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Factors that Affect the Consumption Behavior of Halal Products among Muslims (Case Study of Sharia Banking Study Program) Mariska, Septiara Dwi; Pradesyah, Riyan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6635

Abstract

Religious awareness is an important dimension in an individual's life that can influence various aspects of behavior, including in consumption decisions. Students of the Sharia Banking Study Program are an interesting group to conduct research on how they behave when using halal goods. Many internal and external factors can affect the way they consume a product. Religiosity encourages buyers to prioritize halal products as part of their religious practices. However, without adequate halal literacy, a person may have difficulty ensuring the halalness of products, especially modern products with complex ingredients. The purpose of this research is to determine the influence of religiosity, halal product literacy and analyze the simultaneous influence of religiosity and halal product literacy on halal product consumption behavior among UMSU sharia banking study program students. In this study, the researcher used a quantitative research method. In this approach, data is collected through standardized instruments, such as questionnaires, which are designed to measure the level of influence of consumption behavior on halal products. Furthermore, the data obtained was analyzed using statistical techniques to test the hypothesis that had been formulated. There are 3 variables to be studied, the free variable (X1) is religiosity and (X2) halal literacy, while the bound variable (Y) is consumption behavior. The results of the study showed a determination value of 0.42. This means that 42.4% have the influence of religiosity on the consumption behavior of halal products, then there is also the influence of halal literacy on the consumption behavior of halal products, while together religiosity and halal literacy have an effect on the consumption behavior of halal products.
The Influence of Islamic Business Ethics and Service Quality on Customer Satisfaction (Case Study of Dina Muslimah Salon) Putri, Naila; Pradesyah, Riyan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6662

Abstract

The rapid growth of business in Indonesia encourages entrepreneurs to innovate and compete in attracting consumers. One of the emerging sectors is Sharia-based businesses, including Muslimah beauty salons. These salons adhere to Islamic principles, such as using halal products and providing services according to Sharia guidelines. However, many still face challenges related to service quality and the implementation of Islamic business ethics, which impact customer satisfaction. This study analyzes the influence of Islamic business ethics and service quality on customer satisfaction at Salon Muslimah Dina. A quantitative approach was used with multiple linear regression analysis. Data were collected through questionnaires distributed to salon customers. The regression results show that Islamic business ethics and service quality significantly affect customer satisfaction, with an R Square value of 0.795, indicating that 79,5% of customer satisfaction can be explained by these variables. The ANOVA test confirms the model's significance with an F-value of 120.171 and a significance level of 0.000. Furthermore, regression coefficients indicate that service quality has a more dominant influence (B = 0.437, p < 0.05) than Islamic business ethics. These findings contribute to customer satisfaction theories in Sharia-based businesses and provide practical insights for business owners to improve Islamic-based services. By consistently applying Islamic business ethics and enhancing service quality, Muslimah salons can maintain customer loyalty and strengthen their competitive advantage. Future research may explore other factors influencing customer satisfaction, such as pricing strategies, marketing approaches, and service innovation in the halal beauty industry.
Edukasi Pentingnya Budaya Menabung Sejak Dini Untuk Bekal Masa Depan Yang Islami Adawiyah, Robiul; Mustika, Aulia; Utama, Anggi Mega; Pradesyah, Riyan
Maslahah: Jurnal Pengabdian Masyarakat Vol 5, No 3 (2024)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/maslahah.v5i3.11920

Abstract

Financial management is something that must be taught from an early age, where this knowledge is very useful for every human being in managing the finances they have. There are many people, who are constrained in managing their finances, such as not being able to manage their expenses and income. This problem is not a new problem, but a problem that often occurs in the midst of society. Therefore, it is important to teach financial management from an early age so that they can prepare their finances well for the future.  It is hoped that with financial management through savings, it can increase early childhood understanding in managing and saving money so that there is no waste that can harm oneself.
Religious Learning Using The Sing A Song Method At The Sungai Buloh Guidance Center, Kuala Lumpur Robie, Fanreza; Ginting, Nurman; Juli Rakhmadi, Arwin; Pradesyah, Riyan
International Journal Of Community Service Vol. 3 No. 3 (2023): August 2023 (Indonesia - Malaysia - Philippines - South Korea )
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v3i3.198

Abstract

Based on the results of observations and preliminary studies, it was found that students' ability to understand religious subjects at the Sungai Buloh Guidance Studio, Kuala Lumpur, was still low, this was evidenced by the process and learning outcomes. This activity is usually held once a week at the Sungai Buloh Guidance Studio. In the activity of conveying religious learning material, there were educators who delivered religious subjects using non-cooperative methods. It was found that when students received religious subject matter, there was a delay. Then there has been no maximum effort to use the cooperative method to increase students' understanding of religious subject matter by educators. The solution offered to the Sungai Buloh Guidance Center is to provide training to educators using the Sing A Song Method in delivering religious subject matter to students. The Sing A Song method is a way of teaching and introducing religious subject matter with a singing method that uses certain lyrics that are sung. Usually the lyrics of the songs are adjusted to the subject matter that will be taught to students which is done repeatedly in this training. Initially, educators were given the opportunity to make song lyrics adapted to the subject matter and then also adapted to the tunes of songs that were easy for students to memorize. Then educators practice how to deliver and teach directly to students, and later will be accompanied by mentors provided. After that an evaluation was carried out, by means of which the participants read one verse of the Koran, so that they could find out the level of understanding that had been achieved.
The Influence of Non-Cash Payments and Transaction Costs on Sharia Bank Customer Loyalty in Using M-Banking Pradesyah, Riyan; Munawaroh, Munawaroh; Putri, Rizqy Fadhlina
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7215

Abstract

Although m-banking offers convenience and efficiency, challenges appear when cost transaction rated too high by customers, which can reduce satisfaction them. In addition, the effectiveness feature payment non-cash in increase experience users also need evaluated. If the customer feels No satisfied with fees charged​ or available features, they​ Possible will switch to competitors. Research This aiming for analyze connection between second factor and its impact to loyalty Islamic bank customers. Research This aiming for analyze influence variable payment non-cash (X1), variable cost transaction (X2) against loyalty Islamic bank customers in using M-banking (Y). The research conducted using approach quantitative, with use application SmartPLS in data processing is carried out. Data obtained from results distribution questionnaire conducted​ to Respondent research, with method share google form to Respondent research. The results obtained that in a way partial There is influence significant variable X1 against Y is 52.39%, then variable X2 against Y has influence in a way significant by 19.80%. Then in a way simultaneous variable Payment Non-cash (X1), and Transaction Cost Variables (X2) can influence variable Loyalty of Sharia Bank Customers in Using M-Banking (Y) strong amounting to 77%, and the remaining 23 % is influenced variable others who don't under review in study.
Sistem Informasi Desa Berbasis Digitalisasi Menuju Smart Village di Desa Bandar Pulau Pekan Kabupaten Asahan Fariz, Miftah; Khowarizmi, Al; Harahap, Muhammad Said; Ginting, Nurman; Pradesyah, Riyan
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 4 No. 3 (2024): Oktober 2024-Januari 2025
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v4i3.545

Abstract

Pengembangan sistem informasi desa berbasis digital, sangat dibutuhkan dalam pelaksanaan tata kelola pemerintahan desa, yang berorientasi pada pelayanan publik yang efektif dan efisien secara pengerjaan dan waktu. Agar segala bentuk perkembangan tersebut di atas, dapat terlaksana di pemerintahan desa, tergantung pada kesediaan sumber daya manusiayang memiliki skill dan kompetensi, dalam mengoperasikan sistem informasi berbasis digital. Sistem informasi desa berbasis digital, merupakan aplikasi berbasis web yang dapat mengelola data kependudukan serta tersedianya pelayananadministrasi kependudukan desa seperti, pembuatan surat keterangan lahir, surat keterangan domisili, surat keterangan usaha, dan surat keterang-keterangan lainnya. Di samping itu juga, sistem informasi desa berbasis digital, menyediakanpelayanan permohonan pembuatan kartu tanda penduduk, kartu keluarga, dan akta kelahiran. Sehingga membantu percepatan pelayanan desa. Desa Bandar Pulau Pekan Kabupaten Asahan, merupakan salah satu desa yang masih menggunakan atau menerapkan sistem informasi desa secara manual. Sehingga sering terjadi keterlambatan waktu, dalam pengurusan surat-surat kependudukan yang diperlukan masyarakat. Di samping itu juga, pengarsipan desa masih bersifat konvensional, sehingga perangkatan desa yang ada di Desa Bandar Pulau Pekan, mengalami kesulitan untuk mencari arsip yang dibutuhkan masyarakat, dengan waktu yang sudah lama waktunya. Maka dari itu, perlunya pendampingan untuk dapat mewujudkan sistem informasi desa berbasis digitalisasi, sebagai upaya dalam upaya mewujudkan smart village.
Pengaruh Pemahaman Produk Dan Preferensi Terhadap Minat Masyarakat Menggunakan Jasa Perbankan Syariah Ismail, Abdul Hadi; Pradesyah, Riyan
Al-Sharf: Jurnal Ekonomi Islam Vol 5, No 2 (2024)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v5i2.11555

Abstract

The uneven development of sharia financial institutions in North Sumatra has resulted in many people living in rural areas who do not understand sharia banking, only a small number of them only know about it from the closest people who live in urban areas, and recitations are often carried out. This research aims to test the variables Product Understanding (X1), Preference (X2) and Interest in using sharia banking services (Y). This research uses a quantitative research approach, with SPSS analysis tools. The results obtained show that there is a simultaneous influence of the variables Product Understanding (X1), Preference (X2), on people's interest in using sharia banking services (Y) of 61.9%.
Pengaruh Faktor Emosional dan Faktor Rasional Terhadap Keputusan Pedagang dalam Menggunakan Jasa Perbankan Syariah: Studi Kasus pada Pedagang Kecamatan Serbajadi Kabupaten Serdang Bedagai Muliyani, Rahmi; Pradesyah, Riyan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 8 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i8.4603

Abstract

The purpose of this study is to identify emotional factors and rational factors of traders in Serbajadi District, Serdang Bedagai Regency when making decisions in using Islamic Banking services. This study used a quantitative approach with the distribution of questionnaires. The sample was randomly selected using proportional random sampling method and Slovin algorithm with a total of 88 traders. The data obtained were processed using the SPSS 27 application and multiple linear regression analysis methods used. The results obtained partially, the emotional factor variable (X1) has a negative and significant effect on the decision of Traders (Y) in using Islamic banking services. And the rational factor variable (X2) has an influence and is significant on the decision of traders (Y) in using Islamic banking services. Simultaneously, emotional factors (X1) and rational factors (X2) influenced traders' decisions (Y) in using Islamic banking services, amounting to 58.8% and other factors not included in the research model impacted the remaining 41.2%.
Analisis Kualitas Pelayanan dalam Meningkatkan Kepuasan Nasabah Penerima Manfaat Bank Wakaf Mikro (BWM) Mawaridussalam Pradesyah, Riyan; Munawaroh; M. Radian Syah; Asmawarna Sinaga; Safira Khoirunnisa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7237

Abstract

This study aims to analyze the partial and simultaneous influence of the variables Reliability (X1), Tangibles (X2), Responsiveness (X3), and Assurance (X4) on customer satisfaction (Y) beneficiaries of the mawaridussalam micro waqf bank. The respondents used in the study were 100 people, and the research approach used in completing the research was a quantitative approach. The analysis tool used in data processing is SmartPLS, the findings obtained in this study, that there is a partial influence of the Reliability (X1) and Responsiveness (X3) variables on customer satisfaction (Y) of the beneficiaries of the mawaridussalam micro waqf bank. Meanwhile, the variables Tangibles (X2) and Assurance (X4) have no influence on the customer satisfaction variable (Y). Simultaneously, there is a strong influence of the variables Reliability (X1), Tangibles (X2), Responsiveness (X3), and Assurance (X4) on the variables of Customer Satisfaction (Y) of the beneficiaries of the mawaridussalam micro waqf bank.
Impact of Covid-19 on Islamic Phylantrophic Behavior of Lecturers Pradesyah, Riyan; Bara, Al
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1851

Abstract

The spread of the Covid-19 virus in Indonesia has an impact on all sectors, and one sector that is currently experiencing a significant impact is the economic sector. Universitas Muhammadiyah Sumatera Utara (UMSU), is an A-accredited private campus, which now still provides fixed salaries and incentives, there is no reduction even though the spread of covid has an impact on all sectors. Many private campuses in Medan City have reduced the salaries of their employees, and even removed some incentives to reduce the budget used, but not for UMSU which still provides obligations and other incentives. In this case, it means that the welfare of Muhammadiyah University employees is still being considered by the leadership stakeholders, but from the observations made, researchers see a decrease in infaq obtained by LAZISMU Medan City. Therefore, the researchers want to see the relationship between the spread of the Covid-19 virus and the philanthropy embraced by employees of UMSU. The Islamic philanthropy is in form of infaq and alms. The research is descriptive qualitative research, which the results obtained will be described or narrated in accordance with the rules of qualitative research. From the results obtained, that there was a shift in Islamic philanthropy carried out by UMSU employees, this happened only a few months after the outbreak of Covid-19 which spread in the city of Medan.