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All Journal JEJAK DERIVATIF JESI (Jurnal Ekonomi Syariah Indonesia) FINANSIA : Jurnal Akuntansi dan Perbankan Syariah El-Qist : Journal of Islamic Economics and Business (JIEB) Al-Mashrof: Islamic Banking and Finance Al-Mu'awanah Journal Of Sharia Banking Salam (Islamic Economics Journal) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) JIFTECH: Journal Of Islamic Financial Technology Jurnal Akuntansi Syariah Al'Adalah
Iva Faizah
UIN RADEN INTAN LAMPUNG
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science Social Sciences

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Determinants of Domestic Direct Investment in Indonesia: Islamic Economic Approach Faizah, Iva; Fasa, Muhammad Iqbal; Suharto, Suharto; Rahmanto, Dhidhin Noer Ady; Athief, Fauzul Hanif Noor
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 12, No 2 (2019): September 2019
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v12i2.20973

Abstract

The aim of this research is to analys the influence of Domestic Direct Investment (DDI) to Economic Growth in Indonesia (GDP) with Capital Expenditures as moderating variable. We use panel data with 9 years of observation (2010-2018) and 30 provinces in Indonesia, based on purposive sampling, secondary data and analyzed by MRA (Moderated Regression Analysis). The results indicates that, DDI actually gives negative effect on economic growth in Indonesia it was because of them is worth the investment in the country is still low when compared with foreign investment and investment out of the country, and greater fluctuations in value realization of these investments annually. Capital expenditure has proved to strengthen and change the direction of the relationship between the DDI to the GDP, due to the realization that capital spending is focused in the development of infrastructure.
Analisis Kebijakan Struktur Modal Berdasarkan Pot dan Tot Persepektif Ekonomi Syariah Iva Faizah; Gustika Nurmalia
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 2 (2020)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (310.555 KB) | DOI: 10.21927/jesi.2020.10(2).103-111

Abstract

This study aims to look at the capital structure of firms listed on the JII index (Jakarta Islamic Index), whether to the Packing Order Theory, where the Packing Order Theory or POT is the theory of the company's capital structure in which the order of the company's capital structure is derived from 1). Corporate Internal Funds, 2). Debt and 3). Issuance of Shares. Meanwhile, Trade of Theory or TOT is a balancing between debt benefits and the use of debt will give advantage to the company itself in the form of Tax Shield or reduction of corporate tax burden. The object of this research is 13 companies that entered into JII Index during period december 2013 –November 2018 with 39 data that prossed The data were processed by multiple linear regression with the dependent variable in the form of Leverage Ratio proxied by Debt to Equity Ratio (DER) and Independent variable of Profitability and Liquidity Ratio both proxied in sequence with Return on Assets (ROA) and Currency Ratio (CR), which then analyzed with perspective Islamic economics. The result of research shows that the structure of capital of indexed companies in Jakarta Islamic Index is more likely to use the pattern of capital structure policy based on Packing Order Theory, where the proportion of Debt to Equity Ratio or proportion of debt to capital is not more than 50% in half of the listed companies. 
Islamic Philanthropy in the Indonesian Sharia Capital Market: Filantropi Islam di Pasar Modal Syariah Indonesia Yusuf Zaini Aprizal; Iva Faizah; Anas Malik
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 2 (2022): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.2.193-210

Abstract

Abstract: Islamic philanthropy is a practice of generosity in Islamic teachings in the form of acts of ta'āwun to fellow Muslims. This can be carried out in the form of zakāh, infāq, alms, and endowments. Philanthropic activity is worship in Islam which is not only a reflection of the relationship between a Servant (worship) with Allah almighty alone but is closely related to mu‘āmalah or human relations, or what is commonly referred to as ḥablu min Allāh and ḥablu min al-Nās. So far, the practice of Islamic philanthropy in the Indonesian Sharī‘ah Capital Market (PMSI) has been carried out by several securities companies in collaboration with national zakāh institutions. This study aims to examine the development of Islamic philanthropy in the form of stock zakāh, stock donations, and stock waqf in the Indonesian Islamic capital market. The research method used is descriptive qualitative. The data used is secondary data, the authors obtained this data from the 2021 Islamic capital market development report. Islamic philanthropic features at PMSI itself have been provided by several securities companies, namely MNC Securities, BNI Securities, FAC Securities, HP Securities, Phillip Securities, Panin Securities, and Samuel Securities. During the 2021 period, the development of Islamic philanthropy at PMSI, both in terms of the number of philanthropic funds raised and investors carrying out philanthropic activities, grew very well. For zakāh stocks, the value of zakāh in the form of stocks grew 47.55%, and the number of investors who gave zakāh grew 161.54%, then infāq stocks, the value of infāq in the form of stocks grew 13.42%, and the number of investors who gave zakāh grew 14.74%, and for waqf stocks, the value of waqf in the form of stocks grew 8.7%, and the number of investors who gave waqf grew 28.40%. Keywords: Islamic Philanthropy, Capital Market Sharī‘ah , Zakāh, Waqf.   Abstrak: Filantropi Islam merupakan praktik kedermawanan dalam ajaran Islam, berupa perbuatan ta'āwun kepada sesama muslim, hal tersebut dapat dilaksanakan dalam bentuk zakat, infak, sedekah, dan wakaf (ZISWAF). Kegiatan filantropi merupakan ibadah dalam Islam yang bukan hanya cerminan hubungan antar seseorang hamba (ibadah) dengan Allah SWT. semata, melainkan erat kaitannya dengan mu‘āmalah atau hubungan sesama manusia, atau yang biasa disebut dengan ḥablu min Allāh dan ḥablu min al-Nās. Sejauh ini praktik filantropi Islam di Pasar Modal Syariah Indonesia (PMSI) telah dilakukan oleh beberapa perusahaan sekuritas yang berkejasama dengan lembaga zakat nasional. Penelitian ini bertujuan untuk mengkaji tentang perkembangan filantropi Islam berupa zakat saham, infak saham, dan wakaf saham yang ada di pasar modal syariah Indonesia. Metode penelitian yang digunakan adalah kualitatif deskriptif. Data yang digunakan merupakan data sekunder, penulis peroleh data tesebut dari laporan perkembangan pasar modal syariah 2021. Fitur filantropi Islam di PMSI sendiri telah disediakan oleh beberapa perusahaan sekuritas yaitu MNC Sekuritas, BNI Sekuritas, FAC Sekuritas, HP Sekuritas, Phillip Sekuritas, Panin Sekuritas, dan Samuel Sekuritas. Selama periode tahun 2021 perkembangan filantropi Islam di PMSI baik dari segi jumlah dana filantropi yang dihimpun maupun investor yang melakukan kegiatan filantropi tumbuh dengan sangat baik. Untuk zakat saham nilai zakat dalam bentuk saham tumbuh 47,55% dan jumlah investor yang berzakat tumbuh 161,54%, selanjutnya infak saham nilai infak dalam bentuk saham tumbuh 13,42% dan jumlah investor yang berinfak tumbuh 14,74%, dan untuk wakaf saham nilai wakaf dalam bentuk saham tumbuh 8,7% dan jumlah investor yang berwakaf tumbuh 28,40%. Keywords: Filantropi Islam, Pasar Modal Syariah, Zakat, Wakaf.
ANALISIS PELUANG DAN TANTANGAN PELAKSANAAN PROGRAM SERTIFIKASI PEMBIMBING HAJI DI IAIN METRO Zuardi, Muhammad Hanafi; Oktarina, Dian; Faizah, Iva
Derivatif : Jurnal Manajemen Vol 17, No 1 (2023): April
Publisher : Universitas Muhammadiyah Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jm.v17i1.1204

Abstract

IAIN Metro sebagai satu-satunya Perguruan Tinggi Negeri di Kota Metro yang memiliki jurusan Manajemen Haji dan Umrah. IAIN Metro memberikan perhatian besar para stakeholder dan para penggiat Pembimbing Pelaksana Haji baik itu dikalangan KBIH, Travel dan beberapa PPIH lainnya di kisaran Kota Metro. Biaya yang dikeluarkan untuk menjadi Pembimbing yang Bersertifikasi tidaklah murah. Hal tersebut menjadi aspirasi bagi FEBI IAIN Metro, khususnya Jurusan MHU untuk membuka Program Sertifikasi Pembimbing Haji di Metro. Sehingga rumusan Masalah dalam Penelitian ini tentang analisis peluang dan tantangan pelaksanaan program sertifikasi pembimbing haji di IAIN Metro. Data di analisis menggunakan analisis data induktif dengan pendekatan empiris. Hasil dari Penelitian ini IAIN Metro sangat layak jika memang kedepannya akan ditunjuk oleh pihak Dirjen PHU Kemenag Pusat untuk melaksanakan program sertifikasi pembimbing haji. Hal ini dibuktikan dengan dimilikinya Jurusan MHU di tingkat PTKIN. Disampaikan oleh Rektor sendiri bahwa diperlukan perencanaan yang matang terkait pendanaan yang akan dibebankan dalam program tersebut. Senada dengan yang disampaikan Rektor, pihak Kanwil Kemenag Lampung pun menyetujui hal tersebut. jumlah petugas pembimbing haji di Lampung yang sudah bersertifikasi ini adalah sebanyak 161 orang yang tersebar pada 15 Kabupaten/ Kota diseluruh wilayah Lampung. Jika melihat sebaran data petugas/ pembimbing haji yang bersertifikat, maka masih banyak sekali jumlah pembimbing haji khususnya di wilayah Lampung yang belum bersertifikat. Kata kunci: Peluang, Tantangan, Sertifikasi Pembimbing Haji, IAIN Metro
INTERROGATING ISLAMIC LAW AND POSITIVE LAW AGAINST COUNTERFEIT PRODUCTS IN THE CONSUMER SOCIETY Iva Faizah; Zulfa Ahmad Kurniawan
Al'Adalah Vol. 25 No. 2 (2022)
Publisher : LP2M IAIN Jember (now UIN Kiai Haji Achmad Siddiq Jember)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/aladalah.v25i2.311

Abstract

Counterfeit goods or what we know as KW goods, that goods with low quality are buying and selling commodities that are very profitable. The fact that Indonesians are known as consumptive people, driven by a large number of Indonesians, the development of technology that facilitates transaction access, and the emergence of various marketplaces that provide counterfeit products are factors that make it easier for people to get the desired counterfeit product. The ease of getting product with the same quality as the original product but have a minimal price is an advantage for the transaction, but that transaction also brings losses, especially for the owner of patent rights on the trademarks of the products being traded, on the condition that the loss is legally violated and provides criminal penalties and fines for the perpetrators, as well as in the point of view of Islamic law. Literatur study is used as a research method used to examine in depth the views of Islamic law and positive law on buying and selling counterfeit products. The results of the analysis state that intellectual property rights in the form of patents, trademarks, copyrights, and so on are seen as one of the huquq maliyyah (property rights) which has legal protection (mashun) like mal (worth) than someone who consciously uses or transacts counterfeit products (KW) on patents, trademarks, copyrights, etc. illegally has committed an injustice and this action is unlawful
Perbedaan Rasio Profitabilitas Bank di Indonesia sebelum dan saat Pandemi Covid-19 Amrina, Dania Hellin; Faizah, Iva; Supriyaningsih, Okta
Al-Mashrof: Islamic Banking and Finance Vol. 2 No. 2 (2021): Al - Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v2i2.9902

Abstract

This study aims to analyze differences in the financial performance of banks in Indonesia using the profitability ratios of Return on Assets (ROA) and Net Interest Margin (NIM). The method used in this study used a different paired sample t-test. The results of research on the financial performance of banks in Indonesia using the ROA and NIM ratios show differences in banks' financial performance before and during the covid-19 pandemic. Statistical results show a decline in banks' financial performance in Indonesia before and during the COVID-19 pandemic. The decline in financial performance during the pandemic is inevitable, not only from the banking sector. Indonesian banks are not yet effective enough in using assets to generate profits during the pandemic, and weak credit growth so that the allocation of third party funds are placed more in State Securities (SBN) is one of the causes.Keywords: Profitability Ratio, ROA, NIM, Covid-19 
ANALISIS PENGUNGKAPAN SUMBER DAN PENGGUNAAN DANA KEBAJIKAN PADA LAPORAN KEUANGAN BANK UMUM SYARIAH DI INDONESIA Kurniawan, Zulfa Ahmad; Faizah, Iva
Al-Mashrof: Islamic Banking and Finance Vol. 3 No. 1 (2022): Al - Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v3i1.12161

Abstract

Penulisan laporan keuangan memiliki peran yang sangat penting dalam keberlangsungan perusahaan baik sebagai bahan analisis perkembangan usaha maupun sebagai bentuk pertanggung jawaban kepada pengguna baik masyarakat, pemerintah, maupun pengguna lainnya. Perusahaan harus memiliki laporan keuangan yang baik berdasarkan sistem penulisan atau akuntansi yang dapat dimengerti oleh banyak pengguna sehingga setiap pengguna memiliki persepsi yang sama. Namun, perlu diketahui bahwa sistem akuntansi untuk perusahaan berbasis perbankan syariah memiliki sistem pelaporan yang berbeda dengan lembaga profit lainnya yang tidak hanya berisikan tentang laporan transaksi dan kegiatan usaha perbankan melainkan juga laporan sumber dan penggunaan dana kebajikan. Sumber dan penggunaan dana kebajikan menjadi sangat penting untuk menjaga tingkat kepercayaan yang menitipkan dana kebajikan atau kepada masyarakat yang memiliki hak atas dana kebajikan tersebut. Beberapa akun yang ditulis dalam laporan keuangan sumber penerimaan dana kebajikan pada bank umum syariah diantaranya adalah infak, sedekah, dendaa, pendapatan non halal, dan lainnya. Sementara akun yang dilaporakan pada laporan keuangan diantaranya adalah, dana kebajikan produktif, sumbangan, penggunaan dana untuk kepentingan umum dan lainnya, laporan sumber dan penggunaan dana kebajikan dilaksanakan tidak hanya sebagai bentuk tanggung jawab bank umum kepada pengguna, namun juga menjadi salah satu strategi untuk meningkatkan kepercayaan dan nilai perbankan syariah itu sendiri.Kata Kunci: kebajikan, profit, produktif
ANALISIS COMMON SIZE PADA BANK SYARIAH INDONESIA PASCA MERGER Rifai, Anwar; Faizah, Iva; Mariyanti, Lisa; Lestari, Selvia Indah
Al-Mashrof: Islamic Banking and Finance Vol. 3 No. 2 (2022): Al - Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v3i2.14464

Abstract

Artikel ini disusun bertujuan untuk menganalisis laporan neraca dan laba rugi dari Bank Syariah Indonesia (BSI) pasca merger dengan menggunakan metode analisis common size untuk melihat adakah peningkatan yang signifikan dari kinerja keuangan BSI pasca merger. Metode penelitian dengan pendekatan kuantitatif ini menggunakan data triwulanan untuk tahun penelitian 2021 dan 2022 sehingga menghasilkan 14 data yang kemudian akan dianalisis. Hasil olah data dengan metode common size menunjukkan bahwa pada tahun 2021 kinerja keuangan BSI berfluktuasi terutama karena ada kenaikan dan penurunan pada sisi kas, piutang, dan pendapatan bagi hasil maupun murabahah. Tahun 2022 kinerja keuangan BSI cukup stabil dengan porsi yang seimbang pada pendapatan murabahah dan pendapatan bagi hasilnya meskipun pada sisi kas dan piutang tetap bersifat fluktuatif. 
The Effect Of Bank Health Level On Profitability Using The RGEC Method: Comparative Study On BCA Banks and BCA Syariah Banks Milza, Anita Tri; Bahrudin, Moh.; Rosilawati, Weny; Faizah, Iva
Al-Mashrof: Islamic Banking and Finance Vol. 4 No. 2 (2023): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v4i2.17912

Abstract

This study used a comparative quantitative approach with purposive sampling as the sampling technique. The sample used is the quarterly financial performance for 2017-2021 with a total of 20 samples. Data is obtained secondary through quarterly reports published on the website of each bank in 2017-2021. Data analysis in this study used the help of eviews 10.The results of this study revealed that at Bank BCA all variables were at a very healthy composite-1 (PK-1) rating. For Bank BCA Syariah, only the NPF and CAR components in composite-1 (PK-1), partially there are significant differences in the two banks related to the variables that affect their profitability, namely NPL and BOPO at Bank BCA while for Bank BCA Syariah, namely BOPO and CAR, simultaneously there is no difference, where all level variables together have a significant effect on profitability, namely at Bank BCA (Sig 0.00 < 0.05) and Bank BCA Syariah (Sig 0.00 < 0.05) so that with a high RGEC value it will give good results healthy on the profitability of a bank. Keywords: NPL/NPF, GCG, BOPO, CAR, ROA
Analysis a DU Pont In Assessing Performance Post-Merger Bsi Finances (2021-2022) Faizah, Iva; Apriyani, Dian; Rahmawati, Nadila; Aulia, Verissa Regita
Al-Mashrof: Islamic Banking and Finance Vol. 5 No. 1 (2024): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v5i1.22632

Abstract

The aim of this research is to determine the financial performance of Bank Syariah Indonesia. After the merger for the 2021-2022 period using the du pont system method. The data used is secondary data in the form of financial report data from Bank Syariah Indonesia, Quarter I-III in 2021 and financial report data from Bank Syariah Indonesia Quarters I-III 2022, as well as journals and theses related to this research. From the data analysis carried out on the financial reports of the last two years using the financial performance method carried out by Bank Syariah Indonesia in 2021-2022 using the Du Pont System method, it has fluctuated or changed. This can be seen from the Du Pont table which shows the condition of the ratios which change in each period. The Net Profit Margin and Equity Multiplier ratios show an increase in the ratio in each period, while the Return on Investment and Return on Equity ratios increase in each period, but these ratios experience a decrease when entering the first quarter period in 2022.
Co-Authors Afrizal, Yusuf Zainal Amrina, Dania Hellin Anas Malik Anwar Rifai Apriyani, Dian Aprizal, Yusuf Zaini Ariyadi, Ariyadi Aulia, Verissa Regita Bahrudin, Moh. Daniyati, Wiwi Dwi Dhidhin Noer Ady Rahmanto Ella May Rina, Dian Fauzul Hanif Noor Athief Fitasari, Yulimah Gustika Nurmalia Lestari, Selvia Indah Lisa Mariyanti Mariyanti, Lisa Milza, Anita Tri Muhammad Hanafi Zuardi Muhammad Iqbal Fasa Muhammad Tahir Okta Supriyaningsih Oktarina, Dian Rahmawati, Nadila Rifai, Anwar Sagita, Novalia Selvia Indah Lestari Siregar, Susi Enggana Suharto Suharto Sulaiman Efendi Siregar Sulistiani, Ria Sutik, Sarto Weny Rosilawati Yalil Rezkiani, Elis Yuyun Yunarti Zulfa Ahmad Kurniawan