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The Moderating Role of Islamic Financing Access in the Impact of Islamic Financial Knowledge and Financial Confidence on Financial Well-being among MSME Owners Febriyanto, Febriyanto; Pariyanti, Eka; Japlani, Ardiansyah; Rinnanik, Rinnanik
Jurnal Manajemen Bisnis Vol 15, No 2: September 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v15i2.22164

Research aims: This study aims to explore the relationship between Islamic financial knowledge, financial confidence, and financial well-being, with access to Islamic financing as a moderating variable, specifically targeting MSME owners in Lampung Province, Indonesia.Design/Methodology/Approach: Data was collected from MSME owners through surveys in Lampung Province, Indonesia. The study employed Jeffreys's Amazing Statistics Program (JASP) for data analysis, examining correlations between variables and assessing moderation effects.Research findings: The findings reveal positive correlations between Islamic financial knowledge, financial confidence, and financial well-being among MSME owners in Lampung Province, Indonesia. Additionally, access to Islamic financing was found to positively moderate the relationship between Islamic financial knowledge, financial confidence, and financial well-being.Theoretical Contribution/Originality: This research contributes to the existing literature by filling a gap and offering fresh insights into the factors influencing financial well-being among MSME owners, particularly within the context of Islamic finance. By uncovering the mechanisms underlying financial well-being in this demographic, it advances knowledge in the field.Practitioners/Policy Implications: Practitioners can develop targeted financial literacy programs and innovative financing products for MSME owners. Policymakers can streamline regulations and incentivize financial institutions to expand Islamic financing options, promoting financial inclusion and sustainable MSME growth in Lampung Province and beyond.Research Limitations/Implications: Despite its contributions, this study has limitations that should be acknowledged. The findings are based on data collected from MSME owners in Lampung Province, Indonesia, which may limit the generalizability of the results. Future research could expand the sample size and geographical scope to enhance the external validity of the findings.

PENGARUH HARGA DAN KEMUDAHAN PENGGUNAAN APLIKASI SHOPEE TERHADAP KEPUTUSAN PEMBELIAN ONLINE Aristia, Irma; Sugiono, Sugiono; Rinnanik, Rinnanik; Aliyah, Hikmatul
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 13 No 1 (2023): Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v13i1.2500

The number of e-commerce in the digital era makes it easy for someone to make shopping transactions. E-commerce in Indonesia includes tokopedia bukalapak, shopee, lazada and blibli. Among young people, shopee is a very popular e-commerce for shopping transactions. The number of offers provided by the platform provides its own charm. With an attractive offer, this study aims, (1) Testing the effect of price on online purchasing decisions, (2) Testing the effect of ease of use of the shopee application on online purchasing decisions, (3) Testing the effect of price and ease of use of the shopee application on online purchasing decisions. The data collection techniques in this study were questionnaire, interview and documentation techniques. The population is all students of the faculty of economics and business at Bakti Nusantara Institute who have made purchase transactions at least 1 (one) time through the shopee application. The sample was taken with non probability sampling technique. This study uses multiple linear regression analysis, with the regression equation: Y = α + β1X1 + β2X2 + ℇ after the data is analysed, the regression equation is obtained as follows: Y = 4.660 + (-0.049X1 + 0.880X2). The sample in this study were 100 respondents from 468 students. The results of the study showed that the variables of Price and Ease of Use simultaneously had a positive and significant effect on Purchasing Decisions in students of the faculty of economics and business at Bakti Nusantara Institute, in the calculation of Fcount of 53.022 while Ftable is 3.07 and significant 0.000 <0.05. The R2 test results show that R Square 0.522 means that the purchase decision is obtained and explained by the price and ease of use variables.

The Impact Of Price And Brand Image On Consumer Loyalties Of Singkong Moro Crips On The Housing Industry In Sari Lampung East Sources Village Sugiono, Sugiono; Aliyah, Hikmatul; Rinnanik, Rinnanik; Hakim, Lukmanul
Journal of Research in Social Science and Humanities Vol 4, No 2 (2024)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v4i2.124

The research aims to find out the impact of packaging, price and brand image on loyalty. Supposed packaging, price and brand image. The study used quantitative research methods, with a total of 97 respondents. Sampling using non-probability sampling techniques with random sample methods. The data analysis techniques used are Data Quality Test, Classical Assumption Test, Double Linear Regression Analysis, Hypothesis Test and Determination Coefficient Test. Based on calculations with some of these techniques and tests, it is known that the packaging individually has no influence on consumer loyalty. While price and brand image have a positive and significant influence on consumer loyalty.

IMPACT OF EMOTIONAL AND SPIRITUAL INTELLEGENCE ON EMPLOYEES OF P. INDOMARCO PRISMATAM SUKADANA EAST LAMPUNG Rinnanik, Rinnanik; Aliyah, Hikmatul; Rahayu, Sri; Handayani, Leni Citra
Journal of Research in Social Science and Humanities Vol 4, No 2 (2024)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v4i2.144

The aim of this research is to find out the impact of emotional and spiritual intelligence on employee performance. The data gathering techniques in this study are done with observations, interviews, questionnaires, and documentation. The population in this study was selected based on the total number of employees of a total of 28 employees at PT Indomarco Prismatama Sukadana East Lampung. In this study, the researchers used saturated sampling. Based on the results of the calculation of the test t through the coefficients table obtained variable significance values of X1 of 0.017 and X2 of 0.019. While simultaneously, through the anova table known significance of 0.003 is a small result of 0.05 which means Ha3 accepted that there is an influence of emotional intelligence and spiritual intelligence on the performance of employees in PT Indomarco Prismatama Sukadana East Lampung. The regression equation result is Y = 3.542 + 0.451 X1 + 0.381 X2, whereas R counts 0.611, which means that the degree of relationship between emotional intelligence (X1) and spiritual intelligences (X2) with employee performance (Y) is quite strong. Whereas the R squere value is 0.373, R Squere can be called a determination coefficient in this case, meaning that the regression model method can be used to predict the Y variable which means Emotional Intelligence and Spiritual Intelligence influence employees performance by 37.3% and the rest is influenced by other factors.

Analyzing Cognitive Development in Elementary-Aged Children and Its Implications for Teaching and Learning Strategies Lestari, Hardita Amalia Sri Ayu; Rinnanik, Rinnanik; Ramadina, Evy; Baiduri, Febi Nur
Jurnal Pendidikan Humaniora Vol 11, No 02: June 2023
Publisher : Pascasarjana UM

Show Abstract | Download Original | Original Source | Check in Google Scholar

The acceleration and optimization of an individual's development can surpass that of their peers, with disparities emerging from age-related, genetic, dietary, and environmental factors. A profound understanding of human development serves as a crucial foundation for comprehending an individual's needs and character, particularly among elementary-aged children. Defined as those aged 7-12 years or encompassed within the educational system, this demographic necessitates a thorough examination of their cognitive development. Cognitive development constitutes an extensive domain that encompasses various thinking abilities, such as reasoning, memory, problem-solving, ideation, and creativity. Consequently, the present study embarks on a substantive and comprehensive analysis of the cognitive development of elementary-aged children, elucidating its implications for pedagogical practices and learning activities within primary educational institutions (SD/MI). The overarching objective of this research is to ascertain the cognitive development levels of children aged 7-12 and beyond, further exploring the subsequent ramifications on teaching materials, strategies, models, and learning methodologies. The anticipated outcomes of this scholarly inquiry are twofold: to augment the existing body of knowledge accessible to the general public and to provide a valuable resource for educators as they fulfill their pedagogical obligations. By investigating the subject matter through a literary or library research approach, this study engages in data collection and information synthesis derived from various sources housed within libraries.

The Moderating Role of Islamic Financing Access in the Impact of Islamic Financial Knowledge and Financial Confidence on Financial Well-being among MSME Owners Febriyanto, Febriyanto; Pariyanti, Eka; Japlani, Ardiansyah; Rinnanik, Rinnanik
Jurnal Manajemen Bisnis Vol. 15 No. 2: September 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v15i2.22164

Research aims: This study aims to explore the relationship between Islamic financial knowledge, financial confidence, and financial well-being, with access to Islamic financing as a moderating variable, specifically targeting MSME owners in Lampung Province, Indonesia.Design/Methodology/Approach: Data was collected from MSME owners through surveys in Lampung Province, Indonesia. The study employed Jeffreys's Amazing Statistics Program (JASP) for data analysis, examining correlations between variables and assessing moderation effects.Research findings: The findings reveal positive correlations between Islamic financial knowledge, financial confidence, and financial well-being among MSME owners in Lampung Province, Indonesia. Additionally, access to Islamic financing was found to positively moderate the relationship between Islamic financial knowledge, financial confidence, and financial well-being.Theoretical Contribution/Originality: This research contributes to the existing literature by filling a gap and offering fresh insights into the factors influencing financial well-being among MSME owners, particularly within the context of Islamic finance. By uncovering the mechanisms underlying financial well-being in this demographic, it advances knowledge in the field.Practitioners/Policy Implications: Practitioners can develop targeted financial literacy programs and innovative financing products for MSME owners. Policymakers can streamline regulations and incentivize financial institutions to expand Islamic financing options, promoting financial inclusion and sustainable MSME growth in Lampung Province and beyond.Research Limitations/Implications: Despite its contributions, this study has limitations that should be acknowledged. The findings are based on data collected from MSME owners in Lampung Province, Indonesia, which may limit the generalizability of the results. Future research could expand the sample size and geographical scope to enhance the external validity of the findings.

MENGUNGKAP HUBUNGAN ANTARA STORE ATMOSPHERE, HARGA, DAN KUALITAS PELAYANAN TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN Sinta, Ega Dwi; Pariyanti, Eka; Buchori, Buchori; Rinnanik, Rinnanik
Derivatif : Jurnal Manajemen Vol 18, No 2 (2024): November
Publisher : Universitas Muhammadiyah Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jm.v18i2.2236

Penelitian bertujuan untuk mengetahui bagaimana hubungan antara Store Atmosphere, Harga Dan Kualitas Pelayanan Terhadap Keputusan Pembelian Konsumen Koperasi Karyawan Blok D PT. Gula Putih Mataram. Penelitian menggunakan metode penelitian kuantitatif, adapun respondennya berjumlah 97 yang digunakan dalam skala likert, menggunakan program SPSS Versi 29 untuk menghasilkan analisis regresi linear berganda. Hasil analisis regresi menunjukkan bahwa hanya harga (B = 0,140; t = 2,111) dan kualitas pelayanan (B = 0,403; t = 7,096) yang signifikan memengaruhi keputusan pembelian konsumen di Koperasi Karyawan Blok D PT. Gula Putih Mataram. Sebaliknya, store atmosphere (B = 0,061; t = 0,753) tidak berpengaruh signifikan terhadap keputusan pembelian.Kata kunci: Store Atmosphere, Harga, Kualitas Pelayanan, Koperasi karyawan blok D

THE EFFECT OF PRICE, VARIATION PRODUCT AND SERVICE QUALITY ON BUYING DECISION AT MARKET PLACE SHOPEE Miftahudin, Dwi; Sugiono, Sugiono; Rinnanik, Rinnanik; Desastra, Yolla Zelika; Buchori, Buchori
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8, No 1 (2024): IJEBAR : Vol. 8, Issue 1, March 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i1.12510

This research aims to determine the influence of price, product variety and service quality on purchasing decisions at the Shopee market place at the As-Sya'roniyyah Islamic boarding school. This research method uses a quantitative approach. The population in this study was an unlimited number of students at the As-Sya'roniyyah Islamic boarding school. The sampling technique used Purposive Sampling Technique, with the criteria being that respondents had made purchases at the Shopee market place, at least twice, were at least 15 years old, male or female. Data collection techniques through distributing questionnaires to respondents who meet the criteria. The data analysis method used is Multiple Linear Analysis with SPSS (Statistical Product and Service Solution) version 25. This research proves that the more and higher the product variety and service quality, the more purchasing decisions will increase, while price is not able to increase purchasing decisions. There are many more variables that influence purchasing decisions that were not examined in this research. This research focuses on one object and the results of this research cannot be generalized to other objects that are not the same. Improving knowledge in making a strategy or decision in reaching potential consumers and retaining consumers in purchasing products in this research object This research focuses on the shopee market place object at the As-Sya'roniyyah Islamic boarding school with the variables price, product variety and service quality which are the variables that influence consumer purchasing decisions at that object. Keyword : price, product variation, quality service, buying decision

Pengabdian Kepada Masyarakat: Menentukan Topik-Topik Penelitian Manajemen, dan Menulis Skripsi yang Efektif Rahayu, Sri; Bakhri, Syaiful; Buchori, Buchori; Rinnanik, Rinnanik; Aliyah, Hikmatul; Sugiono, Sugiono; Vedy, Nabila Kharimah; Kadaryanto, Budi
Dedikasi: Jurnal Pengabdian Lentera Vol. 2 No. 05 (2025): Mei 2025
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/djpl.v2i05.882

Tujuan dari kegiatan pengabdian ini adalah untuk memberikan pembekalan kepada mahasiswa mengenai cara menulis proposal dan laporan penelitian skripsi, dan pemilihan topik-topik penelitian dibidang manajemen. Peserta kegiatan ini adalah mahasiswa semester 6 Program Studi Manajemen, Fakultas Ekonomi, Institut Bakti Nusantara, Lampung. Metode pelaksanaan kegiatan pengabdian ini menggunakan metode sosialisasi dan edukasi yaitu narasumber memberikan pengetahuan penelitian terutama cara menulis proposal, laporan skripsi, serta cara membuat kutipan secara efektif, juga mengenai bagaimana cara menentukan topik-topik penelitian dibidang manajemen. Peserta kegiatan ini antusias mengikuti acara dari awal sampai akhir, juga aktif bertanya dan berdiskusi. Hasil dari kegiatan ini mahasiswa memahami cara memilih dan menentukan topik-topik penelitian dalam bidang manajemen, antara lain manajemen pemasaran, keuangan dan Manajemen Sumberdaya Manusia. Selain itu mahasiswa dapat memahami bagaimana menulis proposal maupun laporan penelitian skripsi secara efektif serta cara membuat kutipan yang benar. Acara ini sangat penting diadakan sebagai bekal mahasiswa sebelum praktik membuat proposal dan laporan penelitian skripsi secara nyata sebagai syarat kelulusan studi. Oleh karena itu acara seperti ini harus diadakan lagi dimasa yang akan datang dan ditingkatkan menjadi pelatihan dan pendampingan.

Program Pembelajaran Agama Islam pada Lembaga Pendidikan Umum Rinnanik, Rinnanik
Tarbawiyah Jurnal Ilmiah Pendidikan Vol 13 No 02 (2016): Jurnal Tarbawiyah
Publisher : Institut Agama Islam Negeri (IAIN) Metro

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This article discusses the role of Islamic education (PAI) in the form of strong values. PAI learning program in environmental public education institutions aims to embody the IMTAK embodied in religious program operates on the implementation of Islamic religious education either intrakurikuler or extracurricular activities that are improving the aspect of cognitive, affective and psychomotor practice guidance in the form of worship, study and lectures integrated, social service, religious and race others. As for some effort in overcoming the obstacles of the program is the use of the methods of delivery, coaching for students with minimal knowledge of religion, good cooperation between all parties and involve students directly in any religious activities.

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