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Al-Infaq : Jurnal Ekonomi Islam
Published by Universitas Ibn Khaldun Bogor
ISSN : 20872178     EISSN : 25796453     DOI : https://doi.org/10.32832/alinfaq
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education Mathematics
Al-Infaq : Jurnal Ekonomi Islam published twice a year since 2010 (June and December), is a multilingual (Bahasa and English), peer-reviewed journal, and specializes in Islamic Economic. This journal is published by the Islamic Economic Department, Faculty of Islamic Studies, and Doctoral Program of Islamic Economic, Graduate School, Ibn Khaldun University of Bogor, in partnership with Ibn Khaldun University of Bogor, Indonesia, in partnership with Masyarakat Ekonomi Syariah (MES) Wilayah Bogor. Editors welcome scholars, researchers and practitioners of Islamic Economic around the world to submit scholarly articles to be published through this journal. All articles will be reviewed by experts before accepted for publication. Each author is solely responsible for the content of published articles.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 183 Documents
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FEASIBILITY ANALYSIS COMMODITY INFLATION IN BUSINESS UNIT PESANTREN INDONESIA Maulidiyah, Dewi Rahmawati; Hasib, Fatin Fadhilah
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Hebitren is an initiative of business cooperation involving 110 pesantren throughout Indonesia which has the production of commodities. This study aims to analyze the inflationary commodities that can be produced by the pesantren business unit with a feasibility analysis approach. This study uses a case study method at Islamic boarding schools that are members of Hebitren. The data sources used are related documents, triangulation is used with other documents, and interviews with Hebitren management. Business unit pesantren in Indonesia directly or indirectly can support keeping the inflation rate throsupply-sideside inflation commodities, Some Islamic boarding schools need to be developed in provinces that are producers of inflationary commodities, such as chili, which has the most significant production in East Java province, but Islamic boarding schools in that province have not been optimized to produce chili. Some pesantren can manage their production in general commodities and have even penetrated exports, some pesantren need to increase their production to maintain the inflation rate and the government should develop pesantren located in potential areas that produce inflationary commodities still there are no Islamic boarding schools that produce these inflation commodities.
ZAKAT EMPOWERMENT MODEL TROUGH ISLAMIC CORPORATE SOCIAL RESPONSIBILITY OF BANK SYARIAH INDONESIA Rusanti, Ega; Herianingrum, Sri; Syarifuddin, Syarifuddin; Sofyan, Andi Syathir
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

This study aims to determine the potential and collaborative scheme between BSI and IMIs in utilizing ICSR zakat more productively. The research method used is qualitative research with a grounded approach which begins with analyzing empirical data and literature leading to the conceptual-theoretical level. The author conducted content analysis on secondary data in the form of BSI 2021 journals and sustainability reports. The results of the research show that there is potential for collaboration between BSI and IMIs in terms of utilizing zakat to improve the living standards of the poor and encourage micro-enterprises through the qadhrul hasan financing scheme where the beneficiary will only be charged return on initial capital then profits can be given to the manager. This collaboration will not only provide social benefits to both parties but will also increase the commercial function where people will feel the direct impact of the benefits of Islamic financing so that they can be more educated and will ultimately increase Islamic financial inclusion in Indonesia.
ANALYSIS OF HALAL LITERACY LEVEL OF MSMEs in TASIKMALAYA Nurhasanah, Elis; Az Zahra, Qiny Shonia
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

The purpose of this study was to determine the level of halal literacy in food and beverage MSMEs, which includes halal literacy based on fiqh law, additives and critical points for non-halal food ingredients, and literacy in the halal certification process. Questionnaire using the Guttman scale. The results show that the level of halal literacy of MSMEs in Tasikmalaya is in the medium category. The literacy dimension regarding certification has the lowest score, namely 48 percent, or is in the low category, while the dimensions of halal knowledge in Islamic sharia (fiqh), additives, and the critical point of no-halal food ingredients are in the high category, at 93.9 percent and 84 percent, respectively. Thus, the mentoring process is needed by MSMEs to increase knowledge and help their products become halal certified.
FUNDRAISING MANAGEMENT OF MONEY WAQF IN INDONESIAN WAQF SAVINGS IN A SHARIA REVIEW Amrin, Amrin; Rahim, Abd; Yono, Yono
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

This study aims to examine the fundraising management of money waqf in Indonesian waqf savings from a sharia perspective. This research uses a type of qualitative research with field studies on Indonesian Wakaf Savings Dompet Dhuafa Republika in Ciputat Indah Permai with an approach descriptive analysis. The data collection techniques are interviews, documentation and observation. As for data analysis using data reduction, Arranging categories and Synthesizing in inductive analysis. The research results show that professionalism, transparency and accountability in the management of TWI cash waqf are by sharia in the formation of nazir institutions, waqf asset management activities, investment in banking, portfolio and investment in the real sector as well as an annual report. So steps are needed to maintain Nazir's level of professionalism, it is time for Nazir to make an annual report every year and it is known to the public that TWI should collaborate with other foundations to collect, maximize and distribute waqf benefits.
FUNDRAISING MANAGEMENT OF MONEY WAQF IN INDONESIAN WAQF SAVINGS IN A SHARIA REVIEW Amrin, Amrin; Rahim, Abd; Yono, Yono
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

This study aims to examine the fundraising management of money waqf in Indonesian waqf savings from a sharia perspective. This research uses a type of qualitative research with field studies on Indonesian Wakaf Savings Dompet Dhuafa Republika in Ciputat Indah Permai with an approach descriptive analysis. The data collection techniques are interviews, documentation and observation. As for data analysis using data reduction, Arranging categories and Synthesizing in inductive analysis. The research results show that professionalism, transparency and accountability in the management of TWI cash waqf are by sharia in the formation of nazir institutions, waqf asset management activities, investment in banking, portfolio and investment in the real sector as well as an annual report. So steps are needed to maintain Nazir's level of professionalism, it is time for Nazir to make an annual report every year and it is known to the public that TWI should collaborate with other foundations to collect, maximize and distribute waqf benefits.
Implementation of Zakat Fund Utilization Management to Asnaf Fi Sabilillah (Case Study of LAZ Al Bunyan) Ningrum, Tri Ambar; Hamdani, Ikhwan; Hakim, Nurman
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Management is needed for Zakat Management Institutions in the process of collecting, distributing and utilizing zakat funds. One of the amil zakat institutions in the city of Bogor on a scale of West Java Province is LAZ Al Bunyan. LAZ Al Bunyan already has a management system for the utilization of zakat for asnaf fi sabilillah as well as forming a zakat fund utilization program as an effort to utilize zakat funds for asnaf fi sabilillah. This study aims to explain how the management and efforts in utilizing zakat to asnaf fi sabilillah are carried out by LAZ Al Bunyan. In this study, the authors used a qualitative research method with a descriptive approach. Data collection techniques include observation, interviews, and documentation. The results of this study are that LAZ Al Bunyan has implemented management functions in the utilization of zakat to asnaf fi sabilillah, namely planning, organizing, actuating, and controlling. The form ofutilization efforts carried out on asnaf fi sabilillah is the establishment of the Indonesian House program which includes the dimensions of maqashid sharia as well as a special program of utilization for asnaf fi sabilillah based on Islamic boarding schools, namely the "Pesantrenku Jalan Surgaku" program.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MEMILIH PEMBIAYAAN AKAD MURABAHAH Madinah, Fairuz; Hamdani, Ikhwan; Hakiem, Hilman
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pelayanan, promosi, dan lokasi terhadap minat nasabah dalam memilih pembiayaan akad murabahah pada BTN Syariah Kcps. Cibinong. Metode yang digunakan adalah deskriptif kuantitatif. Pengumpulan data pada penelitian ini menggunakan kuesioner berupa angket yang disebar kepada nasabah BTN Syariah Kcps. Cibinong yang menggunakan pembiayaan murabahah. Jumlah responden pada penelitian ini sebanyak 40 responden. Metode analisis data yang digunakan adalah Structural Equation Modeling (SEM) dengan pendekatan Partial Least Square (PLS). Hasil penelitian ini menunjukkan bahwa 4 (25%) indikator termasuk kategori persepsi sangat baik, dan 12 (75%) indikator termasuk kategori persepsi baik. Ditemukan juga bahwa faktor pelayanan dan lokasi berpengaruh positif tetapi tidak signifikan terhadap minat nasabah dalam memilih pembiayaan akad murabahah dibuktikan dengan melihat nilai signifikansi < 0,05 (0,783>0,05) untuk faktor pelayanan dan 0,451>0,05 untuk faktor lokasi, sedangkan faktor promosi berpengaruh positif dan signifikan terhadap minat nasabah dalam memilih pembiayaan akad murabahah dibuktikan dengan nilai signifikansi <0,05 (0,039<0,05).
ANALYSIS OF SERVICE QUALITY ON CUSTOMER SATISFACTION ON MUDHARABAH SAVING PRODUCTS Nurochani, Nila; Amirullah, Mulia
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

This study aims to determine the level of customer interest and the level of company performance, and customer satisfaction with mudharabah savings products at Bank Syariah Indonesia in Tasikmalaya City. Importance Performance Analysis (IPA) determines the level of importance and implementation of mudharabah savings products. At the same time, they are calculating customer satisfaction using the customer satisfaction index (CSI). At the level of customer interest, it is found that the attributes of Islamic fund management and the security of funds are considered the most important, with an average value of 4.27. As for the performance level of the company's Islamic fund management attributes, the performance is regarded as the highest, with an average value of 3.83. Characteristics for the results obtained by customers in this study are considered unable to meet customer expectations, indicating its position in quadrant A (the top priority for repair). The calculation results show that customers/respondents are satisfied with the company's performance, with a CSI value of 70.93%.
SHARIA BANKING STRATEGY IN DEALING WITH FINANCIAL TECHNOLOGY A REVIEW OF THE LITERATURE Erlindawati, Erlindawati; Hendri, Zul; Suhartini, Ade; Eryana, Eryana
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

The purpose of this study is to determine the strategy of Islamic banking to deal with the development of Financial Technology (Fintech). This study uses a literature study technique in search of relevant theories to answer research problems related to the strategy of Islamic banks in dealing with financial technology. The results of this study reveal that a strategy that can be applied by banks to deal with the development of financial technology is the Collaborating Strategy of collaborating with businesses offered by fintech companies so that they can jointly build a platform that facilitates both businesses. Sharia Banking Channeling Strategy with Fintech by promoting a lending-based fund distribution model where the risk is borne by the banking itself, while fintech companies only have limited authority over the contents of the contract. Confotative Strategy by building a new company model with the current startup format. Sharia Banking Digitalization Strategy by utilizing technological advances to improve the quality of banking services. Improving the quality of human resources as actors in sharia banking and innovating sharia banking products.
FACTORS THAT INFLUENCE WAQIF INTENTION ON CASH WAQF AND WAQF THROUGH MONEY Kameswari, Ika; Beik, Irfan Syauqi; Asnawi, Yudha Heryawan
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 2 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Cash waqf and waqf through money as one of form of alms giving the reward of jariyah, have large gap between potential and realization. Therefore, this research aims to describe respondent’s characteristics and analyze factors that might be influenced waqifs’ intention to do cash waqf or waqf through money particularly through berkahwakaf.id. The method used in this study were descriptive and logistic regression analysis. This study involved 186 respondents from berkahwakaf.id and non-berkahwakaf.id waqifs. The result show that the character of respondent was balanced between male and female, dominated by age range 25-57 years old, dominated with minimum undergraduate education level, private and government employee with average income more than Rp 5 million. Data analysis result show that the waqif’s intention to do cash waqf and waqf through money affected by subjective norms, promotion and education level have asignificant positive affect and income level has a significant negative effect.

Page 13 of 19 | Total Record : 183

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