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INDONESIA
Ekopedia: Jurnal Ilmiah Ekonomi
Published by Indo Publishing
ISSN : 30901022     EISSN : 30898374     DOI : https://doi.org/10.63822/ekopedia
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ilmiah Ekonomi yang diterbitkan oleh Lembaga Indo Publishing. berupa hasil-hasil penelitian di bidang Ekonomi Murni, Kependidikan Ekonomi, Manajemen, Bisnis Digital, Kewirausahaan, Akuntansi, Perbankan, Ekonomi Islam dan bidang lainnya yang relevan dengan ekonomi yang belum pernah dipublikasikan dalam jurnal lainnya
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 505 Documents
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Kualitas Manusia dan Ketimpangan Sosial sebagai Penentu Pertumbuhan Ekonomi Jawa Tengah Tahun 2020 - 2024 Laksono, Muhammad Suryo
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/dhhw7721

Abstract

Penelitian ini menelaah keterkaitan antara tingkat partisipasi angkatan kerja, kemiskinan, dan pembangunan manusia terhadap dinamika pertumbuhan ekonomi di Provinsi Jawa Tengah selama periode 2020–2024. Analisis dilakukan menggunakan model regresi data panel dengan sumber data sekunder dari Badan Pusat Statistik untuk menilai arah serta kekuatan pengaruh masing-masing variabel. Hasil penelitian menunjukkan bahwa meningkatnya partisipasi tenaga kerja berkontribusi positif terhadap kinerja ekonomi wilayah, menandakan bahwa perluasan tenaga kerja produktif mampu meningkatkan kapasitas output daerah. Sebaliknya, kemiskinan memberikan pengaruh negatif signifikan karena ketimpangan pendapatan dan keterbatasan akses sumber daya produktif menekan investasi serta permintaan agregat. Sementara itu, peningkatan Indeks Pembangunan Manusia mendorong pertumbuhan jangka panjang melalui perbaikan pendidikan, kesehatan, dan kualitas hidup. Dengan demikian, kebijakan penguatan kualitas sumber daya manusia serta pengentasan kemiskinan yang terarah menjadi kunci untuk mewujudkan pembangunan ekonomi yang seimbang dan berkelanjutan di setiap kabupaten dan kota di Jawa Tengah.
Pengaruh Pertumbuhan Ekonomi, Nilai Tukar dan Keterbukaan Perdagangan terhadap FDI di Indonesia Albab, Ulil
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/hn37bd83

Abstract

Penelitian ini menganalisis faktor-faktor yang memengaruhi Investasi Langsung Asing (FDI) di Indonesia selama periode 1980–2024 menggunakan metode Ordinary Least Squares (OLS) dan pengujian asumsi klasik. Variabel independen yang digunakan mencakup pertumbuhan ekonomi, nilai tukar, dan keterbukaan perdagangan. Hasil penelitian menunjukkan bahwa pertumbuhan ekonomi berpengaruh positif namun tidak signifikan terhadap FDI, menandakan bahwa peningkatan output belum cukup untuk menarik modal asing secara berkelanjutan. Sebaliknya, nilai tukar berpengaruh positif dan signifikan, menegaskan bahwa stabilitas mata uang mampu meningkatkan kepercayaan investor serta mengurangi risiko transaksi. Menariknya, keterbukaan perdagangan berdampak negatif signifikan terhadap FDI, mengindikasikan bahwa liberalisasi berlebihan dapat mengalihkan fokus investor ke aktivitas perdagangan jangka pendek. Oleh karena itu, Indonesia perlu menjaga stabilitas nilai tukar dan menyeimbangkan kebijakan perdagangan dengan strategi industrial.
Strategi Manajemen Sumber Daya Insani BPRS Lantabur Tebuireng Jombang dalam Menangkal Praktik Rentenir di Pasar Tradisional Achmad Arfinanto Arsyadani; Aji Damanuri
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/npzx3j51

Abstract

The practice of money lending in traditional markets remains a serious issue that burdens small traders and increases economic inequality. As an alternative, Islamic financial institutions based in pesantren such as BPRS Lantabur Tebuireng Jombang provide fair, transparent, and empowering financial services for micro communities. This study aims to analyze the human resource management strategies implemented by the institution in supporting Islamic financial inclusion and reducing dependence on moneylenders. The research uses a qualitative method with a case study approach through in-depth interviews, participatory observation, and documentation. The findings show that comprehensive human resource management which includes recruitment, training, moral and spiritual development, as well as employee welfare and occupational safety, enhances staff competence, loyalty, and productivity. This strategy is supported by outreach services, digital transaction development, and Islamic financial literacy programs for market traders, positioning the institution as an agent of economic empowerment and a practical model of pesantren-based Islamic economic development.
Pengaruh Kualitas Pelayanan dan Pengalaman Pelanggan Terhadap Loyalitas Pelanggan pada Konsumen Wizzmie Tlogomas Malang Marienella Dyva Saskya; Ayu Sulasari; Joko Samboro
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/wfje8e24

Abstract

Service quality and customer experience are important factors influencing customer loyalty in the food industry, including at the Wizzmie Tlogomas Malang restaurant. Based on observations, there was a discrepancy between positive customer reviews on Google Maps and the actual service conditions on-site, such as dirty plates on empty tables and inconsistent service. This study aims to analyze the influence of service quality and customer experience on customer loyalty at Wizzmie Tlogomas Malang, both partially and simultaneously. This study uses a quantitative approach with an explanatory research design. The variables studied include service quality, customer experience, and customer loyalty. Data were collected through observation, questionnaires, and interviews. Using purposive sampling, 100 respondents were selected from consumers who had made at least two purchases at Wizzmie Tlogomas. Data were analyzed using validity and reliability tests, multiple linear regression, and t-tests and F-tests with the assistance of SPSS software. The results showed that service quality has a positive and significant effect on customer loyalty. In addition, customer experience also has a positive and significant effect on customer loyalty. Overall, service quality and customer experience have a positive and significant effect on customer loyalty. From the results of this study, it can be concluded that service quality and customer experience influence customer loyalty, so Wizzmie Tlogomas Malang needs to maintain consistent service and create positive experiences to keep customers loyal.
Korupsi Kredit Perbankan pada PT Sritex: Studi Kasus Penyalahgunaan Wewenang dan Kerugian Negara Hablana Rizka Nuril Anam; Rahmalia Irmawati; Rista Anindya Wiliyanti; Hastanti Agustin Rahayu
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/5t9c8z57

Abstract

This research aims to analyze the modus operandi of corruption in bank lending at PT Sri Rejeki Isman Tbk (Sritex), examine the impact of abuse of authority on state losses, and provide recommendations for improving the credit supervision and governance system. The research method used a qualitative descriptive approach with secondary data obtained from reports from the Attorney General's Office, BPK, OJK, and credible media. The results of the study show that the modes of corruption include document manipulation, fictitious credit, collusion between bank officials and debtors, and the acceptance of bribes and gratuities. The impacts include state losses amounting to Rp1.08 trillion, a decline in the reputation of financial institutions, and social impacts such as mass layoffs. The study recommends strengthening internal and external supervision, implementing a blockchain-based digital verification system, and improving the ethics and compliance of bank officials.
Peran Keuangan Syariah dalam Mendorong Pertumbuhan Ekonomi Nasional Rinda Trihariyanto, Ranto
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/tw39fc82

Abstract

Islamic finance is a financial system based on Islamic principles that emphasize justice, transparency, and the prohibition of interest (riba), uncertainty (gharar), and gambling (maisir). Over the past two decades, Islamic finance in Indonesia has experienced rapid growth both in terms of institutions and financial instruments. This study aims to analyze the role of Islamic finance in promoting national economic growth through intermediation, financing the real sector, and strengthening financial inclusion. The research method used is a literature review by analyzing reports from the Financial Services Authority (OJK), Bank Indonesia, and academic publications. The results show that Islamic finance contributes to increasing financial inclusion, strengthening financial system stability, and supporting productive sector financing. The study emphasizes the importance of product innovation, financial literacy, and regulatory support to expand the role of Islamic finance in Indonesia.
Perlindungan Hak Cipta atas Karya Fotografi dalam Promosi Destinasi Wisata Jakarta di Media Sosial Dyah Arrum Ibna Suwita; Elisiyah Rahmah; Evi Fauziah Muda
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/ncw0k472

Abstract

The development of digital technology has encouraged the widespread use of photography to promote tourist destinations on social media. However, the ease of access and dissemination of visual content often leads to copyright infringement on photographers. This study aims to analyze the legal protection of photographic works in the context of tourist destination promotion in Jakarta, as well as to identify challenges and solutions. The method used is a normative-juridical approach, analyzing relevant laws and regulations, such as Law Number 28 of 2014 concerning Copyright, as well as a case study of the use of tourist destination photos on social media by government agencies and tourism industry players. The results indicate that, normatively, photographic works are protected as creations with economic and moral value to their creators. However, the implementation of protection in the digital realm remains weak due to a lack of legal awareness, the difficulty of proving violations, and weak oversight of content on social media. Protection efforts can be strengthened through increased digital legal literacy, the implementation of open licenses (creative commons), and collaboration between the government, photographers, and tourist destination managers.
Pengaruh Diversifikasi Pendapatan dan Produk Domestik Bruto terhadap Profitabiltas Perbankan di Indonesia Lusiana Annisa , Mutiara; Eka Meirawati; Ruth Samantha Hamzah
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/akqngq28

Abstract

Sektor perbankan memiliki peranan penting dalam menjaga stabilitas ekonomi dan menyalurkan dana masyarakat ke berbagai sektor produktif. Dalam menghadapi dinamika ekonomi global dan kemajuan teknologi, bank dituntut untuk tidak hanya bergantung pada pendapatan bunga. Sebaliknya, bank perlu memperluas sumber pendapatan melalui kegiatan non-bunga untuk meningkatkan kinerja keuangan. Langkah ini dikenal sebagai diversifikasi pendapatan yang diharapkan mampu memperkuat profitabilitas serta ketahanan bank terhadap perubahan ekonomi. Penelitian ini bertujuan untuk menganalisis pengaruh diversifikasi pendapatan dan Produk Domestik Bruto  terhadap profitabilitas perbankan di Indonesia. Populasi penelitian terdiri atas 36 bank yang terdaftar di Bursa Efek Indonesia selama periode 2020–2024. Dari jumlah tersebut, sebanyak 14 bank dijadikan sampel dengan menggunakan teknik purposive sampling berdasarkan kriteria memiliki nilai diversifikasi pendapatan positif secara konsisten. Data yang digunakan berupa data sekunder yang bersumber dari laporan keuangan tahunan dan publikasi resmi BEI dan data makroekonomi dari Badan Pusat Statistik. Analisis data dilakukan dengan metode regresi linier berganda untuk menguji pengaruh masing-masing variabel independen terhadap profitabilitas. Hasil penelitian menunjukkan bahwa diversifikasi pendapatan berpengaruh positif dan signifikan terhadap profitabilitas bank. Selain itu, GDP juga memiliki pengaruh positif terhadap kinerja keuangan perbankan. Kedua faktor tersebut secara bersama-sama memperkuat kemampuan bank dalam meningkatkan laba dan menjaga stabilitas keuangan di Indonesia.
Implementasi Strategi Global dalam Pemerintahan Daerah: Studi Kasus Kabupaten Buton Utara Noval Nur; Rina Hasmanah; Samsul
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/g8tsmr68

Abstract

This study aims to analyze the implementation of global strategy concepts within the context of local government administration, focusing on a case study of North Buton Regency, Southeast Sulawesi Province, Indonesia. A descriptive qualitative approach was employed using secondary data from the Central Statistics Agency (BPS), the Regional Medium-Term Development Plan (RPJMD) of North Buton 2021–2026, and local government performance reports. The findings reveal that the implementation of regional development strategies in North Buton still faces challenges in cross-sectoral coordination, human resource management, and adaptation to global and technological changes. Referring to the Global Strategy Model of Wheelen & Hunger (2018)—which includes entry strategy, coordination, international development, employment, and performance measurement—the study demonstrates that global strategic principles can be contextually applied in public administration. The adaptation of global strategies at the regional level has strengthened intersectoral synergy, improved the use of digital technology in planning and monitoring, and enhanced results-based evaluation mechanisms. The study concludes that the global strategy model provides a useful conceptual framework for improving regional governance performance, institutional learning, and collaborative public management in the era of decentralization and global interdependence.
Al-Wakalah: Landasan Syariah, Rukun Syarat, Jenis-Jenis, dan Aplikasi di Perbankan Syariah Leviana Acnez; Ahmad Fathi Ihsan; Erikh Ernala Tarigan
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/ngcnfy17

Abstract

Al-wakalah is a key contract in Islamic jurisprudence (fiqh muamalah) that regulates the granting of power of attorney from one party to another to carry out certain matters permitted by Islamic law. This research uses a descriptive qualitative method with a literature review as the primary approach to elaborate on the definition, pillars, requirements, types, and application of the al-wakalah contract in the context of Islamic banking. Data were collected from various relevant literature, scientific journals, and official documents, then analyzed in depth through content review. The results show that the al-wakalah contract not only serves as a legitimate and sharia-compliant mechanism for delegation of authority, but also serves as a key instrument in the operation of various Islamic banking products and services such as Letters of Credit, fund transfers, investment management, collections, and Islamic insurance. The implementation of this contract provides convenience, security, and legal certainty for the parties, while also supporting the strengthening of a transparent Islamic financial system based on sharia principles.

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