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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Pengabdian Masyarakat Bumi Raflesia Jurnal Dehasen Untuk Negeri Jurnal Fairness Jurnal Dehasen Mengabdi Journal of Management, Economic, and Accounting Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Social Sciences Journal Journal of Law, Social Science, and Management Review Jurnal Karya Nyata Pengabdian
Kresnawati, Kresnawati
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Business Plan As An Effort To Revitalization Of Bumdes In Air Latak Village, Seluma Barat District, Seluma Regency Hidayat, Taofik; Soleh, Ahmad; Kresnawati, Kresnawati
Journal of Law, Social Science, and Management Review Vol. 2 No. 1 (2025): November
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jlsmr.v2i1.433

Abstract

A sound business plan will help BUMDes develop, optimize local resources, and improve community well-being. With a well-thought-out plan, BUMDes can become a sustainable economic driver for the village. Therefore, revitalizing BUMDes in Air Latak Village, West Seluma District, Seluma Regency is crucial to maximize the village's economic potential, particularly in the tent and wedding stage business. The research findings indicate that Business Opportunities: The BUMDes in Air Latak Village, West Seluma District, Seluma Regency has significant potential in event equipment rentals, which can support the village’s economic empowerment. Vision and Mission: The BUMDes of Air Latak Village, West Seluma District, Seluma Regency aims to advance businesses, empower the community, preserve culture, and support the local economy. Business Goals: Appropriate performance indicators ensure that the objectives of the business—such as tents, chairs, and wedding stages—of BUMDes in Air Latak Village, West Seluma District, Seluma Regency are achieved and provide economic benefits for the village. Marketing Strategy: The strategy includes targeting the right market segments, local collaborations, and digital promotion to increase visibility and reach. Resources: Management training, digital marketing, and financial management are essential to improve efficiency and quality. Financial Plan: This includes funding sources, financial projections, and revitalization steps to ensure the business’s sustainability. Evaluation and Control: The evaluation of funding sources and financial projections ensures the sustainability and efficiency of the business.
Peningkatan Kesejahteraan Masyarakat Melalui Pengembangan Potensi Lokal Di Desa Sukasari Kecamatan Periukan Kabupaten Seluma Provinsi Bengkulu Ferina, Zahrah Indah; Kresnawati, Kresnawati; Susanti, Neri; Wagini, Wagini; Fitriano, Yun
Jurnal Pengabdian Masyarakat Bumi Rafflesia Vol. 2 No. 1 (2019): Jurnal Pengabdian Masyarakat Bumi Raflesia
Publisher : Universitas Muhammadiyah Bengkulu

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Abstract

Indonesia merupakan Negara agraris, dimana penduduknya sebagian besar merupakan petani. Indonesia dianugrahi Sumber Daya Alam yang sangat berlimpah akan tetapi kondisi yang sangat menguntungkan itu berbanding terbalik dengan keadaan Indonesia sekarang ini. Pertanian memiliki produktifitas tenaga kerja yang rendah dan juga didominasi oleh tenaga kerja tidak dibayar (pekerja keluarga), sehingga pertumbuhan yang terjadi pada lapangan usaha ini belum mampu memberikan manfaat banyak terhadap kesejahteraan masyarakat (petani). Hal ini dapat kita lihat   di desa Sukasari  kecamatan Periukan kabupaten Seluma. Potensi pertaniannya belum dimaksimalkan dengan baik, maka kami team pengabdian dari Fakultas Ekonomi Univeristas Dehasen  membagi informasi dan ilmu bagaimana memaksimalkan potensi alam dari desa Sukasari ini. Diharapakan pengabdian ini dapat memberikan kontribusi kepada warga sekitar yang diberikan materi tentang kewirausahaan dan pemaksimalan potensi desa. Tentu desa Sukasari memiliki potensi yang besar untuk memaksimalkan hasil dari Sumber Daya Manusianya.yaitu dengan memanfaatkan potensi kelapa dan serai
STRATEGI PENGEMBANGAN BUMDES TANJUNG BERINGIN KECAMATAN CURUP UTARA, KABUPATEN REJANG LEBONG Kresnawati, Kresnawati; Hanila, Siti; Susena, Cahya; Arliando, Yode; Sartoni, Arius; Herfianti, Meiffa
Jurnal Pengabdian Masyarakat Bumi Rafflesia Vol. 2 No. 3 (2019): Jurnal Pengabdian Masyarakat Bumi Raflesia
Publisher : Universitas Muhammadiyah Bengkulu

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Abstract

Badan Usaha Milik Desa (BUMDEs) dalam kegiatan usahanya melakukan study kelayakan usaha berbasis kearifan lokal terlebih dahulu. Dengan konsep dari, oleh dan untuk masyarakat desa, BUMDes seyogyanya mampu menggali potensi yang ada di desa dan menjadi unit usaha tanpa mematikan usaha masyarakat yang ada. BUMDes Beringin Sejahtera Kecamatn Curup Utara Kabupaten Rejang Lebong memiliki 3 unit usaha meliputi Saprodi penjualan gas elpiji dan produksi kopi robusta unggulan petik merah. Dari analisis SWOT dan QSPM disimpulkan bahwa persoalan mendasar bagi unit usaha kopi adalah dibidang pemasaran dan administrasi pembukuan BUMDes, meskipun dari sisi SDM pengolahan kopi sudah cukup baik.
Survival Strategies Of UMKM In Bengkulu City In Facing Inflation (Phenomenological Study) Sari, Yerni Puspita; Soleh, Ahmad; Kresnawati, Kresnawati
Social Sciences Journal Vol. 2 No. 2 (2026): February
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/soc.v2i2.438

Abstract

The purpose of this study was to determine the survival strategies of UMKM in Bengkulu City in facing inflation. This research method used descriptive qualitative and quantitative research, often referred to as mixed methods. A phenomenological study with SWOT analysis was used as qualitative research. Furthermore, the use of SWOT, EFE, IFE, IE, and QSPM matrices, all in numerical form, constitutes quantitative research. The research sample consisted of five UMKM operating as Padang restaurants in Bengkulu City. The data analysis technique used was descriptive qualitative and quantitative. The results of the study showed a total IFAS score of 2.73 and EFAS from the SWOT analysis of 3.10, placing the business position in Quadrant I (aggressive strategy) which means that the strategy is more emphasized on the strengths and opportunities that are owned, namely the quality of Minang's distinctive taste, customer loyalty, and strategic location of the business. The results of the QSPM (Quantitative Strategic Planning Matrix), the alternative strategy that is the main priority is the strategy chosen with the highest number of weight values, where the strategy is a market penetration strategy with a TAS (Total Attractive Score) value of 6.55 which means Expanding promotions through social media and digital platforms.
Peran Program Kkn-T Di Lingkungan Rt 02 Pematang Gubernur Ayu, Tri Andara; Putra, Aldiansyah; Anggara, Diup; Alfikri, Muhammad; Kresnawati, Kresnawati; Ramdani, Fitrah; Imran, Ranny Fitri; Gayatri, Ida Ayu Made Er Meytha; Perdima, Feby Elra
Jurnal Karya Nyata Pengabdian Vol. 2 No. 2 (2026): April
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jknp.v2i2.582

Abstract

Program Kuliah Kerja Nyata Tematik (KKNT) Kelompok 27 Universitas Dehasen Bengkulu dilaksanakan di RT 02 Kelurahan Pematang Gubernur, Kecamatan Muara Bangkahulu, pada periode 22 Desember 2025 hingga 19 Januari 2026. Berdasarkan pemetaan awal, ditemukan permasalahan utama berupa nomor rumah warga yang tidak runtut, lingkungan pemukiman yang kurang bersih, serta kurangnya kegiatan pembinaan pendidikan keagamaan bagi anak, khususnya pembelajaran mengaji dan pemahaman ibadah. Solusi program disusun dalam tiga kegiatan utama, yaitu pendataan dan penomoran ulang 101 rumah warga secara door to door, gotong royong bersama masyarakat pada area masjid dan lingkungan rumah warga, dan pembelajaran agama Islam berupa mengaji, hafalan surah pendek, serta praktik sholat bagi sekitar 15 anak selama tiga minggu. Hasil pelaksanaan menunjukkan administrasi wilayah lebih tertata, kebersihan lingkungan meningkat, dan partisipasi warga serta motivasi anak mengikuti pembinaan keagamaan semakin tinggi. Program ini membuktikan bahwa kolaborasi mahasiswa dan masyarakat mampu meningkatkan kesadaran lingkungan pada tingkat komunitas.
The Effect of QRIS Use on the Safety of Cashless Transactions in UMKM in Bengkulu City Kresnawati, Kresnawati; Triana, Jeanifah; Wulandari, Depiana; Amanda, Dea; Firtasuli, Silvana; Fateha, Yumi Adelia; Natasya, Cindy Apriyani
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1205

Abstract

Along with the development of digitalization in the banking sector, Bank Indonesia and the Indonesian Payment System Association (ASPI) have created a non-cash payment innovation in the form of QRIS (Quick Response Code Indonesian Standard). QRIS makes it easy for users to make fast and secure digital transactions, especially for Micro, Small and Medium Enterprises (MSMEs). This study aims to analyze the effect of QRIS usage on the safety of cashless transactions among MSMEs in Bengkulu City. The method used is a descriptive quantitative approach, with data collected through interviews and Google Forms. The data obtained from the questionnaire was analyzed using a descriptive statistical approach and simple linear regression testing with the help of IBM SPSS Statistics 27 software.
The Effectiveness of Fintech in Supporting the Performance of Bengkulu's Kalamansi Syrup SMEs Wagini, Wagini; Kresnawati, Kresnawati; Almagribi, Muhamad Sholahudin; Mutiarani, Nyimas Asti; Oktapiani, Rahma; Ikshaliana, Tiara; Sari, Urba Tian; Lesmana, Rendy
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1206

Abstract

This study evaluates the extent to which Financial Technology (Fintech), particularly mobile banking from Bank Bengkulu, contributes to the ease of conducting digital transactions and the performance of “Sahabat Kita” MSMEs that produce Bengkulu's signature kalamangsi syrup. Using a descriptive qualitative approach, data was collected through interviews, direct observation, and document collection. The findings of this study indicate that mobile banking makes an important contribution to simplifying the transaction process, promoting efficiency, and expanding the market reach for MSMEs, despite challenges related to digital literacy and information security. It can be concluded that Fintech successfully supports MSME performance through a payment system that is easy and accessible to many parties.
The Impact of Digital Wallet Use (Fintech Payment) on Students’ Personal Financial Management DANA Application Users Susanti, Neri; Kresnawati, Kresnawati; Sakina, Nabilla Dwi; Rahma, Gita Rafika; Astiana, Cemas; Minarti, Suiska; Riana, Meta; Febriani, Evi
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1207

Abstract

This study aims to analyze the impact of digital wallet usage, specifically the DANA application, on the personal financial management of university students. Using a quantitative survey approach, data was collected from students who actively use DANA in their daily financial transactions. The findings indicate that the intensity of digital wallet usage significantly influences students' financial management, particularly in monitoring expenditures and accessing transaction histories. Promotional features such as cashback and discounts have also been proven to increase students' consumption behavior. The study further shows that digital financial literacy plays a crucial role in ensuring responsible use of digital payment tools. These results imply the need for enhanced financial literacy education in higher education institutions to support healthy financial behavior among young digital users.
Effect Of Competency, Training, Work Environment, Work Motivation, And Discipline On Employee Performance At Dinas PUPR Kepahiang Prawijaya, Bambang Siswan; Anzori, Anzori; Kresnawati, Kresnawati
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 2 (2026): April
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v14i2.10103

Abstract

This study aims to analyze the influence of competence, training, work environment, work motivation, and work discipline on the performance of employees of the Public Works and Spatial Planning Agency (PUPR) of Kepahiang Regency. The study uses a quantitative approach with survey methods and multiple linear regression analysis. Primary data were collected through the distribution of questionnaires to a total of 77 respondents, consisting of employees working in various fields and roles. The results show that each variable; competence, training, work environment, work motivation, and work discipline; has a positive influence on employee performance, both partially and simultaneously. Regression analysis results indicate that the work environment variable has the most dominant influence on performance improvement, followed by competence, work motivation, work discipline, and training. These results indicate the importance of improving employee competence through continuous and sustainable training, creating a comfortable and safe work environment, fostering work motivation, and enforcing work discipline for effectiveness and efficiency in work. This study provides practical implications for the Public Works and Spatial Planning Office (PUPR) of Kepahiang Regency in formulating strategic policies to strengthen human resource quality and organizational performance in the local government sector.
Quiet Quitting Among Millennials: Causing Factors And Its Impact On Employees' Performance In The Public And Private Sectors Agustinah, Agustinah; Susena, Karona Cahya; Kresnawati, Kresnawati
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 2 (2026): April
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v14i2.10107

Abstract

The phenomenon of quiet quitting is increasingly observed among millennial employees, driven by shifting values, expectations, and the pursuit of work-life balance. This study analyzes the determinants of quiet quitting, its impact on the performance of millennial employees in the government and private sectors in Bengkulu Province, and compares the two sectors. Using a quantitative approach, questionnaires were distributed to 250 non-managerial employees, and data were analyzed using PLS-SEM and Multi-Group Analysis (MGA). All measurement instruments met validity and reliability criteria. The findings show that job demands significantly reduce employee engagement and increase quiet quitting, while job resources significantly enhance engagement and performance but do not directly influence quiet quitting. Employee engagement was found to improve performance and reduce quiet quitting, whereas quiet quitting negatively affected performance. A significant chain mediation effect was identified through employee engagement and quiet quitting in the relationship between job demands, job resources, and performance. MGA results indicated no significant differences between the government and private sectors. The study highlights the importance of managing job demands and strengthening job resources through proactive HR practices, Leadership support, balanced workloads, and career development to minimize quiet quitting and sustain organizational performance.
Co-Authors Agustinah, Agustinah Ahmad Soleh Alfikri, Muhammad Almagribi, Muhamad Sholahudin Amalia, Redha Amanda, Dea Andwini Prasetya, Andwini Anggara, Diup ARIF LESMANA Arliando, Yode Astiana, Cemas Ayu, Tri Andara Damarsiwi, Eska Prima Monique Desi Fitria Fachruzzaman, Fachruzzaman Fadila, Mawar Fateha, Yumi Adelia Febriano, Randy Rio Ferina, Zahrah Indah Firtasuli, Silvana Fitriano, Yun Gayatri, Ida Ayu Made Er Meytha Handayani, Tita Hanila, Siti Harwini, Dewi Herfianti, Meiffa Herfianti, Meiffa Ikshaliana, Tiara Imran, Ranny Fitri Karona Cahya Susena Laili, Afifatul Lesmana, Rendy Minarti, Suiska Mutiarani, Nyimas Asti Nasution, Suswati Natasya, Cindy Apriyani Neri Susanti Nirmalawati Nirmalawati Oktapiani, Rahma Oktarisna, Resty Perdima, Feby Elra Pratama, Arie Nugraha Pratama, Dimas Yoga Arif Prawijaya, Bambang Siswan PUJI LESTARI Putra, Aldiansyah Putri, Lydia Gustina Rahayu, Hesti Riski Rahma, Gita Rafika Ramdani, Fitrah Riana, Meta Riani, Gusti Rizky Ramadhan, Rizky S, David Ajun Sahdiya, Beti Sakina, Nabilla Dwi Sari, Urba Tian Sari, Yerni Puspita Sartoni, Arius Septi Septi Sukatin, Sukatin Suranta, Eddy Susena, Cahya Syahputra, Paldi Awan Syaputri , Alinza Tambunan, Denis Ryanto Taofik Hidayat, Taofik Tawakal, Anzori Triana, Jeanifah Ulandari, Silvia Wagini Wagini, Wagini Wulandari, Asyora Wulandari, Depiana Yulianti, Oni Yusuf Wahyudi