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All Journal Edumatsains Jurnal Analisa JMPM: Jurnal Matematika dan Pendidikan Matematika Jurnal Hilirisasi IPTEKS (JHI) EDUKATIF : JURNAL ILMU PENDIDIKAN Menara Ilmu M A T H L I N E : Jurnal Matematika dan Pendidikan Matematika Math Educa Journal Jurnal Abdi Insani Jurnal Multidisiplin Madani (MUDIMA) Al Khawarizmi: Jurnal Pendidikan Matematika Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri Jurnal Azimut Jurnal Pengabdian kepada Masyarakat Dewantara Journal of Innovative and Creativity Aksi Nyata : Jurnal Pengabdian Sosial dan Kemanusiaan Jurnal Edumatika: Jurnal Pendidikan Matematika dan Ilmu Matematika AKTUARIA
Z, Yulia Rahmawati
Universitas Tamansiswa Padang
Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Veterinary Other

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Journal : AKTUARIA

 1 
Penerapan Metode Aggregate Cost Dalam Perhitungan Premi Tahunan Pada Dana Pensiun Wahyuni, Sisi Sri; yurniati, Yurniati; Z, Yulia Rahmawati
AKTUARIA Vol 2 No 2 (2023): AGUSTUS
Publisher : Program Studi Aktuaria, Fakultas Sains Teknologi dan Pendidikan, Universitas Tamansiswa Padang

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Abstract

This study discusses the calculation of annual pension fund premiums using the aggregate cost method which is influenced by basic salary group and years of service based on mandatory employee contributions, namely 10%, interest rate 3.50%, salary increase rate 5%, percentage retirement benefits of 4.75% and based on the 2019 Indonesian women's mortality table commutation table which is influenced by interest rate factors. Normal pension fund insurance premiums can be determined from the value of pension benefits, end of life annuities, and the present value of pension benefits based on the total last salary. Based on the results of calculations and discussions, it is concluded that the pension benefits received by employees with 33 years of service will get a pension benefit that is greater than the 30 years of service at the time of retirement, because the longer the working period of an employee, the greater the service. and dedication given by the company. Keywords : aggregate cost method, pension fund, premium
Perhitungan Pendanaan Program Pensiun Manfaat Pasti dengan Metode Benefit Prorate Tipe Constan Dollar Putri, Eka Wahyuni; Muchlian, Melvi; Z, Yulia Rahmawati
AKTUARIA Vol 2 No 2 (2023): AGUSTUS
Publisher : Program Studi Aktuaria, Fakultas Sains Teknologi dan Pendidikan, Universitas Tamansiswa Padang

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Abstract

This study discusses the calculation of pension funding using the constant dollar type prorate benefit method which is influenced by the basic salary class and length of service based on an interest rate of 3.50%, a salary increase rate of 6% per year, the percentage of pension benefits is 4.75% and based on tables Indonesian mortality in 2019 specifically for women which is influenced by interest rate factors. Normal pension contributions (premiums) can be determined based on theinitial annuity for life and the present value of pension benefits based on the last salary a year before entering retirement age. Based on the calculations that have been made from the calculation of the three salary assumptions, the value of the last year's assumed salary is greater than the last n years' average assumption and the average salary assumption while working. And it can be concluded that the amount of pension benefits received by employees with 35 years of service is greater than employees who work with 33 years of service. Because the longer an employee works, the greater the benefits he will receive. Likewise, the normal contributions paid annually using the constant dollar prorate benefit method are obtained with a length of service of 35 years, the premium paid will be greater than the length of service of 33 years. Because the longer a person works, the greater the premium paid and the higher the class level owned by the employee, the greater the premium that will be paid annually. Keywords : Pension Fund, Defined Benefit, Benefit Prorate Method, Constant Dollar
Perhitungan Cadangan Premi Asuransi Jiwa dengan Metode Gross Premium Valuation (GPV) Z, Yulia Rahmawati; Martadona, Ilham
AKTUARIA Vol 3 No 1 (2024): FEBRUARI
Publisher : Program Studi Aktuaria, Fakultas Sains Teknologi dan Pendidikan, Universitas Tamansiswa Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31317/aktr.v3i1.989

Abstract

Life and general insurance companies must meet the requirements for the level of financial health contained in the Financial Services Authority Regulation Number 71 of 2016, namely the level of ovability, technical reserves, investment adequacy, equity, guarantee funds, and other provisions related to financial health. The Gross Premium Valuation (GPV) method is one way of calculating premium reserves. The purpose of this study is to provide information on the mechanism for calculating life insurance premium reserves using the Gross Premium Valuation (GPV) method using the Indonesian Mortality Table IV Year 2019. From these results, it is obtained that the size of the premium reserve with the GPV method will be smaller with a larger interest rate for both female and male genders. These enlarged interest rates add to the investment income of insurance companies. This increase in investment income reduces the amount of reserves that must be prepared to pay claims that occur.
Co-Authors Amallia, Chairun Ambiyar, Ambiyar Angelia Leovita Arsita, Sari Asniarti, Mitri Ayuni, Rani Foermita Devi Dianti Dian Fauzi Dian Fauzi Dian Fauzi, Dian Febriani Febriani Febriani Huljannah, Zakkya Mifta J Jamilah Jamilah Munir Jamilah, Jamilah Malsi, Fitri Khairani Melvi Muchlian Milda Ernita MUCHLIAN, MELVI N. Nurjanah Nailul Yuni Permataputri Nanang Priatna Nirmala Santi Nuri, Sindri Delva Nurjanah, Nurjanah Nurlina Nurlina Putri, Eka Wahyuni Rosita, Silvia S Syahrial Sapta Eka Putra Sari Arsita Silvia Rosita Silvia Rosita Siti Khairani Elhakim Suhaemi, Zasmeli Syahrial, Syahrial TATI NURHAYATI Teni Suriani Umar, Fahkrullah I Tama Umar, Fahrullah I Tama Wahyuni, Sisi Sri Yopa Dwi Mutia Yumi Sarassanti Yurniati, Yurniati Z Zahanis