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All Journal Jurnal Ekonomi : Journal of Economic INFERENSI Kodifikasia: Jurnal Penelitian Islam JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Indonesia Journal of Halal JURNAL PENDIDIKAN TAMBUSAI FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Business, Economics and Entrepreneurship Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Cendekia Niaga Al-Sharf: Jurnal Ekonomi Islam Jurnal Investasi Islam MUBEZA Pemikiran Hukum dan Ekonomi Islam Journal of Islamic Economic and Business Research Journal Of Sharia Banking ProBisnis : Jurnal Manajemen Al-Buhuts (e-journal) EKSYA: Jurnal Ekonomi Syariah International Journal Mathla'ul Anwar of Halal Issues Al Dzahab Jurnal Riset Ekonomi Syariah Al-Iqtishad : Jurnal Ekonomi Saree : Research in Gender Studies Sosiologia : Jurnal Agama dan Masyarakat Al Hisab: Jurnal Ekonomi Syariah Journal of Islamic Economics and Finance AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Amal: Jurnal Ekonomi Syariah Ekonom : Jurnal Ekonomi dan Bisnis AT-TIJARAH: Journal Islamic Banking and Finance Research Jurnal Al-ittifaq JSE: Jurnal Sharia Economica Jurnal Bisnis dan Ekonomi Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah J-ISCAN : Journal of Islamic Accounting Research JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Tijarah GREAT: Jurnal Manajemen dan Bisnis Islam Malik Al-Shalih Mu'amalatuna: Jurnal Ekonomi Syariah Jurnal Kolaborasi Akademika Taraadin : Jurnal Ekonomi dan Bisnis Islam Seumike : Society Progress Journal J-EBI Jurnal Ekonomi dan Bisnis Islam
Malahayatie, Malahayatie
Universitas Islam Negeri Sultanah Nahrasiyah Lhokseumawe
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Social Sciences Other

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APLIKASI SYIRKAH BERBASIS BAGI HASIL TANGKAPAN IKAN NELAYAN: PERSPEKTIF SOSIAL EKONOMI Malahayatie Malahayatie; Suryani Suryani
Kodifikasia: Jurnal Penelitian Islam Vol 14, No 2 (2020)
Publisher : IAIN PONOROGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/kodifikasia.v14i2.2141

Abstract

This study aims to find out about the tradition of fishing revenue mudharabah systems and see various phenomena of poverty in fishermen in Banda Sakti District, Lhokseumawe city, Aceh. The method in this study uses descriptive qualitative methods with the type of research using field research. The results of the study revealed that the existing fisheries revenue sharing practices among fishermen in Banda Sakti District were viewed from two different regions and were led by two regional commander namely Kuala Pusong and Kuala Mamplam. Each region has a different production sharing practice. The practice of mudharabah syirkah application has been applied unwritten among the fishermen.Keywords: Syirkah, Mudharabah, Fishermen
KEADILAN, NEGARA DAN PEMBANGUNAN EKONOMI: PERSPEKTIF EKONOMI ISLAM Malahayatie Malahayatie
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 2 No 1 (2018): JESKaPe Vol. 2 No. 1 January-June 2018
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (345.94 KB)

Abstract

This article aims to describe the theory of Islamic justice in a country in order to realize economic development evenly. The Islamic economic system is based on the principle of justice, this covers all basic aspects of the economy such as production, distribution, consensus and exchange. Justice is the most important pillar in the Islamic economy. In Islam the State has an important role in upholding this justice, so that the State must have policies or strategic steps for the realization of a just and prosperous economic development. Regarding justice, Ibn Khaldun has emphasized that justice is the backbone and principle of the strength of an economy. If justice cannot be implemented, then a country will be destroyed and destroyed. The state has a big responsibility in realizing just economic development. This requires that the community has the same opportunity to obtain a decent life, even though each society is distinguished by the level of potential, skill and intellectuals, as well as the economic life it has. In the Islamic economy justice is meant that the country together with its community is able to integrate synergistically to regulating the whole aspect of life into a whole set of entities. The justice to be achieved in this article also expects the nature and character of the community as the core of a country in order to have commendable traits in using all natural resources as capital for production, consumption and distribution. Keywords: Justice, State, Economic Development, Islamic Economy
PERANAN AUDITOR SYARIAH PADA SISTEM JAMINAN HALAL DI BANK SYARIAH Malahayatie Malahayatie
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 2 No 2 (2018): JESKaPe Vol. 2 No. 2 July-December 2018
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (299.837 KB)

Abstract

This article aims to provide a description of the role of auditors Sharia halal assurance system in Islamic banking in Indonesia.. Syariah banking is as finance institution should be checked and experimented smartly, product, and it’s operational by an independent institution that is an “syariah auditor” and should be paid an attention by syariah auditor that is the finance report of Syariah bank, SOP (System Operating Procedures), Syariah Human resoource (HR), Syariah monitoring Council, and structure of syariah product. The moitorig of syari’ah bank as well as monitored by internal or external syari’ah auditor, while the guarantee in Islamic law divided into two their consisted of : personal guarantee and property guarantee and known as “kafalah or rahn”. The institution that control or monitor that’s internal or external syariah auditor should do the syariah internal review that was done by syariah compliance officer, that control or monitor the syari’ah compliance and decision ”fatwa”, instruction, guideline, that issued by Syariah monitoring Council in that finance institution. Syariah review, internal of syariah review and syariah auditing is an important process to ensure the halal guarantee system to the operational activity of syariah finance institution and it’s syariah products. The report and recomendation from the Syariah monitoring Council willbe given to National Syariah monitoring Council as the consideration. Keyword: Auditor, Halal Guarantee, National Syariah Council
ETIKA MARKETING DALAM PERSPEKTIF EKONOMI ISLAM Malahayatie Malahayatie; Maryamah Maryamah
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 3 No 1 (2019): JESKaPe Vol. 3 No. 1 January-June 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (238.296 KB) | DOI: 10.52490/jeskape.v3i1.441

Abstract

Marketing is a human activity that is directed to meet the needs and desires through the exchange process. While marketing in the view of Islam is an application of strategic discipline in accordance with sharia values ​​and principles. Assessment of business success is not only determined by increasing economic and financial achievements, but success must also be measured through benchmarks of morality and ethical values ​​on the basis of social values ​​in religion. The type of this research is library research (library research), which is a data collection which is carried out directly on an object to obtain data. This research uses a normative approach which is research based on theories and marketing concepts in Islam. From the results of this discussion it was concluded that, Islamic marketing teaches marketers to be honest with consumers or others. Sharia values ​​prevent marketers from falling into values ​​that must be upheld by a marketer. Four forms of marketing in Islamic Economic Ethics that guide marketing as Rabbaniyah, Akhlaqiyyah, Al-Waqiyyah and Insaniyyah. Some things that must be considered as marketing ethics in the perspective of Islamic economics are having a good and spiritual personality (taqwa), being fair in business, having a good personality and and respecting people's rights and property correctly, serving consumers humbly, always keeping promises and no cheating in marketing, honest and trustworthy and not excessive in advertising goods, do not like to prejudice and bad-mouthing the merchandise of others, do not make bribes (risywah), all forms of marketing activities must provide benefits to many parties and cooperate with each other and provide benefits with the aim of welfare among fellow entrepreneurs.
PENGARUH RASIO PROFITABILITAS DALAM MENILAI KINERJA KEUANGAN PADA PT BANK BRI SYARIAH Tbk TAHUN 2014-2018 Malahayatie Malahayatie; Siti Nurhaliza
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 4 No 2 (2020): JESKaPe Vol. 4 No. 2 July-December 2020
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v4i2.798

Abstract

Abstract This study aims to determine how much influence the Gross Profit Margin, Net Profit Margin and Return On Assets on Financial Performance at PT. BRI SyariahTbk in 2014-2018. The data used in this study are secondary data for the period 2014-2018. Data analysis method used in this study is multiple linear regression method. The results showed that partially it can be concluded that Gross Profit Margin has a t-count of 550.7386 which is greater than the t-table of 6.31 (550.7386> 6.31), meaning that Gross Profit Margin has a positive and significant effect on BRI Syariah Bank Financial Performance in Indonesia, partially Net Profit Margin has a t-count value of 144.6863 greater than t-table that is 6.31 (144.6863> 6.31), meaning that Net Profit Margin has a positive and significant effect on the Financial Performance of BRI Syariah Banks in Indonesia, and Return on Assets has a t-count of 423.9126 which is greater than ttable which is equal to 6.31 (423.9126> 6.31), meaning that Return On Assets has a positive and significant effect on the Financial Performance of BRI Syariah Banks in Indonesia. The results of tests carried out simultaneously or together it can be seen that the F-count value is greater than the F-table that is equal to (319218.3> 216), meaning that Gross Profit margin, Net profit Margin and Return On Assets together have a positive and significant effect on performance Bank BRI Syariah Finance in Indonesia. Keywords: Gross Profit Margin, Net Profit Margin, Return on Assets, Financial Performance Abstrak Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh Gross Profit Margin, Net Profit Margin dan Return On Assets terhadap Kinerja Keuangan pada PT. BRI SyariahTbk tahun 2014-2018. Data yang digunakan dalam penelitian ini adalah data sekunder periode 2014-2018. Metode analisis data yang digunakan dalam penelitian ini adalah metode regresi linier berganda. Hasil penelitian menunjukkan bahwa secara parsial dapat disimpulkan bahwa Gross Profit Margin memiliki t-hitung 550,7386 lebih besar dari t-tabel 6,31 (550,7386> 6,31), artinya Gross Profit Margin berpengaruh positif dan signifikan terhadap Kinerja Keuangan Bank BRI Syariah Indonesia, secara parsial Net Profit Margin memiliki nilai t-hitung 144.6863 lebih besar dari t-tabel yaitu 6.31 (144.6863> 6.31), artinya Net Profit Margin berpengaruh positif dan signifikan terhadap Kinerja Keuangan Bank BRI Syariah di Indonesia, dan Return on Asset memiliki thitung 423.9126 lebih besar dari t-tabel yaitu sebesar 6.31 (423.9126> 6.31), artinya Return On Assets berpengaruh positif dan signifikan terhadap kinerja keuangan Bank BRI Syariah di Indonesia. Hasil pengujian yang dilakukan secara simultan atau bersama-sama dapat diketahui bahwa nilai Fhitung lebih besar dari Ftabel yaitu sebesar (319218,3> 216), artinya Gross Profit Margin, Net Profit Margin dan Return On Assets secara bersama-sama mempunyai pengaruh positif dan berpengaruh signifikan terhadap kinerja Bank BRI Syariah Finance di Indonesia. Kata kunci: Gross Profit Margin, Net Profit Margin, Return on Assets, Kinerja Keuangan.
The Role of Islamic Ethic Investment in Aceh Malahayatie Malahayatie; Rahmawati Rahmawati
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 16, No 1 (2022)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v16i1.137-150

Abstract

Investment has important role in economic development of Aceh.However, many investors tend to violate the work ethics while workingwith the enterpreneurs and local goverment. This study aimed to observe TheRole of Islamic Ethic for Synergy Form and Domestic Investment Contributionamong the Enterpreneurs and Goverment of Aceh. This is a qualitative descriptive study using survey method. The respondents were enterpreneurs andlocal Government of Aceh. The results of this study show that the Islamic ethic has important role in forming work synergy between the enterpreneurs and Aceh Government contributing to the invesments in Aceh.
PEMBERDAYAAN REMAJA PRODUKTIF SEBAGAI UPAYA PEMBENTUKAN KARAKTER ISLAMI DAN PENINGKATAN EKONOMI KELUARGA Malahayatie Malahayatie; Aina Salsabila; Erlidawati Erlidawati; Uswatun Hasanah; Eva Heliza
JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 29, No 2 (2023): APRIL-JUNI
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jpkm.v29i2.47910

Abstract

Kegiatan pengabdian kepada masyarakat yang dilakukan di gampong Dayah Blang Seureukuy dan Blang Seureukuy bertujuan untuk peningkatan pendidikan karakter islami dan peningkatan ekonomi keluarga. Subjek dalam pengabdian kepada masyarakat ini adalah   remaja   yang berusia mulai dari 16 tahun sampai 25 tahun berjumlah 40 orang, dengan menggunakan pendekatan CBR (Community Based Research) dan metode PAP. Subjek merupakan remaja pada usia produktif, namun mereka memiliki riwayat putus sekolah sejak SMP dan SMA. Mereka diberikan pendampingan dan pelatihan tentang pentingnya pendidikan karakter islami sebagai pondasi awal dan bekal masa depan karena mereka asset bangsa yang akan menjadi pemimpin kelak. Para remaja ini diberikan pelatihan tentang pengelolaan ekonomi keluarga melalui kegiatan wirausaha dan strategi pemasarannya. Hal ini dilakukan sehingga subjek sasaran memperoleh pengetahuan tentang pentingnya pendidikan karakter islami dan pengetahuan tentang pengelolaan ekonomi dalam keluarga. Metode yang dilakukan berupa pelatihan dan penyuluhan secara langsung kepada subjek secara bertahap. Lokasi pengabdian kepada masyarakat dilaksanakan di gampong Dayah Blang Seureukuy dan Blang Seureukuy yang memiliki remaja putus sekolah yang cukup tinggi.
THE EXISTENCE OF ISLAMIC SHARIA AND SECURITY AS THE EFFORT FOR INVESTMENT INCREASING IN ACEH PROVINCE Malahayatie; Ali Muhayatsyah
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 3 No. 2 (2021): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v3i2.144

Abstract

The Research tries to identify the existence factor of Islamic sharia also the security issue that still constrain the invesment because Aceh as the area with conflict history of long term conflict. The existence of security factor for investor is the most important variable in investment climate because the investors expect that the security guarantee for investment sustainability in an area. Islamic Syari’ah is supposed as one of factor that Aceh goverment policy in its implementation faced many problems itself so that, it will become an obstacle in investment.Islamic Syari’ah not become as all the contrainst or obstacle in investment. The initial and fisrt objective from Islamic syari’ah implementation is to implement and realize the benefit of people in community and it was implemented in Maqashid Asy-Syariah. Related with the investment that tightly related with maqashid Hifzul Al-Maal Principles (secure and keep the property well). Islamic Syari’ah Existence is the sequence of security existence as the manifestation from benefit of the soul maintenence and care. Maqashid Asy-Syariah become benchmark in Islamic syari’ah implementation in Aceh could be applied and implemented in many policies program in all aspect especially in economy. By paying attention to the benefit of the security factor in Aceh, it will be created by itself because security and peace in muamalah is the goal of Islamic Sharia itself.
Analisis Pengaruh Layanan Mobile Banking Terhadap Kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari Maulina, Isra; Malahayatie; Miftahul Jannah
Jurnal Investasi Islam Vol 9 No 1 (2024): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v9i1.8524

Abstract

Abstract This research aims to find out how mobile banking services, namely security, reliability and access capability, influence PT customer satisfaction. Bank Syariah Indonesia KCP Pante Bidari both partially and simultaneously. The type of research used is quantitative research with a descriptive approach. The sample used in this research was customers of PT. Bank Syariah Indonesia KCP Pante Bidari with 88 customers. Technique for distributing questions through questionnaires. The data analysis techniques used in this research are data quality tests, namely validity and reliability tests, classical assumption tests, namely normality tests, multicollinearity tests and heteroscedasticity tests, multiple linear regression tests and hypothesis tests, namely f tests, t tests and coefficient tests. determinant (R2). The data was processed using SPSS version 25. This research obtained the results that variable 1) Security had a significant negative effect on customer satisfaction at PT. Bank Syariah Indonesia KCP Pante Bidari. 2) Reliability has a significant positive effect on PT customer satisfaction. Indonesian Sharia Bank KCP Pante Bidari. 3) Access capability has a significant positive effect on PT customer satisfaction. Indonesian Sharia Bank KCP Pante Bidari. 4) Simultaneously, it is known that mobile banking service variables which include security, reliability and access capability have a significant effect on customer satisfaction at PT. Indonesian Sharia Bank KCP Pante Bidari. Keywords: Mobile Banking Services, Security, Reliability, accessibility, and Customer Satisfaction. Abstrak Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh layanan mobile banking yaitu keamanan, kehandalan dan kemampuan akses terhadap kepuasan nasabah PT. Bank Syariah Indonesia KCP Pante Bidari baik secara parsial dan simultan. Adapun jenis penelitian yang digunakan adalah jenis penelitian kuantitatif dengan pendekatan deskriptif. Sampel yang digunakan dalam penelitian ini adalah nasabah PT. Bank Syariah Indonesia KCP Pante Bidari yang berjumlah 88 Nasabah. Teknik penyebaran pertanyaan melalui kuesioner. Teknik analisis data yang digunakan dalam penelitian ini adalah uji kualitas data yaitu uji validitas dan uji reliabilitas, uji asumsi klasik yaitu uji normalitas, uji multikolinieritas, dan uji heteroskedastisitas, uji regresi linier berganda dan uji hipotesis yaitu uji f, uji t, dan uji koefisien determinan (R2). Data tersebut diolah menggunakan SPSS versi 25. Penelitian ini memperoleh hasil bahwa variabel 1) Keamanan berpengaruh secara negatif signifikan terhadap kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari. 2) Kehandalan berpengaruh secara positif signifikan terhadap kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari. 3) Kemampuan akses berpengaruh secara positif signifikan terhadap kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari. 4) Secara simultan diketahui bahwa variabel layanan mobile banking yang meliputi keamanan, kehandalan dan kemampuan akses berpengaruh secara signifikan terhadap kepuasan Nasabah PT. Bank Syariah Indonesia KCP Pante Bidari. Kata kunci: Layanan Mobile Banking, Keamanan, Kehandalan, Kemampuan Akses dan Kepuasan Nasabah
THE ROLE OF THE PASAI SAMUDRA KINGDOM COMPLEX TOURISM OBJECT TOWARDS INCREASING TRADERS' INCOME Syaputri, Rahmi; Safrina, Lia; Malahayatie
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.2073

Abstract

The tourism sector is currently one of the sectors that has great potential to increase regional income in Indonesia. However, there are still many areas with tourism potential that are not developed and even tend to be neglected. This is certainly not in accordance with one of the regional government's plans for developing tourist villages. and also the Cultural and Tourism Development Policy instructed by the President Number 16 of 2005. The Samudra Pasai royal complex tourist attraction is located in two locations, namely in Gampong Beuringen and in Gampong Kuta Kareng which is one of the mainstay religious tourist attractions in North Aceh district. This research is qualitative research using descriptive analysis to explain the role of tourist attractions in increasing the income of traders in the surrounding area. Data collection was carried out by interviewing informants from the North Aceh Culture Service, the Samudra Pasai Kingdom Tourism Object Manager, Village Heads and traders. This research provides results that the Samudra Pasai Royal Complex tourist attraction has not provided a maximum role in increasing traders' income.
Co-Authors Abubakar Iskandar Adzkia, Salsabila Agus Ariyanto Aina Salsabila Akmalia, Nurul Aldri Frinaldi Ali Muhayatsyah Amirul Mukminin Anatasha, Syaira Ara, Wali Armanda, Dicky Asra Asra Ayu Tridayana Balqis, Yasmina Eliana Eliana Erlidawati Erlidawati Eva Heliza Hartanti Dewi Hasan Syakri, wulan Gustina Putri Haura Safira Heny Rofizar Imeliani, Sandrina Dimas Indradewa, Rhian Irmayani Irmayani Isra Maulina Lestari, Arum Fitri Luthfy Arwiya Mahira, Ulva Maliya, Laina Maryamah Maryamah Maulana, Nora Maulidansyah MIFTAHUL JANNAH Miftahul Jannah Muhammad Naufal, Muhammad Muhayatsyah, Ali Munawar Rizki Jailani Munira, Azkia Muslina Mutia Rahmi Nabilah Putri Andini Naila Tasya Nora Maulana Nurhasanah, Ishma Nuril Husna Nurjaijah Lingga Nurul Wahdini Oktafiani, Fina Panira, Sismaul Putri, Delima Oktaviani Qusairy, Rayhan Rahma Nurzianti Rahmawati Rahmawati Rahmawati, Rahmawati Rahmi, Mutia Rakhilia, Dedek Ramadani, Sari Ramadhana, Safna Rani Andriani, Rani Razali Razali Razali, Ramadhan Rehan, Muhammad Riska Nanda Safira, Haura Safrina, Lia Salvia, Putri Nabila Siti Nurhaliza Surya Fatma Suryani Suryani Syaputri, Rahmi Taufiq Taufiq Taufiq Uswatun Hasanah Wahdini, Nurul wati, asiah Windatria Windatria Wira, Wiranda Wiranda Yani Rizal Yani Rizal Yulyani Fitri Zhohra, Fatimah Zuhra Tarina, Indah Vellicia Zulfahmi Zulfikar Zulia (IAIN Lhokseumawe), Silvina