Articles
<![CDATA[Financial Performance Analysis of Districts/Cities in North Maluku Province: Insights and Priorities ]]>
<![CDATA[Noviena, Maria Sri]]>;
<![CDATA[Sirat, Abdul Hadi]]>;
<![CDATA[Hadady, Hartati]]>
<![CDATA[ Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September ]]>
Publisher : <![CDATA[Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia ]]>
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DOI: 10.33096/jmb.v11i1.843
<![CDATA[This study seeks to examine the financial performance of Districts/Cities in North Maluku Province through descriptive analysis of financial ratios. The descriptive analysis method was chosen to depict and examine the financial conditions of the regions in detail based on available data. The findings reveal several key points: Firstly, the effectiveness ratio of Districts/Cities in North Maluku Province indicates ineffective performance, as the actual Local Own-Source Revenue (PAD) falls short of the set targets or budgets. Secondly, the fiscal decentralization ratio of Districts/Cities shows limitations in the regions' ability to finance local expenditures from PAD, with a very low level of financial independence. Thirdly, although the growth ratio of Districts/Cities shows positive fluctuations from 2018 to 2022, the growth remains low and unstable from one period to the next. Finally, there is a significant disparity between operational expenditure and capital expenditure, highlighting the need for prioritized budget allocations to support infrastructure development and overall community welfare. These research findings provide an in-depth perspective on the challenges and potential improvements in financial management at the local government level in North Maluku Province.]]>
<![CDATA[SOSIALISASI DAN PELATIHAN PEMASARAN DIGITAL PADA USAHA KULINER DI KELURAHAN BASTIONG TALANGAME ]]>
<![CDATA[Jannang, Abdul Rahman]]>;
<![CDATA[Husen, Zulaiha]]>;
<![CDATA[Sirat, Abdul Hadi]]>
<![CDATA[ Jurnal Gembira: Pengabdian Kepada Masyarakat Vol 3 No 03 (2025): JUNI 2025 ]]>
Publisher : <![CDATA[Media Inovasi Pendidikan dan Publikasi ]]>
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<![CDATA[Bisnis kuliner merupakan usaha mikro, kecil dan menengah (UMKM) yang memberikan konstribusi dalam pertumbuhan ekonomi di Kota Ternate. Namun perkembangan usaha kuliner ini masih cukup rendah, karena masih terdapatnya beberapa pengusaha kuliner tersebut belum memahami untuk memperkenalkan hasil kulinernya melalui digital marketing. Dengan demikian pelaksanaan PKM ini memberikan solusi tersebut, dengan cara memberikan pemahaman tentang definisi digital marketing, manfaat menggunakan digital marketing, kekurangan menggunakan digital marketing, jenis digital marketing, dan memberikan pelatihan tentang cara membuat promosi produk pada media facebook. Digital marketing dapat menjangkau konsumen yang lebih luas dan cepat dibandingkan dengan pemasaran yang konvensional. Hasil kuliner yang ditawarkan secara online harus memiliki nilai keunikan sebagai pembeda dari produk yang lain. Keunikan tersebut meliputi kualitas produk, desain, kemasan, pelayanan online serta pengantaran produk ke konsumen.]]>
<![CDATA[Strategy Flexibility and Sustainable Digital Innovation ]]>
<![CDATA[Rinto, Rinto Syahdan]]>;
<![CDATA[Sirat, Abdul Hadi]]>;
<![CDATA[Hadady, Hartaty]]>;
<![CDATA[Jabid, Abdullah W.]]>
<![CDATA[ International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education ]]>
Publisher : <![CDATA[IJBLE Scientific Publications Community Inc. ]]>
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<![CDATA[This study aims to examine the effect of strategy flexibility on sustainable digital innovation. This research was conducted in Ternate City. The population in this study are all businesses in the city of Ternate. The sample in this study was determined based on a purposive sampling approach with total number of respondents of 115 people. Testing the hypothesis in this study using simple linear regression. The results of hypothesis testing indicate that the hypothesis in this study is supported. Next, recommendations for future research are discussed.]]>
<![CDATA[Digital Service Innovation and Customer Value ]]>
<![CDATA[Deryana, Lilian]]>;
<![CDATA[Hadady, Hartaty]]>;
<![CDATA[Jabid, Abdullah W.]]>;
<![CDATA[Sirat, Abdul Hadi]]>
<![CDATA[ International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education ]]>
Publisher : <![CDATA[IJBLE Scientific Publications Community Inc. ]]>
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DOI: 10.56442/ijble.v4i2.230
<![CDATA[The limited research linking digital service innovation to the small business context makes this research mandatory. This research itself examines the impact resulting from digital service innovation on customer value in Ternate City. A total of 113 respondents were involved in this study. The data in this study were collected through a survey with a questionnaire. Testing the research hypothesis was carried out using simple linear regression analysis using SPSS version 24. The results revealed that there was a positive relationship between digital service innovation and customer value. Next, recommendations for future research are discussed.]]>
<![CDATA[Digital Competence and Strategic Thinking ]]>
<![CDATA[Thahrim, Muhammad]]>;
<![CDATA[Jabid, Abdullah W.]]>;
<![CDATA[Sirat, Abdul Hadi]]>;
<![CDATA[Hadady, Hartaty]]>
<![CDATA[ International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education ]]>
Publisher : <![CDATA[IJBLE Scientific Publications Community Inc. ]]>
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DOI: 10.56442/ijble.v4i2.232
<![CDATA[This study aims to examine the relationship between digital competence and strategic thinking. This research was conducted in South Halmahera Regency. The population in this study are businesses located in South Halmahera Regency. The sample in the study was determined based on a purposive sampling approach. The requirements used in this study were that someone in the sample had a position as a small business leader who was already online with a maximum total asset of 500 million rupiah, totaling 179 respondents. Testing the hypothesis in this study using simple linear regression. The results of hypothesis testing show that the hypothesis is supported in this study. Next, recommendations for future research are discussed.]]>
<![CDATA[Fintech dan Komunitas Berpenghasilan Rendah: Tinjauan Literatur Sistematis ]]>
<![CDATA[Nasar, Fahima]]>;
<![CDATA[Sirat, Abdul Hadi]]>;
<![CDATA[Husen, Amran]]>;
<![CDATA[Hadady, Hartaty]]>
<![CDATA[ Society Vol 13 No 1 (2025): Society ]]>
Publisher : <![CDATA[Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung ]]>
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DOI: 10.33019/society.v13i1.764
<![CDATA[The current systematic literature review aimed to document the breadth of fintech research in low-income areas. Three papers that satisfied the inclusion requirements were found after a thorough search of the Scopus database published between January 2007 and October 2024 using PRISMA. The synthesis of these articles shows that fintech in low-income communities has been conducted in Africa, the United States, and the Netherlands. In addition, research on this theme also focuses on the water supply and sanitation industry, banking, and new holistic sanitation projects. Additionally, the transition and development theory is one of the theories employed to elucidate this relationship. This work presents theoretical and practical contributions and ideas for future research.]]>
<![CDATA[Pengaruh Perilaku Konsumen Terhadap Keputusan Pembelian Kue Khas Ternate (Bagea, Makron dan Roti Kenari) ]]>
<![CDATA[Alhadar, Lidia Ferial]]>;
<![CDATA[Sirat, Abdul Hadi]]>
<![CDATA[ Jurnal Manajemen Sinergi Vol 10, No 2 (2022): JURNAL MANAJEMEN SINERGI (EDISI OKTOBER) ]]>
Publisher : <![CDATA[Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Khairun ]]>
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DOI: 10.33387/jms.v10i2.6140
<![CDATA[The purpose of this study is to know and analyze: (1)The influence of cultural factors on buying decisions typical ofTernate; (2) The influence of social factors on the purchase decisionof the typical cake of Ternate; (3) The influence of personal factorson buying decisions typical of Ternate; (4) Influence ofpsychological factor to decision of purchasing cake typical ofTernate; and (5) The influence of cultural, social, personal andpsychological factors on the buying decision of Ternate cakessimultaneously.Methodology: The test equipment used is multiple regressionanalysis using statistical package for social scientists (SPSS) as astatistical test tool. The number of samples of the study were 100consumers.Finding: H1, H2, H3, H5, and H5 are accepted at the 5%confidence level.Conclusion: The results showed that: (1) Cultural factors (X1) havea positive and significant effect partially on the purchase decision oftypical cakes ternate. These results are based on t arithmetic valuesgreater than t table values and smaller significance values thanalpha; (2) Social factors (X2) have a positive and partially significanteffect on buying decision of typical cakes of ternate. This result isbased on a larger F count value and a smaller significance valuethan the alpha value; (3) Personal factors (X3) have a positive andpartially significant effect on buying decision of Ternate typical cake.This result is based on a larger F count value and a smallersignificance value than the alpha value; (4) psychological c factors(X4) have a positive and partially significant effect on buyingdecision of Ternate typical cake. This result is based on a larger Fcount value and a smaller significance value than the alpha value;and (5) Cultural factors, social factors, personality factors, andpsychological factors have a positive and significant influencesimultaneously on the decision to purchase a typical cake Ternate.]]>
<![CDATA[SIGNIFIKANSI NILAI PERUSAHAAN MELALUI VARIABEL INTELLECTUAL CAPITAL DAN KINERJA KEUANGAN PADA PERUSAHAAN INDEKS LQ45 ]]>
<![CDATA[Bayau, Fajrul Rahman]]>;
<![CDATA[Sirat, Abdul Hadi]]>;
<![CDATA[Hadady, Hartaty]]>
<![CDATA[ Jurnal Manajemen Sinergi Vol 9, No 2 (2021): JURNAL MANAJEMEN SINERGI (EDISI OKTOBER) ]]>
Publisher : <![CDATA[Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Khairun ]]>
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DOI: 10.33387/jms.v9i2.5252
<![CDATA[Objective: This study aims to determine the significance of the firm value through the variable Intellectual capital and financial performance as an intervening variable in LQ45 companies listed in Indonesia Stock Exchange, with a sample of 20 companies.Methodology: The analytical method used is path analysis. The observation time was 5 years and the research data is secondary data by using purposive sampling method. In this research, intellectual capital is measured with a VAIC, financial performance measured by ROA, and the company's value is measured by Tobin's Q.Finding: Ha1, Ha2, and Ha3 are rejected, at the 5% confidence level.Conclusion: The results of this study indicate that intellectual capital has a positive effect on the financial performance, financial performance has a positive effect on corporate value, intellectual capital directly positive effect on the firm value, and financial performance is able to mediate the relations of intellectual capital on firm value even if the direct effect is greater than the indirect effect.]]>
<![CDATA[FAKTOR-FAKTOR YANG MEMPENGARUHI STRUKTUR MODAL PADA PERUSAHAAAN SEKTOR PAREKRAF DI BEI PERIODE 2018-2022 ]]>
<![CDATA[Sahara, Siti]]>;
<![CDATA[Sirat, Abdul Hadi]]>;
<![CDATA[Rusandry, Rusandry]]>
<![CDATA[ Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 3 (2024): Edisi September - Desember 2024 ]]>
Publisher : <![CDATA[LPPM STIE Muhammadiah Bandung ]]>
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DOI: 10.31955/mea.v8i3.4523
<![CDATA[Penelitian ini dilakukan dengan tujuan untuk mengetahui faktor-faktor yang mempengaruhi strktur modal pada perusahaan Sektor Pariwisata dan Ekonomi Kreatif yang terdaftar di BEI periode 2018-2022. Metode pendekatan kuantitatif dengan jumlah sampel 16 perusahaan dengan menggunakan purposive sampling. Metode penelitian analisis regresi liniear berganda dengan metode data panel serta alat uji menggunakan Eviews 12. Hasil penelitian menunjukkan bahwa struktur aset dan profitabilitas tidak berpengaruh terhadap struktur modal perusahaan Sektor Pariwisata dan Ekonomi Kreatif sedangkan likuiditas dan ukuran perusahaan berpengaruh negatif terhadap struktur modal perusahaan sektor Pariwisata dan Ekonomi Kreatif.]]>
<![CDATA[The Effect of Financial Innovation, Risk Management, and Monetary Policy on the Stability of Fintech Startup Companies in Jakarta ]]>
<![CDATA[Ali, Husain]]>;
<![CDATA[Sirat, Abdul Hadi]]>;
<![CDATA[Nurhaida, Ida]]>
<![CDATA[ West Science Business and Management Vol. 2 No. 04 (2024): West Science Business and Management ]]>
Publisher : <![CDATA[Westscience Press ]]>
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DOI: 10.58812/wsbm.v2i04.1556
<![CDATA[This study investigates the effects of financial innovation, risk management, and monetary policy on the stability of fintech startup companies in Jakarta. Using a quantitative approach, data were collected from 35 fintech startups through structured questionnaires with responses measured on a Likert scale of 1-5. Data analysis was conducted using SPSS version 25, employing correlation and multiple regression analysis. The results reveal that financial innovation is the most significant predictor of fintech stability, followed by risk management and monetary policy. The combined influence of these factors explains 74% of the variance in fintech stability. These findings underscore the importance of integrating innovation with robust risk management practices and aligning operations with macroeconomic trends for sustained stability. This research provides valuable insights for fintech stakeholders and policymakers to foster resilience and growth in the rapidly evolving financial ecosystem.]]>
