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Dampak Dana Desa Terhadap Kemiskinan Dengan Pendekatan Indikator Sustainable Development Goals (SDGs) : Tinjauan Ekonomi Islam Khavid Normasyhuri; Tulus Suryanto; Riza Prayoga
RELASI : JURNAL EKONOMI Vol 18 No 2 (2022)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i2.589

Poverty is a major problem, especially in various regions. In the pillar program rolled out by the United Nations, poverty is the main material for discussion and the subject to be resolved in the sustainable development program or SDGs. Poverty is still a very heavy burden and an endless problem for Tempel Rejo Village, which is part of the Pesawaran Regency. The government realizes programs to eradicate poverty through village funds. The Village Fund is utilized in the implementation of the establishment of BUMDes as a place and forum where its activities are able to increase community income. Researchers try to study to see how much influence village funds have on poverty in Tempel Rejo Village for the 2015-2020 period based on an Islamic economic perspective. This research is included in quantitative with associative properties. The data used are in the form of secondary data from BPS and the Tempel Rejo Village Report. The statistical tool used is SPSS 21. The test used is the T-Test and R2-Test to see how much village funds affect the poverty of Tempel Rejo Village for the 2015-2020 period. The results in this study found the fact that village funds had a major influence on poverty that occurred in Tempel Village for the 2015-2020 period with a numerical value of 72%. The Tempel Rejo Village Fund, one of which is used for the program for the establishment of BUMDEs which is named BUMDEs Sumber Rejeki and currently BUMDes Sumber Rejeki, Tempel Rejo Village continues to grow and of course has a business in the economic field both in terms of savings and loan businesses, in terms of agricultural businesses and starting penetrated into the business sector in the field of animal husbandry. BUMDes have certainly opened the way and the opportunity to direct society to be more useful and this is stated in the Qur'an that if our intention is to work for worship then Allah will bestow and elevate our status. Keywords: Village Fund, Poverty, SDGs and Islamic Economy

Determinan Adaptasi Karir, Pedoman Mencegah Turn Over Bagi Pekerja dari Pendidikan Sarjana Samsul Arifin; Rahayu Mardikaningsih; Ella Anastasya Sinambela
RELASI : JURNAL EKONOMI Vol 18 No 2 (2022)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i2.590

The economic crisis due to the Covid-19 pandemic has influenced companies to make difficult decisions for their survival. This study discusses career adaptability among new graduates. Career adaptation is important for recent graduates to maintain their interest in the workplace. Graduates must understand the job and job description in order for them to carry out the task. Sometimes this may be a difficult process for them to digest and can make themselves feel demotivated, as they struggle to understand the job, and if dissatisfaction occurs it can result in an intention to leave the job. This study used 77 respondents and analysis using SPSS, correlation and regression were used to determine the most influential factors on career adaptation, from job satisfaction, work environment, and training and development. The results obtained are known that the factors that influence the career adaptation of fresh graduates are influenced by the independent variables of job satisfaction, training and development and the work environment. Keywords: career adaptation, turnover, education.

Dua Sisi Perilaku Kepatuhan Wajib Pajak Dalam Bisnis E-Commerce I Gusti Agung Ayu Surya Andanari; Gede Sri Darma
RELASI : JURNAL EKONOMI Vol 18 No 2 (2022)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i2.591

This research aiming to perceive how the transparency of e-commerce business owner as a tax payer toward the goverment regulation, knowing the factors that support and hinder the compliance of e-commerce business actors in reporting their income taxes and the impacts generated by the lack transparency of tax payer (e-commerce business owner). Theory that is used in this research is a Compliance Theory from Taylor. This research is using a descriptive qualitative method. Data collection is done by observation nonpartitipative, deep interviews and documentation study. The results of this study indicate that there are still many e-commerce business actors in Denpasar City who do not comply with the policies that have been made by the government. The factors that hinder e-commerce business actors from reporting their income taxes include information, rewards, and environmental factors. Meanwhile, the factors that support taxpayer compliance in reporting their income tax are information, coercion, and ideology factors. The impact of the lack of taxpayer compliance (e-commerce business actors), including the impact on state finances, namely a decrease in income, especially for regional budget revenues from taxes, and of course this also has an impact on the e-commerce business itself in the form of account blocking. and imposition of fines. Keywords: Compliance, Tax, E-Commerce, Bali.

PERAN PEMERINTAH DALAM MENGIDENTIFIKASI KOMUDITAS USAHA KECIL YANG POTENSIAL SEBAGAI PENYANGGA TAMAN NASIONAL WIASATA TANJUNG PUTING DI DESA SUNGAI SEKOYER, KECAMATAN KUMAI, KABUPATEN KOTAWARINGIN BARAT, PROVINSI KALIMANTAN TENGAH Hasaruddin Hasaruddin; Rohmelawati Rohmelawati
RELASI : JURNAL EKONOMI Vol 18 No 2 (2022)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i2.592

Sekonyer Village is the closest to the Tanjung Puting tourist destination. Tens of thousands of foreign tourists visit Camp Leakey, where people from around the world see orangutans. Second, the village of Sungai Sekonyer has been in ruins for the past ten years. Destroyed because it is no longer a comfortable and safe habitat for all kinds of fish. Third, Sekonyer Village is surrounded by several large oil palm plantation companies. an important policy. to encourage the growth of regional economic activities, especially Tanjung Sekonyer Village. need to identify opportunities more efficiently. The results of the study show that the Financial Management Function does not understand well the problems of capital management, implementation in the production function and the procurement function. This is necessary especially to ensure the availability of raw materials so that the production process remains sustainable. The implementation of procurement is still low between 30.7% with an average of 36.1% for all small entrepreneurs. the small business personnel function in the financial/capital management function ranged from 34.4% to trading with an average of 58.7% for all small entrepreneurs. This fairly large number shows that the implementation of the personnel function is quite good, but its implementation is still low. Implementation of administrative functions, ranging from 16.9% to 58% This number is quite large, especially for trading entrepreneurs who have implemented more than 50% of the business development functions of more than 50% of existing small entrepreneurs. the results of tabulation of managerial identification data per economic sector show that the percentage of managerial application is very diverse. The various percentages of implementing managerial aspects show that there are differences in managerial abilities that vary greatly between small entrepreneurs, it can be seen that on average they have the highest percentage (47.0%) in implementing all managerial aspects, and the lowest is (33.0). %). Keywords: sekonyer. Potential small business

ANALYSIS OF FINANCING EFFECTIVENESS IN SHARIA COOPERATIVES BMT BINA TANJUNG IN JEMBER Bagus Qomaruzzaman Ratu Edi; Karim Budiono; Musaiyadi Musaiyadi
RELASI : JURNAL EKONOMI Vol 18 No 2 (2022)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i2.603

According to the Decree of the Minister (Kepmen) of Cooperatives and UKM of the Republic of Indonesia Number 91 of 2004 Sharia Financial Services Cooperatives (KJKS) are cooperatives whose business activities are engaged in financing, investment, and savings according to the pattern of profit sharing (sharia). In carrying out its function as a property development house, the BMT Bina Tanjung Sharia Cooperative encourages saving activities and supports the financing of economic activities. The objectives of this study are (1) to determine the effectiveness of sharia financing that has been carried out by the BMT Bina Tanjung Sharia Cooperative in Jember; (2) Knowing the Net Performing Loan (NPL) financing of Sharia Cooperative BMT Bina Tanjung in Jember. This study uses the analysis of Financing Effectiveness and Net Performing Loan Ratio (NPL). By using the purpose sample technique with 30 selected customer respondents, the results include; (a) The effectiveness of financing distribution at the BMT Bina Tanjung Sharia Cooperative in Jember resulted in an average disbursement of financing to customers in the January 2021 to December 2021 range of 105.5%. This means that if the achievement results are more than 100%, then the financing of the BMT Bina Tanjung Sharia Cooperative in Jember is in the Very Effective category, (b) The Net Performing Loan (NPL) calculation shows that the NPL ratio of financing in the BMT Bina Tanjung Jember Sharia Cooperative is above the Bank's ideal number. Indonesia is 5%, which is 7.3%, meaning that there are more bad loans than current loans.

Pengaruh Kualitas Produk, Kualitas Pelayanan Dan Harga Terdahap Kepuasan Pelanggan Kopikota Bali Dewiwati Sujadi; I Gede Adi Pratama; Ni Luh Sili Antari Sili
RELASI : JURNAL EKONOMI Vol 19 No 1 (2023)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v19i1.642

ABSTRACT This study aims to determine and analyze whether product quality, service quality, and price affect to the customer satisfaction of Kopikota Bali. The data collection technique is purposive sampling. The sampling method was carried out purposively or with certain objectives and considerations with the criteria of customers aged 17 years and over and had made transactions at Kopikota Bali. Respondents were set at 25 x 5 = 125 respondents. The research method applied in this study is based on multiple linear regression analysis with data collection techniques used are documentation and questionnaires. The data analysis technique used is quantitative descriptive analysis, validity and reliability test, classical assumption test, multiple linear regression analysis and t test analysis. The results of the analysis show that the regression results are Y = 1.125 + 0.221X1 + 0.297X2 + 0.476X3. The conclusion obtained is that product quality (X1) has a positive and partially significant effect on customer satisfaction (Y) which is shown in the regression coefficient β1X1 which has a positive value of 0.211 with tcount = 2,301 > ttable = 1,979 with sig = 0,023. Service quality (X2) has a positive and partially significant effect on customer satisfaction (Y) which is shown in the regression coefficient β2X2 which has a positive value of 0.297 with a value of tcount = 4,450 > ttable = 1,979 with a value of sig = 0.000. Price (X3) has a positive and partially significant effect on customer satisfaction (Y) which is shown in the regression coefficient β3X3 which has a positive value of 0.476 with tcount = 4.219 > ttable = 1.979 with sig = 0.000 value. Suggestions for Kopikota Bali are the need to maintain product quality, service quality, and prices provided, and if necessary to be improved again in order to always achieve customer satisfaction. Keywords: Product Quality, Service Quality, Price and Customer Satisfaction

Pengaruh Standar Operasional Prosedur, Deskripsi Pekerjaan Dan Budaya Kerja Terhadap Kinerja Karyawan PT Sumber Alfaria Trijaya Tbk Cabang Jember Tamriatin Hidayah; Hary Sulaksono; Hayatul Maspufah
RELASI : JURNAL EKONOMI Vol 19 No 1 (2023)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v19i1.649

This study aims to determine the effect of standard operating procedures, job descriptions and work culture on employee performance. In this study, data were collected by means of observation, interviews and questionnaires to 45 respondents with census techniques, which aimed to determine respondents' perceptions of each variable. The analysis used includes data instrument testing (validity test, and reliability test), multiple linear regression analysis, classical assumption test (normality test, multicollinearity test, heteroscedasticity test), and hypothesis testing (F test, t test, coefficient of determination). From the results of the analysis using regression, it can be seen that the variables of standard operating procedures (0.575), job descriptions (0.475) and work culture (0.409), all have a positive and significant effect on employee performance. From the t-test, the results obtained are standard operating procedures (0.021), job descriptions (0.014) and work culture (0.001), all of which have a significant effect on employee performance. From the F test, the results of the variable standard operating procedures, job descriptions and work culture have a significant simultaneous effect on employee performance.

Pengaruh Kualitas Produk Dan Harga Terhadap Keputusan Pembelian Smartphone Iphone 12 Di Kota Bandung Yolanda Firdayanti; Farah Oktafani
RELASI : JURNAL EKONOMI Vol 19 No 1 (2023)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v19i1.650

The purpose of this study is to analyze the customer perception of smartphone iPhone 12 in Bandung City on Product Quality and Product Price on Purchase Decisions partially and simultaneously. The method that is used in this study is descriptive quantitative method. Sampling was carried out using a non-probability sampling method with a purposive sampling sample. The sample of this research was iPhone 12 users who live in Bandung City, with a total of 100 respondents. The analysis data technique that was used in this research was multiple linear regression. Based on the results of the T-test in this research, product quality and price variable have a significant influence on purchasing decisions partially on iPhone 12 smartphone users in Bandung City. Furthermore, based on the results of the F-test in this study, product quality and product price variables have a significant influence on purchasing decisions simultaneously on iPhone 12 smartphone users in Bandung City. Therefore, based on the result of the coefficient determination, the R Square has a score of 0.696, which means that the independent variables, product quality and product price affect the purchasing decisions by 69.6% while the remaining 30.4% is the contribution of the influence of other variables outside this study.

Pengaruh Beban Kerja, Insentif, Lingkungan Kerja Non Fisik Terhadap Kinerja Karyawan Dinas Sosial Kabupaten Majalengka Rinrin Asyifa Lutpiah; Syarifuddin Syarifuddin
RELASI : JURNAL EKONOMI Vol 19 No 1 (2023)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v19i1.659

The purpose of this study is to find out and analyze how the level of workload, incentives, and non-physical work environment on the performance of the employees of the Majalengka Regency Social Service, and the magnitude of the influence of workload, incentives, and non-physical work environment partially and simultaneously on the performance of the employees of the District Social Service. Majalengka. This study uses quantitative methods and descriptive analysis as well as multiple regression analysis using SPSS 26. The sampling technique used is a saturated sample, namely all 33 employees of the Majalengka Regency Social Service. and the performance of the crew is in the very good category. Partially, the workload and incentives have a significant effect while the non-physical work environment has no significant effect on the performance of the employees of the Majalengka Regency Social Service. The magnitude of the effect of workload, incentives, and non-physical work environment is 75.2% while the remaining 24.8% is influenced by other variables not examined in this study.

Analisis Kualitas Pelayanan Berbasis Sustainable Marketing Pada UMKM Feti Fatimah; Wenny Murtalining Tyas
RELASI : JURNAL EKONOMI Vol 19 No 1 (2023)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v19i1.660

MSMEs must continue to maintain customer loyalty even though these MSMEs are located in rural areas. MSMEs in rural areas affect the rate of economic growth in rural areas as well as in Balung Lor Village. MSMEs in this village must immediately get up so that the economy in Balung Lor Village will recover after suspended animation due to the Covid 19 pandemic. The purpose of this study is to analyze the quality of services based on sustainable marketing at MSME Restaurants so that MSMEs are able to continue to grow. The Restaurant MSME was chosen because this MSME was very affected by the Covid 19 pandemic. The type of research was quantitative. The population in this study is the consumer of MSME Restaurants in Balung Lor Village. Using Importance Performance Analysis. The average service gap is -0.438, which describes the service that is not as expected by consumers, so it is necessary to improve the quality of services based on sustainable marketing at MSME Restaurants so that consumer loyalty continues to increase.

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Journal Mail Official
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Kab. jember,

Jawa timur

INDONESIA