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Journal : Mount Hope Global Economic Journal

THE EFFECT OF NON-PERFORMING LOANS ON RETURN ON ASSETS AT BANK CIJ BOJONGGAMBIR TASIKMALAYA Juniar prayoga, Cepi; Mulyani, Fithry Sri; Anggraeni, Windi Ariesti; Hardiyanti, Ade
Mount Hope Economic Global Journal Vol. 1 No. 3 (2023)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v1i3.167

Abstract

The purpose of this study was to determine the effect of non-performing loans on return on assets. The type of research used is associative / relationship, namely research that aims to determine the relationship between two or more variables. The sample used in this study is the financial statements of non-performing loans of Bank CIJ Bojonggambir Branch in 2016-2020. The statistical method used is simple linear regression analysis. Based on the results of this study, non-performing loans have a significant negative effect on return on assets. This means that the higher the level of non-performing loans, the lower the return on assets.
Determinants Of Intention To Use E-Commerce Based On The Technology Acceptance Model Anggraeni, Windi Ariesti
Mount Hope Economic Global Journal Vol. 2 No. 1 (2024)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v2i1.175

Abstract

Due to the development of e-commerce platforms in Indonesia, it is important to understand the factors that encourage user acceptance. This study explores the determinants of users' behavioral intention to use e-commerce platforms based on the Technology Acceptance Model (TAM). TAM is represented by perceived ease of use and perceived usefulness. This research is a quantitative study with data collection techniques through distributing questionnaires. The sample in this study was 100 respondents. The analysis technique used multiple linear regression analysis through SPSS 26. The results showed that perceived ease of use and perceived usefulness had a significant positive effect on behavioral intention to use. This provides actionable insights for businesses to conduct sales strategies by considering consumer perceptions of e-commerce users.