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INDONESIA
I-ECONOMICS: A Research Journal on Islamic Economics
Published by Universitas Islam Negeri Raden Fatah Palembang
ISSN : 25485601     EISSN : 2548561X     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
This journal published twice a year on Juny and December. I-ECONOMICS is devoted to reserach in all branches of islamic economics. Specifically, the journal will deal with topics, including but not limited to: Islamic Economics, Islamic Banking, Islamic Finance, Islamic Accounting, Islamic Microfinance, Social Entrepreneur, Zakah Waqf, and Islamic Philantrophy.
Arjuna Subject : -
Articles 140 Documents
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IMPLEMENTASI ISLAMIC ENTREPRENEURSHIP DALAM MENGELOLA USAHA Rahmawati, Fadhilah; Ridlwan, Ahmad Ajib
I-Economics Vol 8 No 1 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i1.12504

Abstract

Ada beberapa prinsip dan sifat yang harus ditanamkan oleh seorang wirausahawan muslim agar pengelolaan usahanya tidak bertentangan dengan wirausaha Islam, wirausahawan muslim dapat menjalankan usahanya dengan memperhatikan etika dan prinsip dalam bertutur sesuai Al-Quran dan Hadits. pedoman untuk menciptakan kemaslahatan umat agar tidak merugikan salah satu pihak. Penelitian ini digunakan untuk mengetahui seberapa besar pemahaman dan implementasi wirausahawan muslim terhadap konsep wirausaha Islam. Teknik penelitian ini dilakukan dengan menggunakan deskriptif kualitatif dengan pengumpulan data melalui wawancara, observasi, dan dokumentasi. Hasil penelitian ini menunjukkan bahwa istilah kewirausahaan syariah belum begitu dikenal di masyarakat, khususnya pengusaha muslim yang menjadi sasaran peneliti. Namun dalam mengelola usahanya secara tidak langsung, mereka telah menerapkan beberapa prinsip dalam konsep kewirausahaan syariah, meskipun belum sepenuhnya. Hal ini terjadi karena kurangnya pengetahuan dan pelatihan tentang pentingnya konsep kewirausahaan islami dan orientasi kewirausahaan yang lebih mengarah pada manfaat materil.
PENGARUH PEMBIAYAAN MUDHARABAH BERDASARKAN PSAK NOMOR 105 TERHADAP LABA BERSIH DI BANK MUAMALAT INDONESIA PERIODE 2016-2020 Putri, Melinia; Setiawan, Iwan; Wardiyah, Mia Lasmi
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.12868

Abstract

The purpose of this research is to find out the development of mudharabah financing at Bank Muamalat Indonesia for the 2016-2020 period; the development of net income at Bank Muamalat Indonesia for the 2016-2020 period; the suitability of the application of mudharabah financing accounting at Bank Muamalat Indonesia with PSAK Number 105; the effect of mudharabah financing on net income at Bank Muamalat Indonesia for the 2016-2020 period.This research uses a descriptive method with a quantitative approach. The data sources of this research are primary data obtained through interviews with the Branch Manager of Bank Muamalat KCP Ujung Berung, and secondary data in the form of financial statements for the 2016-2020 period published on the official website of Bank Muamalat Indonesia. And the data analysis used in this research is descriptive statistical analysis, simple linear regression analysis, correlation analysis, coefficient of determination analysis, and t test analysis. The results of the study show that 1) the development of mudharabah financing tends to decrease from the 2016-2020 period. 2) net profit for the period 2016-2020 tends to increase. 3) the accounting aplication of mudharabah financing at Bank Muamalat Indonesia is in accordance with PSAK Number 105. 4) Mudharabah financing has an effect net income with a value thitung ˂ ttabel yaitu -0,591 ˂ 2,101 and a significance value 0,562 ˃ 0,05. This means that H0 is accepted and H1 is rejected, then mudharabah financing has no effect on net income at Bank Muamalat Indonesia for the 2016-2020 period.
ANALISIS KEUNGGULAN BERSAING (COMPETITIVE ADVANTAGE) DALAM PERSPEKTIF EKONOMI ISLAM Santoso, Haris
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.12939

Abstract

In the business world, especially in the supermarket business, competition cannot be separated, the number of supermarkets that are established will make business competition increasingly tight in the supermarket industry. Competitive advantage is now the spearhead of a business. PB Supermarket is one of the supermarkets that is included in the minimarket category which is equivalent to Alfamart, Indomart and other minimarkets in Metro City. This study aims to determine the steps of PB Supermarkets in applying their competitive advantage. After knowing the steps of PB Supermarkets in implementing competitive advantage, it will be analyzed in the perspective of Islamic economics. Judging from its type, this research is a descriptive field research. In the data collection method, researchers used interviews or interviews, documentation, and observation. As for the results of this study, namely that PB Supermarkets have a high competitive industrial environment, it can be seen that there are many supermarkets standing in Metro City. Based on the SWOT analysis PB Swalayan also has good strengths and opportunities to cover weaknesses and face threats. To face a high competitive environment, PB Swalayan applies competitive advantage in the form of improving service quality, providing goods that are needed by the community or a complete target market, and conducting promotional programs in the form of prize draws, and what is prioritized in PB Swalayan's competitive advantage is lower prices compared to its competitors. The competitive advantage applied by PB Supermarkets is in accordance with Islamic Economics or Islamic business ethics, namely the principles of honesty, trustworthiness, tolerance, and fulfilling contracts and promises, and not using methods that are prohibited by religion.
POVERTY IN COMMUNITY SOCIAL AND ECONOMIC DEVELOPMENT PERSPECTIVE Syahputra, Angga; Rofizar, Henny
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.13328

Abstract

Poverty is a socio-economic problem that has stimulated many research activities carried out by various parties such as planners, scientists, and the general public or non-governmental organizations from various educational backgrounds. The large number of poor people will have the potential to create new social problems, namely the decline in the quality of human resources, the emergence of inequality and social jealousy, disruption of social and political stability and increasing crime rates. The decline in the poor population is not too significant and is still relatively large. The government has struggled continuously to reduce the poor in its area with various strategies. The goal for the welfare of the nation's life seems to be just a discourse. The more widespread planning and development activities have not been able to overcome poverty in Indonesia, so to find alternative future policy solutions in an effort to accelerate poverty alleviation requires thinking from various cross-disciplinary social sciences. The method used in this study is descriptive analysis method, which describes a problem of community poverty based on secondary data sources from literature materials that are relevant to the title of the article and references. The sociological reality of poverty has different criteria, namely absolute and relative and not only personal events but also social events. Regarding religion, Islam responds to the phenomenon of poverty by encouraging and encouraging people to work hard and share with each other. In Islam poverty is explained in the Al-Quran and Hadith where poor people are people who are unable to meet their daily needs.
ANALISIS VARIABEL MAKRO EKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BPRS DI INDONESIA PERIODE 2014-2021 septiatin, Aziz; Riduwansyah, Riduwansyah; Krisdayanti, Helisia
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.13424

Abstract

In making investments, financing from Islamic banking is still the mainstay of various parties. Not all financing disbursed to the public are categorized as healthy, but some of them are financing that has poor quality or problems such as non-current financing, financing whose debtors do not meet the promised requirements, and the financing does not comply with the installment schedule. This study aims to analyze the effect of the BI Rate, Exchange Rate and Inflation on the level of non-performing financing (NPF) at Islamic Rural Banks for the period 2014-2021 per month. The method used in this research is descriptive with a quantitative approach and uses multiple linear regression analysis and hypothesis testing using the t test and F test which previously tested the classical assumptions first. The results showed that the BI Rate, exchange rate and inflation variables simultaneously had no effect on the NPF level. While partially the BI rate and inflation variables have no effect on the NPF while the exchange rate variable has a significant effect on the NPF. Keyword : BI Rate, exchange rate, Inflation, NPF
ANALISIS VARIABEL NIAT MENGADOPSI MOBILE BANKING PADA BANK SYARIAH Jatnika, Muhammad Dzulfaqori; Friantoro, Dian; Andani, Listia; Mutmainah, Lu'liyatul
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.13902

Abstract

The purpose of this study is to analyze the factors that influence the intention to adopt mobile banking in the Gerbangkertosusila Region. This type of research is a quantitative study using the population of the Gerbangkertosusila Region as a population. While the sample used was 385 respondents with a non-probability sampling method. Primary data obtained by distributing questionnaires online. Data analysis technique in this research is Partial Least Squares-Structural Equation Model (PLS-SEM). The findings in this study indicate that the variable perceived benefits, perceived easy to use, perceived risk, attitudes, and social influence significantly influence the intention to adopt mobile banking. Variable perceptions of usefulness, perceptions of convenience, attitudes, and social influence have a positive relationship while risk perception has a negative relationship with the intention to adopt mobile banking in the Gerbangkertosusila Region. This finding is expected to make Islamic banking policy makers understand the problem of intention to adopt mobile banking faced by their customers. This information will be useful in developing new policies or strategies to maximize the potential of mobile banking users in Indonesia, especially in the Gerbangkertosusila Region.
PENGEMBANGAN EKONOMI BERBASIS PESANTREN (STUDI KASUS PESANTREN MODERN AL-JUNAIDIYAH BIRU KABUPATEN BONE Agus, Sherly Afriani; Masse, Rahman Ambo; Putra, Trisno Wardy
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.14297

Abstract

Pesantren-based economic development is an effort in the economic field where Islamic boarding schools are used as a motor to drive an independent economy by using various efforts such as business units. This study purpose to establish the economic development of the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, by using a qualitative descriptive type of research, namely research that explains a situation to problems in the form of facts that occur. The results of this study, it is known that the Al-Junaidyah Biru Islamic Boarding School in Bone Regency has three Business Units, namely, Workshop, Building Leasing and Santri Mart. The delay in economic development is due to the human resources at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, which tend to be unfamiliar with the business world. Business Unit management is carried out with profit sharing, so that control does not need to be carried out massively. BUY (Foundation Business Entity) is planned to be legally the legal umbrella for various business units that will be formed later. Until now, new relationships have been built with alumni and the surrounding community to run the business unit. The obstacle experienced by the formation of business units at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, is the lack of human resources, information obtained from the Head of the Al-Junaidyah Biru Islamic Boarding School Business Unit, Bone Regency.
IMPLEMENTASI HUKUM ISLAM TERHADAP PELAKSANAAN PENYALURAN ZAKAT DI DESA BETUNG KECAMATAN LUBUK KELIAT KABUPATEN OGAN ILIR Saprida, Saprida; Warna, Dewi; Nofiansyah, Doly
I-Economics Vol 9 No 1 (2023): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v9i1.17033

Abstract

Penelitian ini bertujuan untuk mengetahui pelaksanaan pendistribusian zakat di Desa Betung Kecamatan Lubuk Keliat Kabupaten Ogan Ilir dan untuk mengetahui pelaksanaan syariat Islam terhadap pelaksanaan pendistribusian zakat di Desa Betung Kecamatan Lubuk Keliat Kabupaten Ogan Ilir. Penelitian ini merupakan penelitian lapangan (field research) yang bersifat kualitatif sebagai penelitian lapangan. Sumber data dalam penelitian ini adalah data lapangan dan data kepustakaan. Teknik analisis data menggunakan metode deduktif yaitu mengamati hal-hal atau masalah yang bersifat umum kemudian menarik kesimpulan yang bersifat khusus. Hasil penelitian ini menunjukkan bahwa pendistribusian zakat desa Betung kepada mustahiqnya dilakukan setiap tahun di Masjid Al-Anshor, pendistribusian zakat fitrah dan zakat mal dilakukan di masjid tersebut dan juga ada beberapa muzakki yang secara langsung membayar sendiri dengan datang ke rumah-rumah fakir miskin dari pada menyalurkan zakatnya ke Masjid Al-Anshor yang telah disiapkan amil. Penyaluran zakat di desa Betung diberikan kepada fakir miskin, al-gharim dan ada juga yang membayar zakat kepada anak yatim. Pelaksanaan syariat Islam mengenai pembagian zakat kepada anak yatim di desa Betung tidak termasuk dalam golongan mustahiq zakat, karena terkadang ada anak yatim yang memiliki harta warisan yang cukup banyak dari orang tuanya. Sedangkan jika orang tua anak yatim tersebut miskin, maka tentu saja mereka berhak menerima zakat (bukan karena panti asuhannya, tetapi karena kemiskinannya). Menurut mazhab Syafi'i, zakat harus disalurkan melalui lembaga amil zakat yang telah dibentuk oleh pemerintah, asalkan pemerintah adil terhadap rakyatnya.
THE URGENCY OF SHARIA FINTECH IN SOLVING CREATING A DIGITAL-BASED MANDIRI VILLAGE IN MUARA HARAPAN VILLAGE: Directly Influce and Indirectly iInflunce Qonita, Qonita; Adrian Muhari, Muhammad Dheo; Supriyanto, Achmad Sani; Suprayitno, Eko
I-Economics Vol 9 No 1 (2023): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v9i1.17521

Abstract

Southern Sumatra consists of the provinces of South Sumatra, Lampung, Jambi, Bengkulu, and the Bangka-Belitung Islands. These five provinces have the fastest recovering economic growth compared to other regions in Indonesia and the highest economic growth recovery in Sumatra from 2020-2021. Therefore, this study aims to analyze what factors influence economic growth in 60 cities/districts in Southern Sumatra.
THE INFLUENCE OF EMPLOYEE INVOLVEMENT AND WORK ENVIRONMENT ON EMPLOYEE PERFORMANCE WITH SATISFACTION AS A MODERATION VARIABLE (STUDY OF EMPLOYEE BSI KCP JAKARTA): Direct Influence and Indriect Influence Firdaus, Adhy
I-Economics Vol 9 No 1 (2023): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v9i1.17935

Abstract

Abstract Employee involvement in various work programs and comfort in the work environment has great potential in improving employee work performance due to the emergence of inner and outer satisfaction in the employee. To prove the statement above, this study aims to determine how much influence employee involvement and work environment have on employee performance and indirectly with satisfaction as a moderating variable. This research is a quantitative research using techniques purposive sampling. The research sample consisted of BSI bank employees in Jakarta. The population in this study was 200 BSI KCP Jakarta bank employees with a minimum criteria of having worked for 1 year using a questionnaire and data were analyzed usingPath Anaylisis. Keywords: "Employee Performance, Employee Engagement, Work Environment, Satisfaction"

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