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Zainur Ridho
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zainur13ridho@gmail.com
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izziekonomiislam@gmail.com
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Jl. IR. H. Juanda No.370, Kp. Arab, Patokan, Kec. Kraksaan, Kab. Probolinggo, Provinsi Jawa Timur, 67282
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INDONESIA
IZZI: Jurnal Ekonomi Islam
Published by Sekolah Tinggi Ekonomi dan Bisnis Islam Badri Mashduqi Kraksaan Probolinggo
ISSN : -     EISSN : 27766756     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
IZZI: Jurnal Ekonomi Islam: Merupakan jurnal ilmiah berkala yang diterbitkan tiga kali setahun oleh Program Studi Manajemen Bisnis Syariah, Sekolah Tinggi Ekonomi dan Bisnis Islam Badri Mashduqi, Kraksaan, Probolinggo. Jurnal ini menerbitkan artikel yang menarik bagi praktisi perjalanan haji dan umrah, praktisi bisnis, dosen, pembuat kebijakan, dan peneliti. Jurnal ini mencakup artikel penelitian, laporan penelitian asli, review dalam manajemen bisnis di berbagai bidang antara lain: 1) Bisnis syariah 2) ekonomi syariah, 3) perbankan 4) keuangan syariah, 4) manajemen infaq sodakoh wakaf dan zakat 5) hukum ekonomi syariah 6) asuransi syariah dll. Mulai bulan Januari 2021, Jurnal IZZI difokuskan pada artikel-artikel bidang Ekonomi dan Bisnis yang berasal dari hasil-hasil penelitian, telaah ilmiah, dan kajian pustaka yang ditambah dengan pemikiran penerapan pada kasus-kasus tertentu.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 70 Documents
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Penerapan Etika Bisnis Islam Dalam Usaha MikroMebel/UMKM Abdul Mannan; Inayah Swasti Ratih
IZZI: Jurnal Ekonomi Islam Vol. 1 No. 2 (2021): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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Abstract

This study aims to determine the concept and application of Islamic business ethics forsmall business actors. The purpose of this research is to find out how the concept ofIslamic business ethics is and how it is implemented for small business actors so thatlater it is hoped that the results of this research resume can be used as a framework ormodel for other business actors. previous research. This study uses a qualitativeresearch approach with field studies of furniture business actors in the Paiton subdistrict, Randumerak village. The results showed that the strategies implemented in theIslamic sharia business are in the micro-furniture business. The results show that Mr. H.Dawi's furniture shop business in Randumerak has implemented Islamic businessethics, both by employers and employees. In conducting business and activities,business actors have understood and implemented Islamic principles or values basedon the Al-Qur'an and Hadith. The implementation of Islamic business ethics includesfive aspects, namely, Unity (Tauhid / unity), (Equilibrium / fair balance), (Free Will),(Responsibility / Responsibility), and (Truth, Honesty / truth honesty).
OPTIMALISASI WAKAF UANG DALAM KEMASLAHATAN UMAT DI JAWA TIMUR (Studi Kasus BMT MUDA Jatim) Mochammad Hisam; Siti Aisyah
IZZI: Jurnal Ekonomi Islam Vol. 1 No. 3 (2021): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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Abstract

Penelitian ini bertujuan untuk menjawab tiga masalah yaitu bagaimana strategi BMT MUDA Jatim dalam mengembangkan program dana wakaf uang? bagaimana optimalisasi pengelolaan program dana wakaf uang pada BMT MUDA Jatim untuk kemaslahatan umat di Jawa Timur? Apa hambatan dan solusi BMT MUDA Jatim pada program dana wakaf uang dalam kemaslahatan umat di Jawa Timur? Penelitian ini adalah penelitian lapangan dengan melakukan pendekatan deskriptif kualitatif. Teknik pengumpulan data menggunakan wawancara, observasi, dokumentasi dan studi pustaka yang berkaitan dengan strategi dan pengoptimalan dari adanya program dana wakaf uang pada lemabaga tersebut. Hasil dari penelitian yang dilakukan menunjukkan bahwa ada beberapa langkah yang di lakukan oleh pengurus lembaga tersebut diantaranya melakukan beberapa strategi untuk mendapatkan sumber dana wakaf uang. Sehingga dari adanya program tersebut bisa dimanfaatkan dengan baik agar membantu kegiatan sosial, individual masyarakat yang membutuhkan uluran tangan serta sarana-sarana yang ada kampung-kampung sehingga dari program ini bisa dirasakan oleh masyarakat.
PROBLEMATIKA PELAKSANAAN LELANG PADA PANGAMBEK DI  TEMPAT PELELANGAN IKAN (TPI) PAITON PROBOLINGO (PERSPEKTIF EKONOMI ISLAM) Moh Ainur Rizqi; Zainur Ridho
IZZI: Jurnal Ekonomi Islam Vol. 1 No. 3 (2021): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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Abstract

This paper aims to find out the problem of the auction process at the fish auction place in Paiton Probolinggo. The method used is to use descriptive qualitative methods in the collection technique through active observation, interviews with the head of the fish management office, middlemen and fishermen for documentation through the required documents. . The results of his research The fish auction place in Paiton in the practice of auctioning by wholesalers/panganmbek as providers of capital as a binder of auctions occurs when fishermen lack access to capital. The provision of capital begins with the provision of money from the middleman (bakul) to the skipper of the ship. The money was given with an agreement that the fish caught were sold to him. However, the money is actually a bond money for the fish caught later produced by fishermen. The catch of fish is directly given to the buyer (bakul) who has given the money without going through the auction process without involving the Paiton TPI office so that the retribution does not go well. In the auction practice at TPI Paiton, namely the attachment of fishermen to capital providers or middlemen in the auction process in Islam, it is also called muzayadah derived from the word zayadah which means adding-adding, namely bidding higher than others.
PENGELOLAAN TEMPAT PELELANGAN IKAN (TPI) DALAM UPAYA MENINGKATKAN KESEJAHTERAAN MASYARAKAT NELAYAN Moh Ainur Rizqi
IZZI: Jurnal Ekonomi Islam Vol. 1 No. 3 (2021): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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Abstract

The fish auction in Paiton District is a means of transactions for marine products, fish catches produced by fishermen that should be auctioned off and managed by TPI, but the management and utilization of TPI Paiton is considered not optimal due to several constraints and available facilities. The results showed that: 1) the management of the Fish Auction Place (TPI) in Paiton District has carried out its duties and functions properly, namely the facilities and functions have been utilized by fishermen, but still have not carried out the fish auction process itself but are auctioned by middlemen / pengambek . 2) the obstacles of the Paiton TPI in conducting the auction process. First, the price of fish auctioned by the Paiton TPI tends to be cheaper. Second, the attachment of capital to pengambek middlemen and lack of access to capital for fishermen. Third, there is still fish sales tax. 3) According to Imam Syatibi's Maqashid sharia review regarding safeguarding assets to improve the welfare of fishermen in Paiton District, it has been optimally categorized in the form of Dharurriyat such as property ownership and the prohibition of taking other people's property. Fulfillment of the hajiyyat aspect of understanding the shari'a of buying and selling and providing capital to fishermen, and tahsiniyyat such as avoiding deception and deception in the fish auction transaction process.
PENGGALANGAN DANA WAKAF TUNAI  MELALUI  CROWDFUNDING DI PT. AMMANA FINTEK SYARI`AH INDONESIA Muhammad Alwi Sihab Bashari
IZZI: Jurnal Ekonomi Islam Vol. 1 No. 3 (2021): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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Abstract

or case study which in this study looks for facts about raising cash waqf funds through crowdfunding and looking for factual information which in this study looks at the social phenomenon of raising cash waqf funds through crowdfunding in PT Amanah Fintek. The type of data used in empirical research comes from primary and secondary data, primary data is data that is directly obtained from informants through interviews, observations and documentation, while secondary data is used as supporting data, to check the validity of research data using triangulation. The cash waqf fundraising system offered by PT Ammana Fintek is a waqf fundraising by using an application that can make it easier for wakifs to do waqf besides that with a small nominal, the wakif can already do waqf so that it can attract people to do waqf, the method used by PT Ammana This fintech is a direct fundraising method in which PT Ammana Fintek uses techniques or methods that involve the participation of the waqif directly by using an application where the interaction process and the accommodation power of the waqif response can be carried out immediately (directly) if the waqif has desire to make a donation after getting a promotion from the institution's fundraiser.
KEHALALAN PRODUK MAKANAN DALAM UPAYA PERLINDUNGAN KONSUMEN (STUDY PADA IZZI BAKERY) Siti Aisyah; Yeni fatur rohmah; Santi rahmawati
IZZI: Jurnal Ekonomi Islam Vol. 1 No. 3 (2021): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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Abstract

As a large country with a majority Muslim population, it is certainly an irony that the consumption needs of the Indonesian people are not fully guaranteed to be halal, and no party can really ensure that raw materials or finished products are circulated and traded. guaranteed halal in the market. This study aims to study in depth about the halalness of food products in an effort to protect consumers of izzi bakery products in pp Al-mashduqiah benchmark kraksaan. This type of research uses qualitative methods. The definition of methodology as a research procedure that produces descriptive data in the form of written or spoken words from people and observable behavior. Data collection techniques used are observation, interviews, and data from documentation. The data analysis technique uses secondary data, namely interviews and direct observation. Based on interviews conducted at izzi bakery, it shows that halal food products in an effort to protect consumers have been implemented by employees at izzi. Based on the results of the study, it can be concluded that izzi bakery products have implemented standardization of halal products and the Consumer Protection Act in an effort to ensure the achievement of consumer protection.
ANALISIS LAPORAN SUMBER DAN PENYALURAN DANA KEBAJIKAN PADA BANK SYARIAH INDONESIA PERIODE ENAM BULAN PERTAMA TAHUN 2021 Safa Kurnia Putri; Nabila Amalia; Larassandy Utami; M. Alija Izzetbegovic Malak; Andi Amri
IZZI: Jurnal Ekonomi Islam Vol. 2 No. 1 (2022): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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Abstract

Virtue Funds and Zakat Funds are referred to as trusts in the form of deposited funds that will be distributed to parties entitled to receive zakat or to social institutions. Before the funds are distributed, it will add to the value of assets in Islamic banks. The purpose of this report analysis is to adjust the report on the benevolence fund of Bank Syariah Indonesia in the period from January to June with the report stated in PSAK No. 101. This analysis uses a qualitative method that reveals the income of the benevolence fund at Bank Syariah Indonesia (BSI). The results showed that the number of Qardhul Hasan funds or sources of benevolence funds at Bank Syariah Indonesia in 2020 was more than in the early 2021 period. Bank Syariah Indonesia distributed these benevolent funds for social activities, such as donations for natural disasters, donations for religious activities, institutional development assistance. education, construction of places of worship, and so on.
MANAJEMEN UNIT USAHA PONDOK PESANTREN BADRIDDUJA Siti Aisyah; Fasihul lisan; Muhammad Rofek
IZZI: Jurnal Ekonomi Islam Vol. 2 No. 1 (2022): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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Islamic boarding school is one of the institutions that maintains the traditional culture of the Indonesian people, especially in the field of religion and noble character as well as the preservation of Indonesian traditional culture to face the development of modernization in people's lives. The purpose of this study is to find out how the management of Hamdalah's business unit in developing its business. qualitative research method with a case study research approach to describe the objectives of the management research of the Hamdalah Islamic Boarding School Badridduja Kraksaan Probolinggo. The research was conducted by conducting interviews (interviews), and observations. In terms of data sources, additional materials originating from written sources can be divided into sources of scientific books and magazines, sources from archives, personal documents, and official documents. From the results of the interview above, it can be seen that the initial capital from the Hamdalah business unit was 20,000,000 where the money came from loan funds to the Badridduja Islamic boarding school then the capital debt to the Islamic boarding school was repaid using a credit system, while for the time period for the repayment of the capital debt, the Hamdalah business unit paid it off. within 2 years. The Hamdalah business unit, the Badridduja Islamic Boarding School, was established in 2019 and Nyai Zumroh is the leader. Human resource management applied in the management of the Hamdalah business unit is to divide tasks and time with the hope that employees can work optimally and Nyai Zunroh as a leader always takes personal approaches and is open to subordinates, always providing direction to subordinates.
STRATEGI PEMASARAN SYARI’AH KEDAI TERMINAL BAMBU KRAKSAAN Yeni Fatur Rohmah; Santi Rahmawati
IZZI: Jurnal Ekonomi Islam Vol. 2 No. 1 (2022): IZZI: Jurnal Ekonomi Islam
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Marketing strategy is a set of goals and objectives, policies and rules that provide direction to marketing efforts over time, Strategy is the overall concept of how a company regulates itself and all activities with the aim of making the business run successfully, competitive, and generate returns to shareholders, Islamic marketing is a strategic business discipline that directs the process of creating, offering, and changing values ​​from one initiator to its stakeholders. This study aims to determine the sharia marketing strategy of the case study of the kraksaan bamboo terminal shop. This research method uses descriptive qualitative research methods and uses case study research. one form of real adaptation that has been implemented as well as empowering its potential for the benefit of the environment. From the research above, we can conclude that the sharia marketing strategy at the kraksaan bamboo terminal shop is to carry out its business activities professionally.
EFISIENSI DAN PRODUKTIVITAS ORGANISASI PENGELOLA ZAKAT NASIONAL Nurul Ichsan; Nakania Yumena
IZZI: Jurnal Ekonomi Islam Vol. 2 No. 1 (2022): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

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This study aims to analyze the level of efficiency and productivity of the National Zakat Management Organization during the periode 2015 – 2018 using Data Envelopment Analysis and Malmquist Productivity Index in the first stage. The second stage tests the factors that influence the level of efficiency using the Tobit Regression Model. The object of research is the financial statements at BAZNAS, LAZ Al Azhar, and Rumah Zakat. The DEA calculation results show that on average the three OPZ produce a100% efficiency level. However, only Rumah Zakat produced less than 100% optimal efficiency levels in 2015. In the calculation of productivity, on average the total productivity factor was driven by technological change, the change in efficiency resulted in a valeu of 1.000 so that it had no effect on the TFP. Furthermore, in the second stage of processing the Tobit Regression Model shows that fixed assets and current assets have a positive and significant effect on efficiency and operational costs have a negative and significant effect on the level of efficiency. Meanwhile, funds raised, personnel costs, and channeled have no significant effect on the level of efficiency.

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