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Malacca: Journal of Management and Business Development
Published by Yayasan Pendidikan Islam Bustanul Ulum Mojokerto
ISSN : -     EISSN : 30478782     DOI : 10.69965/Malacca
Core Subject : Science,
Decision Sciences, Operations Research & Management
Malacca: Journal of Management and Business Development (MJMBD) is a media publication manuscript that contains the results of business management and economic development applied to peer-reviewed. MJMBD is published twice a year (April and November). Manuscripts published in the MJMBD include the results of scientific research, original articles, and scientific reviews that are new. The MJMBD accepts manuscripts in the field of research that cover scientific fields: Economics / Islamic Economics Human Resources Management / E-HRD Management Marketing / E-Marketing /Digital Marketing Management of Financial and Financial Technology Accounting / E-Accounting / Islamic accounting Taxation / E-Taxation Entrepreneurship / E-Business Marketing Information Systems Technology in Economics Banking / Islamic Banking Agribusiness / Agricultural Economy
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 24 Documents
 1   2   3 
Congregation-Based Service Financing Scheme (LASISMA) in Improving Customer Business at BMT NU Larangan Pamekasan Branch Hasanah, Fitriyatun; Asy’ari, Qaiyim; Hayati, Nur; Toyyibah, Nurul; Ningsih, Purnama
Malacca: Journal of Management and Business Development Vol. 1 No. 1 (2024): Malacca: Journal of Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i1.47

Abstract

Financing is one that is really needed by the community to meet their needs, one of which is the financing contained in the BMT NU larangan branch, namely congregation-based service financing (LASISMA), this financing uses the Al qordhul Hasan contract and customers or partners increase every year. In this study, researchers describe. How is the implementation of congregation-based service financing (LASISMA) in the larangan subdistrict customer business at the larangan branch of BMT NU, the researcher also describes what are the inhibiting and supporting factors in congregation-based service financing (LASISMA) at the larangan branch of NU BMT. The result of this research is a congregation-based service financing scheme (LASISMA) in increasing business. customers, the BMT groups members of at least 5 and a maximum of 20 members, then BMT provides basic education and conducts surveys, makes letters of recommendation and monitors the customer's business. Factors that become obstacles and supports in financing LASISMA are the existence of groups that also offer similar financing to LASISMA, namely in the form of groups, and also the customer's lack of understanding in managing their business. And one of the supporting factors is the ease of getting financing and installments.
Optimization of Gold Pawn Product Advantages to Increase Customer Base Slamet; Rosidi, Mohammad; Riky, Moh.
Malacca: Journal of Management and Business Development Vol. 1 No. 1 (2024): Malacca: Journal of Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i1.48

Abstract

The objective of this study is to examine the main characteristics that impact customer satisfaction with pawn products at BPRS Bhakti Sumekar, with a specific focus on its Waru Branch. Data for this study were gathered using a qualitative descriptive approach, through interviews conducted with the management, employees, and customers of BPRS Bhakti Sumekar's Waru Branch. In addition, supplementary data were acquired from papers, journals, and internal records of the bank. The research aims to maximize the benefits of gold pawn products in order to broaden the consumer base. BPRS Bhakti Sumekar, previously named BPR Bhakti Sumekar, is a Regional-Owned Enterprise (BUMD) located in Sumenep Regency. It was founded on September 16, 2002, first as a limited liability company (PT) before converting to a BUMD status. BPRS Bhakti Sumekar has a notable presence in the local financial sector with two Cash Offices and 28 Branch Offices, one of which is the Waru Branch.
The Influence of Promotion on the Public's Interest in Becoming Customers at KSPPS BMT NU Branch Karang Penang Hidayat, Muhammad Taufiq; Rohman, Abd.; Busro, Busro; Ferdiansyah, Mudi
Malacca: Journal of Management and Business Development Vol. 1 No. 1 (2024): Malacca: Journal of Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i1.49

Abstract

Analyzing the influence of promotions on people's interest in becoming customers at KSPPS BMT NU Karang Penang Branch. The research was conducted using a qualitative approach, with a case study type of research. Data collection techniques were carried out using observation, interviews and documentation methods. Meanwhile, checking the validity of the data uses technical triangulation. The research results show that the strategy developed is: First, providing various types of products in a complex manner. Second, build relationships by holding regular meetings in priority areas that have great prospects in carrying out marketing. Third, strengthen relationships and collaborate with certain agencies or institutions on certain activities to maintain relationships with customers. Fourth, provide pick-up and drop-off services to make it easier for customers to carry out transactions. Fifth, attend several educational institution activities to maintain family relationships and maintain emotional ties with customers. The implications are, it is able to attract the interest of potential customers to carry out transactions and increase the loyalty of existing customers towards BMT NU because of the formation of trust and a sense of comfort with the relationships built. So that prospective customers built by BMT NU provide good fed back.
Implementation of Rahn and Murabahah Agreements at KSPPS BMT NU East Java Mayang Jember Branch Falahuddin, Moh. Arif; Kamil, Ahmad; Rahman, Fadali
Malacca: Journal of Management and Business Development Vol. 1 No. 1 (2024): Malacca: Journal of Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i1.50

Abstract

Rahn and murabahah are one of the financing products at KSPPS BMT NU which aims to increase financial inclusion and community economic empowerment. This research explores the implementation of Rahn and murabahah in BMT NU with a focus on the process and its impact on community economic development. The research method used is a qualitative approach through in-depth interviews with BMT managers and analysis of related documentation. The research results show that of the several contracts in KSPPS BMT NU, two of them are the community's favorite products, namely rahn and murabahah, which have been successfully implemented by prioritizing the principles of justice, transparency and active member participation. This financing has had a positive impact in increasing financial access, helping the development of usaha mikro, kecil, menengah (UMKM), and strengthening the community's economy. The implications of this research provide an important contribution in understanding the role of KSPPS BMT NU in advancing an inclusive and sustainable economy at the local level.
The Multi-Social Relation of the Cattle Industry in the Plaosan Subdistrict Animal Market of Magetan Regency Isbahi, Muhammad Baiqun; Zuana, Muhammad Mujtaba Mitra; Toha, Mohamad
Malacca: Journal of Management and Business Development Vol. 1 No. 1 (2024): Malacca: Journal of Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i1.51

Abstract

As a legacy of the colonial era, the people of East Java have established cattle raising and development with four fundamental objectives in mind. To begin with, the cow signifies social standing. Social status in the local community is established not only by the financial resources of individual families, but also by the number of cows housed in a given pasture. Furthermore, the bovine serves as a support animal during the process of mating. The bovine is a sacred animal in East Java, representing matrimony to the local populace. Third, cows as economically beneficial animals. Furthermore, cattle are a commodity in which local economic authorities with vast business networks engage in commerce. Regarding cattle businessmen, this descriptive qualitative study seeks to investigate the socioeconomic networks of lower-class cattle producers who also practise subsistence agriculture. As qualitative research, this study collected field data through three primary methodologies. Initially, a comprehensive interview was undertaken with purchasers, the Magetan regency administration, and the local strong man business network. The second is the observation that was conducted in Plaosan subdistrict animal market and Dele villages in Magetan regency. Furthermore, an extensive focus group discussion (FGD) was conducted with stakeholders from the selling cycle, including local governments, businesses, cattle merchants, and the general community. This study's findings will be disseminated via scientific journals and local media.
Exploration of Community Empowerment in a Village as the Entrance to a Lake in East Java Zuana, Muhammad Mujtaba Mitra; Toha, Mohamad; Isbahi, M. Baiqun
Malacca: Journal of Management and Business Development Vol. 1 No. 1 (2024): Malacca: Journal of Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i1.52

Abstract

The objective of this study is to investigate community empowerment initiatives aimed at providing support to communities located near a Lake in East Java, with a particular focus on Sidomukti village, which serves as the gateway to the Sarangan Lake (TNK). A case study strategy was employed to gather thorough data, utilising data-gathering approaches such as interviews, observation, and documentation. The employed methodology for data analysis is descriptive qualitative. Data analysis involves the systematic arrangement of data, its categorization into distinct units, its integration, the identification of patterns, the selection of significant elements for further investigation, and the formulation of conclusions. The findings of the study revealed that many empowerment initiatives were implemented in KNP-supporting villages, with a particular focus on villages. Notably, the Mandiri Tourism initiative within the National Community Empowerment Programme (PNPM) garnered a favourable reception from the local community. In addition to this, other local community empowerment programmes have emerged from both local and village government endeavours, as well as from the Sidomukti village community itself. One such initiative involves the establishment of tourism awareness clubs. The Sarangan Lake Tourism Association has led to the establishment of various entities in the accommodation industry, transportation services, restaurants, cafes, and art galleries. Additionally, the village-owned enterprise (BUMDES) STW of Village has empowered the local community in the fields of agriculture and agro-tourism. Furthermore, BUMDES has established strong connections with the wider society. BUMDES is comprised of nine hamlets. The organisation comprises three distinct business divisions, including the Coming Business Unit, the Tourism Unit, and the Savings and Loans Unit.
Analysis of the Perception of Islamic Boarding School Residents Towards Halal Labeled Food (Case Study: PPAI Mambaunnur Islamic Boarding School) Basuki, Hari; Abrohim , Maulana Bani
Malacca: Journal of Management and Business Development Vol. 1 No. 2 (2024): Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i2.80

Abstract

In our daily lives as humans we cannot escape from consumer behavior. Factors that greatly influence consumer decisions to buy certain goods are definitely perceptions. Perception, according to the Big Indonesian Dictionary (KBBI), is the absorption and process of knowing several things through a person's five senses; direct response (reception) of something. The perception of residents of the PPAI Mambaunnur Islamic boarding school towards halal-labeled food products is that most of the residents of the Islamic boarding school agree with the halal label on a food product, the Islamic boarding school is a dormitory for studying the Koran. The approach used in this study is a qualitative approach based on problems that are intended to find each person's perception in responding to something according to their respective theories and understandings, not to seek generalizations. The data collection for this study uses observation, interview and documentation techniques. The data analysis techniques used are reduction, analysis and then drawing conclusions. The results of the study showed that out of 22 informants, 16 informants/people agreed and 6 others did not agree and this is a natural thing because each has different knowledge and understanding and the residents of the Islamic boarding school themselves already know the rules or understanding of halal and thoyib food well according to their respective understandings or understandings. and from the residents of the PPAI Mambaunnur Islamic boarding school, it can be said that they all know the halal label from several media or other methods such as knowing from the packaging or other information such as the internet or other social media.
Darfiq's Cross-Marketing Strategy in Facing Competition Buana, Miftahal Anjarsabda Wira; ZA, Moh. Ah. Subhan
Malacca: Journal of Management and Business Development Vol. 1 No. 2 (2024): Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i2.81

Abstract

Every business must be able to make itself a winner in a market that is always changing rapidly. One of them is by implementing a marketing strategy. However, in reality, several problems occur in the market, including excess capacity resulting in hyper-competition; Too many chasing customers whose numbers continue to decrease, and most products lack differentiation as a result of which many companies experience a decline in market share, stagnation and even go bankrupt because they cannot compete. Lintas Darfiq, which is an Umrah travel service provider located at Karah Agung Number 1 Surabaya and Ruko Planet Number 5 Jalan Lamongan, has only been running for 4 years, with an increase in the number of pilgrims which is sometimes no more than 25% which is less significant for the management which can be said to be stagnant because management has not yet dared to fight the price, lack of management in finding informants and new markets. For Lintas Darfiq, who is new to the Umrah travel business, the majority of which is oriented towards the Lamongan market because in its marketing it is more oriented towards a well-known mentor in Lamongan, sometimes the value of excellence in worship that it has is crossed out due to a lack of commitment in quality. The Surabaya market is very critical compared to the Lamongan market to be accepted by the Surabaya market. Their products must have good and high quality to eliminate the impression that Lintas Darfiq Lamongan is of lower quality than other Umrah travelers in Surabaya. This research method uses a descriptive qualitative approach. Data collection techniques were carried out through a preliminary survey and field studies consisting of interviews, observation and documentation. The results of the study found that Lintas Darfiq is in the second column in the second row, using the IFAS and EFAS Matrix, respectively, the IFAS score = 2.90 and EFAS = 2.46. IFAS and EFAS scores are then entered into the IE Matrix and then vertical and horizontal lines are drawn, then a meeting point occurs in quadrant V, which is a concentration diversification strategy, and also explained in the SWOT diagram, Lintas Darfiq is in quadrant 3 which means the company faces an opportunity a very large market but on the other hand it faces some external constraints or threats. The focus of this corporate strategy is to minimize internal problems in the company so that it can overcome threats and seize better market opportunities.
Analysis of the Economic Independence of Islamic Boarding Schools Through Smart Card Digitalization Innovation (Case Study of Al-Amin Islamic Boarding School Mojokerto) Syarifuddin, Muhammad; Toha, Mohammad; Hamza, Hichem
Malacca: Journal of Management and Business Development Vol. 1 No. 2 (2024): Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i2.82

Abstract

In making economic growth almost all aspects are supported by the sophistication of information technology which is developing very rapidly. The government has made many policies to continue to spur economic growth. The economic independence of Islamic boarding schools through the advancement of digital technology at the Al-Amin Islamic Boarding School, in addition to being a place to gain knowledge, is also taught how students can become good entrepreneurs. In its implementation, it applies an entrepreneurial spirit and technological advances by innovating to support the needs of students and providing a method of student entrepreneurship based on technology and entrepreneurs that can be applied in the lives of its students. This study uses a type of field research with a qualitative approach. Data collection techniques used through observation, interviews, documentation, online data searches. The results of this study are that the economic independence of Islamic boarding schools at the Al-Amin Sooko Islamic Boarding School is implemented in the form of businesses and learning that can increase the economic independence of Islamic boarding schools. Several professional businesses such as Al Amin Mart, financing business units, refill water depots, sewing training. So that the Al-Amin Islamic Boarding School can develop both economically and also produce alumni who are able to become entrepreneurs who can benefit the community. In addition, the Al-Amin Islamic Boarding School has an innovation in economic digitalization by having a smart card. The purpose of this innovation is so that students can use it safely and comfortably, where cash is prone to the risk of being lost and so on. In the efforts made by the Al-Amin Islamic Boarding School, it can be said to be independent even though not entirely.
Analysis of the Role of Transformational Leadership Style on Employee Performance (Case Study at PT. BPRS Mojoartho Mojosari) Alvina, Tahta; Fauziah, Nur Dinah
Malacca: Journal of Management and Business Development Vol. 1 No. 2 (2024): Management and Business Development
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/malacca.v1i2.97

Abstract

Leadership style has a very important role in banking institutions because it greatly influences the work climate, the work climate in a company will affect the conditions, motivation, and work spirit of employees. This study aims to analyze the role of transformational leadership style on employee performance. In this study, the researcher used a qualitative case study, the location of this study was at PT. BPRS Mojoartho Mojosari. The data collection techniques used were observation, interviews, and documentation. The data analysis technique used was a triangulation of data sources. The results of this study indicate that the analysis of the role of transformational leadership style follows the characteristics of transformational leadership known as 4I, namely idealized influence, inspirational motivation, intellectual stimulation, and individualized consideration. With this suitability, it can be said that the leader of PT. BPRS applies a transformational leadership style well. The motivation given by the leader of PT. BPRS Mojoartho Mojosari to his employees is to gives awards to employees who excel and promotions if they have worked for a long time and continue to provide good performance.

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