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PEMIKIRAN ADIWARMAN AZWAR KARIM TERHADAP KONSEP ECONOMIC VALUE OF TIME (2010-2018) DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH Elisafitri, Risma Okta; Junaidi, Heri; Afriansyah, Syafran
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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The research entitled Adiwarman Azwar Karim's Thought Against the Concept of Economic Value of Time (2010-2018) in the Perspective of Islamic Economic Law, this departs from the main problem related to the difference in the value of money and time. Therefore, Adiwarman Azwar Karim offers the concept of Economic Value Of Time. This research is a library research (Library Research) with the primary source of books by Adiwarman Azwar Karim, namely Islamic Microeconomics (2010), Islamic Bank Islamic Fiqh Analysis and Finance (2016). Secondary sources are studied from books other than the character's original books, journals, websites, articles. In data collection, the steps taken were to collect Primary Data Sources and Secondary Data Sources then classify existing data, then arrange them systematically and become a conceptual framework for how Economic Value of Time in the Islamic economy with Adiwarman Azwar Karim's thought, then draw conclusions. The results of the study concluded that: (1) The concept of Economic Value of Time according to Adiwarman Azwar Karim is a concept where time has economic value, not money which has time value. The concept of Economic Value of Time Adiwarman Karim is a rebuttal to the Time Value of Money system, where the concept of Economic Value of Time is based on a standard calculation of money with no additional value. Meanwhile, Time Value of Money directs people to the value of profit from money to money with additional value (usury). (2) In the perspective of Islamic Economic Law, the concept of Time Value of Money is more acceptable than the concept of Time Value of Money because the concept of Time Value of Money, the calculation system uses a ratio (profit sharing), while the calculation system of Time Value of Money uses interest. The purpose of Islamic law is based on maintaining five important things based on a priority scale, namely: (1) preserving religion, (2) preserving the soul, (3) preserving reason, (4) preserving offspring and (5) maintaining property. Islamic law contains eternal fitriyah values based on solid principles, which will not change and will not be changed. Keywords: Adiwarman Azwar Karim, Economic Value of Time, Money

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP JAMINAN PADA INVESTASI DIGITAL CYRONIUM COIN Pratama, Zenda; Hidayat, Fatah; Lubis, Ramiah
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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This thesis is entitled Review of Sharia Economic Law of Guarantee on Cyronium Coin Investment. Against the background of the problem, namely the effect of physical gold coin collateral on Cyronium Coin digital investment which can ensure the security of these investment activities. The formulation of the problem, namely: What is the guarantee on Cyronium Coin digital investment? and How does Sharia Economic Law review the guarantee on Cyronium Coin digital investment ?. This type of research is library research, the primary data of which is obtained from a review of literature studies and from the official website of Cyronium Coin. The data obtained were analyzed qualitatively, namely by producing descriptive data. which applies to reality as the primary material associated with the theories in secondary data. Based on data analysis, deductive conclusions can be drawn in accordance with the formulation of the problem. The results of the study concluded: First, the guarantee on Cyronium Coin digital investment is based on the procedure, Cyronium coins have a selling value according to the price of 20 grams of gold. Its function is to maintain prices so that CYRO tokens can protect investors' funds. Investors who purchase CYRO tokens can choose two options, including choosing to have assets in the form of CYRO tokens and choosing to have assets in the form of Cyronium physical coins where the physical coins are used as collateral for investment. Second, the Sharia Economic Law Review of Guarantee on Cyronium Coin Digital Investment shows that in this case, the consent granted in the implementation of the agreement between the investor and Cyronium is marked by the approval of the investor who has registered and fulfills the terms and conditions that have been made by Cyronium. Then the guarantor is Cyronium, the recipient of the guarantee is the investors, the goods that are used as the object of collateral are Cyronium's physical coins. In its implementation, it has fulfilled the pillars and requirements of kafalah / dhaman as previously explained and this guarantee does not conflict with Islamic law. Keywords: Guarantee, Digital Investment, Cyronium Coin.

IMPLEMENTASI ASAS-ASAS HUKUM EKONOMI SYARIAH DALAM PENGEMBANGAN MART 212 PADA 212 MART MUHAJIRIN PALEMBANG Yogi, Yogi; fauziah, fauziah; armasito, armasito
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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ABSTRACT 212 Mart Muhajirin Palembang is a Mart that was founded in the spirit of the Muslim community, which was initiated by the action of defending Islam against religious blasphemy. Which is the implementation of the Islamic defense action, namely by building a business in the retail trade sector. This is what motivates the author to raise the title "Implementation of Islamic Economic Law Principles in the Development of the 212 Mart in Palembang City (Case Study 212 of the Muhajirin Mart Palembang). As one of the retail businesses built by Muslims and with a passionate background to build the economy of Muslims, it is fitting that the 212 Mart Muhajirin Palembang apply Islamic principles in developing its business. Therefore this thesis is made to answer the problem (1) how is the implementation of the principles of Islamic economic law at 212 Muhajirin Mart Palembang (2) how is the suitability of the implementation of the principles of Islamic economic law at 212 Mart Muhajirin Palembang with the principles of Islamic economic law . The type of research that the writer uses in this research is field research. Samples were taken by purposive sampling with primary and secondary data sources. Furthermore, the analysis is carried out in a descriptive qualitative manner, which will explain all existing problems then draw conclusions and general statements are drawn to specific statements. 212 Mart Muhajirin Palembang has implemented the principles of Islamic Economic Law as a whole, starting from the principle of monotheism, the principle of justice, the principle of maslahat, the principle of helping and the principle of balance in the development of its Retail trading business, this can be seen from the implementation of sales- purchase, cooperation agreements and social activities that are carried out outside of operational activities. So the implementation of the principles of sharia economic law is in accordance with the Sharia Economic Law. Keywords: Implementation, principle of monotheism, principle of justice, principle of benefit, principle of mutual help, principle of balance, mart 212.

PENERAPAN ASAS-ASAS HUKUM EKONOMI SYARIAH PADA PERATURAN MENTERI PERDAGANGAN NOMOR 24 TAHUN 2020 TENTANG PENETAPAN HARGA PEMBELIAN PEMERINTAH UNTUK GABAH ATAU BERAS ayu, mega gustia; Atika, Atika; Himsyah, Fatroyah Asr
Muamalah Vol 7 No 1 (2021): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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ABSTRACT The Government has issued a policy in the form of Regulation of the Minister of Trade No.24 of 2020 concerning The Determination of Government Purchase Prices for Grain orRice. In this case the government with its authority to set the purchase price of thegovernment (HPP) which aims to maintain food availability and food price stability,especially for the type of staple food rice. The policy on the purchase price of thegovernment for grain or rice is expected to be a reference to provide incentives for ricefarmers by providing guarantees so that prices do not fall during the harvest. Departing from this background, the author is interested in studying more deeplyabout the pricing of grain or rice because one of the problems often experienced by farmersis the fall in the price of grain or rice during the harvest and whether in the determinationof grain or rice HPP has applied the principles of Sharia Economic Law. In this study, the author has used a type of library research that collects materials andinformation from sources available in the library, such as books, magazines, journals,reports, documents, or notes. This research is normative research where the data obtainedand processed is secondary data derived from the source of literature. The data source usedin this study consists of primary legal materials, namely Regulation of the Minister ofTrade No. 24 of 2020 concerning The Determination of Government Purchase Prices forGrain or Rice, secondary legal materials, namely books, articles, and journals related to theprinciples of Sharia Economic Law and government purchase pricing. Meanwhile, tertiarylegal materials are The Great Dictionary of Indonesian, English Dictionary, Encyclopediaof Islamic Law, and so on. The result of this study is the government has applied the principles of ShariaEconomic Law in determining the purchase price of grain or rice, namely the Principle ofGodliness (at-Tauhîd), the Principle of Justice ('Adâlah), the Principle of Ibahâh (Mabda'al-Ibahâh), the Principle of Benefit (al-maslahah), the Principle of Manfaah (TabaManafii), the Principle of Consensualism (Mabda' ar- Radha'iyyah), the Principle ofHelping (Ta'âwun), the Principle of Balance (Mabda' at-Tawazun fi al-Mu'awadah), thePrinciple of Belief (Amânah), Principle of Honesty (Shiddîq), the Principle of Cooperation(Musyarakah), and the Principle of 'Adâmul Gharâr. Keywords: Islamic economic law principles, government purchase price, rice,unhulled rice

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP KENAIKAN IURAN BPJS KESEHATAN DI MASA PANDEMI COVID 19 BERDASARKAN PERATURAN PRESIDEN NOMOR 64 TENTANG JAMINAN KESEHATAN Boby, Muhammad; Yazwardi, Yazwardi; Lubis, Ramiah
Muamalah Vol 7 No 1 (2021): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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ABSTRACT This research is entitled A Gradual Sharia Economic Law Review RegulatingTariff Increase for BPJS Health Participants Based on Presidential Regulation Number 64of 2020 concerning Health Insurance, there are several reasons for the increase in BPJScontributions. First, one of the main causes of the deficit in the National Health Insurance(JKN) program that has occurred since the beginning of its implementation is the amountof contributions that are underpriced and adverse for independent participants. So that thedeficit increases from year to year. Second, many independent participants only registerwhen they are sick and require expensive medical costs. After recovering, participants stoppaying dues or are not disciplined when paying dues. There are two things that become thefocal point of this research, namely, first, how to increase the rates for BPJS Kesehatanparticipants based on Presidential Regulation Number 64 of 2020 concerning HealthInsurance, secondly, how is the Sharia Economic Law Review of the Increase in Tariffs forBPJS Kesehatan Participants Based on Presidential Regulation Number 64 of 2020 AboutHealth Insurance. The methodology used in this research through anapproach is empirical shown toget things that are direct and library researchlibrary research () to get things that aretheoretical. The data sources used consisted of two, namely primary data and secondarydata. The results of this study concluded that (1) the increase in BPJS Healthcontributions during the Covid 19 pandemic which reached 100% was deemedincompatible with the increase in the UMP every year of only 8.5%, this increase was alsonot in accordance with the principles of syaraih economics and was against Pancasila. 5"Social justice for all Indonesian people" it can be concluded that this increase incontributions is not in accordance with Sharia Economic Law Key words: BPJS Health, Sharia Economic Law, Presidential Regulation Number 64of 2020 concerning Health Insurance

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PERATURAN PRESIDEN NOMOR 76 TAHUN 2020 TENTANG PENGEMBANGAN KOMPETENSI KERJA MELALUI PROGRAM KARTU PRAKERJA Wulandari, Hindun; Antasari, Rr Rina; Afriansyah, Syafran
Muamalah Vol 7 No 1 (2021): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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ABSTRACT Unemployment is a serious problem that until now the Indonesian government has not been able to solve it. Like a younger sibling, unemployment and poverty areinseparable. Because with the increase in unemployment, the poverty level in this countrywill automatically increase. The government as the holder of policy authority is expectedto be able to play a role in overcoming unemployment and poverty problems. From these problems the authors are interested in taking the title of a thesis reviewof sharia economic law against presidential regulation number 76 of 2020 amendments topresidential regulation number 36 of 2020 concerning the development of work potentialthrough the pre-employment card program, which is to find out what is the legal basis froma philosophical point of view. , sociological, and juridical creation of pre-employmentcards, as well as a review of sharia economic law in terms of the principle of benefit andthe principle of justice. The results of this study are the philosophical foundation of this preemploymentcard policy. Realizing justice in the goals of the State, namely realizing the welfare of theIndonesian nation, from a sociological basis, namely to the people's need for decent workto achieve community welfare and from a juridical perspective, namely providing a clearlegal basis. against the corruption eradication commission that corruption destroys everyorder of life of a nation. and from the principle of benefit, namely helping to reducetraining costs borne by participants as well as getting training modules and in terms of theprinciple of justice, justice in terms of the pre-employment card program is only justice inincentive costs and facilities pre-employment card. Key words: Unemployment, Policy, Covid-19

PENERAPAN ASAS KEADILAN DALAM PELAKSANAAN PEMBERIAN PERIZINAN MINIMARKET PADA DINAS PENANAMAN MODAL DAN PELAYANAN TERPADU SATU PINTU (DPM-PTSP) KOTA PALEMBANG Seftiyani, Layla Tri; Fauziah, Fauziah; Mursid, Fadillah
Muamalah Vol 7 No 1 (2021): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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ABSTRACT In general, a license requires a principle of justice in its application so that no onefeels burdened in its implementation. The problems in this study are 1) How is theimplementation of the establishment of a minimarket around which there are traditionalmarkets and stalls / shops by the Department of Investment and One Stop IntegratedService (DPM-PTSP) Palembang City? 2) How is the ef ect of the principle of justice onthe licensing of minimarkets around which there are traditional markets and stalls / shopsby the Palembang City Investment Service and One Stop Integrated Service (DPM-PTSP)? This type of research is field research (field research), meaning that the source ofthe data used as a reference in research related to the object of this thesis research, themethod used in this research is descriptive qualitative. The data source used consists ofthree data sources, the first is primary data sources by conducting interviews anddocumentation. Secondary data such as data obtained from books, scientific papers,literature studies. Tertiary data obtained from articles, internet, dictionaries. Based on the results of the research, it can be concluded that, first, in granting aminimarket licensing at the Palembang City Investment and One Stop Services Service(DPM-PTSP) based on the Mayor of Palembang Regulation No. 25 of 2011 concerningGuidelines for the Arrangement and Development of Shopping Centers and ModernStores. Article 12 paragraph (2). In the Regulation of the Mayor of Palembang No. 25 of2011 Article 3 paragraph (9) letter e explains that the establishment of a mini-market thatis either independent or integrated with shopping centers or other buildings must payattention to the existence of traditional markets and stalls / shops in the surrounding areathat are smaller than the minimarket.Second, in the implementation of licensing for minimarkets, they still do not apply the principle of justice because there are still many minimarkets that are close to traditional markets and stalls / shops so that there iscompetition and can cause reduced income for small business owners who are near theminimarket.Key words: Principles of Justice, Minimarket Licen

TINJAUAN MAQASHID SYARIAH TERHADAP PERMENHUB NOMOR PM 25 TAHUN 2020 TENTANG PENGENDALIAN TRANSPORTASI SELAMA MASA MUDIK IDUL FITRI 1441 H DALAM RANGKA PENCEGAHAN PENYEBARAB COVID-19 Sesah, Meria Deran; Junaidi, Heri; Armasito, Armasito
Muamalah Vol 7 No 1 (2021): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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ABSTRACT Research with the title Maqashid Syariah review of PERMENHUB Number PM 25of 2020 concerning Transportation Control during the Eid Al-Fitr Homecoming Period 1441H in the Context of Preventing the Spread of Covid-19. Starting from the spread of CoronaVirus Disease 2019 (Covid-19) which requires efforts to minimize it. The transportationcontrol policy is one of the most important components in preventing the spread of Covid19inordertomaintainpublic safety in maintaining the balance of the national economy.From this explanation, the background of the problem is First, how to control transportationduring the Idul Fitri homecoming period 1441 H based on PERMENHUB Number PM 25of 2020. Second, how is the Maqashid Syariah review of the Regulation of the Minister ofTransportation Number PM 25 of 2020. The research method used in this research is Library Research with the source ofinformation from library materials, data collection techniques through written work in theform of books, laws and regulations and materials needed to obtain information related tothe discussion. Then the data is analyzed using descriptive analysis method. Based on the results of the study, it is concluded as follows First, in the Regulationof the Minister of Transportation Number PM 25 of 2020, it is not permitted to usetransportation facilities, whether land, sea, air, railways, and for matters of an emergencynature. Second, the Maqashid Sharia theory explains its main purpose to protect religion,property, mind and soul. And the implementation of the Maqashid Sharia concept incontrolling transportation has fulfilled the benefits of the soul, religion and descendants ofthe community during the Eid al-Fitr homecoming period in 1441 H. Keywords: Maqashid Syariah, Transportation Control, Covid-19

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP BENTUK KERJASAMA BISNIS PERIKLANAN ANTARA PUBLISHER DAN GOOGLE ADSENSE Muhammad, Mahlil Nur; Hidayat, Fatah; Sadi' Is, Muhammad
Muamalah Vol 7 No 1 (2021): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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The research background discusses Google adsense, which is an advertising business collaboration program that is very popular in the world online today. Anyonecan become an advertiser for Google with easy conditions, but the fact is that the adsdisplayed by Google are very general, from the sale of food, services and even Googlealso sometimes displays ads selling liquor, gambling to pornography which in Islam isprohibited. From this phenomenon, researchers are interested in examining GoogleAdsense with the formulation of the problems in this study, namely: 1) What is the formof advertising business cooperation between publishers and Google Adsense. 2) How isthe review of Islamic economic law on the form of advertising business collaborationbetween publishers and Google Adsense. The method used in this research is the research library or library research,which is collecting various secondary data that discusses the form of advertisingbusiness collaboration between publishers and Google Adsense both from the media,journals and literature. The results of data processing were analyzed descriptivelyqualitatively. Based on the results of the study it can be concluded that: 1) the form ofadvertising business collaboration between publishers and Google Adsense. Is a form ofcooperation to advertise a product or service owned by the advertiser. With 68% profitsharing for publishers and 32% for Google. So if a publisher is cheating, the adsenseaccount publisher's will be banned. 2) in the review of sharia economic law, this form ofcooperation is included in the form of syirkah abdan and the law is valid if theadvertisements displayed by Google do not contain haram elements. Because in thecooperation itself, it has been fulfilled, such as consent to Kabul, aqidain and itsobjects. Keywords:Business Online, Google Adsense, Syirkah Abdan

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PRAKTIK SISTEM TANGGUNG RENTENG PADA KOPERASI YANG MENGGUNAKAN POLA SIMPAN PINJAM METODE KUMPULAN (PSPMK) di PT. PNM MEKAAR CABANG MARIANA Rusmiati, Ida; Nur, Isnayati
Muamalah Vol 7 No 1 (2021): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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ABSTRACTThis research is entitled Review of Sharia Economic Law of the Practice of theLiability System in Cooperatives at PT. PNM Mekaar Mariana Branch has two things thatare the focus of the study. First, how is the practice of the joint responsibility system by thecooperative for each member who uses the Collection Method of Savings and Loans(PSPMK) at PT. PNM Mekaar Mariana Branch ?; and second, how is the review of ShariaEconomic Law of the joint responsibility system by the cooperative for each member whouses the Collaborative Savings and Loans Method (PSPMK) at PT. PNM Mekaar MarianaBranchThis type of research is field research (field research) with data collectiontechniques through interviews and qualitative descriptive data analysis. Based on theanalysis of the data, it is concluded that inductive conclusions can be drawn in accordancewith the problem formulation. This type of research used by the author in this thesis is touse the type of field research (field research) where the data source is obtained from theresults of field data management which is closely related to the title of this thesis. Thetypes and sources of data in this study are qualitative data, namely in the form ofdescriptions of ideas and opinions that come from interviews, regarding data collectiontechniques, namely by using interviews by asking respondents directly related to thisthesis. By conducting these interviews, which were then analyzed and concluded, severalopinions were obtained regarding the practice of the joint responsibility system for savingsand loans using the Collaborative Savings and Loans Method (PSPMK).The results of the study concluded that 1) the Tanggung Renteng System in thecooperative at PT. PNM Mekaar Mariana Branch system of joint responsibility is anagreement that targets people with middle to lower economies and the PT. PNM Mekaar(Permodalan Nasional Madani Fostering a Prosperous Family Economy), this cooperativesavings and loan group is based on groups of as many as 10 members in one group, in thecooperative at PT. PNM Mekaar Mariana Branch implemented a Renteng Liability Systemwith the aim of smooth installments and has been enforced since the inception of one of theBUMN products which later became the responsibility of the group; 2) Review of IslamicEconomic Law on the Renteng System at PT. PNM Mekaar Mariana Branch has fulfilledthe requirements and the harmonious conditions that have been enforced are also a meansof helping and mutual cooperation for fellow members in the group and creating disciplinethat is felt to be clear in guaranteeing installments and for the smooth running of thetogether because it provides more benefits than harm.Keywords: Sharia Economic Law, Responsibility System Practices, Cooperatives

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Muhammad Sarip

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muhammadsarip_uin@radenfatah.ac.id

Editorial Address
Jl. Prof. K. H. Zainal Abidin Fikri No.KM. 3, RW.5, Pahlawan, Kec. Kemuning, Kota Palembang, Sumatera Selatan 30126

Location
Kota palembang,

Sumatera selatan

INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Muhammad Sarip

Contact Email muhammadsarip_uin@radenfatah.ac.id

Phone +6282186738668

Journal Mail Official muhammadsarip_uin@radenfatah.ac.id

Editorial Address Jl. Prof. K. H. Zainal Abidin Fikri No.KM. 3, RW.5, Pahlawan, Kec. Kemuning, Kota Palembang, Sumatera Selatan 30126

Location Kota palembang, Sumatera selatan INDONESIA

Abstract

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Contact Name
Muhammad Sarip

Contact Email
muhammadsarip_uin@radenfatah.ac.id

Phone
+6282186738668

Journal Mail Official
muhammadsarip_uin@radenfatah.ac.id

Editorial Address
Jl. Prof. K. H. Zainal Abidin Fikri No.KM. 3, RW.5, Pahlawan, Kec. Kemuning, Kota Palembang, Sumatera Selatan 30126

Location
Kota palembang,

Sumatera selatan

INDONESIA