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JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia
Published by Universitas Wahid Hasyim Semarang
ISSN : 23033223     EISSN : 2621640X     DOI : 10.31942/iq
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
IQTISAD: merupakan wadah menuangkan pemikiran dalam bidang ekonomi, ekonomi, ekonomi islam dan kajian hukum, baik dalam hukum islam maupun dalam hukum ekonomi syariah. Jurnal ini diterbitkan oleh Pusat Kajian Pengembangan Ilmu-ilmu Keislaman (PKPI2) Fakultas Agama Islam Unwahas Semarang.
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Articles 124 Documents
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‘Urf sebagai Metode Penentuan Hukum dalam Bisnis Syari’ah Ahmad Lukman Nugraha; Rachmat Syafe’i; Moh. Fauzan Januri
Jurnal Iqtisad Vol 8, No 2 (2021): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v8i2.5693

Abstract

Abstract This paper aims to define 'urf and its foundations in the Qur'an and Hadith as well as the implementation of the 'urf method in islamic business. The research method used in this paper is qualitative with a normative juridical approach. The findings in this paper are that the Qur'an and hadith underlie the use of 'urf as a islamic business solution which certainly does not conflict with existing texts. 'Urf is often applied in sharia business through aspects of business transactions, profit taking from sellers of goods and services, and determination of wages. 'Urf can be applied in sharia business with several conditions, namely; 1) The business tradition does not conflict with the texts, (2) the business tradition is long-term, (3) the business tradition is known to the general public, (4) the business tradition is innovative according to space and time.
Urgensi Bimbingan Pra Nikah bagi Calon Pasangan Pengantin di KUA Kota Salatiga Nastangin Nastangin
Jurnal Iqtisad Vol 8, No 2 (2021): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v8i2.5582

Abstract

Pre-marital guidance is a process of social service in the form of counseling, service provided to husband and wife before carrying out marriage so that they obtain prosperity and happiness in marriage and family life. The phenomenon takes serious attention, accordingly there must be some effort to overcome it, one of the ways is through the application of pre-marital guidance. For this theme, the researcher takes qualitative research to understand the phenomena about what is experienced by research subjects such as behavior, perception, motivation, actions and others, holistically, and in a descriptive way in the form of words and language, especially by utilizing various natural methods in field research. The findings of this research shows the implementation process of pre-marital guidance in religious Affairs office (KUA) of Salatiga City has not been scheduled routinely in most cases. There are 2 forms of pre-marital guidance: first, pre-marital guidance holding at center of religious Affairs office, second, independent pre-marital guidance holding by each religious Affairs office (KUA) in sub-district. In the implementation of pre-marital guidance holding by the religious Affairs office of Salatiga City has several problems namely there are time problems, funds / budget, facilities and infrastructure. The impact of pre-marital guidance in stabilizing the bride and groom to realize a sakinah family in KUA Salatiga City is the preparation of the bride and groom before attending pre-marital guidance. the fact is the bride and groom do not know about the duties of a husband and wife, rights and obligations husband and wife, how to overcome problems in the family and the solution to minimize fight in the family and to minimize the occurrence of divorce.
Kepemimpinan Berorientasi Pengetahuan dalam Peningkatan Kinerja Inovasi melalui Implementasi Manajemen Pengetahuan Bima Hermastho
Jurnal Iqtisad Vol 8, No 2 (2021): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v8i2.5696

Abstract

Knowledge grows not only how knowledge can be diffused but how it can continue to generalize new synergies with effective management of intangible assets. Competition between companies makes companies use the knowledge they only have to make decisions in the process of generating new things. The role of knowledge-oriented leadership in organizational innovation is being the core of sustainable business growth, however knowledge-oriented leadership has failed to build a significant relationship between leadership and innovation. The results showed that Knowledge Oriented Leadership was proven to have a significant positive effect on Knowledge Diffusion and Knowledge Generation. Knowledge Oriented Leadership is not proven to have a significant positive effect on innovation performance. Knowledge Diffusion and Knowledge Generation have an effect proven to have a significant positive effect on innovation performance. Knowledge Diffusion and Knowledge Generation can mediate the relationship between Knowledge Oriented Leadership and Innovation performance.
Analisis Hukum Islam Tentang Pendistribusian Zakat Fitrah oleh Takmir Masjid At-Taqwa Terhadap Gharim yang Hutangnya untuk Lembaga A Saiful Aziz; Subhan Subhan; Ubbadul Adzkiya'
Jurnal Iqtisad Vol 8, No 2 (2021): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v8i2.5615

Abstract

This study describes how the implementation of zakat fitrah management at the At-Taqwa Mosque, Pamedaran Village, Brebes Town, and to find out the analysis of Islamic law on the distribution of zakat fitrah to people who have debts to institutions. This research was conducted with a qualitative method and a descriptive approach. The conclusion of the study shows: (1) Management of zakat fitrah at the At-Taqwa Mosque begins with planning through deliberations of leaders and amil on D-3 Eid al-Fitr and carried out on D-1 Eid al-Fitr with the time of collecting zakat fitrah from after dawn prayer until before prayer Asr, then the amil calculates the amount of zakat fitrah that has been collected, then distributes it to asnaf in the At-Taqwa Mosque environment, namely asnaf indigent, poor, amil, fisabilillah and gharim. (2) The distribution of zakat fitrah carried out by the takmir of the At-Taqwa Mosque in Pamedaran Village to gharim whose debts to institutions are not in accordance with Islamic law, because what is meant by gharim according to the four schools of thought is a person who is in debt and it is an obligation for him to pay the debt, while in this case the person who is considered a gharim is only an intermediary for the debt and the real owner of the debt is the institution/mosque.
Front Matter (Cover and Table of Contens) Ubbadul Adzkiya'
Jurnal Iqtisad Vol 8, No 2 (2021): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v8i2.5738

Abstract

Analisis Filosofis terhadap Fatwa DSN MUI No. 106 Tahun 2016 tentang Wakaf Manfaat Asuransi dan Manfaat Investasi pada Asuransi Jiwa Syari’ah Endang Sriani; Abu Hapsin
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 8, No 2 (2021): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v8i2.5624

Abstract

The purpose of this study is to explore the essence, substance and benefits of the DSN-MUI fatwa no.  106 of  2016 concerning waqf insurance benefits and investment benefits in Sharia Life insurance.  This is a library research with primary law, DSN-MUI fatwa no. 106 of  2016. A philosophical approach was chosen in this study to describe the ontology, epistemology and axiology aspects of the fatwa.  The results of this study indicate that the essence of the fatwa is to accommodate legal needs in the synergy of waqf and sharia insurance in order to maximize the benefits of waqf and sharia insurance for the wider community.
Analisis Multi Objek pada Akad Pembiayaan Ijarah Multi Jasa di Bank Pembiayaan Rakyat Syariah Anis Fittria; Endang Sriani
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 9, No 1 (2022): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v9i1.6533

Abstract

Ijarah multi jasa financing is one of the rental contract-based financing products offered by Bank Pembiayaan Rakyat Syariah (BPRS). Ijarah multi jasa finance services that cannot be done through murabahah financing (buying and selling) or mudharabah financing (cooperation). This financing contract can finance a wide range of objects. The wide range of objects that can be financed through multi-service ijarah contracts raises concerns. Can an ijarah multi jasa contract be used to finance all objects? Is BPRS's ijarah multi jasa financing in accordance with Fatwa Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) No.44/DSN-MUI/VIII/2004? Research methods employ qualitative field research with an empirical research approach. According to the findings of this study, the analysis of ijarah multi jasa contracts at BPRS includes three components: analysis of financing objects, analysis of wage calculations (ujrah), and analysis of the accuracy of contract use. (1) An examination of financing objects on ijarah multi jasa contracts reveals the existence of multiple objects in BPRS, both based on criteria for work benefits (ijaratul 'amal) and benefits issued from objects (ijaratul 'ayan). Should the contract's object be limited to the ijaratul 'amal criteria. (2) The calculation of wages (ujrah) in ijarah multi jasa contracts at BPRS uses percentages rather than nominal amounts. Nominal should be used. (3) The accuracy of the use of ijarah multi jasa contracts in BPRS was discovered to be wakalah contract in one of the three models of realization of ijarah multi jasa contract financing. The use of wakalah in the financing of ijarah multi jasa contracts is not appropriate.Keywords: Ijarah Multi Jasa; Multi objects; BPRS.Pembiayaan ijarah multi jasa merupakan salah satu produk pembiayaan di Bank Pembiayaan Rakyat Syariah (BPRS) yang menggunakan akad sewa menyewa. Ijarah multi jasa mengakomodir pembiayaan di bidang jasa yang tidak bisa dilakukan dalam pembiayaan murabahah (jual beli) maupun mudharabah (kerjasama). Berbagai macam objek dapat dibiayai dalam akad pembiayaan ini. Beragamnya objek yang dapat dibiayai pada akad ijarah multi jasa menimbulkan pertanyaan, apakah semua objek dapat dibiayai menggunakan akad ijarah multi jasa? Apakah pembiayaan multi jasa di BPRS sudah sesuai dengan fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) No.44/DSN-MUI/VIII/2004 tentang Pembiayaan Multi Jasa? Metode penelitian menggunakan penelitian lapangan (field research) yang bersifat kualitatif, dengan pendekatan penelitian empiris. Hasil penelitian ini menunjukan bahwa analisis akad pembiyaan multi jasa di BPRS meliputi tiga hal, yaitu; analisis objek pembiayaan, analisis perhitungan upah (ujrah), dan analisis ketepatan penggunaan akad. (1) Analisis objek pembiayaan pada akad ijarah multi jasa menunjukan adanya multi objek di BPRS, baik itu berdasarkan kriteria manfaat atas pekerjaan (ijaratul ‘amal) dan juga manfaat yang dikeluarkan dari benda (ijaratul ‘ayan). Seharusnya objek akad dibatasi kriteria ijaratul ‘amal (2) Perhitungan upah (ujrah) pada akad ijarah multi jasa di BPRS menunjukan penggunaan prosentase bukan nominal. Seharusnya menggunakan nominal (3) Ketepatan penggunaan akad ijarah multi jasa di BPRS ditemukan bahwa dalam salah satu tiga model realisasi pembiayaan akad ijarah multi jasa ditemukan akad wakalah. Penggunaan akad wakalah tidak tepat dalam pembiayaan akad ijarah multi jasa.
Dari Voluntary Menuju Mandatori (Sebuah Mimpi Indah Lahirnya Undang-Undang Jaminan Produk Halal) Mashudi Mashudi
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 1, No 1 (2013): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v1i1.1436

Abstract

Kehalalan produk makanan, minuman, obat dan kosmetika serta produk halal lainnya bukan saja menjadi masalah intern umat Islam tetapi sudah masuk pada sistem produksi dan perdagangan internasional. Dengan adanya ketentuan tersebut, kini negara-negara produsen walaupun bukan negara yang berpenduduk Muslim - telah menerapkan sistem produk halal untuk memenuhi pangsa pasar ekspornya. Indonesia, sebagai negara berpenduduk muslim terbesar di dunia, perlu memacu diri agar jangan sampai tertinggal alam mengembangkan manajemen dan jaminan produk halal, bahkan diharapkan mennjadi peloporterdepan dalam mengembangkannya. Jaminan kepastian hukum terhadap kehalalan produk dan perlindungan terhadap konsumen dan produsen merupakan substansi dari pemberlakuan sertifikasi dan labelisasi produk halal, yang bertujuan hukum menjadi sarana pemaksa yang melindungi warga masyarakat dari ancaman-ancaman maupun perbuatan yang membahayakan diri serta harta bendanya. Hukum, disampingmerupakan sarana pengendalian sosial, juga sebagai sarana untuk memperlancar proses interaksi sosial(law as a fasilitation of human interaction). Sehingga jika norma hukum tidak ada, maka yang ada adalah rasa takut dan khawatir dalam diri warga masyarakat untuk mengadakan interaksi, pada saatyang sama, hukum sebagai sarana interaksi sosial ketika adanya pengawasan. Secara sosiologis, hukumitu selalu ada. Bagaimanapun primitifnya suatu kelompok manusia pasti ada hukum yang mengikatnya. dan segala hukum yang hidup selalu menghajatkan "penegakan hukum" (law enforcement) yang tanpa penegakan hukum (bayangan pemaksaan) itu hukum akan mati dan kelompok manusia itu akan menjadihomo homini lupus. itulah sebabnya menggeser payung hukum jaminan produk halal yang semula voluntarymenjadi mandatory adalah sebuah keniscayaan.Kata Kunci : Voluntary, Mandatory, Penegakan Hukum
Kepastian Hukum dalam Perdagangan Online Guna Mewujudkan Perlindungan Hukum Konsumen Rina Maulidah; Haura Atthahara; Kariena Febriantin
Jurnal Iqtisad Vol 9, No 1 (2022): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v9i1.6430

Abstract

AbstractTrading activities are increasing rapidly in society, particularly in the age of globalization, and everything is becoming easier as technology advances. This also has an impact on community trading activities, which no longer take place conventionally but only through internet-connected mobile phones; this type of trade is commonly referred to as e-commerce. The benefits of buying and selling transactions are numerous, but with the availability of buying and selling online, it is inevitable that consumer rights will be violated. The current regulations are clearly different from how buying and selling transactions are now conducted over the internet. The goal of this research is to discover how to regulate online trading laws and regulations, as well as to solve legal problems in online trading. This study employs a qualitative approach with a normative legal approach. According to the findings of this study, e-commerce transactions are governed by Law Number 11 of 2008 concerning Information and Electronic Transactions (UU ITE), which was then amended by Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions, among other regulations. Problems in e-commerce transactions can be resolved through legal or litigation, non-litigation, or out of court.Keywords: : Online Trading; Legal protection; ConsumerAbstrakKegiatan Perdagangan meningkat pesat di masyarakat, terlebih di era globalisasi segala sesuatunya menjadi semakin mudah karena telah berkembangnya teknologi yang semakin maju. Hal itu juga berdampak pada kegiatan perdagangan di masyarakat yang tidak lagi terjadi secara konvensional melainkan hanya melalui handphone berbasis internet, jenis perdagangan ini lazim disebut sebagai e-commerce. Keuntungan dari transaksi perdagangan ini memang sangat banyak, tetapi dengan adanya perdagangan secara online tentu akan sangat berisiko kepada hak-hak bagi konsumen yang tidak dipenuhi. Peraturan yang telah ada jelas berbeda dengan cara transaksi jual-beli itu dilakukan sekarang melalui internet. Tujuan dari penelitian ini adalah guna mengetahui bagaimana pengaturan mengenai perdagangan online di dalam peraturan perundang-undangan dan penyelesaian masalah dalam perdagangan online secara hukum. Penelitian menggunakan metode kualitatif dengan pendekatan yuridis normative. Temuan penelitian ini menunjukkan bahwa transaksi e-commerce telah diatur dalam Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik (UU ITE) yang diperbarui dengan Undang-Undang Nomor 19 Tahun 2016 tentang Perubahan Atas Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik, serta berbagai Peraturan lainnya. Mengenai penyelesaian permasalahan dalam transaksi e-commerce dapat melalui jalur hukum atau litigasi maupun non litigasi atau jalur diluar pengadilan.
Latihan ohevuevifbug ohevuevifbug alenadu
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 1, No 1 (2013): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v1i1.2334

Abstract

abstrak

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