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Perlindungan Hukum terhadap Pihak Debitur dalam Perjanjian Fintech (Financial Technology) Habibi, Habibi; Rosmidah, Rosmidah; Qodri, M. Amin
Wajah Hukum Vol 8, No 2 (2024): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/wjh.v8i2.1544

Abstract

Legal protection for debtors who use standard clauses in fintech (Financial Technology) agreements and legal certainty for fintech (Financial Technology) debtors. This research is a normative research. The research approach is legislation, conceptual, case. The research method used in this study is using a legal sociology approach with an activity plan carried out in this study for 8 months. The materials used in this study are primary legal materials and secondary legal materials and use data collection techniques used in the form of inventory, systematization and interpretation which are descriptive analysis. The results of the study indicate that the issuance of Law Number 21 of 2011 concerning the financial services authority marks the significant development of legal protection for debtors. Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions in Article 18 paragraph (1) determines that Electronic Transactions are stated in an Electronic Contract that binds debtors in an agreement. So that with the existence of a binding contract, there are legal consequences for the debtors, where the debtors have rights and obligations which if violated or not fulfilled, legal action can be taken in the form of filing a lawsuit either in court or outside the court.
Business Law Construction on ESG Practices in the Electric Vehicle Industry: Measuring Economic Growth and Ecological Impacts habibi habibi; Febrian Chandra; Rizki Apriadi Bahri; Rifki Purwadi; Usman Usman
JIHAD : Jurnal Ilmu Hukum dan Administrasi Vol. 8 No. 2 (2026): JIHAD : Jurnal Ilmu Hukum dan Administrasi
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jihad.v8i2.10692

Abstract

The rapid expansion of the electric vehicle (EV) industry in Indonesia promises significant economic growth through nickel downstreaming but simultaneously poses massive ecological threats. This paper aims to analyze the juridical construction of Environmental, Social, and Governance (ESG) practices within Indonesian business law to balance economic investments with sustainable ecological protection. Employing a normative-juridical method through statutory and conceptual approaches, this study strictly examines corporate and environmental legal frameworks without sociological elements. The findings reveal a regulatory vacuum where ESG compliance remains a voluntary soft law rather than an imperative hard law for closed corporations in the EV supply chain. Existing regulations lack the integration of ecological compliance into the absolute obligations of corporate governance. Consequently, business law must be reconstructed to enforce supply chain liability, mandatory green accounting, and Extended Producer Responsibility (EPR). The conclusion emphasizes that integrating ESG as a doctrinal pillar in commercial and corporate law is a conditio sine qua non to ensure that the EV industry's macroeconomic growth does not compromise the environmental carrying capacity and the fundamental rights of future generations.
The Effectiveness of Environmental Law within Regional Development Policies in Disaster-Prone Areas of Sumatra Febrian Chandra; Harmaini; Rizki Apriadi Bahri; Habibi; Muhammad Reza Halomoan; Rabbiq Qalbi
Adagium: Jurnal Ilmiah Hukum Vol 4 No 1 (2026): Adagium: Jurnal Ilmiah Hukum
Publisher : PT. Meja Ilmiah Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70308/adagium.v4i1.335

Abstract

This study aims to analyze the effectiveness of environmental law within the framework of regional development policies in Sumatra Island, specifically in mitigating ecological disaster risks. Sumatra faces a dual challenge of accelerated infrastructure development and high vulnerability to disasters. The research method employed is juridical-normative with a statutory and case study approach, supported by a systematic literature review of secondary data regarding spatial planning and disaster mitigation policies. The results indicate that although legal instruments such as Environmental Impact Assessment (AMDAL) and Strategic Environmental Assessment (KLHS) are regulated, their implementation is often neglected for short-term investment interests, especially after the enactment of the Job Creation Law. There is a significant gap between national green-oriented planning and the reality of regional planning (RTRW/RPJMD) in Sumatra, where planning documents have not fully adopted low-carbon development principles. The impact of this research recommends the need for harmonization of central and regional regulations and strengthening of administrative law enforcement based on political ecology to ensure sustainable and disaster-resilient development.
TRANSFORMASI VISUAL PRODUK UMKM MELALUI TEKNOLOGI AI: STUDI KASUS NASABAH PNM DESA SUNGAI NILAU KABUPATEN MERANGIN Tulus Akbar; Adri Flouren Timor.S; Nabila Sasgita; Habibi; Mukhlis Yunus; Yusrizal
AbdiMasya | Hira Institute Vol. 4 No. 1 (2026): Juli 2026
Publisher : Hira Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Artificial intelligence (AI) offers practical opportunities for micro, small, and medium enterprises (MSMEs) to improve product visuals efficiently and affordably. This community service program aimed to strengthen the knowledge and skills of PT Permodalan Nasional Madani (PNM) clients in Sungai Nilau Village, Merangin Regency, in using AI to create attractive and professional product images for digital marketing. The program employed Participatory Action Research through needs identification, socialization, practical training, and evaluation. Sixteen culinary MSME owners participated, most of whom produced gelamai, a traditional food of Merangin Regency. Evaluation was conducted through direct observation during practice and monitoring of participants’ work shared in a WhatsApp group. Initial findings showed that 81% of participants had never used AI technology. After the program, 94% understood the material and were able to apply it in product visual development. In addition, 57% considered the material and practice relevant to their business needs, while 37% were able to produce visual innovations independently. These results indicate that practical AI training improved participants’ digital literacy and basic skills in developing product visuals for more competitive online product promotion.
DIGITALISASI PRASARANA DESA MAMPUN BARU MELALUI QR CODE LOKASI DAN BUKU TAMU DIGITAL Widia Putri Febriani; Nabila Sasgita; Habibi; Rizki Apriadi Bahari; Puryanti; Nesha Kosela
AbdiMasya | Hira Institute Vol. 4 No. 1 (2026): Juli 2026
Publisher : Hira Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Digitizing village services is one effort to improve administrative effectiveness and ease public access to information. This community service activity aims to implement digitalization of Mampun Baru Village infrastructure through location QR codes and a digital guest book. The methods used included surveys, preparation, outreach, training, and mentoring with a demonstrative and interactive approach through presentations, discussions, hands-on practice, and questions and answers. The results of the activity showed that QR codes were successfully implemented on various village infrastructure, allowing residents and visitors to quickly access location information via Google Maps. In addition, the digital guest book was able to replace the manual recording system, making administrative processes more efficient, well-documented, and easier to manage. The training provided also improved the knowledge and skills of village officials in operating both systems independently. This program has made a positive contribution to improving the quality of public services, administrative efficiency, and supporting the transformation of Mampun Baru Village towards more modern, information technology-based governance.
Strengthening Local Wisdom-Based Strategic Management In Elementary Schools for Character Development and Generational Competitiveness: A Systematic Literature Review Buchori; Rizky Firnanda; Habibi; Tukini Rahmawati; Rosnawati
Indonesian Technology and Education Journal Vol 4 No 2 (2026): Agustus
Publisher : Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/itej.v4i2.1358

Abstract

Strengthening local wisdom-based strategic management in elementary schools is important for improving educational quality, preserving cultural identity, and fostering students’ character amid globalization. However, evidence regarding its implementation and contribution to character development and students’ competitiveness remains fragmented. This study systematically synthesizes evidence on the implementation of local wisdom-based strategic management in elementary schools and examines its contribution to character development and student competencies. A Systematic Literature Review was conducted following the Preferred Reporting Items for Systematic Reviews and Meta-Analyses 2020 guidelines. Relevant studies published between 2020 and 2026 were identified through Scopus, Google Scholar, Crossref, and Garuda. After applying predefined inclusion and exclusion criteria and conducting methodological quality appraisal using the Joanna Briggs Institute Critical Appraisal Checklist, 30 studies were included in the synthesis. Data were coded and analyzed using thematic synthesis, producing four themes: integration of local wisdom into school vision, mission, curriculum, and organizational culture; strategic leadership and stakeholder collaboration; contributions to character development and competencies; and implementation challenges and supporting factors. The findings show that local wisdom-based strategic management strengthens discipline, responsibility, cooperation, integrity, cultural awareness, and social responsibility while creating culturally responsive and sustainable learning environments. These character attributes also support students’ readiness to face future educational and societal challenges. Effective implementation depends on visionary school leadership, teacher professionalism, supportive policies, adequate learning resources, and collaboration among schools, families, and local communities. The review concludes that local wisdom-based strategic management provides an evidence-based framework for strengthening character education and supporting students’ competencies in elementary schools.
REKONSTRUKSI EPISTEMOLOGI MANAJEMEN PENDIDIKAN DI ERA SOCIETY 5.0: TELAAH FILSAFAT ILMU ATAS PARADIGMA INTEGRASI-INTERKONEKSI M. AMIN ABDULLAH Tukini Rahmawati; Habibi Habibi; Rosnawati Rosnawati; Buchori Buchori; Zulpahmi Hadi; Agus Sugianto; Retno Wahyu Ningsih; Yusrizal Yusrizal; Rizky Firnanda
QANUN: Journal of Islamic Laws and Studies Vol. 5 No. 2 (2026): QANUN: Journal of Islamic Laws and Studies, Desember 2026
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/qanun.v5i2.1810

Abstract

Penelitian ini bertujuan merekonstruksi epistemologi pengelolaan pendidikan di era Society 5.0 berdasarkan telaah filsafat ilmu terhadap pemikiran M. Amin Abdullah dan merumuskan relevansinya bagi pengembangan pendidikan Islam. Penelitian ini menggunakan pendekatan kualitatif dengan metode library research melalui kajian terhadap karya M. Amin Abdullah, literatur filsafat ilmu, pendidikan Islam, serta artikel ilmiah yang relevan. Hasil penelitian menunjukkan bahwa paradigma integrasi-interkoneksi dapat dikembangkan dari sekadar pendekatan relasional antarkeilmuan menjadi kerangka epistemologis yang mengintegrasikan dimensi keilmuan, nilai keislaman, kemanusiaan, dan perkembangan teknologi. Rekonstruksi tersebut menghasilkan prinsip epistemologis berupa keterpaduan pengetahuan, dialog lintas disiplin, dan orientasi humanistik-transformatif. Novelty penelitian ini terletak pada perumusan kerangka epistemologi pengelolaan pendidikan Islam yang menggeser pola pikir dikotomis menuju sistem integratif, adaptif, dan humanistik dalam menghadapi transformasi teknologi. Secara teoretis, penelitian ini memperluas penerapan paradigma integrasi-interkoneksi M. Amin Abdullah ke ranah pengelolaan pendidikan dengan menempatkan nilai, pengetahuan, manusia, dan teknologi sebagai unsur yang saling terhubung dalam pengambilan keputusan pendidikan. Kerangka ini menjadi landasan konseptual bagi pengembangan kepemimpinan, tata kelola, kurikulum, dan kebijakan pendidikan Islam yang responsif terhadap tuntutan Society 5.0 tanpa kehilangan orientasi nilai dan tujuan humanistik pendidikan.