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Edukasi Pentingnya Budaya Menabung Sejak Dini Untuk Bekal Masa Depan Yang Islami Adawiyah, Robiul; Mustika, Aulia; Utama, Anggi Mega; Pradesyah, Riyan
Maslahah: Jurnal Pengabdian Masyarakat Vol 5, No 3 (2024)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/maslahah.v5i3.11920

Abstract

Financial management is something that must be taught from an early age, where this knowledge is very useful for every human being in managing the finances they have. There are many people, who are constrained in managing their finances, such as not being able to manage their expenses and income. This problem is not a new problem, but a problem that often occurs in the midst of society. Therefore, it is important to teach financial management from an early age so that they can prepare their finances well for the future.  It is hoped that with financial management through savings, it can increase early childhood understanding in managing and saving money so that there is no waste that can harm oneself.
Religious Learning Using The Sing A Song Method At The Sungai Buloh Guidance Center, Kuala Lumpur Robie, Fanreza; Ginting, Nurman; Juli Rakhmadi, Arwin; Pradesyah, Riyan
International Journal Of Community Service Vol. 3 No. 3 (2023): August 2023 (Indonesia - Malaysia - Philippines - South Korea )
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v3i3.198

Abstract

Based on the results of observations and preliminary studies, it was found that students' ability to understand religious subjects at the Sungai Buloh Guidance Studio, Kuala Lumpur, was still low, this was evidenced by the process and learning outcomes. This activity is usually held once a week at the Sungai Buloh Guidance Studio. In the activity of conveying religious learning material, there were educators who delivered religious subjects using non-cooperative methods. It was found that when students received religious subject matter, there was a delay. Then there has been no maximum effort to use the cooperative method to increase students' understanding of religious subject matter by educators. The solution offered to the Sungai Buloh Guidance Center is to provide training to educators using the Sing A Song Method in delivering religious subject matter to students. The Sing A Song method is a way of teaching and introducing religious subject matter with a singing method that uses certain lyrics that are sung. Usually the lyrics of the songs are adjusted to the subject matter that will be taught to students which is done repeatedly in this training. Initially, educators were given the opportunity to make song lyrics adapted to the subject matter and then also adapted to the tunes of songs that were easy for students to memorize. Then educators practice how to deliver and teach directly to students, and later will be accompanied by mentors provided. After that an evaluation was carried out, by means of which the participants read one verse of the Koran, so that they could find out the level of understanding that had been achieved.
Sistem Informasi Desa Berbasis Digitalisasi Menuju Smart Village di Desa Bandar Pulau Pekan Kabupaten Asahan Fariz, Miftah; Khowarizmi, Al; Harahap, Muhammad Said; Ginting, Nurman; Pradesyah, Riyan
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 4 No. 3 (2024): Oktober 2024-Januari 2025
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v4i3.545

Abstract

Pengembangan sistem informasi desa berbasis digital, sangat dibutuhkan dalam pelaksanaan tata kelola pemerintahan desa, yang berorientasi pada pelayanan publik yang efektif dan efisien secara pengerjaan dan waktu. Agar segala bentuk perkembangan tersebut di atas, dapat terlaksana di pemerintahan desa, tergantung pada kesediaan sumber daya manusiayang memiliki skill dan kompetensi, dalam mengoperasikan sistem informasi berbasis digital. Sistem informasi desa berbasis digital, merupakan aplikasi berbasis web yang dapat mengelola data kependudukan serta tersedianya pelayananadministrasi kependudukan desa seperti, pembuatan surat keterangan lahir, surat keterangan domisili, surat keterangan usaha, dan surat keterang-keterangan lainnya. Di samping itu juga, sistem informasi desa berbasis digital, menyediakanpelayanan permohonan pembuatan kartu tanda penduduk, kartu keluarga, dan akta kelahiran. Sehingga membantu percepatan pelayanan desa. Desa Bandar Pulau Pekan Kabupaten Asahan, merupakan salah satu desa yang masih menggunakan atau menerapkan sistem informasi desa secara manual. Sehingga sering terjadi keterlambatan waktu, dalam pengurusan surat-surat kependudukan yang diperlukan masyarakat. Di samping itu juga, pengarsipan desa masih bersifat konvensional, sehingga perangkatan desa yang ada di Desa Bandar Pulau Pekan, mengalami kesulitan untuk mencari arsip yang dibutuhkan masyarakat, dengan waktu yang sudah lama waktunya. Maka dari itu, perlunya pendampingan untuk dapat mewujudkan sistem informasi desa berbasis digitalisasi, sebagai upaya dalam upaya mewujudkan smart village.
Pengaruh Pemahaman Produk Dan Preferensi Terhadap Minat Masyarakat Menggunakan Jasa Perbankan Syariah Ismail, Abdul Hadi; Pradesyah, Riyan
Al-Sharf: Jurnal Ekonomi Islam Vol 5, No 2 (2024)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v5i2.11555

Abstract

The uneven development of sharia financial institutions in North Sumatra has resulted in many people living in rural areas who do not understand sharia banking, only a small number of them only know about it from the closest people who live in urban areas, and recitations are often carried out. This research aims to test the variables Product Understanding (X1), Preference (X2) and Interest in using sharia banking services (Y). This research uses a quantitative research approach, with SPSS analysis tools. The results obtained show that there is a simultaneous influence of the variables Product Understanding (X1), Preference (X2), on people's interest in using sharia banking services (Y) of 61.9%.
Pengaruh Faktor Emosional dan Faktor Rasional Terhadap Keputusan Pedagang dalam Menggunakan Jasa Perbankan Syariah: Studi Kasus pada Pedagang Kecamatan Serbajadi Kabupaten Serdang Bedagai Muliyani, Rahmi; Pradesyah, Riyan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 8 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i8.4603

Abstract

The purpose of this study is to identify emotional factors and rational factors of traders in Serbajadi District, Serdang Bedagai Regency when making decisions in using Islamic Banking services. This study used a quantitative approach with the distribution of questionnaires. The sample was randomly selected using proportional random sampling method and Slovin algorithm with a total of 88 traders. The data obtained were processed using the SPSS 27 application and multiple linear regression analysis methods used. The results obtained partially, the emotional factor variable (X1) has a negative and significant effect on the decision of Traders (Y) in using Islamic banking services. And the rational factor variable (X2) has an influence and is significant on the decision of traders (Y) in using Islamic banking services. Simultaneously, emotional factors (X1) and rational factors (X2) influenced traders' decisions (Y) in using Islamic banking services, amounting to 58.8% and other factors not included in the research model impacted the remaining 41.2%.
Analisis Kualitas Pelayanan dalam Meningkatkan Kepuasan Nasabah Penerima Manfaat Bank Wakaf Mikro (BWM) Mawaridussalam Pradesyah, Riyan; Munawaroh; M. Radian Syah; Asmawarna Sinaga; Safira Khoirunnisa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7237

Abstract

This study aims to analyze the partial and simultaneous influence of the variables Reliability (X1), Tangibles (X2), Responsiveness (X3), and Assurance (X4) on customer satisfaction (Y) beneficiaries of the mawaridussalam micro waqf bank. The respondents used in the study were 100 people, and the research approach used in completing the research was a quantitative approach. The analysis tool used in data processing is SmartPLS, the findings obtained in this study, that there is a partial influence of the Reliability (X1) and Responsiveness (X3) variables on customer satisfaction (Y) of the beneficiaries of the mawaridussalam micro waqf bank. Meanwhile, the variables Tangibles (X2) and Assurance (X4) have no influence on the customer satisfaction variable (Y). Simultaneously, there is a strong influence of the variables Reliability (X1), Tangibles (X2), Responsiveness (X3), and Assurance (X4) on the variables of Customer Satisfaction (Y) of the beneficiaries of the mawaridussalam micro waqf bank.
Impact of Covid-19 on Islamic Phylantrophic Behavior of Lecturers Pradesyah, Riyan; Bara, Al
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1851

Abstract

The spread of the Covid-19 virus in Indonesia has an impact on all sectors, and one sector that is currently experiencing a significant impact is the economic sector. Universitas Muhammadiyah Sumatera Utara (UMSU), is an A-accredited private campus, which now still provides fixed salaries and incentives, there is no reduction even though the spread of covid has an impact on all sectors. Many private campuses in Medan City have reduced the salaries of their employees, and even removed some incentives to reduce the budget used, but not for UMSU which still provides obligations and other incentives. In this case, it means that the welfare of Muhammadiyah University employees is still being considered by the leadership stakeholders, but from the observations made, researchers see a decrease in infaq obtained by LAZISMU Medan City. Therefore, the researchers want to see the relationship between the spread of the Covid-19 virus and the philanthropy embraced by employees of UMSU. The Islamic philanthropy is in form of infaq and alms. The research is descriptive qualitative research, which the results obtained will be described or narrated in accordance with the rules of qualitative research. From the results obtained, that there was a shift in Islamic philanthropy carried out by UMSU employees, this happened only a few months after the outbreak of Covid-19 which spread in the city of Medan.
The Effect of Contribution, Role, and Capital on MSMEs Business Development in Islamic Banks with Human Resources Quality as A Moderation Variable Wahyuni, Sri Fitri; Hafiz, Muhammad Shareza; Pradesyah, Riyan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 1 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i1.3044

Abstract

The study aims to see the effect of the contribution, role, and venture capital on MSMEs business development, with the quality of human resources as a mediating variable. This research was conducted at Islamic banks in the city of Medan, with a sample of 160 people. As for the results obtained based on the results of the path coefficient test carried out, it was found that there were 3 significant items on construction with t-statistic values ​​> 1.65 and p-values ​​< 0.05, meaning that the hypotheses H4, H6, and H7 were accepted, that there was a significant influence of business capital with Human Resources (HR) quality (H4), there is a significant influence of the role of Islamic banks on HR (H6), and there is a significant influence of HR on business development (H7). While indirectly the hypothesis that is accepted is H9, where the T statistic is 3.726 > 1.65, and the P values ​​are 0.00 <0.05, with Std. Beta is 0.367. It means that there is a positive influence of business capital on business development, mediated by the variable quality of Human Resources (HR).
The Impact of Social Media and Lifestyle on the Decision to Become a Customer at PT. Bank Syariah Indonesia KCP Tomang Elok Medan Putra, Romi Adi; Pradesyah, Riyan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3951

Abstract

This study aims to look at the influence of social media and lifestyle on the decision to become a customer of Bank Syariah Indonesia (BSI). This is because the market share of Islamic banks in Indonesia is experiencing a fairly slow increase, while the number of Islamic banks in Indonesia from year to year continues to increase. So, it requires testing variables that can increase customer decisions in making transactions at Islamic banks. The approach to completing this research, using quantitative methods, is to test variables that are considered important in decision-making. Then the analysis tool used is SmartPLS. The population in this study was customers at BSI Tomang Elok, then drew samples using the Slovin formula, and obtained samples of 94 customers. The results obtained that, there is an influence of people’s lifestyles on the decision to become a customer, then there is no influence of social media on decision making to become an Indonesian Islamic bank customer. The model obtained in this study is ????1 = 0.627????1 + 3.396????2 + ????.
Sharia Mental Accounting in The Development of Halal MSMEs for Generation Z in Medan City Ismail, Abdul Hadi; Pradesyah, Riyan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3952

Abstract

Currently, the government has focused on economic recovery, after the spread of the covid 19 virus that hit the country of Indonesia. One of the instruments taken by the government to improve or restore the economy is by developing MSMEs. In this digital era, the government is developing digital-based MSMEs, so for this reason, the government’s target in this case is MSMEs managed by Generation Z, who understand digitalization. Along with the development of digital-based MSMEs, there are several obstacle factors faced, such as a lack of understanding of financial management, overloading raw material purchases, combining business money with daily money, and the high consumptive level of generation Z. These problems have resulted in many MSMEs that are managed by generation Z. This problem has resulted in many MSMEs managed by generation Z experiencing bankruptcy to bankruptcy, for this reason, sharia mental accounting is needed in building halal MSMEs in generation Z. This study aims to obtain a mental accounting model in building halal MSMEs in Medan City. The research approach used is quantitative, with the SmartPLS analysis tool, with Islamic financial literacy as a mediating variable. The results obtained that mental accounting affects the development of halal MSMEs for Generation Z through financial literacy as a mediating variable. Then Mental accounting from the Maqasid Sharia perspective has a significant effect on the development of halal MSMEs in Medan City through Islamic financial literacy as a mediating variable. Future research is expected to use other mediation variables that can influence Generation Z in developing Halal MSMEs.