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Equilibrium Jurnal penelitian Pendidikan dan Ekonomi
Published by Universitas Kuningan
ISSN : 02165287     EISSN : 26145839     DOI : https://doi.org/10.25134
Core Subject :
Equilibrium Jurnal Penelitian Pendidikan dan Ekonomi merupakan jurnal lintas disiplin ilmu yang memublikasikan studi literatur, penelitian empiris, serta resensi buku terkait perkembangan keilmuan di bidang Pendidikan Ekonomi. Jurnal ini menyediakan wadah untuk memublikasikan artikel penelitian asli, artikel ulasan dari para kontributor, serta berita terbaru terkait pendidikan, ekonomi, dan manajemen. Cakupan topik dalam jurnal ini meliputi bidang Pendidikan Guru Ekonomi, Kurikulum dan Pengajaran Pendidikan Ekonomi, Media Pembelajaran Pendidikan Ekonomi, Kepemimpinan dan Manajemen Pendidikan Ekonomi, Teknologi Informasi, Komunikasi, dan Pendidikan Ekonomi, Koperasi dan Usaha Mikro, Kecil, dan Menengah (UMKM), serta Manajemen Teknologi Perkantoran, Bisnis, Akuntansi, dan Keuangan.
Arjuna Subject : -
Articles 54 Documents
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FINANCIAL LITERACY AND QRIS UTILIZATION AS DETERMINANTS OF CONSUMPTIVE BEHAVIOR CONTROL AMONG GENERATION Z Inngamul Wafi; Muhammad Ngasifudin; Anwar Sanusi; Hana Lispaesa
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 23 No. 2 (2026): Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/rf1rz728

Abstract

Abstract The rapid expansion of QRIS adoption among Generation Z in sub-urban Indonesia raises questions about whether digital payment convenience accelerates impulsive spending or instead strengthens financial discipline. This study aims to examine the influence of financial literacy and QRIS utilization intensity on the control of consumptive behavior among Generation Z in Majenang District, Central Java, Indonesia. A quantitative approach with a survey method was employed, involving 138 respondents selected through purposive sampling, with data analyzed using multiple linear regression. The results show that financial literacy and QRIS utilization intensity each have a positive and significant effect on consumptive behavior control, both partially and simultaneously. These findings indicate that, rather than accelerating impulsive spending, high-intensity QRIS usage functions as an effective digital financial tracking mechanism that reinforces behavioral discipline when supported by sound financial literacy. This study contributes to shifting the paradigm of digital wallets from drivers of predatory consumption toward instruments of financial sovereignty within an underexplored sub-urban context.   Keywords: consumptive behavior control; financial literacy; generation z; qris; sub-urban economy
REFORMULASI KEBIJAKAN CADANGAN PANGAN DESA DI KABUPATEN TEMANGGUNG Dwi Fatma Almunawaroh
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 23 No. 2 (2026): Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/wvehx430

Abstract

Food security, as one of the foundations of regional development, is determined not only by food availability but also by the affordability and stability of community access to food. Temanggung Regency has relatively high food production potential, but still faces challenges such as fluctuations in commodity production, decreased food availability in certain periods, gaps in Expected Food Pattern (PPH) scores compared to provincial and national averages, and vulnerability of low-income household purchasing power due to food price fluctuations. This study aims to formulate a reformulation of the Village Food Reserve policy as an instrument for strengthening food security while protecting the purchasing power of vulnerable households in Temanggung Regency. The study uses a qualitative approach with a policy analysis design supported by descriptive analysis of secondary data on food production, livestock, fisheries, food availability, and PPH in Temanggung Regency for the 2021–2025 period. The analysis is conducted through data reduction, data presentation, and drawing conclusions to identify gaps in policy implementation and formulate adaptive policy alternatives. The results show that the high regional food production capacity has not been fully followed by strengthening food reserves at the village level as a mechanism for stabilizing supply and prices. Policy reforms are aimed at strengthening Village Food Reserve governance based on local production potential, an early warning system for food insecurity, collaboration between stakeholders, and targeted distribution mechanisms for vulnerable households. This policy model is expected to improve regional food security, maintain food price stability, and strengthen community purchasing power in a sustainable manner.
KEWIRAUSAHAAN DIGITAL DAN TRANSFORMASI UMKM INDUSTRI KREATIF: SEBUAH TINJAUAN SISTEMATIS Iskandar; Sri Mulyati; Dewi Agustianingsih
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 23 No. 2 (2026): Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/szdw9327

Abstract

Abstract Digital transformation has emerged as a disruptive force reshaping Indonesia's creative industry ecosystem, generating both opportunities and structural challenges for MSMEs. Despite extensive scholarship on MSME digitalisation, no systematic review has explicitly integrated three critical dimensions: digital entrepreneurship, creative industry transformation, and Indonesia's MSME policy ecosystem. This study presents a Systematic Literature Review (SLR) conducted in accordance with PRISMA 2020 guidelines to identify, evaluate, and synthesise evidence on the implementation and impact of digital entrepreneurship on the transformation of Indonesia's creative industry MSMEs. A comprehensive search across five major academic databases yielded a substantial pool of records, from which a final set of high-quality studies published within a recent multi-year period were selected through rigorous CASP-based quality assessment and inter-rater validation. Inductive thematic analysis identified five overarching themes: digital transformation mechanisms of creative MSMEs, digital entrepreneurship as a core competency, structural barriers to digital adoption, enabling policy and institutional ecosystems, and research gaps for future agenda. Findings show that digital entrepreneurship significantly drives creative MSME transformation through global market expansion, business model innovation, financial inclusion, and enhanced dynamic capabilities. However, implementation remains constrained by digital literacy deficits, infrastructural limitations creating a creative digital divide, policy fragmentation across ministries, and disproportionate adoption costs. This review develops an original three-layer CDE framework as a theoretical contribution, offering an evidence base for designing inclusive and sustainable digital transformation policies.   Keywords : digital entrepreneurship; creative industry;, Indonesian MSMEs; digital transformation
PENGARUH LITERASI EKONOMI TERHADAP PERILAKU KEUANGAN YANG DI MODERASI SELF CONTROL Agie Hanggara; Cucu Suhartini; Adissa Dwi Novita Sari; Hilda Shafira
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 23 No. 2 (2026): Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/gxgk9280

Abstract

Abstract This study aims to determine the level of understanding of the importance of financial management among students majoring in Social Sciences (IPS) at SMA Negeri 1 Garawangi and to help develop awareness of the relationship between economic knowledge and self-control. The method used in this study was a survey. The data analysis technique used was moderated regression analysis. A sample of 168 respondents was taken using a saturated sampling method. Based on the results, it can be concluded that: Economic literacy influences the financial behavior of students at SMA Negeri 1 Garawangi. This means that the higher the level of economic literacy, the better the financial behavior. Self-control moderates the effect of economic literacy on financial behavior at SMA Negeri 1 Garawangi. This means that with self-control, the influence of economic literacy on financial behavior is greater or stronger.   Keywords: Economic Literacy, Financial Behavior, Self-Control

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