islamic Economics and Business (Mei) Vol. 1 No. 2 (2020): Tasharruf : Journal of Islamic Economics and Business (November) Vol. 1 No. 1 (2020): Tasharruf : Journal of Islamic Economics and Business (Mei)