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Planned Behavior in Supporting Cashless Society in Sharia Financial Institutions Pradesyah, Riyan; Ismail, Abdul Hadi; Adawiyah, Robiatul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4943

Abstract

The development of non-cash payments is currently continuing to grow in Indonesia, many applications continue to develop their applications towards a cashless society, but many people and MSMEs are still reluctant to use the non-cash payment system, due to several factors that they consider to be very detrimental to users or providers. non-cash payments. This research aims to examine attitude variables, subjective norms, and behavioral control on the behavior of halal MSMEs in using non-cash payments through interest variables. The approach used in the research is a quantitative approach, with the SmartPLS analysis tool. The results obtained show that the attitude variable (X1) influences the behavior of MSMEs in using non-cash payments (Y) through the interest variable (Z). The subjective norm variable (X2) does not affect MSME behavior in using non-cash payments (Y) through the interest variable (Z). The behavioral control variable (X3) influences the behavior of MSMEs in using non-cash payments (Y) through the interest variable (Z).
The Influence of The Amount of Third Party Funds and Inflation on The Placement of SME Financing in the BMT Sharia Cooperative of The Civil Society of North Sumatra. Pradesyah, Riyan; Reza Ayu Ardianti
International Journal of Educational Research & Social Sciences Vol. 2 No. 6 (2021): December 2021
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijersc.v2i6.205

Abstract

This study discusses the allocation of financing distributed by the Madhani Community BMT to Small and Medium Enterprises (SMEs), taking into account several variables used, namely Third Party Funds, Inflation and Financing Allocations. This study aims to see the simultaneous effect of third party funds and inflation on the allocation of financing for small and medium enterprises. The research method used in this study is quantitative, with data analysis using SPSS. As for the results of the study, that third party funds (TPF) partially have no effect and are not significant on SME financing, because the value of t count < t table (0.132 < 2.012) and the significance level is greater than 0.05. While the inflation variable has an effect and is significant, on SME financing seen from the value of t count < t table (5.801 > 2.012) and the significant level is less than 0.005. Meanwhile, simultaneously, Third Party Funds and Inflation have an effect on the Financing of SMEs in the BMT for the Civil Society of North Sumatra.
MEMPERKUAT NALAR TEOLOGI ISLAM MODERAT DALAM MENYIKAPI PANDEMI COVID-19 DI PIMPINAN RANTING PEMUDA MUHAMMADIYAH BANDAR PULAU PEKAN Ginting, Nurman; Pradesyah, Riyan; Amini, Amini; Panggabean, Hadi Sahputra
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 4, No 1 (2021): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v4i1.30-40

Abstract

Religion for some people in the world is a guideline for determining the direction to be directed in their life. In life in this world, the most important thing is a peace of mind and body in society. In keeping up with the current changes, a good reasoning process is urgently needed as a solution to addressing this to break the chain of the spread of the Covid-19 outbreak. Moderate Islam is a teaching that is able to keep up with the times and does not abandon the teachings afterwards. So that Moderate Islam is a religion that is able to balance the movement of changes in life in society. The understanding of moderate Islamic values is currently being eroded by the changing times, so that many young people tend to be pragmatic, exclusive and intolerant in responding to the situation and conditions of the Covid-19 pandemic which is spreading so rapidly today.