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Jurnal Ilmiah Ekonomi Terpadu
Published by Universitas Teuku Umar
ISSN : -     EISSN : 28085582     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ilmiah Ekonomi Terpadu (jimetera) diterbitkan oleh Fakultas Ekonomi Universitas Teuku Umar. Jurnal ini bertujuan menjadi sarana bagi para mahasiswa dan dosen untuk mengembangkan dan mengkomunikasikan hasil-hasil riset dan/atau kajian analitis di bidang Ekonomi, Akuntansi, Manajemen, Bisnis dan bidang lain yang berkaitan. Jimetera terbit sebanyak 2 (dua) kali dalam setahun dengan periode terbit Januari dan Juli. Semua publikasi dapat diakses secara terbuka dalam teks lengkap dan bebas untuk diunduh.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 85 Documents
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Evaluasi Transformasi Good Corporate Governance pada Bank Aceh Syariah Fajar Gunawan; Rina Maulina
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 4, No 1 (2024): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v4i1.8807

Abstract

The Islamic banking sector has experienced significant development, offering various Sharia-compliant products such as Islamic savings, Sharia-based accounts, and Sharia deposits, emphasizing the need for a robust implementation of good corporate governance. This study aims to differentiate the disparities in applying good corporate governance at Bank Aceh Syariah before and after its conversion. This qualitative descriptive research focuses on Good Corporate Governance at Bank Aceh Syariah, utilizing secondary data such as the company's annual reports from the periods 2014-2015 (conventional) and 2018-2022 (Sharia). The results of the GCG self-assessment at Bank Aceh Syariah for the years 2014-2015 in the conventional operational system had an average GCG score of 1.86, which was better compared to the period of 2018-2022 in the Sharia operational system with an average GCG score of 1.90. This indicates that the implementation of Good Corporate Governance at Bank Aceh during conventional operations was superior compared to operations in the Sharia system. Post-conversion to the Sharia system, there is an additional organizational structure in the implementation of Good Corporate Governance with the establishment of a Sharia Supervisory Board, responsible for overseeing the bank's business activities aligned with the Fatwa of the National Sharia Council.
Analisis Kinerja Pada Beberapa Kabupaten dan Kota Di Aceh Shebrina Amellya; Syukriy Abdullah
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 1, No 1 (2021): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v1i1.4325

Abstract

Abstract PAD becomes the basis for consideration for local governments when preparing budgets that will be agreed with the DPRD. Some of the PAD targets have not been achieved, so there is a possibility of a shortage of funds to finance expenditures. When setting PAD targets, local governments inflate the target so that they can budget the same amount of spending. If the income does not reach the target, there will be a cut in spending allocation. Therefore, this research is needed to analyze how the pattern or behavior in the performance of PAD and its components. Poor performance for PAD or PAD targets not being achieved can have several meanings, one of which is that PAD targets are forced or are above potential. The DPRD or the regional head himself imposes a high PAD target because if the PAD target is high, then the allocated expenditure can also be high. PAD that exceeds the target may have agency problems, because the SKPD proposes a PAD target that is too low. Agency problems in budget changes occur when budget changes are based on fulfilling the self-interest of budget decision makers. Thus, the determination of the budget on the income and expenditure will result in a variance or difference between the budget and realization. The difference between the budget and the realization will indicate inaccuracies in setting targets in the budgeting process.Keywords: Anggaran, PAD, Realisasi, Teori Keagenan, Varian.
Risiko Kecurangan (Fraud) pada Pemerintah Daerah di Indonesia: Analisis Terhadap Temuan Audit Abrar Amri; Cut Widy Aulia Putri
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 4, No 1 (2024): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v4i1.8892

Abstract

The risk of fraud in local governments in districts and cities resulting from internal control deficiencies was reported in a series of audits carried out by the Audit Board. This research analyzes 23 Audit Reports on the Financial Report of Regency and City Regional Governments in Aceh for the 2022 Fiscal Year issued by the Aceh Province Representative of Audit Board. The Audit Result Reports on the Financial Reports of the Regional Government of Regency Municipalities in Aceh for the 2022 Fiscal Year observed in this research each contained between 10 and 21 findings with an average of 16 findings related to weaknesses in the internal control system and non-compliance with legislative regulations. Some of these entities, city districts, are indeed small. The 23 district and city government control audits, 18 (78%) which is considered to have a good internal control system and operates effectively, resulting in an audit opinion of "Unqualified ". The remaining 5 district and city government control audits (22%) identified internal control deficiencies and contains recommendations for improvement with a number ranging from 10 to 21 with an average of 16 recommendations per audit. Not all recommendations involve a lack of control, but most do (due in part to budgeting issues).
Kinerja Keuangan Pemerintah Daerah: Pengukuran dan Manfaatnya Cut Rizky Nuraafiyah; Syukriy Abdullah
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 1, No 1 (2021): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v1i1.4330

Abstract

Abstract This paper describes the measurement of Local Government Financial Performance which is an important influence for the community in good government performance. The government is asked to report the results of financial reporting whether the government is working efficiently, effectively and openly. Keywords : Pengukuran Kinerja,Kinerja Keuangan Pemerintah
Pengaruh Pembiayaan Murabahah dan Musyakarah Terhadap Permintaan Nasabah Dalam Memilih Produk KPR di Bank BTN KCPS Meulaboh junita Junita; Alisman Alisman
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 4, No 2 (2024): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v4i2.9524

Abstract

In everyday life, housing and settlement problems are one of the obstacles that always attract more attention from the government. The human need for shelter is a basic need without distinction of ethnicity, race or religion. For people from the lower middle class, buying a house in cash is one of the many obstacles currently occurring. So many people prefer to buy a house on credit. Due to the large number of requests from the public, this opportunity is being exploited by many financial and banking institutions, as well as Sharia Banks. Sharia Bank is a bank whose operational system does not use an interest system, but uses basic principles in accordance with Islamic sharia. One of the financing facilities provided by sharia banks is Home Ownership financing. The murabahah bil wakallah contract is a sale and purchase agreement using the wakalah system, the purpose of this sale and purchase is that the bank represents the purchase to the customer, so the first contract that occurs is the wakallah contract. Meanwhile, the musyaraqah mutanaqisah contract is a derivative product of the musyaraqah mutanaqisah contract, namely a form of cooperation contract between two or more parties. The purpose of this research is to determine the financing of murabahah bil wakalah contracts and musyarakah mutanaqisah contracts against customer demand at Bank BTN KCPS Meulaboh. This research was carried out by going directly into the field to gather information about the level of demand for iB KPR financing products with Murabahah contracts through direct interviews with related parties, namely Bank BTN KCPS Meulaboh. Data analysis techniques use descriptive analysis, classical assumption test, coefficient of determination test, t test and multiple linear regression. The research results show that the R square value for murabahah financing is 0.020 or 2 percent. The R square value means that demand can be influenced by murabahah financing by 2 percent and the rest is influenced by other variables not included in this research. Meanwhile, the R square value for deliberative financing is 0.039 or 3.9 percent. The R square value means that demand can be influenced by deliberative financing by 3.9 percent and the rest is influenced by other variables not included in this research
Persepsi Masyarakat Tentang Kualitas Pelayanan Arsip Surat di Bagian Umum Setdakab Aceh Singkil Ratih Ningsih; Chairiyaton Chairiyaton
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 2, No 1 (2022): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v2i1.4765

Abstract

Persepsi masyarakat tentang kualitas pelayanan arsip surat dibagian umum setdakab aceh singkil sangat baikdan berjalan dengan lancar masyarakat juga sering menerima layanan suarat menyurat dari Seketariat Daerah Kabupaten Aceh Singkil bagian Umum. Tujuan penelitian ini adalah mengkur sejauh mana kualitas pelayanan Arsip surat menyurat di Seketariat Daerah Kabupaten Aceh Singkil bagian Umum. Metode penelitian ini menggunakan metode kualtatif dengan menggunakan pendekatan studi kasus, serta mengumpulkan data dengan observasi dan wawanara untuk mendapatkan informasi yang mendukung penelitian.
Peran Upah dan Pengalaman Kerja Terhadap Penyerapan Tenaga Kerja Wanita Pada Usaha Batu Bata di Kecamatan Kuala Kabupaten Nagan Raya Badli, Saiful; Firman, Firman; Noviar, Helmi; Mardaleta, Mardaleta; Fadlianur, Azzahiri
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 5, No 1 (2025): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study analyzes the effect of wages and work experience on the absorption of female labor in the brick business in Kuala District, Nagan Raya Regency. This study used a sample of 41 respondents with data consisting of primary and secondary data. The method used in this research is multiple linear regression analysis. The results showed that simultaneously, wages and work experience have a significant effect on the absorption of female labor. However, partially, wages do not have a significant influence, while work experience has a significant influence on the absorption of female labor in the brick business in Kuala District, Nagan Raya Regency.
Pengaruh Fasilitas dan Motivasi Terhadap Hasil Pencapaian Kinerja Pegawai Sekretariat Daerah Kabupaten Aceh Singkil Dedek Wulandari; Damrus Damrus
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 2, No 1 (2022): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v2i1.4842

Abstract

Dalam penelitian ini, karyawan penting dari semua elemen organisasi, apakah mereka bertindak sebagai karyawan atau tidak untuk meningkatkan kualitas dan kinerja dalam menanggapi dampak fasilitas atau motivasi kepemimpinan pada hubungan karyawan. Metode survei ini menggunakan metode pengumpulan data kuantitatif dengan kuesioner pada sampel sebanyak 32 karyawan. Hasil analisis regresi berganda membuktikan variabel-variabel dalam survei berpengaruh positif terhadap kinerja pegawai. Hasil uji t, pendamping berpengaruh tidak positif serta tidak signifikan, sedangkan motivasi berpengaruh positif serta signifikan terhadap kinerja karyawan. Hasil uji F membagi variabel survei secara simultan (simultan) dan berpengaruh signifikan terhadap kinerja karyawan. Hasil uji koefisien determinasi memperlihatkan 34,50% kinerja karyawan ditentukan oleh fasilitasi dan motivasi.Kata kunci : Fasilitas, Motivasi, Kinerja Pegawai
Peningkatan Performance Pegawai di Sekretariat Daerah Kabupaten Aceh Selatan Melalui Motivation Dan Work Discipline Hasmanidar Hasmanidar
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 2, No 2 (2022): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v2i2.5649

Abstract

Kinerja ( performance ) adalah hasil kualitas dan kuantitas kerja yang dicapai oleh seorang pegawai dalam melaksanakan tugasnya sesuai dengan tanggung jawab yang diberikan kepadanya, motivasi (motivation ) dan disiplin kerja (work dicipline ) merupakan faktor penting dalam  meningkatkan kinerja. Penelitian ini dilakukan di Kantor Sekretariat Daerah  yang berlokasi di Jl.T. Ben Mahmud No 11, Tapaktuan Aceh Selatan. Yang bertujuan untuk mengetahui pengaruh motivasi dan disiplin kerja terhadap peningkatan kinerja pegawai di kantor Setdakab baik secara parsial maupun simultan.Untuk mengoptimalkan kinerja pegawai menjadi kajian permasalahan dalam penelitian ini. Hasil penelitian ini diharapkan dapat memberikan tambahan informasi mengenai seberapa besar pengaruh motivasi dan disiplin kerja terhadap peningkatan kinerja pegawai Setdakab Aceh Selatan. Motede pengambilan data menggunakan kuesioner, observasi dan studi kepustakaan sesuai tujuan peneliti, populasi dalam penelitian ini berjumlah 187 pegawai dengan sampel yang telah di tetapkan melalui sampel acak sebanyak 64 pegawai. Dalam penelitian ini peneliti menggunakan metode kuantitatif yang bersifat assosiatif. Pengumpulan data menggunakan angket berupa pertanyaan, sumber data berasal dari data primer yang di peroleh langsung dari para responden. Pengkajian data menggunakan analisis regreasi linear berganda, Uji f dan Uji t. Hasil penelitian ini membuktikan bahwa motivasi dan disiplin kerja secara parsial maupun secara simultan mempunyai pengaruh positif dan signifikan terhadap kinerja pegawai pada Kantor Setdakab Aceh Selatan. Dengan hasil koefisien determinasi mampu menjelaskan bahwa pengaruh motivasi dan disiplin kerja terhadap kinerja pegawai sebesar 46,6% sisanya sebanyak 53,4% didapat dari faktor lain dan tidak diteliti pada model penelitian ini. Kata Kunci: Motivasi, Disiplin Kerja, Kinerja Pegawai
Dampak Pengembangan Komoditi Nilam terhadap Kesejahteraan Masyarakat Kabupaten Nagan Raya Frici Manza Hernisa; Okta Rabiana Risma
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 2, No 2 (2022): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v2i2.5654

Abstract

In this study, the purpose of the research was to  see the development anda development of patchouli on the welfare of the commonity. This research was conducted in Ujong Blang Village and Blang Baro Rambong Village, Beutong District, Nagan Raya Regency. The problem is with the develpoment of patchuli , it is hoped that is can improve the commodity’s economy because there is still a large area of abandonedland with fertile soil being one of the very good potentials for patchuoli. In this study, researchers used qualitative methods, which collected data through primary and secondary data. The method used in descriptive method. Secondary data was obtained from the regional development planning agency and primary data was obtained  by direct interviews with patchuoli farmers. The respondent in this study consisted of internal. Parties, namely the Village head of Ujong Blang Village and Blang Baro Rambong Village. External parties, namery the head of the economy development planning division of the regional development planning agency of Nagan Raya Regency. Basd of the result of research on the development of the patchuoli commodity on the welfare of the commodity, the benefits can a better standard of living.

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