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Contact Name
Shelvyna Rikantasari
Contact Email
economicsshariah@gmail.com
Phone
+6281357108443
Journal Mail Official
economicsshariah@gmail.com
Editorial Address
economicsshariah@gmail.com
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Kab. tuban,
Jawa timur
INDONESIA
Journal of Shariah Economics
ISSN : 26552493     EISSN : 26552485     DOI : https://doi.org/10.35896/jse.v7i2
JOURNAL OF SHARIA ECONOMICS adalah jurnal ilmiah berkala yang dikelola dan diterbitkan oleh Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Al Hikmah Indonesia serta bekerja sama dengan Asosiasi Ekonom Islam Indonesia Jurnal ini berfokus pada kajian ekonomi dan ekonomi Islam Pengelola menerima kontribusi berupa artikel dari ilmuwan akademisi profesional dan peneliti yang berkaitan dengan studi ekonomi Islam Artikel akan dipublikasikan setelah melalui mekanisme seleksi naskah penelaahan oleh reviewer serta proses penyuntingan Semua artikel yang diterbitkan merupakan pandangan dan tanggung jawab penulis dan tidak mewakili jurnal ini maupun institusi asal penulis Journal of Sharia Economics diterbitkan dua kali dalam setahun yaitu pada bulan Juni dan Desember
Articles 232 Documents
Pengaruh Gaya Hidup Hedonis Dan Flash Sale Terhadap Perilaku Impulsive Buying Generasi Z Pada Platform E-Commerce Shopee (Studi Mahasiswa Febi Uin Sultan Thaha Saifuddin Jambi) Zahrotul Aini; Eja Armaz Hardi; Aztyara Ismadharliani
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/amygfs27

Abstract

The rapid development of digital technology and e-commerce has significantly transformed consumer behavior, particularly among Generation Z, a demographic known for its strong engagement with digital platforms and online shopping activities. Various digital marketing strategies implemented by e-commerce platforms, such as flash sales, along with the growing tendency toward a hedonic lifestyle, are believed to contribute to the emergence of impulsive buying behavior. This study aims to examine the influence of hedonic lifestyle and flash sales on impulsive buying behavior among Generation Z Shopee users. The research employed a quantitative approach with a causal associative design. Data were collected through questionnaires distributed to 95 students of the Faculty of Islamic Economics and Business at UIN Sulthan Thaha Saifuddin Jambi, selected using a purposive sampling technique. Data analysis was conducted using multiple linear regression with the assistance of IBM SPSS Statistics software. The results revealed that hedonic lifestyle has a positive and significant effect on impulsive buying behavior, with a significance value of 0.000 (< 0.05). Similarly, the flash sale variable also demonstrated a positive and significant effect on impulsive buying, with a significance value of 0.009 (< 0.05). Simultaneously, hedonic lifestyle and flash sales significantly influence impulsive buying behavior, as indicated by a coefficient of determination (R²) of 0.52. This finding suggests that both variables explain 52% of the variance in impulsive buying behavior, while the remaining 48% is influenced by other factors beyond the scope of this study. These findings indicate that impulsive purchasing behavior among Generation Z is shaped by the interaction of internal factors, represented by a hedonic lifestyle, and external factors, represented by flash sale promotional strategies. Therefore, enhancing financial literacy and self-control is essential to prevent excessive consumptive behavior in the digital shopping environment.
Analisis Strategi Pelayanan Bank Muamalat Dalam Meningkatkan Mutu Dan Kepuasan Nasabah (Studi pada Bank Muamalat KC Jambi) Syahira Oksaniska; Paulina Lubis; Arfah; Novita Sari
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/a9tax585

Abstract

This study aims to analyze service strategies to improve service quality and customer satisfaction at the Bank Muamalat Jambi Branch Office. The study used a qualitative, descriptive approach. Data were collected through observation, in-depth interviews, and documentation involving management, employees, and customers as informants. Data analysis was conducted using an interactive model encompassing data reduction, data presentation, and conclusion drawing. It was supported by a SWOT analysis to identify strengths, weaknesses, opportunities, and threats within the service strategy. The results show that the implemented service strategy integrates aspects of professionalism and Sharia values, such as honesty, trustworthiness, and empathy. The implementation of this strategy is reflected in improved service quality through the dimensions of reliability, responsiveness, assurance, empathy, and tangibles. A personalized and transparent service approach has been proven to increase customer satisfaction. However, several obstacles remain, such as inefficient service times, limited facilities, and suboptimal utilization of digital services. This study concludes that a Sharia-based service strategy has a significant impact on improving service quality and customer satisfaction. Therefore, the development of innovative and adaptive service strategies is necessary to enhance the competitiveness of Islamic banking.
Keterkaitan Pertumbuhan Ekonomi dan Tingkat Pengangguran Di Provinsi Jambi Analisis Jangka Pendek dan Jangka Panjang Fauzan Aldilah Putra; Yulmardi; Zulfanetti
JOURNAL OF SHARIA ECONOMICS Vol. 8 No. 1 (2026): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/31pw3t70

Abstract

This study aims to analyze the effect of economic growth, investment, government expenditure, and labor force on unemployment in Jambi Province, both in the short-run and the long-run, as well as to examine the existence of long-term equilibrium relationships and adjustment mechanisms among variables. The data used in this study are time series data for the period 1995–2024, analyzed using the Error Correction Model (ECM). The results show that in the long-run, economic growth and investment have a negative and significant effect on unemployment rate, while the labor force has a positive and significant effect. Meanwhile, government expenditure does not have a significant effect in the long-run. In the short-run, economic growth and investment do not have a significant effect on unemployment rate, whereas government expenditure has a negative and significant effect, and the labor force has a positive and significant effect on unemployment rate in Jambi Province. The cointegration test results indicate the existence of a long-term equilibrium relationship among variables in the model, and the negative and significant Error Correction Term (ECT) confirms the presence of an adjustment mechanism from short-term disequilibrium toward long-term equilibrium
Pengaruh Persepsi Return, Persepsi Risiko, Dan Literasi Keuangan Syariah Terhadap Keputusan Berinvestasi Generasi Z Kota Jambi Pada Saham Syariah Naswaa Hasyim; Lucky Enggrani Fitri; Aditya Pratama
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/r62cx267

Abstract

This study aims to analyze the effect of perceived return, perceived risk, and Islamic financial literacy on the investment decisions of Generation Z in Jambi City regarding Islamic stocks. This study used a quantitative approach with purposive sampling. Data were collected through questionnaires and analyzed using PLS-SEM. The results show that perceived return and Islamic financial literacy have a positive and significant effect on investment decisions, while perceived risk has no significant effect.
Pengaruh Kemandirian Fiskal, Belanja Operasi Dan Tenaga Kerja Terhadap Pertumbuhan Ekonomi Di Indonesia Rina Chrisnawati; Etik Umiyati; Rosmeli
JOURNAL OF SHARIA ECONOMICS Vol. 8 No. 1 (2026): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/95tsq058

Abstract

This study aims to analyze the development and the influence of fiscal independence ratio, operating expenditure ratio, and labor force on economic growth in 34 provinces in Indonesia during the period 2020–2024. The analysis method employed is panel data regression using the Fixed Effects Model (FEM) approach, following the results of the Chow test and Hausman test. The results show that the fiscal independence ratio has a positive and significant effect on economic growth. The operating expenditure ratio also has a positive and significant effect on economic growth. Meanwhile, the labor force variable has a negative but insignificant effect on economic growth. The Adjusted R-Square value of 0.6890 indicates that the three independent variables together can explain 68.90 percent of the variation in economic growth. Descriptively, the 2020–2024 period was marked by economic contraction due to the Covid-19 pandemic in 2020, followed by strong recovery in 2021–2022 and stabilization in 2023–2024. There is a clear disparity between regions, where Java Island dominates fiscal independence and labor absorption, while eastern Indonesia shows high economic growth driven by the mining sector but still has low fiscal independence.
Analisis Determinan Tingkat Kepuasan Nasabah Bank Digital Aladin Syariah (Studi Pada Karyawan PT Sumber Alfaria Trijaya Kota Jambi) Amaluddin Efendi Harahap; Syaparuddin; Candra Mustika
JOURNAL OF SHARIA ECONOMICS Vol. 8 No. 1 (2026): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/esqgdj87

Abstract

This study aims to analyze the influence of religiosity, Islamic financial literacy, perceived ease of use, perceived usefulness, and trust on customer satisfaction among Alfamart employees who use the services of Bank Aladin Syariah. This research employed a quantitative approach using a survey method through questionnaires distributed to 116 respondents selected using purposive sampling techniques. Data analysis was conducted using multiple linear regression with the assistance of SPSS software. The results of the study indicate that simultaneously religiosity, Islamic financial literacy, perceived ease of use, perceived usefulness, and trust significantly influence customer satisfaction with Bank Aladin Syariah services. Partially, religiosity, perceived usefulness, and trust have a positive and significant effect on customer satisfaction, while Islamic financial literacy and perceived ease of use do not have a significant effect. Trust was found to be the most dominant variable influencing customer satisfaction, as indicated by the largest regression coefficient. The Adjusted R Square value of 72.8% indicates that customer satisfaction can be explained by the independent variables in this study, while the remaining 27.2% is explained by other variables outside the research model. The findings of this study indicate that trust, perceived usefulness, and religiosity play important roles in enhancing customer satisfaction in Islamic digital banking services. Therefore, Bank Aladin Syariah should improve system security, service quality, digital feature innovation, and maintain compliance with Islamic principles in order to increase customer satisfaction
Pengaruh Infrastruktur, Sektor Pariwisata, Tenaga Kerja dan Pdrb Terhadap Pendapatan Asli Daerah Kabupaten/Kota Di Provinsi Jambi Neli Mariana Manihuruk; Zulfanetti; Rosmeli
JOURNAL OF SHARIA ECONOMICS Vol. 8 No. 1 (2026): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/10v93010

Abstract

This study aims to analyze the effect of road length, tourism visits, labor, and Gross Regional Domestic Product (GRDP) on Regional Original Revenue (PAD) of regencies/cities in Jambi Province during the 2015–2024 period. The data used are secondary data obtained from the Central Statistics Agency (BPS) of Jambi Province and related institutions. This study employs panel data regression analysis using the Fixed Effect Model (FEM) approach. Model selection was conducted through the Chow Test and Hausman Test, which indicated that FEM was the most appropriate model for this study.The results show that simultaneously, road length, tourism visits, labor, and GRDP significantly affect PAD in regencies/cities of Jambi Province. Partially, labor and GRDP have a positive and significant effect on PAD, while road length and tourism visits do not have a significant effect on PAD. The labor variable has a coefficient of 166,489.08 with a probability value of 0.0268, while the GRDP variable has a coefficient of 0.0048 with a probability value of 0.0014. Meanwhile, road length and tourism visits have probability values of 0.8165 and 0.6655 respectively, which are higher than the 5 percent significance level. The Adjusted R-Squared value of 0.926 indicates that the independent variables explain 92.6 percent of the variation in PAD.The findings indicate that regional economic activity and labor absorption are the main factors influencing the increase of PAD in Jambi Province. Therefore, local governments need to encourage productive economic growth, improve labor quality, optimize investment, and strengthen regional fiscal governance in order to enhance sustainable regional financial independence.
Penyelesaian Tindak Pidana Penganiayaan Anak Melalui Restorative Justice Rabbi Faisal; Noenik Soekorini; Sri Astutik
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/zm81ve82

Abstract

Child abuse constitutes a criminal offense that affects not only the physical well-being of children but also their psychological, social, and emotional development. The conventional criminal justice system, which primarily emphasizes punishment, often fails to provide comprehensive recovery for child victims. Consequently, the restorative justice approach has emerged as an alternative mechanism for resolving criminal cases by emphasizing victim recovery, offender accountability, and the restoration of social harmony. This study aims to analyze the mechanism for resolving criminal acts of child abuse through the restorative justice approach and to examine its effectiveness in providing legal protection for child victims. This research employed a normative legal research method using statutory, conceptual, and case approaches. The data consisted of primary, secondary, and tertiary legal materials collected through library research and analyzed qualitatively using a descriptive-analytical method. The findings indicate that the implementation of restorative justice in Indonesia has a solid legal foundation through Law Number 11 of 2012 concerning the Juvenile Criminal Justice System, Law Number 35 of 2014 concerning Child Protection, Prosecutor Regulation Number 15 of 2020 concerning the Termination of Prosecution Based on Restorative Justice, and National Police Regulation Number 8 of 2021 concerning the Handling of Criminal Cases Based on Restorative Justice. The implementation of this approach has contributed to more victim-oriented case resolution, expedited legal processes, and the restoration of relationships among the parties involved. Nevertheless, its effectiveness is still constrained by inconsistent understanding among law enforcement officers, limited institutional capacity, and insufficient inter-agency coordination. Therefore, strengthening legal regulations, enhancing the capacity of law enforcement officials, and improving institutional coordination are essential to ensure the optimal implementation of the principle of the best interests of the child within Indonesia's criminal justice system.
Analisis Penerapan Prinsip Etika Bisnis Islam Dalam Pengelolaan Produksi dan Penjualan UMKM Oleh-Oleh Khas Tembilahan Sindy Malisa Sari; Nurlia Fusfita; Ogi Saputra
JOURNAL OF SHARIA ECONOMICS Vol 7 No 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1353

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in promoting national economic growth by creating employment opportunities, increasing community income, and strengthening regional economies. However, MSMEs continue to face various challenges, including limited capital, inadequate human resources, low digital literacy, and the suboptimal implementation of Islamic business ethics. This study aims to analyze the implementation of Islamic business ethics principles in the management of production and sales within MSMEs based on the available research document. The study employs a qualitative approach with a case study design through an analysis of the concepts of Islamic business ethics, stakeholder theory, maslahah theory, and the management of production and sales as presented in the source document. The findings indicate that the principles of tawhid (unity), honesty, justice, responsibility, and maslahah serve as essential foundations for conducting business activities in accordance with Islamic law. The implementation of these principles enhances consumer trust, strengthens relationships with stakeholders, and supports business sustainability. Nevertheless, their implementation is constrained by several factors, including limited understanding of Islamic ethical principles among business actors, insufficient capital, low digital literacy, and inadequate guidance and institutional support. Therefore, stronger collaboration among MSME owners, government agencies, educational institutions, and Islamic organizations is necessary to reinforce the implementation of Islamic business ethics through training programs, business mentoring, and supportive policies. Such collaborative efforts are expected to improve the competitiveness and sustainability of MSMEs while contributing to broader social welfare in accordance with the objectives of the Islamic economic system.
Analisis Strategi Pelayanan Bank Muamalat Dalam Meningkatkan Mutu Dan Kepuasan Nasabah (Studi pada Bank Muamalat KC Jambi) Syahira Oksaniska; Paulina Lubis; Arfah .; Novita Sari
JOURNAL OF SHARIA ECONOMICS Vol 7 No 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1354

Abstract

This study aims to analyze service strategies to improve service quality and customer satisfaction at the Bank Muamalat Jambi Branch Office. The study used a qualitative, descriptive approach. Data were collected through observation, in-depth interviews, and documentation involving management, employees, and customers as informants. Data analysis was conducted using an interactive model encompassing data reduction, data presentation, and conclusion drawing. It was supported by a SWOT analysis to identify strengths, weaknesses, opportunities, and threats within the service strategy. The results show that the implemented service strategy integrates aspects of professionalism and Sharia values, such as honesty, trustworthiness, and empathy. The implementation of this strategy is reflected in improved service quality through the dimensions of reliability, responsiveness, assurance, empathy, and tangibles. A personalized and transparent service approach has been proven to increase customer satisfaction. However, several obstacles remain, such as inefficient service times, limited facilities, and suboptimal utilization of digital services. This study concludes that a Sharia-based service strategy has a significant impact on improving service quality and customer satisfaction. Therefore, the development of innovative and adaptive service strategies is necessary to enhance the competitiveness of Islamic banking.