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Contact Name
Imam Kharits Najibulloh
Contact Email
it@insima.ac.id
Phone
+6285879856006
Journal Mail Official
rumahjurnal@insima.ac.id
Editorial Address
https://jurnal.insima.ac.id/index.php/j-ebi/about/editorialTeam
Location
Kab. cilacap,
Jawa tengah
INDONESIA
J-EBI Jurnal Ekonomi dan Bisnis Islam
ISSN : 28292995     EISSN : 28292995     DOI : https://doi.org/10.57210/j-ebi.3.01
Core Subject : Economy,
Focuse And Scope J-EBI (Jurnal Ekonomi dan Bisnis Islam) 1. Ekonomi dan Bisnis Syariah 2. Manajemen 3. Manajemen Bisnis 4. Akuntansi Syariah 5. Keuangan dan Perbankan Syariah 6. Manajemen Zakat, Infak, Shodaqoh dan Wakaf 7. Kewirausahaan Islam 8. Hukum Ekonomi Islam 9. Pemikiran Ekonomi Islam 10. Etika Bisnis Islam 11. Pasar Modal Islam
Articles 42 Documents
TRANSFORMASI PERILAKU INDUSTRI DAN IMPLEMENTASI SYARIAH PADA UMKM HALAL DI ERA DIGITAL: Studi Kasus Umkm Halal “Dapoer Yesi” Di Kota Lhokseumawe Azkia Munira; Malahayatie
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 01 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v4.i02.172

Abstract

Industrial behavior has undergone a significant transformation from conventional market frameworks to adaptations required by digital disruption, with meaningful implications for SME actors, particularly in the halal industry sector. This study aims to investigate the dynamics of industrial behavior changes concerning perfect competition, imperfect competition, and the era of digital disruption, and to relate these changes to the implementation of Sharia principles in halal SMEs. The methodology employed is qualitative descriptive, using literature review and field observation. The field study focuses on the home-based cake business “Dapoer Yesi” located in Lhokseumawe. The findings indicate that halal SME industrial practices successfully integrate efficiency, technological innovation, and Sharia values throughout business operations. Despite challenges related to regulations and accessibility of halal certification information, dedication to halal-thayyib principles remains strong among SME actors. This study highlights the need for supportive policies aimed at promoting digitalization and facilitating halal certification, enabling halal SMEs to grow and compete ethically and effectively in an evolving market landscape.
ANALISIS PERAN KEBIJAKAN TARIF DAN NON TARIF PEMERINTAH TERHADA DAYA SAING EKSPOR TEMBAKAU INDONESIA Firdatul Muida; Siti Nur Laela; Tarisa Wina Laksmana; Khasibul Busro Al Faqih; Putri Catur Ayu Lestari
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 01 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i01.229

Abstract

Penelitian ini bertujuan menganalisis peran kebijakan tarif dan non-tarif pemerintah terhadap daya saing ekspor tembakau Indonesia di pasar internasional serta membandingkan efektivitas kedua instrumen tersebut dalam meningkatkan kinerja ekspor. Permasalahan utama yang melatarbelakangi penelitian ini adalah ketidakseimbangan antara upaya peningkatan ekspor komoditas tembakau sebagai sumber devisa dan penerapan regulasi kesehatan global yang ketat, yang menimbulkan hambatan kepatuhan dan menurunkan daya saing produk Indonesia. Penelitian menggunakan metode deskriptif kualitatif berbasis data sekunder dari publikasi resmi pemerintah, artikel ilmiah terakreditasi, serta laporan statistik perdagangan. Hasil penelitian menunjukkan bahwa kebijakan tarif berpengaruh langsung terhadap struktur harga dan stabilitas pasokan tembakau, sehingga menjadi instrumen strategis dalam memperkuat daya saing melalui pengaturan harga dan perlindungan petani. Sementara itu, kebijakan non-tarif seperti sertifikasi mutu, standar teknis, pelabelan kesehatan, dan regulasi pengemasan terbukti menimbulkan hambatan signifikan berupa peningkatan biaya operasional dan penyempitan akses pasar, terutama bagi eksportir skala kecil, meskipun juga membuka peluang peningkatan kualitas dan inovasi produk berisiko rendah. Secara keseluruhan, efektivitas daya saing ekspor tembakau Indonesia memerlukan sinergi kebijakan adaptif dan dukungan pemerintah dalam fasilitasi sertifikasi, diplomasi perdagangan, dan modernisasi industri agar ekspor tetap berkelanjutan di tengah dinamika pasar global.
STRATEGI PEMASARAN RELASIONAL DALAM MENINGKATKAN LOYALITAS NASABAH BANK SYARIAH DI ERA DIGITAL Azzayatul Rahma Mumtazah
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 01 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i01.230

Abstract

Competition in the Islamic banking industry in thedigital era requires marketing strategies that are oriented towards buildinglong-term relationships to increase customer loyalty. This studyaims to analyze the relational marketing strategies implemented by Islamic banksto increase customer loyalty in the digital era. A descriptive qualitative approachwas used with a purposive sampling technique toselect informants, consisting of relationship officers, marketing personnel, customerservice personnel, and active customers who use digital services. Data were collected throughin-depth interviews, observations, and documentation studies, then analyzedusing thematic analysis techniques. The results showed that Islamic banksimplemented relational marketing strategies through the personalization of digital services, digital-based interactive communication, continuous interaction, andthe impact of relational marketing strategies on customer loyalty. The success of the strategy is influenced by customer trust, the quality of digital interactions,company commitment, and human resource competence in digital technology. This studycontributes to the development of the concept of digital relational marketing inIslamic banking and provides practical recommendations for Islamic bank managementin optimizing customer loyalty.
DAMPAK PENERAPAN SERVICE EXCELLENCE TERHADAP TINGKAT KEPUASAN NASABAH BANK SYARIAH Lutfia Sobaroh Lutfia; Peni Haryanti
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 01 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i01.231

Abstract

This study aims to analyze the impact of implementing service excellence on the level of satisfaction of Islamic bank customers through a literature review approach. The research was conducted by reviewing various journals, books, and scientific reports that discuss service quality, dimensions of service excellence, and customer satisfaction in the context of Islamic banking. The results of the study show that the implementation of service excellence including responsiveness, reliability, assurance, empathy, and physical evidence consistently contributes positively to increased customer satisfaction. Fast, professional, and Sharia-compliant services have been proven to increase customer trust and comfort. However, some literature indicates that challenges remain, particularly regarding human resource quality, service consistency, and digital technology development. Therefore, improving employee competence and service innovation are important strategies for strengthening Islamic bank customer satisfaction.
FAKTOR-FAKTOR YANG MEMPENGARUHI DAYA SAING BANK SYARIAH TERHADAP BANK KONVENSIONAL: TINJAUAN LITERATUR Kharimatus Solikha; Peni Haryanti
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 01 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i01.232

Abstract

Bank syariah di Indonesia menghadapi persaingan ketat dengan bank konvensional, terutama di era digital dan perubahan perilaku nasabah. Keunggulan prinsip bagi hasil dan kepatuhan syariah menjadi nilai tambah, namun inovasi produk, kualitas layanan digital, dan literasi masyarakat masih menjadi tantangan. Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor yang memengaruhi daya saing bank syariah melalui analisis literatur. Penelitian menggunakan metode kualitatif dengan pendekatan literature review, dengan menganalisis berbagai penelitian terdahulu terkait faktor internal dan eksternal yang memengaruhi daya saing bank syariah di Indonesia. Hasil penelitian menunjukkan bahwa terdapat lima faktor internal utama yang memengaruhi daya saing bank syariah, yaitu produk dan layanan, promosi dan edukasi, sumber daya manusia, teknologi dan infrastruktur, serta struktur dan operasional. Selain itu, faktor eksternal seperti kondisi makroekonomi, regulasi, dan pengawasan Dewan Pengawas Syariah juga berperan signifikan. Keunggulan produk syariah, kompetensi SDM, literasi nasabah, serta percepatan digitalisasi menjadi determinan penting dalam membentuk posisi kompetitif bank. Peningkatan daya saing bank syariah memerlukan strategi holistik yang mengintegrasikan penguatan faktor internal dan adaptasi terhadap faktor eksternal.
SHOPEE MARKET SHARE CENTRALIZATION AND CHANGES IN INDONESIAN E-COMMERCE MARKET STRUCTURE S. Reza Wildan; Yudha Saputra; Dicky Setiawan; Fadila Ulfah; Ahmad Soleh; Defika Putri Nastiti
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 01 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i01.317

Abstract

This study aims to analyze the centralization of market share on Shopee and its implications for changes in the Indonesian e-commerce market structure. The method used is qualitative research with a descriptive-analytical approach and case studies. Data were obtained through literature review and documentation in the form of industry reports, scientific journals, and publications related to the development of e-commerce in Indonesia. The analysis was conducted using the Structure Conduct Performance theoretical framework. The results show an increase in market concentration, characterized by Shopee's dominance in terms of visits and transaction activity compared to its competitors. Aggressive promotional strategies, digital ecosystem integration, and network effects are the main factors strengthening this dominant position. The market structure has shifted from a relatively competitive market to a concentrated oligopoly with a single dominant company. This situation has positive impacts in the form of easier market access and increased transactions for MSMEs, but also has the potential to create dependency and the risk of reduced competition in the long term. Therefore, regulatory oversight is needed to maintain the balance and sustainability of business competition in the Indonesian e-commerce industry.
GOOD GOVERNANCE DAN PENILAIAN KINERJA DALAM PERSPEKTIF ISLAM: ANALISIS KONSEPTUAL ATAS PRAKTIK DI BOJONEGORO Muhammad Rozi; Ifa Khoiria Ningrum; HM Ridlwan Hambali; Lina Amiliya
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 02 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i02.336

Abstract

This study aims to examine the relationship between the principles of good governance and the government apparatus performance appraisal system and integrate them with Islamic values. The background of this research is based on the persistent gap between the ideal concept of good governance and performance appraisal practices, which tend to be administrative and oriented solely towards quantitative indicators. This condition causes performance appraisals to be unable to fully reflect the quality of work, integrity, and social impact generated by government apparatus. Furthermore, the overly technical orientation of the assessment often ignores moral aspects and spiritual responsibility. This study uses a qualitative approach with library research, utilizing various sources such as books, scientific journals, policy documents, and Islamic sources such as the Qur'an and hadith. Data collection techniques were carried out through documentation studies, while data analysis used content analysis with a descriptive-analytical approach. The results of the study indicate that performance appraisals play a crucial role in supporting the implementation of good governance, but the existing system still has limitations. The integration of Islamic values ​​such as amanah (trust), justice, ihsan (goodness), and maslahah (benefit) provides ethical and spiritual dimensions, thereby expanding the assessment indicators to include aspects of results, processes, and intentions in a more balanced and comprehensive manner.
STRATEGI DIGITAL MARKETING DASILVA BATIK DALAM MENINGKATKAN BRAND AWARENESS DAN MINAT BELI KONSUMEN DI ERA DIGITAL siti nur; Salman Farizi; adelita linatus soleha
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 02 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i02.517

Abstract

This study aims to describe and analyze the digital marketing strategies implemented by Dasilva Batik, a batik fashion MSME in Malang City established in 2017 with the tagline "Wearing Batik Doesn't Have to Mean a Shirt" in an effort to boost brand awareness and consumer purchase interest. The digital marketing activities examined encompass platforms such as TikTok, Shopee, Instagram, and WhatsApp Business, covering live streaming, daily content production, a project-based ordering system, and participation in exhibitions and media coverage. A qualitative descriptive approach utilizing a case study method was employed. Data collection involved observation, in-depth interviews with the founder and marketing team, and document analysis using the SWOT (Strengths, Weaknesses, Opportunities, Threats) matrix. The findings reveal that Dasilva Batik’s key strengths lie in product differentiation as a pioneer of batik jackets, comprehensive business legality, and extensive partnership networks and media exposure. However, a fundamental weakness lies in the management of digital content, which lacks a structured schedule and a data-driven approach. The "local pride" trend among the youth and the rise of short-video platforms present major opportunities, while aggressive market competition and changing platform algorithms pose dynamic threats. The study recommends developing a structured content calendar and implementing storytelling rooted in cultural values ​​to optimally convert brand exposure into increased brand awareness and consumer purchase interest.
PENGARUH PENGGUNAAN E-MONEY TERHADAP PERILAKU KONSUMTIF DENGAN KONTROL DIRI SEBAGAI MEDIATOR Mutiara Angelin Paz Salsabila; Ani Faujiah
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 02 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i02.357

Abstract

The rapid expansion of financial technology, particularly e-money, has fundamentally altered transaction patterns, potentially triggering consumptive behavior due to the psychological distance from physical cash. This study aims to examine the direct effect of e-money usage on the consumptive behavior of the Sidoarjo community and to determine whether self-control effectively mediates this relationship. Utilizing a quantitative approach, data were gathered via questionnaires from 100 e-money users selected through simple random sampling. The data were analyzed using multiple linear regression and path analysis. The empirical findings reveal that e-money usage significantly increases both consumptive behavior and self-control. Interestingly, the path analysis demonstrates that self-control fails to mediate the relationship between e-money usage and consumptive behavior. This paradox suggests that while digital transaction tracking may boost cognitive financial awareness, the structural convenience and frictionless nature of e-money overpower individual self-restraint. The study implies an urgent need for comprehensive financial literacy programs and built-in application frictions to mitigate the adverse effects of digital payment convenience.
DAMPAK PERBANKAN SYARIAH TERHADAP PEMBANGUNAN, LITERASI KEUANGAN, DAN KEBERLANJUTAN: TINJAUAN SISTEMATIS DARI PERSPEKTIF EKONOMI ISLAM Meutia Eka Putri
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 5 No 02 (2026): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v5.i02.411

Abstract

This study presents a systematic review of five reputable international journals examining Islamic banking from multiple dimensions, covering human development impact, Islamic financial literacy, corporate governance, ESG performance, and sustainability. Employing a Systematic Literature Review (SLR) approach based on PRISMA protocol standards alongside descriptive-comparative analysis, this study identifies theoretical and methodological threads across the five studies. The results indicate that Islamic banking benefits are long-term and contextual, spiritual intelligence plays a more dominant role than financial literacy in driving customer interest, layered oversight strengthens reporting transparency, and sustainability adoption in Islamic banks tends to be symbolic. This study implies the need for integration between Islamic values, effective governance, and authentic sustainability strategies in the development of the Islamic financial industry.