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Jurnal Ekonomi dan Bisnis Jagaditha
Published by Universitas Warmadewa
ISSN : 23554150     EISSN : 25798162     DOI : 10.22225/jj
Core Subject : Economy,
JAGADITHA: Jurnal Ekonomi & Bisnis P-ISSN: 2355-4150, E-ISSN: 2579-8162 is a journal of economic and bussiness published by Management Deparment, Postgraduated Program, Warmadewa University, provides a forum for publishing research articles or review articles. This journal has been distributed by WARMADEWA PRESS started from Volume 1 Number 1 Year 2014 to present. The scope of journal is restricted to the fields of economic and business study. The journal is published twice a year every march and september.
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Articles 227 Documents
The Influence of Work Motivation and Work Environment on Turnover Intention with Job Satisfaction as A Mediator Among Cleaning Service Employees at PT. Bringin Karya Sejahtera in Bali I Ketut Mudhiarta; Ida Ayu Putu Widani Sugianingrat; Cokorda Gede Bayu Putra
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 12 No. 2 (2025): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.12.2.2025.197-209

Abstract

The purpose of this research is to examine the relationship and influence between work motivation and work environment on turnover intention, with job satisfaction as a moderating variable. The subjects of this study are Cleaning Service workers at PT Bringin Karya Sejahtera, Denpasar branch. The total number of respondents is 68 individuals. The analysis techniques used are descriptive analysis and SEM-PLS analysis using Smart-PLS 4.0. The results of this study indicate that work motivation has a negative and significant effect on turnover intention, suggesting that the higher the work motivation of employees, the lower their desire to leave their jobs. The work environment does not have a significant effect on turnover intention, indicating that the work environment does not significantly influence employees' intention to quit their jobs. Work motivation has a positive and significant effect on job satisfaction, meaning that the higher the work motivation of employees, the greater their job satisfaction. The work environment also has a positive and significant effect on job satisfaction, indicating that a more comfortable work environment leads to higher employee satisfaction. Job satisfaction has a negative and significant effect on turnover intention, suggesting that the higher the level of job satisfaction among employees, the lower their desire to leave their jobs. Work motivation and the work environment have an indirect influence on turnover intention with job satisfaction as a mediating variable, indicating that low work motivation and a poor work environment indirectly increase employees' desire to quit.
Inclusive Entrepreneurship Education through Symbolic Capital and Entrepreneurial Marketing: Empowering Women in Sustainable SME Leadership Putu Dyah Permatha Korry; Nyoman Sri Manik Parasari; Putu Irma Yunita; Caren Angelina Mimaki
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 13 No. 1 (2026): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.13.1.2026.190-207

Abstract

Women entrepreneurs in developing economies, particularly in culturally complex regions like Bali, face structural challenges beyond finance and markets, including limited social legitimacy and leadership visibility. Despite their critical contributions to the MSME sector, especially in tourism and creative industries, they remain marginalized in decision-making and control over resources. This study investigates how symbolic and social capital interact with entrepreneurial marketing (EM) to foster sustainable marketing practices. Using a quantitative explanatory approach with SEM on 220 women entrepreneurs in Bali, the study examines the influence of symbolic and social capital on EM, and EM’s mediating role in achieving sustainability. Results show that symbolic capital, reflected in credibility and public recognition, has a stronger impact than social capital, and EM serves as a crucial mediator that transforms these resources into adaptive marketing strategies. The findings inform the design of inclusive, context-sensitive entrepreneurship education grounded in experiential and transformative learning.
Financial Literacy and Fintech Use on Financial Resilience: The Mediating Role of Financial Inclusion Nyoman Trisna Herawati; Made Ary Meitriana; Ni Kadek Sinarwati
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 13 No. 1 (2026): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.13.1.2026.113-124

Abstract

Financial resilience is a critical determinant of financial security. Teachers, as important figures in the educational landscape, endure substantial responsibilities in educating the new generation. Unfortunately, precarious socioeconomic conditions of teachers can undermine their professional performance. In turn, suboptimal financial management practices among educators can set a negative precedent, influencing students’ financial behaviors and attitudes. Addressing this research gap, the present study investigates the impact of financial literacy and the utilization of financial technology (fintech) on financial resilience, with financial inclusion acting as a mediating factor. This study applies the causality method to measure primary data through questionnaires with data collection techniques using google forms. A total of 116 high school teachers in Buleleng Regency with criteria determined by the researcher participated in this study. Data was analyzed using variant-based analysis of the Structural Equation Model (SEM) with Partial Least Square (PLS) version 3.0. The findings reveal that both financial literacy and fintech usage positively and significantly affect financial inclusion. Moreover, these variables, along with financial inclusion, exert a significant influence on financial resilience. Financial inclusion was also found to mediate the relationship between financial literacy and fintech use with financial resilience. The study highlights the importance of strengthening financial literacy and responsible fintech usage among teachers to enhance their financial resilience and long-term financial wellbeing. Additionally, financial inclusion plays a crucial supporting role in achieving financial resilience. This research enriches the existing literature by elucidating the roles of financial literacy, fintech use, and financial inclusion in shaping teachers' financial resilience.
Circular Gastronomy in Hospitality Operations: An Embedded Qualitative Case Study from Bali I Wayan Sonder; Randhi Nanang Darmawan; Ni Wayan Sumariadhi; Ni Wayan Anggreni; Saroh Fitriani
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 13 No. 1 (2026): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.13.1.2026.74-88

Abstract

Circular gastronomy, the integration of circular economy principles into culinary operations, provides a strategic response to sustainability challenges in hospitality, particularly in Bali where mass tourism intensifies environmental pressures. This study explores its implementation at Natya Hotels & Resorts Bali through observations and in-depth interviews with executive chefs. Using an embedded qualitative case study design, data were collected through observations and semi-structured interviews with three executive chefs across three Natya Hotels & Resorts properties in Bali. Findings reveal a triadic model comprising material cascade utilization, kitchen efficiency (portion control, FIFO, energy-saving practices), and community-based symbiosis in waste redistribution and composting. The resorts achieved F&B waste below 5%, significantly lower than the industry average of 20–30%, while generating 10–15% cost savings, empowering local SMEs, and preserving culture through Balinese cooking classes. The alignment of corporate policies with local government regulations further creates an enabling environment for circular practices. Despite challenges in transparency and scalability, the study demonstrates how embedded circularity integrates economic, ecological, and socio-cultural benefits, offering a replicable blueprint for sustainable hospitality and contributing to SDG 12.3 and SDG 8.9.
NEW WORK: The New Motivation Patterns in Work-From-Anywhere and Their Modern HR Implications Adilla Kustya Ulfa; Awanis Linati Haziroh; Partiwi Dwi Astuti; Tito Wira Eka Suryawijaya; Ahmad Reza; Ahmad Rudi Yulianto
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 13 No. 1 (2026): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.13.1.2026.135-146

Abstract

Work From Anywhere (WFA) has emerged as a global trend reshaping traditional work paradigms and organizational management practices. Despite its increasing adoption, work motivation patterns among WFA employees remain insufficiently understood, particularly regarding the balance between intrinsic and extrinsic drivers. This study examines factors influencing work motivation in a WFA context, with specific attention to autonomy, flexibility, social support, and emerging motivational challenges. Adopting a pragmatic paradigm, this study employs a convergent parallel mixed-methods design, in which quantitative and qualitative data were collected concurrently and integrated at the interpretation stage. The quantitative component consists of a cross-sectional survey of 60 WFA employees in Indonesia, analyzed using descriptive statistics, correlation, and regression analysis. The results indicate that intrinsic motivation, particularly autonomy and flexibility, has a significant positive effect on job satisfaction (r = 0.65), whereas extrinsic motivation shows no significant impact. Team and supervisory support emerge as strong drivers of motivation (r = 0.71), while feelings of isolation and difficulties in maintaining work–life balance are identified as key motivational barriers. Qualitative findings further reveal how social disconnection under WFA arrangements undermines sustained motivation despite high autonomy. These findings suggest that organizations should prioritize relatedness-oriented HR strategies, such as structured social support systems, virtual collaboration practices, and clearly defined work–life boundaries. From a policy perspective, the study highlights the importance of frameworks that protect employee well-being, including the right to disconnect.
The Impact of Cultural Norms on Tax Compliance: A Global Empirical Analysis I Gusti Agung Prama yoga; I Ketut Yadnyana; I Gusti Ayu Made Asri Dwija Putri; I Dewa Nyoman Badera
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 12 No. 2 (2025): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.12.2.2025.159-178

Abstract

This article presents a systematic review of international literature examining the relationship between culture and tax compliance from 2015 to 2025. By adopting a cultural economics approach, the study aims to understand how social norms, collective values, cultural identity, and psychosocial factors shape tax compliance behavior. The search and selection process followed the guidelines of the Preferred Reporting Items for Systematic Reviews and Meta-Analyses Extension for Scoping Reviews (PRISMA-ScR) and the Joanna Briggs Institute (JBI) approach. This process yielded 40 empirical, peer-reviewed articles that met the inclusion criteria. The review's findings show that quantitative studies continue to dominate, with experiments, surveys, and structural models being the primary methods. Recent trends indicate a growing interest in non-economic factors like religious values, social norms, perceptions of fairness, and the influence of institutional structures. The studies also found that the interaction between cultural characteristics and institutional quality plays a crucial role in either encouraging or hindering tax compliance. This review confirms that a culture-based approach can enrich the understanding of tax compliance dynamics, especially in developing countries. It recommends that future research should focus more on the qualitative exploration of local cultures, mapping the interaction between cultural values and trust in institutions, and developing culturally based policies to foster voluntary compliance.
Strategic Drivers of Academic Career Success in Private Higher Education Wayan Arya Paramarta; Ida Bagus Udayana Putra; Ida Bagus Gede Udiyana
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 13 No. 1 (2026): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.13.1.2026.89-100

Abstract

This study explores the strategic drivers of academic career success among lecturers in private higher education institutions (HEIs) in Bali, Indonesia. Drawing upon Human Capital Theory and the Policy Implementation Process Theory, the research examines how academic leadership influences career success both directly and indirectly through two key mediating variables: teamwork quality and learning agility. Using a quantitative approach, data were collected from 265 lecturers using proportionate stratified random sampling across various private HEIs in Bali. Structural Equation Modelling–Partial Least Squares (SEM-PLS) with SmartPLS 4 was employed to test the hypothesized relationships. The results reveal that academic leadership has a significant and positive effect on career success. Moreover, teamwork quality and learning agility serve as complementary mediators that strengthen the impact of leadership on lecturer career advancement. The findings underscore the importance of empowering academic leaders at the program level, fostering collaborative team environments, and developing lecturers’ learning agility through reflective and adaptive practices. Practically, the model suggests that institutional investment in team-based research environments is as critical as formal leadership development programs in accelerating academic career progression. This study contributes to the literature by integrating two theoretical perspectives into a single structural model and applying it in the under-researched context of private higher education in Indonesia. The novelty of this research lies in its holistic approach to lecturer career advancement, particularly in addressing challenges specific to private HEIs in developing regions.
Empowering Marginalized Unbanked Communities Through Financial Inclusion in Indonesia I Gusti Ngurah Agung Kepakisan Mandala; Nyoman Sri Subawa; Ida Bagus Raka Suardana
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 13 No. 1 (2026): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.13.1.2026.208-221

Abstract

Financial inclusion has emerged as a strategic solution for empowering marginalized communities in Indonesia, who often face significant barriers in accessing formal financial services. Challenges such as low financial literacy, limited infrastructure, and unstable income hinder their ability to utilize financial products effectively. Financial Self-Efficacy (FSE), defined as an individual’s belief in their capacity to manage financial matters, plays a crucial role in enhancing their engagement with financial services. A financial inclusion approach that integrates financial literacy, digital technology, and institutional support has proven effective in improving both access to and the usability of financial services for these populations. This study synthesizes various strands of literature to identify best practices in promoting financial inclusion among marginalized groups in Indonesia. The findings highlight that technology-driven financial education programs, inclusive financial products, and collaborative efforts between the government and private sector yield significant positive outcomes. Furthermore, improvements in financial literacy and FSE are associated with healthier financial behaviors, such as consistent saving habits and responsible debt management. An integrated strategy for financial inclusion can reduce socio-economic disparities, enhance individual well-being, and contribute to inclusive economic growth. The study recommends a holistic approach that encompasses education, innovation, and cross-sector collaboration as key strategies to advance financial inclusion in Indonesia.
PETA Method for Improving Financial Performance of MSMEs in Denpasar Luh Nik Oktarini; Putu Atim Purwaningrat; Rai Dwi Andayani. W
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 13 No. 1 (2026): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.13.1.2026.125-134

Abstract

This study aims to analyze the effectiveness of the PETA (Periksa/Check, Edukasi/Educate, Implementasi/Implement, Amati/Supervise) method in improving the financial performance of Micro, Small, and Medium Enterprises (MSMEs) in Denpasar City. MSMEs play an important role in regional economies but still face various challenges, especially in financial management. The PETA method integrates four stages: checking the initial financial condition of MSMEs, providing Education through financial literacy and business management training, implementing relevant financial management strategies, and observing the implementation results for evaluation and continuous improvement. This study uses a quantitative, quasi-experimental design with a sample of 100 MSME actors. This study collected data through observation, questionnaires, and documentation, then analyzed them using multiple linear regression techniques in SPSS (Statistical Package for the Social Sciences, Windows version 21.0). The study found that the PETA (Check, Educate, Implement, Supervise) method has a positive and significant effect on the financial performance of MSMEs in Denpasar City, both partially and simultaneously. Future studies should employ a more diverse set of variables to examine their influence on MSME financial performance.
The Occupational Transformation of Coastal Fishers in Advancing Coastal Economic Sustainability: A Case Study in Sanur, Bali Made Ika Prastyadewi; Putu Yusi Pramandari; I Gusti Lanang Putu Tantra; Agung Budi Leksono Prastyadewi
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 13 No. 1 (2026): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.13.1.2026.147-157

Abstract

The increase of economic and environmental pressures in coastal areas have caused many fishermen to switch from traditional livelihoods to the tourism sector. This study aims to analyze the factors that influence the transformation of traditional fishermen's jobs in the coastal area of Sanur, Bali, in the context of sustainable tourism development. A quantitative approach using logistic regression was used to analyze the relationship among socio-demographic, economic, and tourism factors and the decision to change occupations. The results imply that higher levels of education, ownership of tourism-related assets, and more intense interaction with the tourism environment increase the likelihood of fishermen transforming their occupations. Conversely, older fishermen tend to be more resistant to changing their traditional livelihoods. These findings emphasize the importance of social and economic readiness in supporting sustainable transitions in the coastal economy. This research contributes to the transformation of economic structures and economic development, which in turn has policy implications on the formulation of community-based tourism policies.

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