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All Journal MODELING: Jurnal Program Studi PGMI JURNAL EDUCATION AND DEVELOPMENT Jurnal Mandala Pharmacon Indonesia Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Media Bina Ilmiah Economics and Business Journal Inovasi Jurnal Pengabdian Masyarakat (IJPM) JEBD Indonesian Journal of Community Empowerment Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Tamaddun: Jurnal Ilmu Sosial, Seni, dan Humaniora Padaidi: Journal of Tourism Dedication Padaidi: Journal of Tourism Dedication
Astrid, Astrid
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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PENGARUH KEPERCAYAAN DAN KEMUDAHAN PENGGUNAAN TERHADAP LOYALITAS PENGGUNA DANA DENGAN KEPUASAN PELANGGAN SEBAGAI VARIABEL MEDIASI: STUDI PADA MAHASISWA DI KOTA PALANGKA RAYA Astrid, Astrid; Kristinae, Vivy; Mahrita, Ani; Syamsudin, Achmad
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 4 No. 12 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v4i12.3692

Abstract

DANA is one of the most popular e-wallet in Indonesia, with over 190 million users. This study aims to examine the influence of trust and perceived ease of use on user loyalty, with customer satisfaction serving as a mediating variable. The research employed a quantitative survey design with a total of 100 respondents, and data were analyzed using PLS-SEM through SmartPLS 4.0. The findings reveal that trust has a positive and significant effect on user loyalty toward the DANA application, whereas perceived ease of use shows a positive but insignificant effect on user loyalty. Nonetheless, both trust and perceived ease of use exert a positive influence on customer satisfaction, which in turn mediates and strengthens their relationship with user loyalty. These results highlight that trust and customer satisfaction are essential determinants in fostering long-term loyalty among DANA application users.
PEMAHAMAN GURU TERHADAP PEMBELAJARAN MENDALAM (DEEP LEARNING) DI SMPN 3 TELUK KERAMAT Dhea, Nofikasyara; Astrid, Astrid; Nurhayani, Nurhayani; Depin, Depin; Wiyono, Hadi
Jurnal Education and Development Vol 14 No 1 (2026): Vol 14 No 1 Januari 2026
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/ed.v14i1.7665

Abstract

Penelitian ini bertujuan untuk menganalisis pemahaman guru terhadap konsep dan penerapan pembelajaran mendalam (deep learning) di SMPN 3 Teluk Keramat. Latar belakang penelitian ini berangkat dari tuntutan Kurikulum Merdeka yang menekankan pembelajaran berorientasi pada pemahaman konseptual, reflektif, serta penguatan kemampuan berpikir kritis dan kreatif peserta didik. Metode penelitian yang digunakan ialah kualitatif dengan pendekatan deskriptif. Data dikumpulkan melalui wawancara mendalam dengan guru sebagai informan utama, kemudian dianalisis menggunakan model analisis interaktif yang meliputi reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa guru memiliki pemahaman yang cukup baik terhadap konsep deep learning, meliputi tiga prinsip utama yaitu mindful learning, meaningful learning, dan joyful learning. Guru memahami bahwa pembelajaran mendalam berorientasi pada keterlibatan aktif siswa dan refleksi dalam setiap proses belajar. Meskipun demikian, implementasi di lapangan masih menghadapi beberapa kendala, seperti keterbatasan waktu, kesulitan mengaitkan materi abstrak dengan konteks nyata, serta adaptasi terhadap kolaborasi lintas mata pelajaran. Dukungan sekolah melalui pelatihan internal dan kolaborasi sejawat menjadi faktor penting dalam memperkuat kesiapan guru menerapkan deep learning. Penelitian ini menegaskan bahwa pemahaman dan kesiapan guru merupakan fondasi utama keberhasilan penerapan pembelajaran mendalam sebagai wujud transformasi budaya belajar di sekolah.
The Influence of Accountability and Transparency of Government Financial Reports on The Achievement of Sustainable Development Goals (SDGS 11) in Indonesia Astrid, Astrid; Iqbal, Muhammad; Zahra, Femilia; Usman, Rudy
Economics and Business Journal (ECBIS) Vol. 4 No. 4 (2026): May
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v4i4.369

Abstract

This study aims to analyze the influence of accountability and transparency in local government financial reports on the achievement of Sustainable Development Goals (SDGs) 11, specifically the indicator of access to decent and affordable housing in Indonesia. The study used panel data from 31 provinces during the 2021–2024 period with a total of 124 observations. The research data were obtained from the Central Statistics Agency (BPS), the Supreme Audit Agency (BPK), and official local government websites related to the publication of financial reports. Data analysis was conducted using the Generalized Least Squares (GLS) method with a Random Effect Model (REM) approach. The results of the study indicate that accountability has a positive and significant effect on the achievement of SDG 11. These findings indicate that accountable regional financial management can increase the effectiveness of housing and settlement development programs. Transparency also has a positive and significant effect on the achievement of SDG 11, with a stronger effect than accountability. Openness of financial information encourages public oversight of regional budget use and increases the efficiency of development program implementation. The results of simultaneous testing indicate that accountability and transparency together have a significant effect on the achievement of the indicator of access to decent and affordable housing. The research findings support the theory of good governance, which places accountability and transparency as essential elements in improving the quality of local government governance. This study provides an empirical contribution regarding the relationship between local government financial governance and the achievement of sustainable settlement development in Indonesia.
Co-Authors Adinda Wafiq Zahira Ananda, Ananda Anas, Muh. Andi Ardiansyah Arifin Arya Arya, Arya Aurlicia Liando Ayustiawati, Ayustiawati Betti Megawati Depin, Depin Deti, Deti Dhea, Nofikasyara Dianafitry Hasan, Lily Fatmawati, Kiki Femilia Zahra Gloria Blessing Gosal Manopo Hadi Wiyono Hafizi, M. Zainul Hasrianti, Happy Sri Hikma, Nurul Johannes Kurniawan Jordhi Yuza Pratama Magfirah Indah R Magnalia, Mutiara Maharani, Agisti Mahrita, Ani Manaf, Syahrial Michrun Nisa Muhammad Iqbal Muna, Siti Nabila, Andi Ningsi Nanda Nanda Nurfadillah Nurfadillah Nurhayani nurhayani Nurhayati Nurhayati Ramadani, Magfirah Indah Rudy Usman Ruwaidah, Ruwaidah Sapar Sapar Siti Misra Susanti Stephanie Theodora Mulyono Sulla, Franklin Yohanes Suraidah Suraidah, Suraidah Syamsudin, Achmad Vivy Kristinae Yanti, Dewi Zaenal, Faisal Akbar Zainal, Tuti Handayani Zulkarnain, Riziki