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All Journal JMS : Jurnal Manajemen Sinergi JURNAL MANAJEMEN BISNIS JURNAL MUTIARA MANAJEMEN International Journal of Business, Law, and Education Patria Artha Journal of Community Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) West Science Business and Management GEMBIRA (Pengabdian Kepada Masyarakat) Society
Sirat, Abdul Hadi
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Religion Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Public Health Social Sciences Other

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Journal : JURNAL MANAJEMEN BISNIS

 1 
Analysis of CSR Performance and Welfare of PT NHM's Mining Circle Community Lesmana, Denny; Sirat, Abdul Hadi; Soleman, Marwan Man
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.669

Abstract

This study analyzes PT NHM's CSR performance and the factors that support its implementation for the welfare of mining communities. CSR programs, including PPM and HRP, have a positive impact by improving income, education, health, housing, environment, and socio-cultural aspects. PT NHM's CSR performance is measured by the achievement of the PPM program in 2021, reaching 127% of the planning target, indicating satisfactory performance. Success factors for CSR programs include supportive company policies, good relationships with stakeholders, effective CSR performance, and improvement of CSR programs. This research is a descriptive qualitative research with data collection through interviews with 25 selected informants. In order to improve the welfare of the community around the mine, PT NHM has implemented a CSR program that focuses on providing benefits that are directly felt by the community, especially through the philanthropic HRP program. This proves the company's commitment in supporting the development and welfare of the local community. In conclusion, PT NHM's CSR performance is very positive, supported by the factors mentioned, and has the potential to have a sustainable positive impact on the communities around the mine.
Impact of Financial Literacy and Attitude on Resource Allocation Actors' Locus of Control as a moderating variable in the Small and Medium Food Industry Rizky, Dyah Puteri; Sirat, Abdul Hadi; Dharma, Putri Ekawati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.671

Abstract

This study's overarching goal is to learn more about how financial knowledge, financial attitude, and locus of control all interact to influence financial management behaviour. Forty SME proprietors from Ternate (mostly Ternate Tengah and Ternate Selatan) make up the study's sample. Purposeful sampling was used to choose the sample. In this work, SEM-PLS was used to check for validity of hypotheses. Based on the data, it appears that Financial Knowledge does not significantly influence Financial Management Actions. That Locus of Control does not play a mediating role in the connection between financial knowledge and management behaviour is another implication of this research. However, Financial Attitude significantly and positively affects Financial Management Actions. The subsequent studies showed that the relationship between financial attitude and financial management behaviour was partially mediated by locus of control.
Evaluation of the Implementation of Credit Restructuring during the Covid-19 Pandemic at Bank Mandiri Ternate Branch Buamona, Fanti Farjrianti; Sirat, Abdul Hadi; Suwito
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.672

Abstract

This study aims to evaluate the implementation of credit restructuring by Bank Mandiri Ternate branch during the Covid-19 pandemic in 2020-2021 and analyse the inhibiting factors in its implementation. This research uses a descriptive qualitative method with a phenomenological approach. Primary data was obtained through observation, interviews, and documentation, while secondary data was obtained from searching related documents. This research involved three informants from BMCT and four informants who are KUM and KUR business actors associated with the credit restructuring programme. The results showed that the implementation of business credit restructuring at Bank Mandiri Ternate Branch was in accordance with OJK regulations and Bank Mandiri's internal policies related to handling non-performing loans due to the Covid-19 pandemic. Although inhibiting factors in the implementation of the restructuring programme were heard, customers did not feel it as an obstacle because they felt helped by the existence of this programme which helped relieve their financial burden. On the other hand, there are also obstacles felt by the bank, especially related to social distancing rules that affect the implementation of restructuring.
The Impact of Village Financial Systems and Staff Competence on Village Financial Report Quality: The Role of Fraud Prevention as a Mediator Hamisi, Astrid Ivo; Sirat, Abdul Hadi; Hadady, Hartati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.842

Abstract

This research aims to examine how village financial systems and staff competence impact the quality of village financial reports, with fraud prevention playing a key role. This study is crucial for promoting transparency and accountability in village financial management. Using path modeling with smart partial least squares (PLS), the study reveals important findings. Village financial systems and staff competence do not directly influence the quality of financial reports significantly. However, both factors have a significant impact on fraud prevention. This research is urgent because it addresses the critical need to ensure trustworthy financial reporting by village administrations. The findings underscore the importance of effective strategies for managing financial risks at the village level. Moreover, the study demonstrates that village financial systems and staff competence significantly influence financial report quality through their effects on fraud prevention. Conducted in the South and North Morotai Districts, Pulau Morotai Regency, this study aims to contribute positively to enhancing the efficiency and transparency of village financial governance.
Financial Performance Analysis of Districts/Cities in North Maluku Province: Insights and Priorities Noviena, Maria Sri; Sirat, Abdul Hadi; Hadady, Hartati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.843

Abstract

This study seeks to examine the financial performance of Districts/Cities in North Maluku Province through descriptive analysis of financial ratios. The descriptive analysis method was chosen to depict and examine the financial conditions of the regions in detail based on available data. The findings reveal several key points: Firstly, the effectiveness ratio of Districts/Cities in North Maluku Province indicates ineffective performance, as the actual Local Own-Source Revenue (PAD) falls short of the set targets or budgets. Secondly, the fiscal decentralization ratio of Districts/Cities shows limitations in the regions' ability to finance local expenditures from PAD, with a very low level of financial independence. Thirdly, although the growth ratio of Districts/Cities shows positive fluctuations from 2018 to 2022, the growth remains low and unstable from one period to the next. Finally, there is a significant disparity between operational expenditure and capital expenditure, highlighting the need for prioritized budget allocations to support infrastructure development and overall community welfare. These research findings provide an in-depth perspective on the challenges and potential improvements in financial management at the local government level in North Maluku Province.
Co-Authors Alhadar, Lidia Ferial Ali, Husain Annisa, Putri Bayau, Fajrul Rahman Buamona, Fanti Farjrianti Deryana, Lilian Dharma, Putri Ekawati Hadady, Hartati Hadady, Hartaty Hadady, Hartaty Hadady Hadi Sirad, Mochammad Apriyadi Hamisi, Astrid Ivo Husen, Amran Husen, Zulaiha Ida Nurhaida Jabid, Abdullah W. Jannang, Abdul Rahman Lesmana, Denny Marwa, Marwa Nasar, Fahima Noviena, Maria Sri Rinto, Rinto Syahdan Rizky, Dyah Puteri Rusandry, Rusandry Siti Sahara Soleman, Marwan Man Suwito Thahrim, Muhammad